UniPay Gateway Documentation

System Codes

Processing Codes

Deprecated Codes

Error Codes

Countries:

Provider Codes: Hide

Available Providers for Response Code "D05":

Provider Codes: Hide

Amex (batch)
Amex (real-time)
Authorize.net AIM (real-time)
Clearhaus (real-time)
Credorax (ePower) (real-time)
Elavon Europe (EISOP) (real-time)
Elavon Mass Transact (batch)
Elavon viaConex4 (real-time)
EVO Snap* (real-time)
EziDebit (real-time)
FirstData BuyPass (real-time)
FirstData Compass (batch)
FirstData Compass (real-time)
FirstData Global Gateway (Linkpoint) (real-time)
FirstData Nashville (real-time)
FirstData Omaha (real-time)
FirstData OmniPay (real-time)
FirstData Rapid Connect (real-time)
Fiserv (ACH-batch)
Fiserv (CC-batch)
Global East (real-time)
Heartland Exchange (real-time)
Heartland Portico (real-time)
JPMorgan (batch)
Latvijas Pasta Banka (LPB) (real-time)
Merchant Warrior (real-time)
MIGS (real-time)
Moneris (batch)
Moneris (real-time)
Moneris eSelect (real-time)
Napse VTOL (real-time)
Napse VTOL Cards-batch
NMI (real-time)
PagoPay (real-time)
Paymentech Orbital (Stratus/Salem, PNS/Tandem/Tampa) (batch)
Paymentech Orbital (Stratus/Salem, PNS/Tandem/Tampa) (real-time)
Paymentech UTF (real-time)
Paysafe (real-time)
PayVision (real-time)
ProPay (real-time)
TabaPay (real-time)
TransArmor Compass StrongAuth Tokenization
TransFirst (real-time)
TrustCommerce (batch)
TrustCommerce (real-time)
TSYS Sierra (real-time)
Vantiv Lowell (batch)
Vantiv Lowell (real-time)
Vantiv Tandem (batch)
Vantiv Tandem (real-time)
WorldPay (real-time)
WorldPay SecureNet (real-time)

Provider: Amex (batch)

Transaction Responses

Code	Type	Message	UniPay Code
89	Hard	NUEVA TARJETA EMITIDA	D05
14	Hard	TARJETA INVALIDA	D05
I4084	Hard	CARD NUMBER SPACES IN DEBIT TRANSACTION	D05
C0111	Hard	INVALID ACCOUNT	D05
99	Hard	Invalid card	D05
V4010	Hard	CARD# DOES NOT BEGIN WITH 34 OR 37	D05
I4109	Hard	INVALID CREDIT CARD NUMBER	D05
I4088	Hard	CARD NUMBER SPACES IN CREDIT TRANSACTION	D05

Provider: Amex (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
0QQ	Hard	Invalid Credit Card	D05

Provider: Authorize.net AIM (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
6	Hard	The credit card number is invalid	D05

Provider: Clearhaus (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
40110	Hard	Invalid card number	D05

Provider: Credorax (ePower) (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
14	Hard	Invalid card number	D05

Provider: Elavon Europe (EISOP) (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
135	Hard	Invalid BIN	D05

Provider: Elavon Mass Transact (batch)

Transaction Responses

Code	Type	Message	UniPay Code
56	Hard	No Card Record (Discover)	D05
25	Hard	Unable to locate record in file, or account number is missing from the inquiry	D05
15	Hard	No such issuer	D05
14	Hard	Invalid account number (no such number)	D05

Provider: Elavon viaConex4 (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
ND	Hard	Transaction Error	D05

Provider: EVO Snap* (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
38	Hard	INVALID CARD	D05

Provider: EziDebit (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
502	Hard	You must provide a value for the ‘YourPayerNumber’ parameter	D05
405	Hard	Invalid credit card number entered	D05
0QQ	Hard	Invalid Credit Card	D05
504	Hard	The length for the ‘YourPayerNumber’ parameter is greater than the maximum length.	D05
503	Hard	Invalid value is provided for the ‘YourPayerNumber’ parameter. Valid values are positive integers.	D05
56	Hard	No Card Record	D05
14	Hard	Invalid Card Number	D05
24	Hard	Invalid Credit Card Number or CCV	D05
5	Hard	Incorrect BSB or Account Number	D05
05	Hard	Incorrect BSB or Account Number	D05

Provider: FirstData BuyPass (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
14	Hard	Invalid card number (no such number).	D05

Provider: FirstData Compass (batch)

Transaction Responses

Code	Type	Message	UniPay Code
768	Hard	Bad Account Number Data	D05
763	Hard	Invalid Account Number	D05
751	Hard	Transit Routing Number Unknown	D05
591	Hard	Invalid CC Number	D05
201	Hard	Invalid CC Number	D05

Provider: FirstData Compass (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
768	Hard	Bad Account Number Data	D05
763	Hard	Invalid Account Number	D05
751	Hard	Transit Routing Number Unknown	D05
591	Hard	Invalid CC Number	D05
201	Hard	Invalid CC Number	D05

Provider: FirstData Global Gateway (Linkpoint) (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
002303	Hard	eSGS_RC_GW_VALIDATIONERROR_CREDITCARDLUHNFAILED	D05
002300	Hard	eSGS_RC_GW_VALIDATIONERROR	D05

Provider: FirstData Nashville (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
14	Hard	Do not try again	D05

Provider: FirstData Omaha (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
INVALID _ CARD _ #	Hard		D05

Provider: FirstData OmniPay (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
14	Hard	Invalid card number	D05
12	Hard	Invalid transaction card / issuer / acquirer	D05

Provider: FirstData Rapid Connect (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
526	Hard	Undefined Card – Debit/EBT network gateway cannot route card based on Merchant Entitlement	D05
506	Hard	Invalid Checking Account Number.	D05
373	Hard	Invalid Card Account.	D05
131	Hard	Invalid account number.	D05
118	Hard	No card record.	D05

Provider: Fiserv (ACH-batch)

Transaction Responses

Code	Type	Message	UniPay Code
R04	Hard	Invalid Account Number	D05
R30	Hard	Invalid Credit Card Number	D05

Provider: Fiserv (CC-batch)

Transaction Responses

Code	Type	Message	UniPay Code
V77	Hard	INVALID CC NUMBER	D05
V36	Hard	INVALID CC NUMBER	D05
D0	Hard	INVALID ACCOUNT	D05
14	Hard	INVALID ACCOUNT	D05

Provider: Global East (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
0P6	Hard	INVALID CARD	D05
014	Hard	INVLD ACCT	D05

Provider: Heartland Exchange (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
15	Hard	No Such Issuer	D05
14	Hard	Card No. Error	D05

Provider: Heartland Portico (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
+14	Hard	Invalid card number	D05
+8	Hard	Bad track data	D05
8	Hard	Inactive card.	D05
3	Hard	Invalid card.	D05
78	Hard	No account.	D05
14	Hard	Card No. Error.	D05

Provider: JPMorgan (batch)

Transaction Responses

Code	Type	Message	UniPay Code
111	Hard	INVALID ACCOUNT	D05

Provider: Latvijas Pasta Banka (LPB) (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
305113	Hard	Invalid card number	D05
111	Hard	Decline, invalid card number	D05

Provider: Merchant Warrior (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
-2 (007)	Hard	007 Invalid card number	D05

Provider: MIGS (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
7	Hard	Payment Server Processing Error	D05

Provider: Moneris (batch)

Transaction Responses

Code	Type	Message	UniPay Code
105	Hard	Card not supported	D05
099	Hard	Bad PBF	D05
097	Hard	Mod 10 check failure	D05
075	Hard	Invalid PAN length	D05
073	Hard	Invalid route service (destination)	D05
071	Hard	Invalid route authorization	D05
070	Hard	No IDF	D05

Provider: Moneris (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
105	Hard	Card not supported	D05
099	Hard	Bad PBF	D05
097	Hard	Mod 10 check failure	D05
075	Hard	Invalid PAN length	D05
073	Hard	Invalid route service (destination)	D05
071	Hard	Invalid route authorization	D05
070	Hard	No IDF	D05

Provider: Moneris eSelect (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
105	Hard	Card Not Supported	D05
099	Hard	Bad PBF	D05
097	Hard	Mod 10 Check Failure	D05
075	Hard	Invalid PAN Length	D05
073	Hard	Invalid Route Service (Destination)	D05
071	Hard	Invalid Route Authorization	D05
070	Hard	No IDF	D05

Provider: Napse VTOL (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
15	Hard	THERE IS NO ISSUER	D05
99(20)	Hard	Invalid card	D05
89(1)	Hard	New card issued	D05
14	Hard	Invalid card	D05

Provider: Napse VTOL Cards-batch

Transaction Responses

Code	Type	Message	UniPay Code
15	Hard	THERE IS NO ISSUER	D05
99	Hard	Invalid card	D05
89	Hard	NUEVA TARJETA EMITIDA	D05
14	Hard	TARJETA INVALIDA	D05

Provider: NMI (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
253	Hard	Fraudulent Card	D05
222	Hard	No Card Number on file with Issuer	D05
221	Hard	No Such Card Issuer	D05

Provider: PagoPay (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
204	Hard	Invalid Card	D05

Provider: Paymentech Orbital (Stratus/Salem, PNS/Tandem/Tampa) (batch)

Transaction Responses

Code	Type	Message	UniPay Code
R2	Hard	Blocked Card Number	D05
R1	Hard	Blocked Card Number Prefix	D05
E6	Hard	BIN Block	D05
BS	Hard	New Card Issued	D05
68	Hard	Invalid CC Number	D05
14	Hard	Invalid Credit Card Number	D05

Provider: Paymentech Orbital (Stratus/Salem, PNS/Tandem/Tampa) (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
R2	Hard	Blocked Card Number	D05
R1	Hard	Blocked Card Number Prefix	D05
E6	Hard	BIN Block	D05
BS	Hard	New Card Issued	D05
68	Hard	Invalid CC Number	D05
14	Hard	Invalid Credit Card Number	D05

Provider: Paymentech UTF (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
255	Hard	ACCT NOT MOD 10	D05
307	Hard	Invalid Card Invalid card type or account number.	D05
302	Hard	Invalid Card Mag stripe contains invalid data or account # is greater than 19 digits	D05
207	Hard	Invalid ABA No Invalid American Banking Association number.	D05
206	Hard	Invalid ICA No Invalid International Control Account number.	D05
204	Hard	Invalid Card No Account #/mag stripe is invalid.	D05

Provider: Paysafe (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
3036	Hard	Your request has been declined due to an invalid issuer.	D05
3017	Hard	Invalid card number	D05
3002	Hard	Invalid card number	D05

Provider: PayVision (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
61	Hard	Exceeds amount limit	D05
115	Hard	Invalid card number	D05
014	Hard	Card no. error	D05
111	Hard	Invalid card number	D05
56	Hard	Card not in authorizer’s database	D05
4012	Hard	Card data invalid	D05
14	Hard	Inv Acct Num	D05
800.100.151	Hard	Invalid card	D05
100.100.101	Hard	Invalid creditcard, bank account number or bank name	D05
100.100.100	Hard	Request contains no creditcard, bank account number or bank name	D05

Provider: ProPay (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
124	Hard	Invalid encrypted track data	D05
89	Hard	Invalid track 2	D05
88	Hard	Invalid track 1	D05
48	Hard	Invalid ccNum	D05
15	Hard	No such issuer. Could not route transaction	D05
14	Hard	Invalid card number	D05

Provider: TabaPay (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
118	Hard	No card record	D05
111	Hard	Invalid card number	D05
SK	Hard	Cross-reference card not found	D05
S8	Hard	Allowable PAN entries exceeded -- denial	D05
56	Hard	No card record	D05
14	Hard	Invalid card number (no such number)	D05

Provider: TransArmor Compass StrongAuth Tokenization

Transaction Responses

Code	Type	Message	UniPay Code
763	Hard	Invalid Account Number	D05
751	Hard	Transit Routing Number Unknown	D05
750	Hard	Invalid Transit Routing Number	D05
603	Hard	Invalid Institution	D05
602	Hard	Invalid Institution Code	D05
591	Hard	Invalid CC Number	D05
201	Hard	Invalid CC Number	D05
768	Hard	Bad Account Number Data	D05

Provider: TransFirst (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
78	Hard	Invalid/non-existent account – Decline (MasterCard specific)	D05
14	Hard	Invalid card number	D05

Provider: TrustCommerce (batch)

Transaction Responses

Code	Type	Message	UniPay Code
d-carderror	Hard	The transaction was declined, card number is invalid.	D05

Provider: TrustCommerce (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
d-carderror	Hard	The transaction was declined, card number is invalid.	D05

Provider: TSYS Sierra (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
15	Hard	No Such Issuer	D05
14	Hard	Card No. Error	D05

Provider: Vantiv Lowell (batch)

Transaction Responses

Code	Type	Message	UniPay Code
820	Hard	Credit card number was invalid	D05
364	Hard	Invalid Account Number - original or NOC updated eCheck account required	D05
301	Hard	Invalid Account Number	D05

Provider: Vantiv Lowell (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
820	Hard	Credit card number was invalid	D05
364	Hard	Invalid Account Number - original or NOC updated eCheck account required	D05
301	Hard	Invalid Account Number	D05

Provider: Vantiv Tandem (batch)

Transaction Responses

Code	Type	Message	UniPay Code
78	Hard	Invalid account	D05
14	Hard	Invalid account number	D05

Provider: Vantiv Tandem (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
615	Hard	No such issuer	D05
614	Hard	Invalid cardholder account	D05
715	Hard	Invalid Card Number Prefix	D05
714	Hard	Invalid Card Number	D05
707	Hard	Format error - invalid account number	D05

Provider: WorldPay (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
014	Hard	NVALID PAN	D05

Provider: WorldPay SecureNet (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
	Hard	UNSUPPORTED_CARD	D05

Groups

Groups

Provider Codes: Hide