Chip Application

Entity that represents information about chip application.

Application identifier.

Name (or short description) of the chip application.

Indicates whether it is possible to perform a partial selection of applications.

Current version of the chip application.

Represents the type of current card scheme.

Maximum amount that can be paid with Cless-card.

The limit amount to which the authentication of cardholder in not neccessary.

List of tags that is needed to be transferred to card in order to enable it to carry out security checks.

List of tags that is needed to be transferred to card for correct formation of the cryptogram (Application Cryptogram).

The maximum amount of a transaction in which it is not necessary to carry out further analysis of the risks.

Identifier of the object used for references; auto-incremented integer value.

Type of internal transaction.

Indicates whether the card is contactless or not.

Version number assigned by the payment system for the specific PayPass – Mag Stripe functionality of the application (terminal value).

The transaction amount limit above which the transaction is not allowed, when on-device cardholder verification is supported.

Indicates that PayPass CVM is not required.

The MChip CVM Capability of the Terminal and Reader when transaction amount is greater than the Reader CVM Required Limit. The CVM Capability - CVM Required is coded according to Annex A.2 of EMV Book 4.

The UDOL is the DOL that specifies the data objects to be included in the data field of the COMPUTE CRYPTOGRAPHIC CHECKSUM command. The UDOL must at least include the UN (Numeric). The UDOL is not mandatory for the card. There will always be a Default UDOL, including as its only entry the tag and length of the UN (Numeric) (tag '9F6A').

Kernel configuration options.

Note: Set this to 0 if you support both MChip and MStripe transaction flows.

Version number assigned by the payment system for the specific PayPass – Mag Stripe functionality of the application (terminal value).

The card data input capability of the Terminal and Reader. This tag is coded according to Annex A.2 of EMV Book 4.

The MChip CVM Capability of the Terminal and Reader when transaction amount is greater than the Reader CVM Required Limit. The CVM Capability - CVM Required is coded according to Annex A.2 of EMV Book 4.

Proprietary merchant data that may be requested by the card.

The card data input capability of the Terminal and Reader. This tag is coded according to Annex A.2 of EMV Book 4.

The MStripe CVM Capability of the Terminal and Reader when transaction amount is greater than the Reader CVM Required Limit.

The security capability of the Kernel. This tag is coded according to Annex A.2 of EMV Book.

Proprietary application identifier extension.

Reference to the entity that represents the provider.

The maximum percentage of forced verifiable transactions.

The ratio for the forced verifiable transactions. For example, if you specify 50, then every second transaction will be verified online, even if it does not require card and terminal security policy.

Registered application provider identifier.

Transaction action code default.
If there is a coincidence of bits in all three tags (TVR, TAC, IAC) then the transaction must be rejected.
If TVR tag bit equals 1 and if the same bit of bytes TAC-default and IAC-default equals 0, - then confirmation of the transaction is requested from the card offline (and cryptogram TC).

Denial terminal action code.
If TVR (Terminal Verification Results), TAC-denial, IAC-denial has essentially the same bit (at least one), the transaction ends with the offline-decline, the terminal prompts the AAC card cryptogram (cancel of the transaction).

Transaction action code online.
Transaction is verified online and the terminal prompts the ARQC card cryptogram (online authorization).

Used for the validation of terminal risk, to determine a random transaction.
For example, if the card confirms small amount transactions offline without the bank approval - this parameter specifies how often the card will ask for the approval (online), even with offline-transactions.