Account Activity Classifier

Enumerates types of financial transactions that can occur on a customer's account.

Represents an invoice (recording of customer's debt to a merchant).

Represents a transaction opposite to an invoice (reduction of customer's debt to a merchant).

Represents full reversal of an existing invoice.

Represents generic fee, applied to the customer's account.

Represents fee, applied because of a late payment.

Represents fee, applied to the customer's account because access to restricted digital assets (e.g. paperless copies of contracts) was granted.

Represents a real-time payment, collected on the customer's account.

Represents void of an existing payment.

Represents partial or full reversal of a previous payment.

Represents a batch payment, collected on the customer's account. It is conceptually similar to real-time payment, but has a likelihood of subsequent decline within three-day period (on average) after its effective date (due to batch processing and reprocessing). See Transaction Reprocessing for additional information.

Represents a decline of payment, either real-time or batch.

Represents a credit card chargeback of a previously processed payment or claim.

Represents automatic write off of the existing debt due to the age of this debt.

Represents a reversal of a previously posted refund.

Represents a reversal of a previously posted credit.

Represents a reversal of a previously posted chargeback.

Represents fee, applied to an account when it is sent to the 3rd party collections for the first time.

Represents fee, applied to an account, when it is reinstated from 3rd party collections back to regular billing.