Setting up merchant fees without buy rate

Fee Type     Merchant Fee     Pricing Model    

1. Are you ready?
   
   In this tutorial we are going to set up Merchant Fees.
   We are going to set up the fees with the following parameters:
   

   • Transactions will be funded within 48 hours (2 business days after the processing day). Processing fees will be deducted at the time of deposit. This corresponds to the demand-demand Fee Type, which is a standards type of fees.
   • Merchant will be funded Visa, Master Card, Discover and direct debit through the system while American Express will be funded directly by American Express.
   • We are going to use blended rate of 2.8% plus 10 cent on all card types for realtime and batch processing.
   • For direct debit we are going to use the blended rate of 1.5% plus 5 cent.
   • Processing Fees are charged on approvals only and per item fees are charged on approvals, declines and voids.
   • The same fees will be charged for both sale and credit types of transaction.
   • The merchant will be charged $25 chargeback fee, $10 direct debit return fee, One-time Setup Fee of $500 and Monthly Recurring Service Fee of $19.99.
2. Log in to the system using your Username and Password and switch to the Merchant Perspective.
   
   Note: To learn how to log in and select perspectives, use the prerequisite tutorial Logging in and navigating the application.
3. Click   Remittancebutton in the top section of the screen.
4. Choose   Fees  menu item  from the list.
5. Locate     Type  button and click it to start process of merchant fees setup.
6. Choose demand-demand fee type and open its form it by clicking on modify option.
7. Locate   Policy  tab to set up policy for demand-demand fee type we use for our merchant.
8. Locate   Realtime  groupbox
9. Locate   Processing Cost  radio button
10. Choose Include Merchant  radio button  to activate it for Cards and direct debit
11. Choose Ignore  radio button  to activate it for Amex
12. Locate   Deposit (Payments)  panel
13. Choose Deposit  radio button  to activate it for Visa, Master Card, Discover and direct debit
14. Choose Skip  radio button  to activate it for American Express, Visa Pin Debit, MasterCard Pin Debit, EBT and Bank Card
15. Locate   Fees Policy  panel
16. Choose %  checkbox  to activate it for Payments
17. Choose $  checkbox  to activate it for Payments, Declines and Voids
18. Locate   Batch  groupbox
19. Locate   Processing Cost  panel
20. Choose Include Merchant  radio button  to activate it for Cards and direct debit
21. Choose Ignore  radio button  to activate it for Amex
22. Locate   Deposit (Payments)  panel
23. Choose Deposit  radio button  for Visa, Master Card, Discover and direct debit
24. Choose Skip  radio button  for American Express
25. Locate   Fees Policy  panel
26. Choose %  checkbox  to activate it for Payments (Regular) and Payments (Rebill)
27. Choose $  checkbox  to activate it for Payments (Regular), Payments (Rebill), Declines (Regular), Declines (Rebill) and Declines (Retry)
28. After you are done, your screen will look similar to the screenshot.

    screenshot
29. Locate   Realtime  tab and click on it to set up fees for realtime transactions.
30. Locate   Visa (Sale)  panel
31. Locate   Visa Processing  label
32. Enter 2.8 into the Feetextbox
33. Locate   Visa per Item  label
34. Enter 0.1 into the Feetextbox
35. Locate   >>  button next to Visa (Sale) groupbox and click on it to copy the data you entered to Visa (Credit) groupbox.
36. Repeat the same process for all card brands.
37. Locate   Direct Debit (Sale)  panel
38. Locate   Direct Debit Processing  textbox
39. Enter 1.5 into the Feetextbox
40. Locate   Direct Debit per Item  textbox
41. Enter 0.05 into the Feetextbox
42. Locate   >>  button next to direct debit (Sale) groupbox and click on it to copy the data you entered to direct debit (Credit) groupbox.
43. After you are done, your screen will look similar to the screenshot.

    screenshot
44. Locate   Batch  tab and click on it to set up fees for batch transactions.
45. Locate   Visa (Sale)  panel
46. Locate   Visa Processing  label
47. Enter 2.8 into the Feetextbox
48. Locate   Visa per Item  label
49. Enter 0.1 into the Feetextbox
50. Locate   >>  button next to Visa (Sale) groupbox and click on it to copy the data you entered to Visa (Credit) groupbox.
51. Repeat the same process for all card brands.
52. Locate   Direct Debit (Sale)  panel
53. Locate   Direct Debit Processing  textbox
54. Enter 1.5 into the Feetextbox
55. Locate   Direct Debit per Item  textbox
56. Enter 0.05 into the Feetextbox
57. Locate   >>  button next to direct debit (Sale) groupbox and click on it to copy the data you entered to direct debit (Credit) groupbox.
58. After you are done, your screen will look similar to the screenshot.

    screenshot
59. Locate   Flat  tab and click on it to set up flat fees.
60. Locate   Chargebacks  panel
61. Locate   Chargeback Fee  textbox
62. Enter 25 into the Feetextbox
63. Locate   Returns  panel
64. Locate   Direct Debit Return Fee  textbox
65. Enter 10 into the Feetextbox
66. After you are done, your screen will look similar to the screenshot.

    screenshot
67. Locate   Recurring  tab and click on it to set up recurring fees.
68. Locate   One Time  panel
69. Locate   OneTime Fee 01  textbox and rename it to “One-Time Setup Fee”.
    
    Note: You can give any names for Recurring Fees sections.
70. Enter 500 into the Feetextbox
71. Locate   Monthly  panel
72. Locate   Monthly Fee 01  textbox
73. Enter 19.99 into the Feetextbox
74. After you are done, your screen will look similar to the screenshot.

    screenshot
75. Click   Savebutton
76. Congratulations, you are done!
    
    You have learned how to set up merchant fees. Now let’s go to Setting up merchant fees with buy rate tutorial.

Merchant   Merchant perspective   Remittance