UniPay Gateway Documentation

Are you ready?

In this tutorial we will learn how to configure funding for a merchant/merchant account.

We will use the following parameters:

Remitter: Remitter - name of a remitter that will process funding
Remittance mode: Retail And Batch - remittance occurs for both realtime and batch transactions
Remittance basis: Response Date - remittance is done based of response date, meaning fixed number of days after you receive approval and transactions were settled
Currency: USD - currency used by a merchant for remittance
Merchant Funding Policy: Deduction - fees will be deducted as a part of remittance (note that if you choose Withdrawal funding policy, fees will be withdrawn from the same deposit account or from a specific bank account that was designated for withholding of the fees)
Reccurring Fees Begin Date: 12/24/2024 - the date when the remittance starts
Statement Review: Merchant - manual review will be required for merchant statements

Deposit Period: 1 - time period from the moment when a remittance file is sent to the bank and a physical deposit reaches merchant's bank account (the time it takes for bank transactions to transfer).
Direct Debit Deposit date: 3 - wait period in days starting from response date before direct debit funds are remitted back to the merchant
CC Deposit date: 3 - wait period in days starting from response date before CC funds are remitted back to the merchant.
Amex Deposit date: 3 - wait period in days starting from response date before Amex funds are remitted back to the merchant

Note that the minimum appropriate value for the Direct Debit Deposit date/CC Deposit date/Amex Deposit date to indicate is '2', which means that the funds will be transferred to the bank the next day after being processed, not in two days after being processed. And in two days after being processed, the funds will be available on the merchant's account.
Cutoff Period: 12:00 AM - time of the day that marks the end of a business day

Merchant Statement settings:
Deposit Grouping: Business Day - funding will be made on business days only
Statement Policy: Positive Balance - a statement will be generated for positive balance only
Mailing Policy: Notification and statement details - notification will be sent to the specified email address with statement details
Recipients: john.smith@email.com; joanna.smith@email.com - email addresses of the recipients that receive notifications and merchant statements
Log in to the system using your Username and Password and switch to the Management => Merchant Perspective.

Note: To learn how to log in and select perspectives, use the prerequisite tutorial Logging in and navigating the application.
Select appropriate Merchant or Merchant Account in the top left section of the screen.
Note: Funding settings can be set up according to your merchant configuration.
Click Detailsbutton in the top section of the screen.
Locate Funding menu item and select Settings menu item from the list.
Locate Settings groupbox
Select Remitter in Remitterdropdown
Select Retail And Batch in Modedropdown
Select Response Date in Basisdropdown
Locate Statement Review groupbox
Locate Merchant checkbox and check it off.
Locate Period groupbox
Enter 1 into the Deposittextbox
Enter 3 into the Direct Debittextbox
Enter 3 into the CCtextbox
Enter 3 into the Amextextbox
Select 12:00 AM in Cutoffdropdown
Locate Merchant Statement groupbox
Select Business Day in Deposit Groupingdropdown
Select Positive Balance in Generation Policydropdown
Select Notification and statement details in Emailing Policydropdown
Enter john.smith@email.com;joanna.smith@mail.com into the Recipient Listtextbox
Locate Funding groupbox
Select Deduction in Merchant Funding Policydropdown
Choose Merchant or Reseller to appoint who will be responsible for calculating fees by choosing between Merchant and Reseller in Responsible for Fees label
Select 12/24/2024 in Recurring Fees begin ondatebox
Locate Remittance Currency groupbox
Select USD in Currency Codedropdown
Click Savebutton
Congratulations, you are done!

You have learned how to configure funding. Now you can do this by yourself.

Name	Added On	Difficulty	Time Required	Description
How to enable emailing of merchant statements	05/27/14		15 mins	This tutorial is aimed to teach you how to enable emailing of Merchant Statements as well as to help you to choose the emailing option which corresponds to your needs.
How to check remittance deposits	03/25/15		15 mins	This tutorial will help you to check whether a merchant's deposit has been sent to the bank.

Configuring remittance settings

Useful Terms

Configuring remittance settings

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