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Provider:  Amex (batch)   
Transaction Responses
Code Type Message UniPay Code
I2006 Hard BATCH TRAILER NOT FOUND D27
I2005 Hard RECORDS NOT IN ORDER D27
I2004 Hard INVALID FILE SEQUENCE NUMBER D27
I2003 Hard BATCH HEADER NOT FOUND D27
C0183 Hard INVALID CURRENCY CODE D27
I4085 Hard TAB RECORD NOT EXPECTED IN ENR FILE D27
N2 Hard RESERVED FOR PRIVATE USE D27
C0181 Hard FORMAT ERROR D27
I4083 Hard ERROR IN TBT DEBIT COUNT CALCULATION D27
99 Hard INGRESO MANUAL INVALIDO D27
C0125 Hard INVALID EFFECTIVE DATE D27
I4082 Hard ERROR IN TBT DEBIT AMOUNT CALCULATION D27
96 Hard ERROR EN SISTEMA D27
95 Hard RE-TRANSMITIENDO D27
I4081 Hard ERROR IN TBT CREDIT COUNT CALCULATION D27
94 Hard NRO. SEC. DUPLICADO D27
I4080 Hard ERROR IN TBT CREDIT AMOUNT CALCULATION D27
89 Hard TERMINAL INVALIDA D27
I4086 Hard INVALID ENROLLMENT INDICATIOR IN TAB D27
I4077 Hard INVALID BATCH NET AMOUNT D27
86 Hard Original date not sent D27
I4076 Hard INVALID BATCH NET COUNT D27
82 Hard POR FAVOR ESPERE D27
I4074 Hard MISMATCH IN TFT TOT RECRD CNT AND ACTUAL D27
I4073 Hard MISMATCH IN TFT NET BATCH AMT AND ACTUAL D27
77 Hard ERROR PLAN/CUOTAS D27
I4072 Hard MISMATCH IN TFT NET TRANS CNT AND ACTUAL D27
73 Hard Error in CRC D27
I4050 Hard TRANSACTION DESCRIPTION IS EMPTY D27
72 Hard Error initializing keys D27
I4049 Hard TRANSACTION AMOUNT EXCEEDS LIMIT D27
71 Hard Initialize keys D27
70 Hard Error deciphering T2 D27
I4044 Hard INVALID TRANSACTION TYPE ID D27
62 Hard Bin Card not allowed D27
I4043 Hard FILE RECORD SEQ# NOT IN SEQUENCE D27
56 Hard TARJ. NO HABILITADA D27
I4041 Hard TRANSACTION DATE > BATCH INVOICE DATE D27
50 Hard ENTREGA SUPERA LIMIT D27
I4040 Hard INVALID TRANSACTION DATE D27
48 Hard EXCEDE MAX. CUOTAS D27
I4034 Hard INVALID PARTNER ID D27
I4027 Hard BATCH INVOICE DATE > FILE CREATION DATE D27
I4028 Hard INVALID BATCH INVOICE SEQ# D27
I4025 Hard INVALID BATCH INVOICE DATE D27
46 Hard TARJETA NO VIGENTE D27
I4018 Hard INVALID DATE IN CREATE DATE TIME D27
I4017 Hard INVALID FILE TYPE D27
I4007 Hard RECORD# SHOULD BE 1 IN FILE HEADER D27
45 Hard NO OPERA EN CUOTAS D27
I4006 Hard TOTAL NUMBER OF BATCHES EXCEEDS LIMIT D27
30 Hard ERROR EN FORMATO D27
I4003 Hard INVALID JULIAN DATE D27
25 Hard NO EXISTE ORIGINAL D27
12 Hard TRANSAC. INVALIDA D27
I2100 Hard FIELD NOT NUMERIC IN TEN RECORD D27
I2099 Hard FIELD NOT NUMERIC IN TAB RECORD D27
06 Hard ERROR D27
I2098 Hard FIELD NOT NUMERIC IN FILE TRAILER D27
I2097 Hard FIELD NOT NUMERIC IN BATCH TRAILER D27
V4003 Hard BATCH AMOUNT EXCEEDS LIMIT D27
V4000 Hard TRANSACTION DATE > 090 DAYS D27
L4007 Hard EMPTY FILE FROM MERCHANT D27
I4222 Hard FILE TRAILER NOT PRESENT IN INPUT FILE D27
I4122 Hard FILE HEADER NOT PRESENT IN INPUT FILE D27
I4111 Hard TXN FAILED PRE-EDITS IN TEN/TDS RECORD D27
I4106 Hard INVALID VALUE IN TRANSCODE FIELD D27
I4090 Hard CUSTOMER # IN TEN NOT MATCHING WITH TAB D27
I4089 Hard ONE-TIME TRANSACTION NOT PERMITTED D27
I4087 Hard INVALID ONE-TIME INDICATOR IN TAB D27
V4007 Hard BATCH COUNT INVALID IN TFT D27
V4004 Hard FILE NET AMOUNT EXCEEDS LIMIT D27

Provider:  Amex (real-time)   
Transaction Responses
Code Type Message UniPay Code
91 Hard Issuer or switch is inoperative D27
68 Hard Response received too late D27
65 Hard Exceeds withdrawal frequency limit D27
63 Hard Security violation D27
30 Hard Format error D27
25 Hard Unable to locate record on file D27
???? Hard ???? D27
0Q3 Hard Payment Gateway Connection Error D27
92 Hard Financial institution not found D27

Provider:  Authorize.net AIM (real-time)   
Transaction Responses
Code Type Message UniPay Code
104 Hard This transaction is currently under review. D27
247 Hard This eCheck.Net type is not allowed D27
19 Hard An error occurred during processing. Please try again in 5 minutes. D27
72 Hard The authorization code is invalid D27
223 Hard This transaction has been declined D27
103 Hard This transaction cannot be accepted. D27
246 Hard This eCheck.Net type is not allowed D27
16 Hard The transaction was not found. D27
71 Hard The bank account type is invalid D27
222 Hard This transaction has been declined D27
102 Hard This request cannot be accepted D27
245 Hard This eCheck.Net type is not allowed when using the payment gateway hosted payment form. D27
15 Hard The transaction ID is invalid. D27
70 Hard The transaction method is invalid D27
221 Hard This transaction has been declined D27
244 Hard This eCheck.Net type is not allowed for this Bank Account Type. D27
14 Hard The Referrer or Relay Response URL is invalid. D27
69 Hard The transaction type is invalid D27
220 Hard This transaction has been declined D27
12 Hard An authorization code is required but not present. D27
68 Hard The version parameter is invalid. D27
219 Hard This transaction has been declined D27
243 Hard Recurring billing is not allowed for this eCheck.Net type. D27
66 Hard This transaction cannot be accepted for processing. D27
193 Hard The transaction is currently under review. D27
218 Hard This transaction has been declined D27
59 Hard An error occurred in processing. Please try again in 5 minutes D27
101 Hard The given name on the account and/or the account type does not match the actual account. D27
3 Hard This transaction has been declined. D27
185 Hard This reason code is reserved or not applicable to this API. D27
217 Hard This transaction has been declined D27
58 Hard An error occurred in processing. Please try again in 5 minutes D27
100 Hard The eCheck.Net type is invalid D27
2 Hard This transaction has been declined. D27
65 Hard This transaction has been declined D27
57 Hard An error occurred in processing. Please try again in 5 minutes D27
99 Hard This transaction cannot be accepted D27
63 Hard An error occurred in processing. Please try again in 5 minutes D27
181 Hard An error occurred during processing. Please try again. D27
216 Hard This transaction has been declined D27
319 Hard The transaction cannot be found D27
98 Hard This transaction cannot be accepted D27
62 Hard An error occurred in processing. Please try again in 5 minutes D27
180 Hard An error occurred during processing. Please try again D27
215 Hard This transaction has been declined D27
56 Hard This merchant accepts ACH transactions only; no credit card transactions are accepted. D27
97 Hard This transaction cannot be accepted. D27
61 Hard An error occurred in processing. Please try again in 5 minutes D27
175 Hard The processor does not allow voiding of credits. D27
214 Hard This transaction has been declined D27
55 Hard The sum of credits against the referenced transaction would exceed the original debit amount. D27
318 Hard A duplicate transaction has been submitted. D27
92 Hard The gateway no longer supports the requested method of integration D27
60 Hard An error occurred in processing. Please try again in 5 minutes D27
174 Hard The transaction type is invalid. Please contact the merchant D27
211 Hard This transaction has been declined D27
54 Hard The referenced transaction does not meet the criteria for issuing a credit. D27
317 Hard The credit card has expired. D27
91 Hard Version 2.5 is no longer supported D27
173 Hard An error occurred during processing. Please contact the merchant. D27
209 Hard This transaction has been declined D27
53 Hard The transaction type was invalid for ACH transactions. D27
316 Hard The credit card expiration date is invalid D27
90 Hard This reason code is reserved or not applicable to this API. D27
172 Hard An error occurred during processing. Please contact the merchant D27
204 Hard This transaction has been declined D27
52 Hard The transaction was authorized, but the client could not be notified; the transaction will not be settled. D27
315 Hard The credit card number is invalid. D27
171 Hard An error occurred during processing. Please contact the merchant. D27
203 Hard This transaction has been declined. D27
51 Hard The sum of all credits against this transaction is greater than the original transaction amount. D27
311 Hard This transaction has already been captured D27
89 Hard This reason code is reserved or not applicable to this API. D27
170 Hard An error occurred during processing. Please contact the merchant D27
202 Hard This transaction has been declined D27
50 Hard This transaction is awaiting settlement and cannot be refunded. D27
310 Hard This transaction has already been voided. D27
88 Hard This reason code is reserved or not applicable to this API. D27
165 Hard This transaction has been declined D27
201 Hard This transaction has been declined D27
49 Hard A transaction amount greater than $[amount] will not be accepted D27
309 Hard The device has been disabled. D27
87 Hard This reason code is reserved or not applicable to this API. D27
48 Hard This processor does not accept partial reversals. D27
308 Hard Original transaction for reversal not found. D27
86 Hard This reason code is reserved or not applicable to this API. D27
152 Hard The transaction was authorized, but the client could not be notified; the transaction will not be settled D27
200 Hard This transaction has been declined D27
307 Hard The reversal was processed successfully. D27
85 Hard This reason code is reserved or not applicable to this API. D27
145 Hard This transaction has been declined D27
47 Hard The amount requested for settlement may not be greater than the original amount authorized. D27
127 Hard The transaction resulted in an AVS mismatch. The address provided does not match billing address of cardholder D27
84 Hard This reason code is reserved or not applicable to this API. D27
141 Hard This transaction has been declined. D27
46 Hard Your session has expired or does not exist. You must log in to continue working. D27
123 Hard This account has not been given the permission(s) required for this request D27
306 Hard The batch is already closed D27
83 Hard The requested script is either invalid or no longer supported. D27
132 Hard This transaction cannot be accepted at this time. D27
45 Hard This transaction has been declined. D27
122 Hard An error occurred during processing. Please try again D27
305 Hard The merchant is configured for autoclose. D27
296 Hard The specified SplitTenderId is not valid. D27
82 Hard Scripts are only supported in version 2.5. D27
131 Hard This transaction cannot be accepted at this time. D27
44 Hard This transaction has been declined D27
121 Hard An error occurred during processing. Please try again D27
304 Hard The original transaction is in a closed batch. D27
295 Hard The amount of this request was only partially approved on the given prepaid card. Additional payments are required to complete the balance of this transaction. D27
81 Hard The requested form type is invalid D27
130 Hard This payment gateway account has been closed. D27
41 Hard This transaction has been declined D27
120 Hard An error occurred during processing. Please try again. D27
303 Hard The device batch is full. Please close the batch. D27
290 Hard One or more required AVS values for zero dollar authorization were not submitted. D27
37 Hard The credit card number is invalid. D27
128 Hard This transaction cannot be processed D27
40 Hard This transaction must be encrypted D27
119 Hard Transactions having cardholder authentication values cannot be marked as recurring. D27
301 Hard The device batch ID is invalid. D27
289 Hard This processor does not accept zero dollar authorization for this card type D27
36 Hard The authorization was approved, but settlement failed. D27
80 Hard The driver’s license state is invalid D27
118 Hard The combination of authentication indicator and cardholder authentication value is invalid. D27
300 Hard The device ID is invalid D27
271 Hard The number of line items submitted is not allowed. A maximum of 30 line items can be submitted. D27
33 Hard FIELD cannot be left blank. D27
117 Hard The cardholder authentication value is invalid D27
297 Hard A Transaction ID and a Split Tender ID cannot both be used in a single transaction request. D27
270 Hard The line item [item number] is invalid D27
32 Hard This reason code is reserved or not applicable to this API. D27
116 Hard The authentication indicator is invalid. D27
261 Hard An error occurred during processing. Please try again. D27
27 Hard The transaction resulted in an AVS mismatch. The address provided does not match billing address of cardholder. D27
79 Hard The driver’s license number is invalid D27
254 Hard Your transaction has been declined. D27
26 Hard An error occurred during processing. Please try again in 5 minutes. D27
78 Hard The Card Code (CVV2/CVC2/CID) is invalid. D27
110 Hard This transaction is currently under review. D27
25 Hard An error occurred during processing. Please try again in 5 minutes. D27
77 Hard The SSN or tax ID is invalid D27
109 Hard This transaction is currently under review. D27
253 Hard Your order has been received. Thank you for your business! D27
76 Hard The tax amount is invalid D27
108 Hard This transaction is currently under review. D27
252 Hard Your order has been received. Thank you for your business! D27
23 Hard An error occurred during processing. Please try again in 5 minutes. D27
107 Hard This transaction is currently under review. D27
251 Hard This transaction has been declined D27
22 Hard An error occurred during processing. Please try again in 5 minutes. D27
75 Hard The freight amount is invalid D27
106 Hard This transaction is currently under review. D27
250 Hard This transaction has been declined D27
21 Hard An error occurred during processing. Please try again in 5 minutes. D27
74 Hard The duty amount is invalid. D27
105 Hard This transaction is currently under review. D27
248 Hard The check number is invalid D27
20 Hard An error occurred during processing. Please try again in 5 minutes. D27
73 Hard The driver’s license date of birth is invalid. D27
224 Hard This transaction has been declined D27

Provider:  Clearhaus (real-time)   
Transaction Responses
Code Type Message UniPay Code
50000 Hard Clearhaus error D27
40400 Hard Backend problem D27
40310 Hard 3-D Secure authentication failure D27
40300 Hard 3-D Secure problem D27
40200 Hard Clearhaus rule violation D27
40140 Hard Invalid currency D27
40000 Hard General input error D27

Provider:  Credorax (ePower) (real-time)   
Transaction Responses
Code Type Message UniPay Code
34 Hard Implausible card data D27
30 Hard Format error D27
17 Hard Invalid Capture date (terminal business date) D27
12 Hard Invalid transaction card / issuer / acquirer D27
10 Hard Unable to Reverse D27
09 Hard No Original D27
08 Hard Time-Out D27
R3 Hard Revocation of all Authorisations Order D27
R1 Hard Revocation of Authorisation Order D27
R0 Hard Stop Payment Order D27
93 Hard Transaction cannot be completed D27
92 Hard Invalid Issuer D27
89 Hard Security Violation D27
91 Hard Issuer not available D27
88 Hard MAC sync Error D27
87 Hard PIN Key Error D27
86 Hard K M E Sync Error D27
85 Hard No Keys To use D27
84 Hard Invalid Life Cycle of transaction D27
81 Hard Unable to Verify PIN D27
79 Hard Key Validation Error D27
78 Hard Function Not Available D27
68 Hard Response received too late D27
63 Hard MAC Key Error D27

Provider:  Elavon Europe (EISOP) (real-time)   
Transaction Responses
Code Type Message UniPay Code
190 Hard Non-DCC transaction not allowed D27
137 Hard Invalid batch number D27
136 Hard Invalid currency D27
133 Hard No transactions D27
132 Hard Must settle batch D27
131 Hard Sequence number error D27
125 Hard Card not active D27
992 Hard Inconsistent with message specification D27
916 Hard MAC incorrect D27
904 Hard Format error D27
902 Hard Invalid Transaction D27
501 Hard Reconciliation out of balance D27
306 Hard Not successful D27
301 Hard Not supported D27

Provider:  Elavon Mass Transact (batch)   
Transaction Responses
Code Type Message UniPay Code
73 Hard Invalid transit routing D27
64 Hard Original Amount Incorrect (Discover) D27
30 Hard Format error D27
28 Hard File is temporarily unavailable D27
21 Hard No action taken (unable to back out prior transaction) D27
12 Hard Invalid transaction D27
06 Hard Error D27
P2 Hard Invalid biller information D27
Spaces Hard Spaces D27
97 Hard Format error D27
90 Hard Invalid currency code D27
84 Hard Invalid authorization life cycle D27
81 Hard Cryptographic error found in PIN or CVV. Used by VIC for cryptographic error condition found by security module during PIN decryption or CVV processing D27
80 Hard Invalid date (for use in private label card transactions and check acceptance transactions) D27
77 Hard Previous message located for a repeat or reversal, but repeat or reversal data are inconsistent with original message D27
76 Hard Unable to locate previous message (no match on retrieval reference number) D27
74 Hard Invalid FIID D27

Provider:  Elavon viaConex4 (real-time)   
Transaction Responses
Code Type Message UniPay Code
NF Hard Rec not found D27
ND Hard Declined D27

Provider:  Electronic Payments (real-time)   
Transaction Responses
Code Type Message UniPay Code
101 Hard Request exceeds balance; card exhausted; additional cash required. D27
014 Hard Card has bad check digit. D27
011 Hard Referenced transaction not found, or transaction code unsupported. D27
010 Hard Referenced transaction already cancelled. D27
009 Hard Card already activated. D27

Provider:  EVO Snap* (real-time)   
Transaction Responses
Code Type Message UniPay Code
24 Hard MUST BALANCE NOW D27
23 Hard ITEM VOIDED D27
22 Hard INV ITEM NUM D27
21 Hard INV AMT MATCH D27
20 Hard INV ACCT MATCH D27
134 Hard BATCH IS CLOSED D27
119 Hard CARD DEACTIVATED D27
110 Hard NO AUTH NUMBER D27
19 Hard NETWORK UNAVAIL D27
109 Hard INVALID AUTH NO D27
10 Hard INVLD REQUEST D27
118 Hard VOUCHER EXPIRED D27
108 Hard ALREADY VOIDED D27
114 Hard INVALID EST ID D27
113 Hard INVLD VOUCHER ID D27
107 Hard CANNOT VOID D27
112 Hard SYSTEM ERROR D27
105 Hard ALREADY ACTIVE D27
111 Hard INCORRECT DATA D27
102 Hard CARD NOT ACTIVE D27
101 Hard CARD NOT FOUND D27
60 Hard INV APP CODE D27
59 Hard REC NOT FOUND D27
58 Hard VOID ERROR D27
57 Hard INV REF NO D27
55 Hard INV BAL/SETL D27
54 Hard INV BATCH NBR D27
52 Hard INV ACQ REF DATA D27
48 Hard SCAN UNAVAILABLE D27
47 Hard DB UNAVAIL 01 D27
46 Hard EDC UNAVAILABLE D27
44 Hard VERIFY XXXXXXXXX D27
45 Hard INVALID LIC D27
43 Hard INVALID FIID D27
42 Hard INVALID PREFIX D27
39 Hard ISSUER UNAVAIL D27
36 Hard DB UNAVAIL 04 D27
35 Hard DB UNAVAIL 03 D27
34 Hard DB UNAVAIL 02 D27
32 Hard TRAN TYPE INVLD D27
28 Hard NO TRANS FOUND D27
27 Hard INVALID DATA D27
25 Hard USE DUP THEN BAL D27

Provider:  EziDebit (real-time)   
Transaction Responses
Code Type Message UniPay Code
129 Hard Invalid value provided for the ‘KeepManualPayments’ parameter. Valid values are: ‘YES’ or ‘NO’ D27
092 Hard Financial institution not found D27
128 Hard Invalid value provided for the ‘NewPaymentAmountInCents’ parameter. Valid values must be greater than or equal to 200 ($2 dollars). D27
068 Hard Response received too late D27
127 Hard Invalid value provided for the ‘PaymentAmountInCents’ parameter. Valid values must be greater than or equal to 200 ($2 dollars). D27
065 Hard Exceeds withdrawal frequency limit D27
2 Hard Refer to card issuer's special conditions D27
063 Hard Security violation D27
030 Hard Format error D27
091 Hard Issuer or switch is inoperative D27
907 Hard Parameter conflict. ‘ScheduleStartDate’ and ‘FirstWeekOfMonth’ are not in alignment. D27
025 Hard Unable to locate record on file D27
126 Hard Invalid value provided for the ‘SchedulePeriodType’ paramater. Valid values are: ‘4’, ‘F’, ‘H’, ‘M’, ‘N’, ‘Q’, ‘W’ or ‘Y’ D27
906 Hard Status update denied - Only customers with a status of ‘A’,’N’ or ‘H’ may be changed using this service. D27
125 Hard Invalid value provided for the ‘FourthWeekOfMonth’ parameter. Valid values are: ‘YES’ or ‘NO’. D27
124 Hard Invalid value provided for the ‘ThirdWeekOfMonth’ parameter. Valid values are: ‘YES’ or ‘NO’. D27
302 Hard Report data is currently unavailable as payment processing is currently being performed (SPS). Please try again later… D27
121 Hard Invalid value provided for the ‘DayOfMonth’ parameter. Valid values must be between 1 and 31. D27
999 Hard Unable to process update - A System Error has occurred. Please contact the Ezidebit System Adminstrator to resolve the problem. The error has been logged to the System Messages table.ORA-06508: PL/SQL: could not find program unit being called (WSvc) D27
301 Hard Report data is currently unavailable as payment processing is currently being performed (PT). Please try again later… D27
12362 Hard Unable to process update - Invalid token. D27
120 Hard Invalid value provided for the ‘DayOfWeek’ parameter. Valid values are: ‘MON’, ‘TUE’, ‘WED’, ‘THU’ or ‘FRI’. D27
304 Hard Add payment denied - Only active customers can have payments added to their schedule. D27
202 Hard Payment with reference ‘xxxxxxx’ could not be found. D27
1234 Hard Invalid Token. The token is not numeric D27
119 Hard Invalid format provided for the ‘BankAccountBSB’ parameter. Valid values must be six digits only D27
188 Hard Invalid value provided for the PageNumber parameter. Valid values must be numeric and greater than zero. D27
935 Hard Payment has been processed and cannot be deleted D27
118 Hard Invalid value provided for the ‘PaymentType’ parameter. Valid values are: ‘ALL’, ‘PENDING’, ‘SUCCESSFUL’ or ‘FAILED’. D27
187 Hard You must provide a value for the ‘OrderBy’ parameter when the ‘Order’ value is provided. D27
930 Hard Payment selected for deletion could not be found. D27
117 Hard Invalid value provided for the ‘PaymentSource’ parameter. Valid values are: ‘ALL’, ‘SCHEDULED’, ‘WEB’, ‘PHONE’ or ‘BPAY’. D27
921 Hard No data matched the selection parameters. D27
185 Hard Invalid value provided for the Order parameter. Valid values are: ‘ASC’, ‘DESC’. D27
917 Hard Parameter conflict. You cannot enter a value for both the ‘ChangeFromDate’ and ‘ChangeFromPaymentNumber’ parameters D27
116 Hard Invalid value provided for the ‘LimitToTotalAmountInCents’ parameter. Valid values must be numeric and greater than or equal to zero. D27
184 Hard Invalid value provided for the OrderBy parameter. Valid values are: ‘EzidebitCustomerId’, ‘YourSystemReference’, ‘YourGeneralReference’, ‘CustomerCreationDate’. D27
910 Hard Parameter conflict. ‘ScheduleStartDate’ and ‘FourthWeekOfMonth’ are not in alignment. D27
115 Hard Invalid value provided for the ‘LimitToTotalAmountInCents’ parameter. Valid values must be numeric and greater than or equal to zero. D27
183 Hard Invalid value provided for the ‘CustomerStatus’ parameter. Valid values are: ‘ALL’, ‘HOLD’, ‘PENDING’, ‘CANCELLED’, ‘ACTIVE’. D27
909 Hard Parameter conflict. ‘ScheduleStartDate’ and ‘ThirdWeekOfMonth’ are not in alignment. D27
114 Hard Invalid value provided for the ‘LimitToNumberOfPayments’ parameter. Valid values must be numeric and greater than or equal to zero. D27
113 Hard Invalid value provided for the ‘DateField’ parameter. Valid values are: ‘PAYMENT’ or ‘SETTLEMENT’ D27
182 Hard You must provide a value for the ‘CustomerStatus’ parameter D27
908 Hard Parameter conflict. ‘ScheduleStartDate’ and ‘SecondWeekOfMonth’ are not in alignment. D27
112 Hard Invalid value provided for the ‘ChangeFromPaymentNumber’ parameter. Valid values must be numeric and greater than or equal to one. D27
181 Hard Parameter conflict. You can’t provide a number greater than zero for both ‘LimitToNumberOfPayments’ and ‘LimitToTotalAmountInCents’ D27
138 Hard Invalid value provided for the ‘DateFrom’ parameter. Valid values are any date in the format of ‘YYYY-MM-DD’ D27
180 Hard Parameter conflict. You can’t enter a value for both the ‘EziDebitCustomerID’ and ‘YourSystemReference’ parameters D27
137 Hard Invalid value provided for the ‘ChangeToDate’ parameter. Valid values are any date in the format of ‘YYYY-MM-DD’ D27
150 Hard Invalid value provided for the ‘RefundAmountInCents’ parameter. Valid values are a refund amount between 100 and the amount of the original transaction D27
122 Hard Invalid value provided for the ‘FirstWeekOfMonth’ parameter. Valid values are: ‘YES’ or ‘NO’. D27
145 Hard You have not supplied any credit card or bank account details. Mandatory data has not been provided for the update of billing details D27
411 Hard You must provide a value for the ‘customerName’ parameter D27
144 Hard You have passed in both credit card and bank account information.Only credit card or bank account data may be passed in, not both. D27
303 Hard Report data is currently unavailable as payment processing is currently being performed. Please try again later D27
139 Hard Invalid value provided for the ‘DateTo’ parameter. Valid values are any date in the format of ‘YYYY-MM-DD’ D27
136 Hard Invalid value provided for the ‘ChangeFromDate’ parameter. Valid values are any future date in the format of ‘YYYY-MM-DD’ D27
135 Hard Invalid value provided for the ‘SmsExpiredCard’ parameter. Valid values are: ‘YES’ or ‘NO’. D27
134 Hard Invalid value provided for the ‘SmsFailedNotification’ parameter. Valid values are: ‘YES’ or ‘NO’. D27
133 Hard Invalid value provided for the ‘SmsPaymentReminder’ parameter. Valid values are: ‘YES’ or ‘NO’. D27
143 Hard You must provide a value for either the ‘PaymentID’ or ‘BankReceiptID’ parameter. Provide a value for either PaymentID or BankReceiptID. D27
142 Hard The Last Name contains non standard characters which is not permitted D27
141 Hard The First Name contains non standard characters which is not permitted D27
403 Hard Invalid bank account name entered D27
401 Hard Invalid bank account number entered D27
130 Hard Invalid value provided for the ‘DebitDate’ parameter. Valid values are any future date in the format of ‘YYYY-MM-DD’ D27
0Q3 Hard Payment Gateway Connection Error D27
24 Hard File Update not Supported by Receiver D27
64 Hard You must provide a ‘YES’ value for at least one of the week of the month parameters when creating a Weekday In Month schedule. D27
23 Hard Unacceptable Transaction Fee D27
62 Hard You must provide a value for the ‘DateField’ parameter when ‘DateFrom’ or ‘DateTo’ values are provided. D27
12 Hard Invalid Transaction D27
61 Hard You must provide a valid value for the ‘MobileNumber’ parameter if you wish for the customer to receive SMS notifications D27
60 Hard Null value detected, please pass through the empty string instead of null for parameters that you don’t wish to supply a value for D27
06 Hard Error D27
7 Hard You must provide a value for the ‘DebitDate’ parameter D27
5 Hard You must provide a value for the ‘LastName’ parameter D27
03 Hard Invalid Merchant D27
092 Hard Financial institution or intermediate network facility canno D27
02 Hard Refer to Issuer’s Special Conditions D27
4 Hard You must provide a value for the ‘YourGeneralReference’ parameter D27
3 Hard You must provide a value for the ‘YourSystemReference’ parameter D27
030 Hard Format error D27
2 Hard Refer to Issuer’s Special Conditions D27
9 Hard Request in Progress D27
6 Hard Error D27
99 Hard Reserved for National Use D27
98 Hard MAC Error D27
97 Hard Reconciliation Totals Reset D27
95 Hard Reconcile Error D27
111 Hard Invalid value provided for the ‘ApplyToAllFuturePayments’ parameter. Valid values are: ‘YES’ or ‘NO’ D27
93 Hard Trans Cannot be Completed D27
110 Hard Invalid value provided for the ‘NewStatus’ parameter. Valid values are: ‘A’, ‘H’ or ‘C’ D27
90 Hard Cut-off in Progress D27
109 Hard Invalid payment reference entered D27
89 Hard Administration Error D27
108 Hard Invalid mobile phone number entered D27
88 Hard Unable to Dispense D27
68 Hard Response Received Too Late D27
87 Hard No Envelope Inserted D27
65 Hard Exceeds Withdrawal Frequency Limit D27
107 Hard Invalid email address entered D27
63 Hard Security Violation D27
58 Hard Transaction not Permitted to Terminal D27
057 Hard Transaction not Permitted to Cardholder D27
106 Hard Invalid postcode entered D27
30 Hard Format Error D27
105 Hard Invalid value provided for the ‘NewYourSystemReference’ parameter. Valid values must be 50 characters or less D27
29 Hard File Update not Successful D27
104 Hard Invalid value provided for the ‘YourGeneralReference’ parameter. Valid values must be 50 characters or less D27
103 Hard Invalid value provided for the ‘YourSystemReference’ parameter. Valid values must be 50 characters or less D27
28 Hard File Update File Locked Out D27
27 Hard File Update Field Edit Error D27
101 Hard Not all required parameters were supplied D27
26 Hard Duplicate File Update Record D27
67 Hard You must provide a value for either the ‘ChangeFromDate’ or ‘ChangeFromPaymentNumber’ parameter D27
25 Hard Unable to Locate Record on File D27
66 Hard You must provide a value for the ‘ChangeFromDate’ or the ‘PaymentReference’ parameter D27
09 Hard Request in Progress D27
92 Hard Direct Debit Claim D27
90 Hard Transaction Dishonoured after settlement (Late Return) D27
51 Hard Manually Dishonoured Transaction D27
50 Hard Transaction Refunded D27
27 Hard Invalid Transaction D27
93 Hard Transaction Recalled D27
9 Hard Technically Invalid D27
186 Hard You must provide a value for the ‘Order’ parameter when the ‘OrderBy’ value is provided. D27

Provider:  FirstData BuyPass (real-time)   
Transaction Responses
Code Type Message UniPay Code
26 Hard Referred ID not in DL database. D27
25 Hard Unable to locate record on file. D27
12 Hard Invalid transaction. D27
08 Hard Honor with identification. D27
06 Hard Error. D27
02 Hard Refer to card issuer's special conditions. D27
01 Hard Refer to card issuer. D27
R3 Hard Not approved. D27
R1 Hard Not approved. D27
93 Hard Transaction cannot be completed ; violation of law. D27
R0 Hard Not approved. D27
85 Hard No reason to decline. D27
82 Hard Count exceeds limit. D27
7W Hard Unsuccessful. D27
7V Hard Duplicate return. D27
76 Hard Key synchronization error. D27
66 Hard Card acceptor; call acquirer security. D27
57 Hard Transaction not permitted by cardholder. D27
40 Hard Totals unavailable. D27
30 Hard Format error (may also be a reversal). D27
29 Hard Hard negative info on file. D27

Provider:  FirstData Compass (batch)   
Transaction Responses
Code Type Message UniPay Code
214 Hard Reserved D27
234 Hard Duplicate Order Number D27
602 Hard Invalid Institution Code D27
212 Hard Reserved D27
233 Hard Does not match MOP D27
594 Hard Edit Error D27
211 Hard Reserved D27
231 Hard Invalid Division Number D27
588 Hard Block Activation Failed D27
227 Hard Missing Companion Data D27
583 Hard Block Activation Failed D27
225 Hard Invalid Field Data D27
582 Hard Block activation failed D27
581 Hard Unable to void D27
561 Hard Re authorization no match D27
210 Hard Reserved D27
220 Hard Invalid Store Number D27
560 Hard Re authorization D27
769 Hard (Old code) D27
204 Hard Other Error D27
580 Hard Account previously activated D27
549 Hard Previously Declined D27
252 Hard Invalid Issue Number D27
567 Hard Pending Review D27
251 Hard Invalid Start Date D27
564 Hard Counter Offer D27
842 Hard Bad EAN/SCV/CSV D27
548 Hard Not on Credit Bureau D27
905 Hard Stand in Rules D27
563 Hard Re authorization timeframes exceeded D27
766 Hard Reserved D27
545 Hard PA ITA Number Inactive D27
904 Hard Invalid Effective D27
562 Hard Re authorization amount exceeded D27
524 Hard (Old code) Altered data D27
543 Hard Invalid Pre-approval Number D27
902 Hard Process Unavailable D27
506 Hard Invalid Institution D27
542 Hard Bill To Not Equal to Ship To D27
802 Hard Positive ID D27
420 Hard Unsupported Currency D27
541 Hard Possible Compromise D27
298 Hard Daily/7 Day/30 Day Disbursement Manual Block D27
540 Hard Under 18 Years Old D27
781 Hard Invalid MICR Data D27
297 Hard Per Txn Amt Disbursement Limit Reject D27
524 Hard Altered data D27
777 Hard Original transaction not approved D27
296 Hard 30 Day Disbursement Reject Card (Payment) D27
519 Hard On negative file D27
772 Hard Incorrect Length D27
505 Hard Negative file D27
771 Hard Decline Lost or Stolen Checks D27
295 Hard 7 Day Disbursement Reject Card (Payment) D27
767 Hard Reserved D27
294 Hard Daily Disbursement Reject Card (Payment) D27
352 Hard Expired Lock D27
288 Hard Daily Velocity Block Reject (Merchant) D27
760 Hard ACH Non-Participant D27
293 Hard 30 Day Disbursement Reject Card (Funding) D27
305 Hard Already Reversed D27
276 Hard Invalid Date D27
759 Hard Customer Opt-out D27
292 Hard 7 Day Disbursement Reject Card (Funding) D27
304 Hard Not On File D27
275 Hard Invalid Time D27
757 Hard Beneficiary Deceased D27
291 Hard Daily Disbursement Reject Card (Funding) D27
301 Hard Issuer unavailable D27
274 Hard Transaction Not Supported D27
756 Hard Account-Holder Deceased D27
290 Hard 30 Day Velocity Block Reject (Merchant) D27
265 Hard Missing QHP Amount D27
273 Hard Reserved D27
261 Hard Account Not Eligible For Division’s Setup D27
289 Hard 7 day Velocity Block Reject (Merchant) D27
263 Hard Partial Authorization Not Allowed or Partial Authorization Request Note Valid D27
272 Hard Invalid Purchase Level 2 D27
257 Hard Missing Cust Service Phone D27
753 Hard Invalid Account Type D27
271 Hard Reserved D27
253 Hard Invalid Tran. Type D27
270 Hard Reserved D27
248 Hard Blanks not passed in reserved field D27
269 Hard Reserved D27
247 Hard Check Conversion Data Error D27
752 Hard Missing Name D27
245 Hard Missing or Invalid Secure Payment Data D27
750 Hard Reserved D27
268 Hard Reserved D27
243 Hard Invalid Purchase Level 3 D27
741 Hard Validation Failed D27
260 Hard Reserved D27
740 Hard Match Failed D27
258 Hard Not Authorized to Send Record D27
241 Hard Illegal Action D27
255 Hard Reserved D27
238 Hard Invalid Currency D27
610 Hard BIN Block D27
254 Hard Reserved D27
237 Hard FPO Not Approved D27
606 Hard Invalid Transaction Type D27
242 Hard Invalid Temporary Services Data D27
235 Hard FPO Locked D27
603 Hard Invalid Institution D27

Provider:  FirstData Compass (real-time)   
Transaction Responses
Code Type Message UniPay Code
211 Hard Reserved D27
234 Hard Duplicate Order Number D27
583 Hard Block Activation Failed D27
210 Hard Reserved D27
233 Hard Does not match MOP D27
582 Hard Block activation failed D27
252 Hard Invalid Issue Number D27
231 Hard Invalid Division Number D27
581 Hard Unable to void D27
227 Hard Missing Companion Data D27
580 Hard Account previously activated D27
225 Hard Invalid Field Data D27
567 Hard Pending Review D27
564 Hard Counter Offer D27
548 Hard Not on Credit Bureau D27
251 Hard Invalid Start Date D27
220 Hard Invalid Store Number D27
545 Hard PA ITA Number Inactive D27
905 Hard Stand in Rules D27
204 Hard Other Error D27
563 Hard Re authorization timeframes exceeded D27
543 Hard Invalid Pre-approval Number D27
904 Hard Invalid Effective D27
562 Hard Re authorization amount exceeded D27
902 Hard Process Unavailable D27
561 Hard Re authorization no match D27
542 Hard Bill To Not Equal to Ship To D27
802 Hard Positive ID D27
560 Hard Re authorization D27
541 Hard Possible Compromise D27
781 Hard Invalid MICR Data D27
549 Hard Previously Declined D27
540 Hard Under 18 Years Old D27
777 Hard Original transaction not approved D27
298 Hard Daily/7 Day/30 Day Disbursement Manual Block D27
524 Hard Altered data D27
772 Hard Incorrect Length D27
297 Hard Per Txn Amt Disbursement Limit Reject D27
519 Hard On negative file D27
296 Hard 30 Day Disbursement Reject Card (Payment) D27
505 Hard Negative file D27
771 Hard Decline Lost or Stolen Checks D27
295 Hard 7 Day Disbursement Reject Card (Payment) D27
352 Hard Expired Lock D27
767 Hard Invalid Account Number Format D27
294 Hard Daily Disbursement Reject Card (Payment) D27
305 Hard Already Reversed D27
760 Hard ACH Non-Participant D27
304 Hard Not On File D27
759 Hard Customer Opt-out D27
293 Hard 30 Day Disbursement Reject Card (Funding) D27
757 Hard Beneficiary Deceased D27
292 Hard 7 Day Disbursement Reject Card (Funding) D27
302 Hard Credit Floor D27
275 Hard Invalid Time D27
756 Hard Account-Holder Deceased D27
291 Hard Daily Disbursement Reject Card (Funding) D27
301 Hard Issuer unavailable D27
274 Hard Transaction Not Supported D27
753 Hard Invalid Account Type D27
290 Hard 30 Day Velocity Block Reject (Merchant) D27
266 Hard Invalid QHP Amount D27
273 Hard Reserved D27
752 Hard Missing Name D27
289 Hard 7 day Velocity Block Reject (Merchant) D27
265 Hard Missing QHP Amount D27
271 Hard Reserved D27
750 Hard Invalid Transit Routing Number D27
288 Hard Daily Velocity Block Reject (Merchant) D27
263 Hard Partial Authorization Not Allowed or Partial Authorization Request Note Valid D27
270 Hard Reserved D27
260 Hard Reserved D27
276 Hard Invalid Date D27
261 Hard Account Not Eligible For Divisionт€™s Setup D27
269 Hard Reserved D27
257 Hard Missing Cust Service Phone D27
741 Hard Validation Failed D27
268 Hard Reserved D27
253 Hard Invalid Tran. Type D27
842 Hard Bad EAN/SCV/CSV D27
248 Hard Blanks not passed in reserved field D27
766 Hard Reserved D27
247 Hard Check Conversion Data Error D27
740 Hard Match Failed D27
245 Hard Missing or Invalid Secure Payment Data D27
610 Hard BIN Block D27
506 Hard Invalid Institution D27
243 Hard Invalid Purchase Level 3 D27
606 Hard Invalid Transaction Type D27
420 Hard Unsupported Currency D27
603 Hard Invalid Institution D27
258 Hard Not Authorized to Send Record D27
241 Hard Illegal Action D27
242 Hard Invalid Temporary Services Data D27
238 Hard Invalid Currency D27
602 Hard Invalid Institution Code D27
214 Hard Reserved D27
237 Hard FPO Not Approved D27
594 Hard Edit Error D27
212 Hard Reserved D27
235 Hard FPO Locked D27
588 Hard Block Activation Failed D27

Provider:  FirstData Global Gateway (Linkpoint) (real-time)   
Transaction Responses
Code Type Message UniPay Code
005004 Hard eSGS_RC_DB_DUPLICATE_TRANSACTION D27
005003 Hard eSGS_RC_DB_DUPLICATE_ORDER D27
005002 Hard eSGS_RC_DB_DATANOTFOUND D27
005001 Hard eSGS_RC_DB_MISSINGDATA D27
005000 Hard eSGS_RC_DB_GENERALERROR D27
002301 Hard eSGS_RC_GW_VALIDATIONERROR_FORMAT D27
001003 Hard D27
032000 Hard eSGS_RC_UNKNOWNERROR D27
020018 Hard eLSGS_RC_UNKNOWNERROR D27
020017 Hard eLSGS_RC_SIMULATION_DUPLICATE, D27
020016 Hard eLSGS_RC_SIMULATION_DECLINED, D27
020015 Hard eLSGS_RC_INVALID_OPTION_RESULT, D27
020014 Hard eLSGS_RC_RESPONSE_PARSE_ERROR_SGS, D27
020013 Hard eLSGS_RC_UNEXPECTED_SGS_RESPONSE, D27
020010 Hard eLSGS_RC_NO_CREDITCARD_CHECK, D27
020009 Hard eLSGS_RC_CREDITCARD_AND_CHECK, D27
020008 Hard eLSGS_RC_ORDER_ID_REQUIRED, D27
020006 Hard D27
011201 Hard eSGS_RC_PARTIALRETURN_BADTRANSACTIONSTATE D27
020003 Hard eLSGS_RC_INVALID_CHAR_IN_XML, D27
011101 Hard eSGS_RC_REPEATCAPTURE_BADTRANSACTIONSTATE D27
011001 Hard eSGS_RC_REPEATREVERSAL_BADTRANSACTIONSTATE D27
010801 Hard eSGS_RC_VOID_BADTRANSACTIONSTATE D27
010503 Hard eSGS_RC_POSTAUTH_INVALIDTOTAL D27
010502 Hard eSGS_RC_POSTAUTH_BADTRANSACTIONSTATE D27
010501 Hard eSGS_RC_POSTAUTH_BADTRANSACTIONTYPE D27
010101 Hard eSGS_RC_REPEATVOID_BADTRANSACTIONSTATE D27
005150 Hard eSGS_RC_DB_RECURRINGPAYMENT D27
005008 Hard eSGS_RC_DB_CANTVOID D27
005005 Hard eSGS_RC_DB_FRAUD D27

Provider:  FirstData Nashville (real-time)   
Transaction Responses
Code Type Message UniPay Code
NR Hard Resub Excds Lmt D27
NI Hard Pin Xlate Error D27
12 Hard Inv State Code D27
NJ Hard Inv Cash Back Amt D27
69 Hard Host Key Error D27
57 Hard Declined D27
NS Hard Dbtsw Pin Xl Err D27
NN Hard Undefined Card D27
RW Hard Rev Outside Win D27
NG Hard Rev Rejected D27

Provider:  FirstData North (real-time)   
Transaction Responses
Code Type Message UniPay Code
[EMPTY] Hard D27

Provider:  FirstData Omaha (real-time)   
Transaction Responses
Code Type Message UniPay Code
NO _ OPEN _ BATCH _ Hard D27
INV _ TRAN _ TYPE _ Hard D27
INVLD _ TRAN _ CODE _ Hard D27
INV _ TRAN _ CODE _ Hard D27
INVLD_ BATCH _ SEQ Hard D27
INV_ BATCH _ SEQ Hard D27
CLOSE _UNA Hard D27
UNMATCHED _ VOID _ Hard D27
TRANSMIT _ ERROR _ Hard D27

Provider:  FirstData OmniPay (real-time)   
Transaction Responses
Code Type Message UniPay Code
34 Hard Implausible card data D27
30 Hard Format error D27
17 Hard Invalid Capture date (terminal business date) D27
10 Hard Unable to Reverse D27
8 Hard Time-Out D27
7 Hard Honour with ID D27
6 Hard Invalid Transaction for Terminal D27
98 Hard Duplicate Reversal D27
96 Hard System malfunction D27
93 Hard Transaction cannot be completed D27
88 Hard MAC sync Error D27
86 Hard K M E Sync Error D27
85 Hard No Keys To Use D27
84 Hard Invalid Life Cycle of transaction D27
79 Hard Key Validation Error D27
68 Hard Response received too late. Used to indicate the reason for sending a reversal – an authorisation response was not returned within the time limit D27
63 Hard MAC Key Error D27
45 Hard Fallback transaction not allowed (CUP only) D27

Provider:  FirstData Rapid Connect (real-time)   
Transaction Responses
Code Type Message UniPay Code
529 Hard Resubmission of transaction violates debit/EBT network frequency. D27
804 Hard Fuel only D27
108 Hard Refer to issuer‘s special conditions D27
367 Hard Target embossed card entered and Transaction count entered do not match. D27
723 Hard Driver’s License or ID is Required D27
527 Hard Network Response indicates that Merchant ID/SE is invalid. D27
803 Hard Not on file D27
001 Hard Schema Validation Error D27
360 Hard First Data Voice Services added a layer of validation that checks the data they receive from CLGC to make sure it is HTML friendly (i.e. no binary data). First Data Voice Services will return this response on Internet transactions if the check fails (th D27
722 Hard Invalid value in the field D27
525 Hard Debit/EBT network gateway cannot get through to the ISSUER. D27
802 Hard Imprint card D27
356 Hard Request not International. Merchant configured to require currency information for each financial transaction, however none was sent. D27
359 Hard The terminal transaction number did not match (on a void or reversal). D27
721 Hard Invalid ZIP Code D27
801 Hard Over merchandise limit D27
354 Hard Merchant not configured as International although the account requires it. (e.g. The account allows currency conversion but the merchant is not configured for International.) D27
357 Hard Currency conversion error. Internal CLGC system error. D27
604 Hard Close Not Valid D27
346 Hard Invalid merchant key. The merchant key block provided is invalid. (e.g. The working key provided in an Assign Merchant Working Key transaction). D27
355 Hard Invalid currency. The provided currency is invalid. D27
603 Hard Close Unavailable D27
792 Hard See attendant. D27
353 Hard First Data Voice Services returns this response on Internet transactions where the client certificate is invalid. D27
558 Hard Invalid Track 2 data D27
602 Hard No Open Batch D27
347 Hard Promotions for Internet virtual and physical cards do not match. When enabling a physical card to a virtual card, both must be from the same promotion. Cards for bulk activation request must be from the same promotion D27
524 Hard Debit Switch unavailable Timeout Retry –Communications link to debit/EBT network gateway is down or responded with a "System Malfunction (96)" message D27
316 Hard Incorrect location. There was a problem with the merchant location. D27
557 Hard Invalid prompt entry D27
601 Hard Invalid Batch Number D27
345 Hard Invalid EAN. The EAN is not correc t for the provided account number. D27
523 Hard Crypto box is offline. D27
109 Hard Invalid merchant. The merchant is not in the merchant database or the merchant is not permitted to use this particular card. D27
352 Hard First Data Voice Services returns this response on Internet transactions where they did not receive a response from CLGC. D27
344 Hard Internet access disabled. D27
520 Hard Reversal Rejected. Do not try again. D27
351 Hard First Data Voice Services returns this response on Internet transactions where the interface input parameter is not valid. D27
556 Hard Exceeds quantity D27
568 Hard Over additive limit D27
519 Hard Invalid Effective Date. D27
350 Hard Account not in inactive state. (e.g. Response when enabling a physical card, when the physical card in not in an inactive state.) D27
555 Hard Invalid Date/Time D27
567 Hard Over repair limit D27
343 Hard No phone service. Attempted a calling card transaction on an account which is not configured for calling card activity. D27
518 Hard Invalid account/date or sales date in future. D27
349 Hard Account already linked. (e.g. Response when enabling a physical card, when the two provided accounts have already been linked together.) D27
553 Hard Exceeds transaction total limit per product class. D27
566 Hard Y or N required D27
342 Hard Void of activation after account activity. D27
507 Hard New Account Information available. D27
348 Hard Invalid transaction source. The provided source (field EA) is not valid for this transaction. D27
552 Hard Invalid Product D27
565 Hard Fuel price error D27
341 Hard Invalid status change. The status change requested (e.g. lost/stolen, freeze active card) cannot be performed. D27
950 Hard Violation of business arrangement D27
504 Hard Do not try again. D27
551 Hard Invalid Driver D27
564 Hard Over cash limit D27
340 Hard New password required. D27
944 Hard Invalid response D27
503 Hard New Account Information. D27
550 Hard Invalid Vehicle D27
563 Hard Over fuel limit D27
339 Hard Transaction history not available. D27
942 Hard Customer cancellation D27
401 Hard Offer Processing Error D27
562 Hard Pay at pump not allowed D27
338 Hard No transactions available/no more transactions available. There are no transactions for this account or there are no transactions as determined by the specified first transaction number. D27
924 Hard Limit check failed D27
502 Hard Invalid State Code. D27
157 Hard Invalid entry D27
561 Hard Invalid Restriction Code D27
337 Hard Too many transactions requested. D27
923 Hard Request in progress D27
501 Hard Date of Birth Error for Check Processing. D27
156 Hard Max number of recharges exceeded D27
560 Hard Invalid Odometer D27
336 Hard Bad authorization code. The authorization code test failed. D27
915 Hard Timeout Reversal not supported. Resend the original transaction. Do not retry the timeout reversal D27
404 Hard TransArmor Key Error. D27
333 Hard No previous transaction. The void or reversal transaction could not be matched to a previous (original) transaction. In the case of a pre-auth redemption, the corresponding locking transaction could not be identified. D27
826 Hard Signature required D27
403 Hard TransArmor Invalid Token or Account Number. D27
155 Hard Recharge amount exceeded D27
559 Hard Voyager ID problem D27
825 Hard No chain ID for chain merchant D27
385 Hard Accepted but not yet processed. D27
154 Hard Over monthly limit D27
332 Hard Account locked. D27
941 Hard Invalid issuer. D27
384 Hard Account row locked. D27
153 Hard Already redeemed D27
331 Hard Balance not available (denial). Due to an internal First Data Closed Loop Gift Card (CLGC) issue, information from this account could not be retrieved. D27
940 Hard Error. D27
824 Hard Over chain product velocity amount D27
383 Hard Store location zero not allowed. D27
152 Hard Exceeds limit D27
330 Hard Bad checksum. The checksum provided is incorrect. D27
914 Hard Void/Full Reversal requests in which the Original Authorization was not found. D27
823 Hard Over chain product velocity both D27
817 Hard Over merchant product velocity count D27
382 Hard Bulk activation package amount error. D27
151 Hard Activation failed D27
329 Hard Bad_repay_date. D27
908 Hard Transaction destination not found for routing. D27
822 Hard Over chain product velocity count D27
816 Hard Over merchant product velocity amount D27
381 Hard Bulk activation unattempted error D27
122 Hard Security violation D27
328 Hard Request not permitted by this merchant location. D27
906 Hard System Error. There is a problem with the host processing system. Call your helpdesk or operations support. D27
821 Hard Over chain daily velocity both D27
815 Hard Over merchant daily velocity both D27
326 Hard Incorrect transaction version or format number for POS transactions. D27
114 Hard Invalid account type D27
327 Hard Request not permitted by this account. D27
904 Hard Format error. D27
820 Hard Over chain daily velocity amount D27
814 Hard Over merchant daily velocity amount D27
323 Hard Password retry exceeded. The user account has been frozen because the user attempted access and was denied. Seek management assistance. D27
380 Hard Bulk activation error. D27
902 Hard Invalid transaction. This card or terminal is not permitted to perform this transaction, or the transaction type is invalid, or First Data is unable to route a refund request to the network. D27
819 Hard Over chain daily velocity count D27
813 Hard Over merchant daily velocity count D27
322 Hard Exceeded account reloads. The clerk/user/location was only permitted to reload some number of accounts. That number was exceeded. (See your Business Manager in order to extend this limit.) D27
775 Hard Subsystem Unavailable. D27
818 Hard Over merchant product velocity both D27
812 Hard Over issuer velocity amount D27
321 Hard Invalid new password. The new password does not meet the minimum security criteria D27
740 Hard Totals Unavailable. D27
811 Hard Over issuer velocity count D27
320 Hard Invalid password. D27
377 Hard Already active and reloadable. D27
810 Hard Over card velocity amount D27
319 Hard Invalid clerk. The clerk field was either missing, when required, or the content did not match the requirements D27
376 Hard Account status is void lock. D27
729 Hard Hard Negative Info On File. D27
317 Hard Max balance exceeded. The transaction, if completed, would cause the account balance to be exceeded by the max_balance as specified in the promotion. Some merchants set the max_balance to a value twice the max transaction amount. D27
375 Hard Bad Post Date. The Post Date is not a valid date. D27
726 Hard Unable to Locate Record On File. D27
809 Hard Over card velocity count D27
374 Hard Product code(s) restricted. D27
702 Hard EMV Key Download Error. D27
808 Hard Invalid location D27
315 Hard Bad mag stripe. The mag stripe could not be parsed for account information D27
542 Hard DUKPT: An error while processing the PIN block that is not related to the point-ofsale equipment. Contact the Help Desk for assistance. D27
807 Hard Over non-fuel limit D27
311 Hard Not lost or stolen. D27
372 Hard Promo location restricted. D27
532 Hard The DUKPT Base Derivation key is missing or incorrect in the PIN pad, or PIN key synchronization error. D27
806 Hard Authorization ID needed D27
308 Hard Already active. The card is already active and does not need to be reactivated D27
369 Hard Invalid time zone. D27
530 Hard The authorizing network has a problem decrypting the cryptogram in the request. D27
805 Hard Velocity exceeded D27
130 Hard Invalid terminal. D27
368 Hard No account link. D27
724 Hard Referred - Not Active D27

Provider:  Fiserv (ACH-batch)   
Transaction Responses
Code Type Message UniPay Code
R39 Hard Non-Receipt of Credit (CHARGE BACK) D27
R37 Hard Non-Receipt of Requested Draft (CHARGE BACK) D27
R36 Hard Customer Declines Authorization (CHARGE BACK) D27
R34 Hard Cancelled Recurring Payment (CHARGE BACK) D27
R33 Hard Customer Disputes Charge (CHARGE BACK) D27
R44 Hard International Purchase Disputed or Processing Exception D27
R35 Hard Illegible Transaction D27
E08 Hard Blank Collection Method. D27
E07 Hard Miscellaneous. D27
E06 Hard Non Receiving Bank Credit. D27
E05 Hard Transcode Mismatch. D27
E04 Hard Invoice Bank Account Number. D27
E03 Hard Customer is deleted from our system. D27
E02 Hard Custom is inactive on our system. D27
E01 Hard Customer is frozen in our system. D27
R20 Hard Non-Transaction Account D27
R41 Hard Miscellaneous Decline (CHARGE BACK) D27
R40 Hard Duplicate Transaction (CHARGE BACK) D27

Provider:  Fiserv (CC-batch)   
Transaction Responses
Code Type Message UniPay Code
M4802 Hard REQ ITEM ILLEGIBLE D27
V60 Hard COPY ILLEGIBLE D27
V1207 Hard INVALID DATA D27
V76 Hard INCORRECT TRANS CODE D27
V1202 Hard INCORRECT TRANS CODE D27
V1203 Hard INCORRECT CURRENCY D27
V62 Hard COUNTERFEIT MAG D27
R44 Hard INTL DISPUTE D27
R35 Hard ILLEGIBLE TRANSACTION D27
R97 Hard CC RESUB D27
R00 Hard CC RESUB D27
12 Hard DECLINED D27
R70 Hard AMEX DECLINED D27

Provider:  GETI (batch)   
Transaction Responses
Code Type Message UniPay Code
8 Hard Decline Message D27

Provider:  Global East (real-time)   
Transaction Responses
Code Type Message UniPay Code
032 Hard NA SETL TXN D27
031 Hard FAX REQUIRED D27
030 Hard NA CAPT TXN D27
025 Hard INVLD ICC DATA D27
021 Hard INVLD CURRENCY D27
020 Hard INVLD INSTALLMNT D27
012 Hard INVLD TRAN CODE D27
1NE Hard PART AP AUTH-ONLY D27
0NA Hard NO TRANS FOUND D27
0N8 Hard INVALID DATA D27
0N3 Hard INV ITEM NUM D27
0C1 Hard SYSTEM UNAVAILABLE D27
091 Hard ISSUER UNAVAIL D27

Provider:  Heartland Exchange (real-time)   
Transaction Responses
Code Type Message UniPay Code
56 Hard Invalid Trans D27
19 Hard Re Enter D27
13 Hard Amount Error D27
12 Hard Invalid Trans D27
10 Hard Partial Approval D27
06 Hard Error XXXX D27
03 Hard Term Id Error D27
xx Hard xxxxxxxxxxxxxxxx D27
EC Hard CID Format Error D27
EB Hard Check Digit Err D27
97 Hard Translate Error D27
96 Hard System Error D27
77 Hard No Action Taken D27
76 Hard No Action Taken D27
75 Hard PIN Exceeded D27
63 Hard Sec Violation D27

Provider:  Heartland Portico (real-time)   
Transaction Responses
Code Type Message UniPay Code
80 Hard Date error. D27
77 Hard No action taken D27
76 Hard No action taken. D27
21 Hard No action taken D27
12 Hard Invalid trans. D27
+32 Hard Missing KTB error D27
06 Hard Error, merchant closed, no match. D27
+30 Hard Transaction Error D27
03 Hard Term ID error D27
+37 Hard Missing element D27
+27 Hard Transaction Error D27
+36 Hard Invalid Original Txn for Repeat D27
+35 Hard Device setting error D27
+26 Hard Transaction Error D27
+34 Hard Invalid data received D27
+25 Hard Transaction Error D27
+33 Hard Missing KSN error D27
+24 Hard Transaction Error D27
+23 Hard Transaction Error D27
+18 Hard E3 MSR failure D27
+17 Hard Invalid encryption version D27
+16 Hard Invalid Ship Date D27
+15 Hard Batch close in progress D27
+13 Hard Invalid edit data D27
+12 Hard Invalid CPC data D27
+11 Hard Original transaction not CPC D27
+10 Hard Empty report D27
+9 Hard No transaction associated with batch D27
+7 Hard Invalid report parameters D27
+4 Hard Transaction already associated with batch D27
+5 Hard No current batch D27
+3 Hard Invalid original transaction D27
+1 Hard Gateway system error D27
-1 Hard Portico Gateway error D27
11 Hard Unknown error D27
10 Hard Cannot void D27
2 Hard System unavailable. Retry transaction. D27
1 Hard System error. Retry transaction. D27
EC Hard CID format error. D27
EB Hard Check digit err. D27
96 Hard System error. D27

Provider:  JPMorgan (batch)   
Transaction Responses
Code Type Message UniPay Code
182 Hard INVALID DATA D27
181 Hard INVALID VEHICLE D27
180 Hard INVALID DRIVER D27
120 Hard SEE ATTENDANT D27
119 Hard INVALID INDUSTRY D27
114 Hard INVALID ISO D27
104 Hard RESTRICTED CARD D27
195 Hard RESTRICTED PROD D27
190 Hard DENIED D27
187 Hard RESTRICTED SITE D27
186 Hard RESTRICTED SITE D27
185 Hard INVALID PROCESS D27
184 Hard INVALID DATA D27

Provider:  Latvijas Pasta Banka (LPB) (real-time)   
Transaction Responses
Code Type Message UniPay Code
710208 Hard SIGNATURE is required D27
900 Hard Advice acknowledged, no financial liability accepted D27
705109 Hard Card name is required D27
710207 Hard DATA is required D27
125 Hard Decline, card not effective D27
505107 Hard Could not cancel payment, state flow violated D27
710206 Hard KEY is required D27
124 Hard Decline, violation of law D27
505106 Hard Could not deposit payment, state flow violated D27
122 Hard Decline, security violation D27
605105 Hard Could not authenticate non—3d payment D27
118 Hard Decline, no card record D27
505104 Hard Could not authenticate payment, state flow violated D27
605103 Hard Could not initialize authentication of non—3d payment D27
400011 Hard Order ID must be unique D27
710205 Hard KEYINDEX is required D27
113 Hard Decline, unacceptable fee D27
400000 Hard Integrity violation D27
710204 Hard INTERFACE is required D27
105 Hard Decline, card acceptor call acquirer's security department D27
505102 Hard Could not initiate payment, state flow violated D27
300000 Hard Bad request D27
710203 Hard Request is required D27
200601 Hard Recurring not found D27
110201 Hard Invalid signature D27
200301 Hard Directory service not found D27
200000 Hard Entity not found D27
710122 Hard RemoteAddress is required D27
200201 Hard Token not found D27
100001 Hard Lock timeout D27
710121 Hard Recurring.ID is required D27
400014 Hard Token is already registered D27
100000 Hard Internal server error D27
510120 Hard Recurring.Frequency must be greater than 0 D27
949 Hard abandoned (Timed out) D27
510119 Hard Recurring.EndDate must be in future D27
948 Hard suspected fraud D27
946 Hard 3d secure field extraction from PaRes failed (Incorrect PaRes; Incorrect certificate) D27
610118 Hard Recurring.EndDate is incorrect D27
945 Hard card enrollment verification in 3d secure failed (Incorrect VeRes; DS not available; merchant is not participating in 3d) D27
710117 Hard Recurring.Frequency required D27
942 Hard original credit transaction is illegible for this PAN (at least one deposited payment required) D27
710116 Hard Recurring.EndDate required D27
941 Hard agreement suspended or closed D27
510115 Hard Too frequent recurring D27
510114 Hard Recurring expired D27
940 Hard could not obtain agreement for this payment D27
611302 Hard Could not create payment, invalid mode D27
710109 Hard D3D.ACS.PaRes is required D27
182 Hard 3d secure authentication failed (Authentication status = N) D27
711301 Hard Payment is required D27
710106 Hard Payment.Order.Description is required D27
120103 Hard Session invalid D27
181 Hard 3d secure authentication is currently unavailable (Enrollment status = E) D27
711202 Hard CALLBACK is required D27
710105 Hard Payment.Order.Currency is required D27
120102 Hard Session not found D27
950 Hard Decline reason message: violation of business arrangement D27
211201 Hard Session not found D27
710104 Hard Payment.Order.Amount is required D27
111501 Hard Tokens are disabled D27
923 Hard Status message: request in progress D27
111101 Hard Tokens are disabled D27
918 Hard Decline reason message: no communication keys available for use D27
511401 Hard Could not update payment, state flow violated D27
922 Hard Decline reason message: message number out of sequence D27
610702 Hard Could not create payment, invalid Payment.Mode D27
914 Hard Decline reason message: not able to trace back to original transaction D27
710103 Hard Payment.Order.ID is required D27
710701 Hard Payment is required D27
912 Hard Decline reason message: card issuer unavailable D27
610602 Hard Could not authenticate payment, invalid Payment.Mode D27
911 Hard Decline reason message: card issuer timed out D27
210501 Hard Payment not found D27
910 Hard Decline reason message: card issuer signed off D27
710102 Hard Payment.Order is required D27
909 Hard Decline reason message: system malfunction D27
710101 Hard Payment.Mode is required D27
110402 Hard Signing failed D27
908 Hard Decline reason message: transaction destination cannot be found for routing D27
705120 Hard CSC is required D27
110401 Hard Signature verification failed D27
605117 Hard Invalid currency D27
110302 Hard Data encryption failed D27
907 Hard Decline reason message: card issuer or switch inoperative D27
110301 Hard Data decryption failed D27
904 Hard Decline reason message: format error D27
505115 Hard Could not reverse payment, state flow violated D27
110210 Hard XML serialization failed D27
902 Hard Decline reason message: invalid transaction D27
705111 Hard Card expiry is required D27
110209 Hard XML deserialization failed D27
901 Hard Advice acknowledged, finansial liability accepted D27
705110 Hard Card number is required D27

Provider:  MasterCard Payment Gateway (MPGS) (real-time)   
Transaction Responses
Code Type Message UniPay Code
UNKNOWN Hard The transaction has been submitted to the acquirer but the gateway was not able to find out about the success or otherwise of the payment. If the gateway subsequently finds out about the success of the payment it will update the response code. D27

Provider:  Merchant Warrior (batch)   
Transaction Responses
Code Type Message UniPay Code
-2 (013) Hard 013 Currency mismatch D27
-2 (012) Hard 012 Invalid transaction D27
-2 (011) Hard 011 Invalid transaction ID D27
-2 (005) Hard 005 Invalid name D27
-2 (004) Hard 004 Invalid email address D27
-2 (003) Hard 003 Invalid currency D27
-1 (008) Hard 008 Invalid auth D27
-4 Hard Internal MWE error (contact MWE support) D27
-3 Hard One of the required fields was not submitted D27
-2 Hard One of the submitted fields was invalid D27
-3 (001) Hard 001 Missing required field D27
-2 (030) Hard 030 Invalid token D27
-2 (028) Hard 028 Invalid integrator D27
-2 (029) Hard 029 No permission D27
-2 (027) Hard 027 Invalid reference ID D27
-2 (026) Hard 026 PAN detected in other fields D27
-2 (025) Hard 025 Invalid batch ID D27
-2 (022) Hard 022 Invalid interval D27
-2 (021) Hard 021 Invalid period D27
-2 (020) Hard 020 Invalid date D27
-2 (019) Hard 019 Invalid rebill D27
-2 (018) Hard 018 Invalid rebill ID D27
-2 (017) Hard 017 Invalid hash D27
-2 (016) Hard 016 Transaction already reversed D27

Provider:  Merchant Warrior (real-time)   
Transaction Responses
Code Type Message UniPay Code
-2 (005) Hard 005 Invalid name D27
-2 (004) Hard 004 Invalid email address D27
-2 (003) Hard 003 Invalid currency D27
-3 (001) Hard 001 Missing required field D27
‐2 Hard One of the submitted fields was invalid D27
‐3 Hard One of the required fields was not submitted D27
‐4 Hard Internal MWE error (contact MWE support) D27
10 Hard Transaction pending D27
-2 (030) Hard 030 Invalid token D27
-2 (029) Hard 029 No permission D27
-2 (028) Hard 028 Invalid integrator D27
-2 (027) Hard 027 Invalid reference id D27
-2 (026) Hard 026 PAN detected in other fields D27
-2 (022) Hard 022 Invalid interval D27
-2 (025) Hard 025 Invalid batch id D27
-2 (021) Hard 021 Invalid period D27
-2 (020) Hard 020 Invalid date D27
-2 (019) Hard 019 Invalid rebill D27
-2 (018) Hard 018 Invalid rebill id D27
-2 (017) Hard 017 Invalid hash D27
-2 (016) Hard 016 Transaction already reversed D27
-2 (013) Hard 013 Currency mismatch D27
-2 (012) Hard 012 Invalid transaction D27
-2 (011) Hard 011 Invalid transaction id D27
-1 (008) Hard 008 Invalid auth D27

Provider:  MercuryPay (real-time)   
Transaction Responses
Code Type Message UniPay Code
002009 Hard Password Failed (Client / Server) D27
100215 Hard Invalid State Code D27
002008 Hard Duplicate Serial Number Detected D27
100214 Hard Invalid Derived Key Data D27
002006 Hard Refused ‘Max Connections’ D27
100212 Hard Invalid Magnetic Stripe Data D27
002004 Hard Disconnecting Socket D27
100207 Hard Invalid Reference Number D27
002002 Hard Password Failed – Disconnecting D27
100203 Hard Invalid Memo D27
100201 Hard Invalid Transaction Type D27
004011 Hard Error Occurred While Decrypting Request D27
002001 Hard Queue Full D27
004005 Hard Clear Text Request Not Supported D27
002000 Hard Password Verified D27
009999 Hard Unknown Error D27
004004 Hard Weak Encryption Request Not Supported D27
004020 Hard Could Not Encrypt Response- Call Provider D27
004019 Hard TStream Type Missing D27
004003 Hard Global String Error D27
004017 Hard Invalid Check Digit D27
004002 Hard Unable to Parse Response from Global (Indistinguishable) D27
004010 Hard Unrecognized Request Format D27
004001 Hard Global Response Length Error (Too Short) D27
003053 Hard Initialize Failed D27
003051 Hard All Connections Failed D27
003050 Hard XML Parse Error D27
003017 Hard Failed to start Event Thread D27
003014 Hard Threaded Auth Started Expect Response Event (Note it is possible the event could fire before the function returns.) D27
003012 Hard 128 bit CryptoAPI failed. D27
003011 Hard Connect Cancelled D27
003010 Hard Time Out waiting for server response D27
100228 Hard Invalid Card Type D27
003009 Hard Control failed to find branded serial (password lookup failed) D27
100226 Hard Invalid Sequence Number D27
003008 Hard TCP/IP Failed to Initialize D27
100225 Hard Invalid Driver’s License D27
003007 Hard Connection Lost D27
003005 Hard Socket Creation Failed D27
003006 Hard Socket Connection Failed D27
003004 Hard Socket already open or in use D27
100224 Hard Invalid MICR Input Type D27
003003 Hard Socket Error sending request D27
003002 Hard In Process with server D27
001011 Hard Empty Command String D27
100223 Hard Invalid Batch Item Count D27
001006 Hard Global API Not Initialized D27
100222 Hard Invalid Batch Number D27
001004 Hard Insufficient Fields D27
100221 Hard Invalid TStream Type D27
100219 Hard Invalid TranCode D27
001003 Hard Invalid Command Format D27
001001 Hard General Failure D27
100218 Hard Invalid Routing Number D27
002011 Hard Internal Server Error – Call Provider D27
100217 Hard Invalid Check Type D27
002010 Hard Password failed (Challenge / Response) D27
100216 Hard Invalid Date of Birth D27

Provider:  MIGS (real-time)   
Transaction Responses
Code Type Message UniPay Code
F Hard 3D Secure Authentication Failed D27
E Hard Issuer Returned a Referral Response D27
D Hard Deferred Transaction D27
C Hard Transaction Cancelled D27
A Hard Transaction Aborted D27
8 Hard Transaction Declined - Transaction Type Not Supported D27
? Hard Response Unknown D27
S Hard Duplicate OrderInfo used D27
P Hard Transaction is Pending D27
N Hard Cardholder is not enrolled in 3D Secure (Authentication Only) D27

Provider:  Moneris (batch)   
Transaction Responses
Code Type Message UniPay Code
212 Hard Destination not available D27
210 Hard PIN key sync error D27
209 Hard Invalid transaction code D27
207 Hard Invalid transaction date D27
203 Hard Administrative card needed D27
065 Hard Adjustment not allowed D27
061 Hard No PBF D27
988 Hard Cannot find expiring cards D27
987 Hard Invalid transaction D27
null Hard Error: Malformed XML D27
986 Hard Incomplete: timed out D27
985 Hard Invalid number of recurs D27
984 Hard Data error: (optional: field name) D27
970 Hard Terminal/Clerk table full D27
966 Hard Duplicate terminal name D27
965 Hard Invalid software version number D27
964 Hard No match on Concentrator ID D27
963 Hard No match on Poll code D27
960 Hard Initialization failure - merchant number mismatch D27
961 Hard Initialization failure -pinpad mismatch D27
881 Hard Intermediate packet of a multipacket transaction D27
880 Hard Final packet of a multi-packet transaction D27
821 Hard Bad response length D27
811 Hard System error D27
810 Hard System timeout D27
809 Hard Bad close D27
801 Hard Bad data D27
800 Hard Bad format D27
435 Hard AMEX - System down D27
251 Hard Error on cash amount D27

Provider:  Moneris (real-time)   
Transaction Responses
Code Type Message UniPay Code
212 Hard Destination not available D27
210 Hard Invalid transaction code D27
209 Hard Invalid transaction code D27
207 Hard Invalid transaction date D27
203 Hard Administrative card needed D27
065 Hard Adjustment not allowed D27
061 Hard No PBF D27
988 Hard Cannot find expiring cards D27
987 Hard Invalid transaction D27
null Hard Error: Malformed XML D27
986 Hard Incomplete: timed out D27
985 Hard Invalid number of recurs D27
984 Hard Data error: (optional: field name) D27
970 Hard Terminal/Clerk table full D27
966 Hard Duplicate terminal name D27
965 Hard Invalid software version number D27
964 Hard No match on Concentrator ID D27
963 Hard No match on Poll code D27
960 Hard Initialization failure - merchant number mismatch D27
961 Hard Initialization failure -pinpad mismatch D27
881 Hard Intermediate packet of a multi-packet transaction D27
880 Hard Final packet of a multi-packet transaction D27
821 Hard Bad response length D27
811 Hard System error D27
810 Hard System timeout D27
809 Hard Bad close D27
801 Hard Bad data D27
800 Hard Bad format D27
435 Hard AMEX - System down D27
251 Hard Error on cash amount D27

Provider:  Moneris eSelect (real-time)   
Transaction Responses
Code Type Message UniPay Code
209 Hard Invalid Transaction Code D27
207 Hard Invalid Transaction Date D27
203 Hard Administrative Card Needed D27
121 Hard Administration File Problem D27
074 Hard Unable To Authorize D27
991 Hard Chip card removed before ICC communications are completed D27
065 Hard Adjustment Not Allowed D27
989 Hard MAC Error on Transaction 95 (Initialization and Handshake), most often, this indicates that the wrong keys have been injected into a device/KMAC Sync Error D27
061 Hard No PBF D27
983 Hard Clerk Totals Unavailable: selected Clerk IDs do not exist or have zero totals D27
970 Hard Terminal/Clerk Table Full D27
966 Hard Duplicate Terminal Name D27
965 Hard Invalid Software Version Number D27
964 Hard Initialization Failure - No Match On Concentrator ID D27
962 Hard Initialization Failure - No match on Printer ID D27
961 Hard Initialization Failure - No Match on PED ID D27
960 Hard Initialization Failure - No Match on Merchant ID D27
906 Hard Capture - Delinquent D27
899 Hard Bad Sequence Number - Terminal must handle this internally -Resend Transaction. D27
898 Hard Bad MAC value D27
889 Hard MAC Key Sync Error D27
882 Hard Download Aborted D27
881 Hard Continuation Response Packet of a Multi-Packet Transaction D27
880 Hard Final Response Packet of a Multi-Packet Transaction D27
811 Hard System Error D27
821 Hard Bad Response Length D27
810 Hard System Timeout No response from Moneris Host / Contact Moneris D27
809 Hard Bad Close D27
801 Hard Bad Data D27
800 Hard Bad Format D27
492 Hard System problem - ask cardholder to insert card in chip card reader D27
476 Hard CREDIT CARD-Invalid Transaction, Rejected D27
435 Hard AMEX - System Down D27
251 Hard Error On Cash Amount D27
212 Hard Destination Not Available D27
210 Hard PIN Key Sync Error D27

Provider:  NAB Account Updater   
Transaction Responses
Code Type Message UniPay Code
**19NS Hard Merchant not registered D27
**12NS Hard Invalid Expiration Date D27
**11NS Hard Non-numeric account number D27
**06NS Hard Bad check digit value D27
**05NS Hard Bad card type code D27
**04NS Hard Invalid account number length D27

Provider:  Napse VTOL (real-time)   
Transaction Responses
Code Type Message UniPay Code
48 Hard Exceeded maximum installments D27
99(27) Hard Invalid original ticket D27
46(1) Hard Invalid date card D27
99(26) Hard Original ticket not sent D27
45 Hard Not installments allowed/Invalid promotion D27
99(25) Hard Invalid original date D27
30 Hard Layout error D27
99(24) Hard Timeout D27
25 Hard Original does not exist D27
99(23) Hard CVC not sent D27
99(22) Hard Currency not sent D27
99(14) Hard Original transaction rollbacked D27
12 Hard Invalid transaction D27
99(13) Hard Original transaction refunded D27
6 Hard ERROR D27
99(21) Hard Invalid Track2 D27
99(12) Hard Original transaction canceled D27
99(18) Hard Field 71 null D27
99(17) Hard Field 71 invalid D27
99(11) Hard Exceed amount for refund D27
99(16) Hard Date not sent D27
99(10) Hard Does not work off-line D27
99(15) Hard Invalid currency D27
99(9) Hard Not effective card D27
99(8) Hard Expired date error D27
99(7) Hard Effective date error D27
99(6) Hard Authorization code not sent D27
99(5) Hard Invalid type message D27
99(4) Hard Error creating message D27
99(2) Hard Invalid provider D27
99(1) Hard Invalid enter mode D27
99 Hard Not classified error D27
96 Hard System error D27
95 Hard Retransmitting D27
93 Hard TRANSACTION CANNOT BE COMPLETED D27
94 Hard Duplicated sequence number D27
89 Hard Invalid terminal D27
89(3) Hard Closed or invalid store D27
86 Hard Original date not sent D27
N2 Hard Reserved for private use D27
82(1) Hard POR FAVOR ESPERE D27
77 Hard Error plan/installments D27
73 Hard Error in CRC D27
99(35) Hard Check-in not confirmed D27
72 Hard Error initializing keys D27
99(34) Hard Error cardSequenceNumber D27
71 Hard Initialize keys D27
99(33) Hard Error cryptogram D27
99(32) Hard Error script D27
70 Hard Error deciphering T2 D27
62 Hard Bin Card not allowed D27
99(31) Hard Field emvFullGradeIcc invalid D27
56 Hard Card not enabled D27
99(30) Hard Invalid Chiptokens D27
50 Hard Deliver exceeded limit D27
99(29) Hard Retry D27

Provider:  Napse VTOL Cards-batch   
Transaction Responses
Code Type Message UniPay Code
48 Hard EXCEDE MAX. CUOTAS D27
46 Hard TARJETA NO VIGENTE D27
45 Hard NO OPERA EN CUOTAS D27
30 Hard ERROR EN FORMATO D27
25 Hard NO EXISTE ORIGINAL D27
12 Hard TRANSAC. INVALIDA D27
06 Hard ERROR D27
93 Hard TRANSACTION CANNOT BE COMPLETED D27
N2 Hard RESERVED FOR PRIVATE USE D27
99 Hard INGRESO MANUAL INVALIDO D27
96 Hard ERROR EN SISTEMA D27
95 Hard RE-TRANSMITIENDO D27
89 Hard TERMINAL INVALIDA D27
94 Hard NRO. SEC. DUPLICADO D27
86 Hard Original date not sent D27
82 Hard POR FAVOR ESPERE D27
77 Hard ERROR PLAN/CUOTAS D27
73 Hard Error in CRC D27
72 Hard Error initializing keys D27
71 Hard Initialize keys D27
70 Hard Error deciphering T2 D27
62 Hard Bin Card not allowed D27
56 Hard TARJ. NO HABILITADA D27
50 Hard ENTREGA SUPERA LIMIT D27

Provider:  NMI (real-time)   
Transaction Responses
Code Type Message UniPay Code
440 Hard Processor Format Error D27
430 Hard Duplicate Transaction at Processor D27
421 Hard Communication Error with Issuer D27
420 Hard Communication Error D27
400 Hard Transaction Error Returned by Processor D27
300 Hard Transaction was Rejected by Gateway D27
220 Hard Incorrect Payment Data D27
461 Hard Unsupported Card Type D27
460 Hard Processor Feature not Available D27
441 Hard Invalid Transaction Information D27

Provider:  PagoPay (real-time)   
Transaction Responses
Code Type Message UniPay Code
101 Hard Invalid HTTP method D27
100 Hard Not a secure connection D27
80 Hard Pending D27
8 Hard Pending Processor Response D27
5 Hard Canceled D27
4 Hard Redirect D27
3 Hard Error D27
1044 Hard Invalid Reporting token D27
508 Hard Antifraud reject - Card Brand disabled D27
507 Hard Antifraud reject - Card velocity D27
506 Hard Antifraud reject - IP velocity D27
505 Hard Antifraud reject - Email velocity D27
504 Hard Antifraud reject - Amount limit settings D27
305 Hard Issuer not participating D27
304 Hard 3DS Failed D27
303 Hard 3DS Attempt D27
302 Hard 3DS timeout D27
301 Hard 3DS is required D27
205 Hard High Risk D27
300 Hard Card not enrolled to 3DS D27
185 Hard MCP Rates Datafeed has expired D27
111 Hard Bank Timeout D27
110 Hard Transaction is invalid D27
109 Hard Transaction not found D27
108 Hard Bank redirect D27
107 Hard Antifraud reject D27
105 Hard General error D27
104 Hard Authentication failed D27
103 Hard Field invalid D27
102 Hard Field missing D27

Provider:  Paymentech Orbital (Stratus/Salem, PNS/Tandem/Tampa) (batch)   
Transaction Responses
Code Type Message UniPay Code
F1 Hard Missing Name D27
R4 Hard Ceiling Limit D27
23 Hard Floor Unavailable Fraud D27
B9 Hard On Negative File D27
M1 Hard Merchant Override Decline D27
E9 Hard Unknown Transit Routing Number D27
R3 Hard Blocked Issuing Country D27
22 Hard Floor High fraud D27
B8 Hard Bad Debt D27
L9 Hard Database Error D27
E8 Hard Invalid Transit Routing Number D27
PR Hard Refund Not Allowed – Refund Requested on a Star only BIN or BIN not Found D27
21 Hard Floor Medium Fraud D27
B7 Hard Fraud D27
L8 Hard System Error D27
PQ Hard Unable to Validate Debit Auth Record Based on Amount, Action Code, and MOP D27
20 Hard Floor Low Fraud D27
B5 Hard Not on File D27
L7 Hard Unable to Determine Network Routing D27
12 Hard Invalid Transaction Type D27
B3 Hard Unable to Void Transaction D27
L5 Hard Invalid Issuer D27
PP Hard No Match for Debit Authorization based on Trace, Account, and Division Number D27
B2 Hard Account Previously Activated D27
J9 Hard Excess SAV FREQ D27
L4 Hard Invalid Effective D27
A3 Hard FPO Locked D27
E7 Hard Stored D27
07 Hard Stop Deposit Order D27
J8 Hard Excess SAV D27
L2 Hard Process Unavailable D27
A2 Hard Bad Order Number D27
E5 Hard Invalid Cardholder D27
06 Hard Other Error D27
B1 Hard Invalid Transaction Type D27
A1 Hard Payments Not Total Order D27
E4 Hard Invalid Institution D27
A9 Hard Invalid Issue Number D27
J7 Hard Excess DDA FREQ D27
L1 Hard In Progress D27
E3 Hard Invalid Prefix D27
A8 Hard Invalid Start Date D27
J6 Hard Excess DDA D27
K9 Hard Transaction Code Conflict D27
99 Hard No Answer/Unable to send D27
D9 Hard Altered Data D27
A6 Hard Illegal Action D27
J5 Hard No SAV D27
K8 Hard Future RD Seven D27
98 Hard Issuer Unavailable D27
D8 Hard Encrypted Data Bad D27
A4 Hard FPO Not Allowed D27
J4 Hard No DDA D27
K7 Hard Future RD Six D27
97 Hard Percents Not Total 100 D27
D6 Hard Changed Field D27
J2 Hard Not Signed In D27
K6 Hard NSF D27
96 Hard Invalid Record Sequence D27
D5 Hard On Negative File D27
J1 Hard No Manual Key D27
K5 Hard Dormant D27
95 Hard Invalid Data Type D27
I8 Hard Mag Stripe CVD Value Failed D27
K4 Hard Reserved Closing D27
88 Hard Invalid Purch. Level 3 D27
D3 Hard Rev Exceed Withdrawal D27
I7 Hard Block Activation Failed – Account Not Correct Or Block Size Not Correct D27
K3 Hard Reserved Future D27
87 Hard Invalid Currency D27
D2 Hard Invalid For Debit D27
I5 Hard Declined – Outstanding Auth, Funds On Hold D27
K2 Hard Excess Card Freq D27
86 Hard Auth Recycle Host down D27
D1 Hard Invalid For Credit D27
78 Hard Missing Companion Data D27
C2 Hard Invalid Response Code D27
I4 Hard Declined – No Original Auth Found D27
K1 Hard Excess Card D27
C1 Hard Invalid Issuer D27
I3 Hard Declined – Issuance Does Not Meet Minimum Amount D27
72 Hard Invalid Institution Code D27
H3 Hard Rev Exceed Withdrawal D27
BQ Hard Issuer has Flagged Account as Suspected Fraud. (Discover Only) D27
I2 Hard Block Activation Failed – E-mail or Fulfillment Flags were set to Y D27
69 Hard Does not Match MOP D27
H2 Hard No Debit Function D27
BP Hard Customer Service Phone Number required on Transaction Types 1 (MO/TO) and 2 (Recurring). MC Only D27
I1 Hard Block Activation Failed – Card Range Not Set Up for MOD 10 D27
66 Hard Other Error D27
H1 Hard No Credit Function D27
BO Hard Stand In Rules D27
H7 Hard Invalid Date D27
59 Hard Soft AVS D27
GA Hard Account Non-Convertible D27
BJ Hard Previously Declined D27
H6 Hard Invalid Time D27
58 Hard Transaction not Permitted to Terminal D27
G9 Hard No Capture D27
50 Hard Positive ID D27
H4 Hard Changed Field D27
56 Hard Restraint D27
G6 Hard Invalid CECP Action Code D27
46 Hard Blanks not Passed in Reserved Field D27
BI Hard Not on Credit Bureau D27
G5 Hard Customer Advises Not Authorized D27
40 Hard Requested Function not Supported D27
G4 Hard Authorization Revoked by Consumer D27
37 Hard Invalid Secure Payment Data D27
G2 Hard No Address D27
32 Hard BIN Alert D27
BH Hard Address Verification Failed D27
31 Hard Request Received D27
BF Hard PA ITA Number Inactive D27
G1 Hard No Pre-note D27
30 Hard Invalid Value in Message D27
BE Hard Invalid Email Address D27
F9 Hard ACH Non-Participant D27
BD Hard Invalid Pre-approval Number D27
F8 Hard Customer Opt Out D27
R9 Hard Authorization Code or Response Date Invalid D27
28 Hard Received and Stored D27
F6 Hard Beneficiary Deceased D27
R8 Hard Already Reversed or Nothing to Reverse D27
27 Hard No Reason to Decline D27
BC Hard Bill To Not Equal To Ship To D27
F5 Hard Account Holder Deceased D27
R6 Hard Authorization Not Found D27
26 Hard Pre-noted D27
BB Hard Possible Compromise D27
F2 Hard Invalid Account Type D27
R5 Hard Not Authorized to Send Record D27
24 Hard Validated D27
BA Hard Under 18 Years Old D27
ND Hard Account number appears on European Direct Debit negative file D27

Provider:  Paymentech Orbital (Stratus/Salem, PNS/Tandem/Tampa) (real-time)   
Transaction Responses
Code Type Message UniPay Code
E9 Hard Unknown Transit Routing Number D27
P4 Hard ECP Account Verification Decline D27
23 Hard Floor Unavailable Fraud D27
B9 Hard On Negative File D27
L9 Hard Database Error D27
E8 Hard Invalid Transit Routing Number D27
P3 Hard No Information Found D27
22 Hard Floor High fraud D27
B8 Hard Bad Debt D27
L8 Hard System Error D27
E7 Hard Stored D27
P2 Hard ECP Account Verification/AOA Decline D27
21 Hard Floor Medium Fraud D27
B7 Hard Fraud D27
L7 Hard Unable to Determine Network Routing D27
P1 Hard ECP - Advanced Verification service - Account Status Verification and/or AOA data is in a positive status. D27
20 Hard Floor Low Fraud D27
B5 Hard Not on File D27
L5 Hard Invalid Issuer D27
12 Hard Invalid Transaction Type D27
B3 Hard Unable to Void Transaction D27
L4 Hard Invalid Effective D27
ND Hard Account number appears on European Direct Debit negative file D27
B2 Hard Account Previously Activated D27
J8 Hard Excess SAV D27
L2 Hard Process Unavailable D27
A3 Hard FPO Locked D27
E5 Hard Invalid Cardholder D27
07 Hard Stop Deposit Order D27
J7 Hard Excess DDA FREQ D27
L1 Hard In Progress D27
A2 Hard Bad Order Number D27
E4 Hard Invalid Institution D27
06 Hard Other Error D27
B1 Hard Invalid Transaction Type D27
A1 Hard Payments Not Total Order D27
E3 Hard Invalid Prefix D27
A9 Hard Invalid Issue Number D27
J6 Hard Excess DDA D27
K9 Hard Transaction Code Conflict D27
D9 Hard Altered Data D27
A8 Hard Invalid Start Date D27
J5 Hard No SAV D27
K8 Hard Future RD Seven D27
99 Hard No Answer/Unable to send D27
D8 Hard Encrypted Data Bad D27
A6 Hard Illegal Action D27
J4 Hard No DDA D27
K7 Hard Future RD Six D27
98 Hard Issuer Unavailable D27
D6 Hard Changed Field D27
A4 Hard FPO Not Allowed D27
J2 Hard Not Signed In D27
K6 Hard NSF D27
97 Hard Percents Not Total 100 D27
D5 Hard On Negative File D27
J1 Hard No Manual Key D27
K5 Hard Dormant D27
96 Hard Invalid Record Sequence D27
D3 Hard Rev Exceed Withdrawal D27
I8 Hard Mag Stripe CVD Value Failed D27
K4 Hard Reserved Closing D27
95 Hard Invalid Data Type D27
I7 Hard Block Activation Failed – Account Not Correct Or Block Size Not Correct D27
K3 Hard Reserved Future D27
88 Hard Invalid Purch. Level 3 D27
D2 Hard Invalid For Debit D27
I5 Hard Declined – Outstanding Auth, Funds On Hold D27
K2 Hard Excess Card Freq D27
87 Hard Invalid Currency D27
D1 Hard Invalid For Credit D27
I4 Hard Declined – No Original Auth Found D27
K1 Hard Excess Card D27
86 Hard Auth Recycle Host down D27
C2 Hard Invalid Response Code D27
78 Hard Missing Companion Data D27
C1 Hard Invalid Issuer D27
I3 Hard Declined – Issuance Does Not Meet Minimum Amount D27
J9 Hard Excess SAV FREQ D27
BT Hard Not Authorized to send record D27
I2 Hard Block Activation Failed – E-mail or Fulfillment Flags were set to Y D27
72 Hard Invalid Institution Code D27
H2 Hard No Debit Function D27
BQ Hard Issuer has Flagged Account as Suspected Fraud. (Discover Only) D27
I1 Hard Block Activation Failed – Card Range Not Set Up for MOD 10 D27
69 Hard Does not Match MOP D27
H1 Hard No Credit Function D27
BP Hard Customer Service Phone Number required on Transaction Types 1 (MO/TO) and 2 (Recurring). MC Only D27
H7 Hard Invalid Date D27
66 Hard Other Error D27
GA Hard Account Non-Convertible D27
BO Hard Stand In Rules D27
H6 Hard Invalid Time D27
59 Hard Soft AVS D27
G9 Hard No Capture D27
BJ Hard Previously Declined D27
H4 Hard Changed Field D27
58 Hard Transaction not Permitted to Terminal D27
G6 Hard Invalid CECP Action Code D27
50 Hard Positive ID D27
H3 Hard Rev Exceed Withdrawal D27
56 Hard Restraint D27
G5 Hard Customer Advises Not Authorized D27
46 Hard Blanks not Passed in Reserved Field D27
BI Hard Not on Credit Bureau D27
G4 Hard Authorization Revoked by Consumer D27
R9 Hard Authorization Code or Response Date Invalid D27
40 Hard Requested Function not Supported D27
G2 Hard No Address D27
R8 Hard Already Reversed or Nothing to Reverse D27
37 Hard Invalid Secure Payment Data D27
G1 Hard No Pre-note D27
R6 Hard Authorization Not Found D27
32 Hard BIN Alert D27
BH Hard Address Verification Failed D27
R5 Hard Not Authorized to Send Record D27
31 Hard Request Received D27
BF Hard PA ITA Number Inactive D27
F9 Hard ACH Non-Participant D27
30 Hard Invalid Value in Message D27
BE Hard Invalid Email Address D27
F8 Hard Customer Opt Out D27
PR Hard Refund Not Allowed – Refund Requested on a Star only BIN or BIN not Found D27
BD Hard Invalid Pre-approval Number D27
F6 Hard Beneficiary Deceased D27
PQ Hard Unable to Validate Debit Auth Record Based on Amount, Action Code, and MOP D27
28 Hard Received and Stored D27
F5 Hard Account Holder Deceased D27
PP Hard No Match for Debit Authorization based on Trace, Account, and Division Number D27
27 Hard No Reason to Decline D27
BC Hard Bill To Not Equal To Ship To D27
F2 Hard Invalid Account Type D27
PC Hard Country On Fraud Filter List D27
26 Hard Pre-noted D27
BB Hard Possible Compromise D27
F1 Hard Missing Name D27
P5 Hard Not ACH Eligible D27
24 Hard Validated D27
BA Hard Under 18 Years Old D27
M1 Hard Merchant Override Decline D27

Provider:  Paymentech UTF (real-time)   
Transaction Responses
Code Type Message UniPay Code
S03 Hard D27
M24 Hard D27
423 Hard Proc Error 24 Host couldn't read reference number file within specified time. D27
L83 Hard D27
277 Hard D27
723 Hard D27
370 Hard D27
L80 Hard D27
229 Hard Inv Merc Rstrct Code Restriction code field contains invalid data. D27
L29 Hard D27
J35 Hard D27
536 Hard D27
338 Hard Inv/Mssng MO/TO No Order number is missing or contains invalid data. D27
T54 Hard D27
B04 Hard D27
717 Hard D27
D28 Hard D27
K79 Hard D27
M23 Hard D27
422 Hard Invalid Term ID Host couldn't read terminal file within specified time. D27
517 Hard D27
276 Hard D27
256 Hard D27
722 Hard D27
369 Hard D27
224 Hard Auth Declined Card is on private label negative file. D27
L28 Hard D27
D98 Hard D27
K74 Hard D27
535 Hard D27
337 Hard Invalid Driver No Driver number is not 6 digit numeric or 4 digit with 2 leading spaces. D27
T48 Hard D27
B02 Hard D27
716 Hard D27
D24 Hard D27
K78 Hard D27
M22 Hard D27
417 Hard Invalid Function Private label flag is "N"‚ but a private label account number was sent. D27
516 Hard D27
263 Hard D27
250 Hard D27
721 Hard D27
368 Hard D27
223 Hard Invalid Pin No Driver # not found in positive file. D27
L23 Hard D27
D43 Hard D27
K73 Hard D27
534 Hard D27
336 Hard Invalid Odometer No Odometer field is not 6 digit numeric. D27
514 Hard D27
B01 Hard D27
714 Hard D27
D22 Hard D27
K77 Hard D27
244 Hard D27
720 Hard D27
367 Hard D27
222 Hard Auth Declined Vehicle not found in positive file. D27
L22 Hard D27
D37 Hard D27
K72 Hard D27
T27 Hard D27
335 Hard Invalid Vehicle No Vehicle number is not 5 digit numeric field. D27
T47 Hard D27
B00 Hard D27
713 Hard D27
M21 Hard D27
D21 Hard D27
K76 Hard D27
262 Hard D27
221 Hard Auth Down-Retry Debit authorizer temporarily unavailable. D27
L21 Hard D27
D33 Hard D27
K71 Hard D27
T26 Hard D27
334 Hard Inv Card Type/Market Market specific data is present for non-supported card. D27
513 Hard D27
A99 Hard D27
712 Hard D27
M19 Hard D27
D16 Hard D27
75 Hard D27
261 Hard D27
243 Hard D27
719 Hard D27
366 Hard D27
508 Hard < EXCESS NAKS > D27
S02 Hard D27
333 Hard TKN Data Error Indicates system problem, notify Chase Paymentech. D27
T46 Hard D27
A98 Hard D27
496 Hard D27
709 Hard D27
M18 Hard D27
C99 Hard D27
327 Hard Inv Purch Card Data Purchasing card field contains invalid data. D27
363 Hard D27
241 Hard D27
365 Hard D27
416 Hard Invalid Function Merchant is Authorization Only and a debit record was sent. D27
220 Hard Not Online to XX Fatal communications error. D27
K70 Hard D27
A97 Hard D27
495 Hard D27
705 Hard D27
M17 Hard D27
C97 Hard D27
326 Hard Inv Mult Clr Seq No Multiple Clearing sequence number is invalid. D27
356 Hard D27
240 Hard D27
364 Hard D27
415 Hard Invalid Function Merchant is Authorization Only and a draft capture record was sent. D27
213 Hard Invalid Tran Fmt The transaction format isn't valid, typically invalid SIC code D27
K68 Hard D27
T25 Hard D27
M80 Hard D27
332 Hard CVD Data Error Error with the cardholder verification data received; invalid value or not allowable for this card for this transaction. D27
T45 Hard D27
L79 Hard D27
C96 Hard D27
325 Hard Inv Sale/Chg Des/Folio Hotel Sale Code, Charge Descriptor or Folio contains invalid data. D27
355 Hard D27
A72 Hard D27
L20 Hard D27
239 Hard D27
414 Hard Proc Error 15 Unable to update reference number file. D27
K67 Hard D27
T24 Hard D27
M79 Hard D27
331 Hard INV TKN Value Invalid token value was received. D27
512 Hard D27
A96 Hard D27
491 Hard D27
704 Hard D27
M16 Hard D27
354 Hard D27
A71 Hard D27
L19 Hard D27
237 Hard D27
413 Hard Proc Error 14 Unable to read reference number file. D27
K66 Hard D27
T22 Hard D27
M75 Hard D27
330 Hard INV Function or Multiple FS or Unknown TKN Indicates system problem, notify Chase Paymentech or Multiple field separators received without required data or A token of unknown definition was received D27
511 Hard D27
A95 Hard D27
488 Hard D27
703 Hard D27
M15 Hard D27
L78 Hard D27
C95 Hard D27
324 Hard Inv MO/TO Number Mail/Telephone Order number is invalid. D27
L18 Hard D27
212 Hard D27
412 Hard Proc Error 13 Unable to read reference number file. D27
K65 Hard D27
507 Hard < PARITY ERROR > D27
M74 Hard D27
329 Hard Invalid EC Data 329 Invalid Electronic Commerce Data. D27
510 Hard D27
A82 Hard D27
487 Hard D27
702 Hard D27
J99 Hard OP IDS not alwd Operator IDS not allowed for merchant D27
M14 Hard D27
L77 Hard D27
C36 Hard D27
323 Hard Inv Pref Cust Ind Preferred Customer indicator contains invalid data. D27
352 Hard D27
A70 Hard D27
L17 Hard D27
176 Hard D27
411 Hard Invalid Term ID The maximum retries for this merchant have been exceeded. D27
K64 Hard D27
T21 Hard D27
M73 Hard D27
328 Hard Inv Input/Use VRU Insurance transaction not from VRU. D27
T44 Hard D27
A75 Hard D27
486 Hard D27
701 Hard D27
469 Hard D27
M13 Hard D27
L76 Hard D27
C35 Hard D27
322 Hard Invalid Duration Market specific data field Duration is 00, blank or missing. D27
351 Hard D27
A69 Hard D27
L15 Hard D27
165 Hard D27
409 Hard Invalid Function Debit transaction requested but debit flag is set to "N". D27
K63 Hard D27
T18 Hard D27
M71 Hard D27
T30 Hard D27
A74 Hard D27
485 Hard D27
607 Hard D27
467 Hard D27
M12 Hard D27
L75 Hard D27
B91 Hard D27
321 Hard Inv MSDI Market Specific Data field contains invalid data. D27
291 Hard D27
A68 Hard D27
408 Hard Release Batch Current batch has 999 records. Release batch before continuing. D27
K62 Hard D27
506 Hard < MODEM ERROR > D27
M69 Hard D27
T29 Hard D27
A73 Hard D27
484 Hard D27
606 Hard D27
466 Hard D27
M11 Hard D27
L74 Hard D27
B87 Hard D27
320 Hard Inv/Missing Retr Ref Retrieval Reference # is missing or contains alpha data. D27
290 Hard D27
A67 Hard D27
L14 Hard D27
164 Hard D27
K60 Hard D27
T15 Hard D27
M64 Hard D27
T28 Hard D27
141 Hard D27
483 Hard D27
605 Hard D27
D17 Hard MDRT not found Merchant directed routing not setup D27
M10 Hard D27
L73 Hard D27
B80 Hard D27
319 Hard Inv PIN Capability Pin capability code field contains invalid data. D27
K54 Hard D27
284 Hard D27
A61 Hard D27
L13 Hard D27
163 Hard D27
407 Hard Too Many Batches There are 999 open batches for this merchant. D27
T14 Hard D27
M63 Hard D27
509 Hard D27
110 Hard D27
482 Hard D27
604 Hard D27
465 Hard D27
M09 Hard D27
L71 Hard D27
B79 Hard D27
318 Hard Inv Transaction Class Transaction class not "F" for financial transaction. D27
K53 Hard D27
283 Hard D27
A60 Hard D27
L12 Hard D27
145 Hard You have not supplied any credit card or bank account details. Mandatory data has not been provided for the update of billing details D27
406 Hard Proc Error 7 The host can't clear all transaction records for the requested Batch Release. D27
K59 Hard D27
481 Hard D27
498 Hard D27
463 Hard D27
M08 Hard D27
L69 Hard D27
B78 Hard D27
317 Hard Invalid Format Payment Service indicator or Transaction ID is invalid. D27
K52 Hard D27
T11 Hard D27
S77 Hard Failed plz call. Client not setup for single DES (DUKPT) D27
A59 Hard D27
M01 Hard D27
L11 Hard D27
144 Hard D27
405 Hard Ref Num Not Found Transaction requested for reversal not found. D27
K58 Hard D27
505 Hard D27
M62 Hard D27
L59 Hard MRC/TRM setup er The terminal is not configured for DEV/Operator D27
B43 Hard D27
316 Hard Invalid Sys Info The System Information field contains invalid data. D27
K50 Hard D27
T09 Hard D27
603 Hard < SEND FAILURE > D27
A58 Hard D27
M00 Hard D27
L10 Hard D27
143 Hard D27
362 Hard Invalid EC Data Invalid Electronic Commerce Data D27
K57 Hard D27
T13 Hard D27
M61 Hard D27
109 Hard D27
480 Hard D27
497 Hard D27
462 Hard D27
M06 Hard D27
L68 Hard D27
533 Hard D27
A57 Hard D27
L99 Hard D27
551 Hard D27
L08 Hard D27
S98 Hard OP ID not active This operator is currently not active D27
357 Hard Card/Store Invalid Retail Issued account number not valid for that Store number. D27
K56 Hard D27
504 Hard < POWER FAILR > D27
M57 Hard D27
108 Hard D27
479 Hard D27
461 Hard D27
M05 Hard D27
L67 Hard D27
315 Hard Inv Fleet Data The Fleet Card field contains invalid data. D27
K49 Hard D27
501 Hard < TIME OUT > D27
M43 Hard D27
449 Hard Reenter Odometer Odometer was 000000 or contained non-numeric data. D27
601 Hard Invalid trans D27
L98 Hard D27
550 Hard D27
L09 Hard D27
142 Hard D27
353 Hard Prem Not Allowed Must use a special SIC code to accept Premier MC cards D27
K55 Hard D27
503 Hard < PARITY ERROR > D27
M54 Hard D27
L58 Hard MRC/TRM setup er The terminal is configured for device/OPIDS D27
T39 Hard Invalid Account. Account Type must be Checking for Interac Flash (Contactless). D27
459 Hard D27
M04 Hard D27
L66 Hard D27
314 Hard Invalid Industry Data The Industry Specific field contains invalid data. D27
K48 Hard D27
T03 Hard D27
M42 Hard D27
446 Hard Failed Plz Call Future use. D27
556 Hard D27
532 Hard D27
A56 Hard D27
K34 Hard D27
549 Hard D27
T83 Hard Compl not alwd. Completion counter exceeds limit D27
350 Hard Inc/Rev Not Manual Incremental or reversal auths must be manually entered. D27
L03 Hard D27
T12 Hard D27
M51 Hard D27
107 Hard D27
499 Hard Invalid MAC. MAC validation failure. D27
455 Hard D27
M03 Hard D27
L63 Hard D27
313 Hard Entry Mode Invalid POS Entry mode does not contain a valid value. D27
K47 Hard D27
500 Hard D27
M41 Hard D27
441 Hard Failed-Plz Call The host is unable to communicate with decryption device. D27
555 Hard D27
531 Hard D27
A55 Hard D27
A41 Hard D27
L97 Hard D27
L45 Hard D27
349 Hard Ind Cd Not Match CPS Industry code does not match custom payment service type. D27
L02 Hard D27
502 Hard D27
M49 Hard D27
001 Hard D27
473 Hard Missing PIN Number. Cannot Void, original transaction. D27
399 Hard D27
M02 Hard D27
L62 Hard D27
312 Hard Invalid Function Tran code is invalid or contains alpha data. D27
K46 Hard D27
S94 Hard D27
M40 Hard D27
440 Hard Failed-Plz Call The ntwk set up on the sponsoring bank file for this institution is not setup on the host ntwk file. D27
554 Hard D27
530 Hard D27
A51 Hard D27
A35 Hard D27
L96 Hard D27
L42 Hard D27
K32 Hard D27
548 Hard D27
L07 Hard D27
348 Hard MSDI Not Match CPS Market specific data indicator does not match CPS type. D27
L01 Hard D27
M48 Hard D27
J96 Hard D27
453 Hard Invalid Rtng Ind Invalid Routing Indicator field D27
398 Hard D27
L61 Hard D27
311 Hard Invalid Ind Code Industry type must be RE or DM. D27
K45 Hard D27
S93 Hard D27
M39 Hard D27
439 Hard Failed-Plz Call The DB (debit) sponsor institution on the merchant file is not set up on sponsor file. D27
553 Hard D27
529 Hard D27
A46 Hard D27
A34 Hard D27
391 Hard D27
L95 Hard D27
309 Hard Invalid Down Pay Ind Insurance down payment indicator is invalid. D27
L40 Hard D27
K14 Hard D27
547 Hard D27
L06 Hard D27
L00 Hard D27
M45 Hard D27
L49 Hard OP ID not active Operator ID is not active D27
452 Hard Bat Already Rels Batch has already been released D27
397 Hard D27
L60 Hard D27
310 Hard Policy # Wrong Len Insurance policy number is incorrect length. D27
K44 Hard D27
S87 Hard D27
M38 Hard D27
438 Hard Failed-Plz Call Error occurred while generating a debit working key. D27
552 Hard D27
527 Hard D27
A45 Hard D27
A33 Hard D27
390 Hard D27
392 Hard Inv FT token. Fee token value invalid D27
308 Hard Auth # Not Entered Auth code was not entered on a Prior Auth, Incremental or Rev. D27
L39 Hard D27
K12 Hard D27
546 Hard D27
L05 Hard D27
347 Hard Duration > 99 Days Duration field greater than 99. D27
L47 Hard Super OP not set Super operator not configured on terminal record D27
396 Hard D27
L55 Hard D27
K43 Hard D27
S86 Hard D27
M37 Hard D27
437 Hard Failed-Plz Call Failure occurred during encryption/decryption of PIN. D27
526 Hard D27
A44 Hard D27
A32 Hard D27
384 Hard D27
L94 Hard D27
304 Hard Invalid Action Code Action code is longer than 1 digit. D27
L38 Hard D27
J94 Hard D27
545 Hard D27
260 Hard Max RDM lmt met. BIN set for limited redemptions, acct maxed out D27
K94 Hard D27
395 Hard D27
L54 Hard D27
K41 Hard D27
S85 Hard D27
M36 Hard D27
436 Hard Failed-Plz Call Debit security key does not exist on the security management file. D27
525 Hard D27
A43 Hard D27
A31 Hard D27
378 Hard D27
L93 Hard D27
301 Hard Invalid Function Tran code is incorrect or wrong length. D27
L37 Hard D27
J93 Hard D27
544 Hard D27
L04 Hard D27
K91 Hard D27
478 Hard D27
K40 Hard D27
S75 Hard D27
M33 Hard D27
435 Hard Failed-Plz Call Debit transaction being sent to an authorizer not set up on host file. D27
524 Hard D27
A30 Hard D27
377 Hard D27
L92 Hard D27
247 Hard PIN Not Selected EBT recipient has not selected a PIN for this card. D27
L36 Hard D27
J92 Hard D27
543 Hard D27
346 Hard Inv BankNet Ref No BankNet reference number contains invalid data or does not match original authorization. D27
K90 Hard D27
477 Hard D27
394 Hard D27
A29 Hard D27
376 Hard D27
L91 Hard D27
246 Hard Unable to Void SV issuer unable to void transaction D27
L35 Hard D27
J88 Hard D27
542 Hard D27
345 Hard Trans ID Not Match Transaction ID does not match original authorization. D27
K89 Hard D27
L46 Hard OP ID not set up Operator not configured on terminal record D27
393 Hard D27
K39 Hard D27
S73 Hard D27
M32 Hard D27
434 Hard Invalid Key Future use. Merchant MCC is not setup for PINless debit. D27
523 Hard D27
375 Hard D27
L90 Hard D27
245 Hard Cannot Process Req SV error on prior auth transaction D27
L34 Hard D27
J87 Hard D27
541 Hard D27
344 Hard Trans ID Not Numeric Transaction ID field contains non-numeric data. D27
B11 Hard D27
K87 Hard D27
476 Hard D27
K38 Hard D27
S72 Hard D27
M31 Hard D27
433 Hard Invalid Key No AMEX subscriber number, process control ID or product code set up D27
522 Hard D27
A28 Hard D27
J86 Hard D27
540 Hard D27
343 Hard Inv Auth Char Ind Auth Characteristics Indicator field contains invalid data. D27
B08 Hard D27
K85 Hard D27
475 Hard D27
K37 Hard D27
S39 Hard D27
M30 Hard D27
429 Hard Rev Not Allowed The batch containing the transaction to void has been released. D27
521 Hard D27
A27 Hard D27
374 Hard D27
L89 Hard D27
238 Hard Invalid Driver Number The Driver Number entered is invalid. D27
L33 Hard D27
B07 Hard D27
K84 Hard D27
472 Hard D27
K36 Hard D27
S34 Hard D27
M29 Hard D27
427 Hard Rev Not Allowed Host found no transactions meeting the specifications sent. D27
520 Hard D27
A26 Hard D27
373 Hard D27
L88 Hard D27
235 Hard *Request Denied* Prior Auth selected with no Auth code provided. D27
L32 Hard D27
J85 Hard D27
539 Hard D27
342 Hard Inv PIN Capability PIN capability field contains invalid data. D27
T58 Hard D27
K81 Hard D27
470 Hard D27
K35 Hard D27
S20 Hard D27
M27 Hard D27
426 Hard Rev Not Allowed Host found no batch number matching the one sent. D27
519 Hard D27
725 Hard D27
372 Hard D27
L82 Hard D27
231 Hard Prod Not On File Merchant attempted a product code that does not exist on host. D27
L31 Hard D27
J84 Hard D27
538 Hard D27
340 Hard Reversal Auth Exists A second reversal authorization was attempted, only one is permitted. D27
515 Hard D27
B06 Hard D27
K80 Hard D27
S04 Hard D27
M25 Hard D27
424 Hard Invalid Term ID Transaction open flag has been set to “Y” within prior 3 minutes. D27
518 Hard D27
282 Hard D27
724 Hard D27
371 Hard D27
L81 Hard D27
230 Hard Prod Restricted Merchant attempted a product code not permitted by this merchant. D27
L30 Hard D27
J83 Hard D27
537 Hard D27
339 Hard Inv Comb SIC/MO/TO Invalid "Transaction Type" indicator for a mail order only SIC code under industry specific data. D27
T55 Hard D27
B05 Hard D27
718 Hard D27
D31 Hard D27

Provider:  Paysafe (real-time)   
Transaction Responses
Code Type Message UniPay Code
3013 Hard Transaction Error D27
5502 Hard Either the payment token is invalid or the corresponding profile or bank account is not active. D27
3007 Hard Transaction Error D27
5031 Hard The transaction you have submitted has already been processed. D27
3004 Hard Transaction Error D27
1008 Hard An internal error occurred. D27
1007 Hard Transaction Error D27
1001 Hard An error occurred with the external processing gateway. D27
1003 Hard Transaction Error D27
5281 Hard Transaction Error D27
5278 Hard Transaction Error D27
5068 Hard Transaction Error D27
1002 Hard Transaction Error D27
5042 Hard Transaction Error D27
1000 Hard Transaction Error D27
5273 Hard Transaction Error D27
5023 Hard Transaction Error D27
5272 Hard Transaction Error D27
5271 Hard Transaction Error D27
5010 Hard Transaction Error D27
5270 Hard Transaction Error D27
5001 Hard Transaction Error D27
5269 Hard Transaction Error D27
3505 Hard Transaction Error D27
3503 Hard Transaction Error D27
3502 Hard Transaction Error D27
3500 Hard Transaction Error D27
3417 Hard Transaction Error D27
3415 Hard Transaction Error D27
3414 Hard Transaction Error D27
3408 Hard Transaction Error D27
3407 Hard Transaction Error D27
3406 Hard Transaction Error D27
3405 Hard Transaction Error D27
3404 Hard Transaction Error D27
3205 Hard Transaction Error D27
3206 Hard Transaction Error D27
3203 Hard Transaction Error D27
3201 Hard Transaction Error D27
3200 Hard Transaction Error D27
3031 Hard Transaction Error D27
3030 Hard Transaction Error D27
3048 Hard The transaction was declined because the amount is less than the floor limit. D27
3029 Hard Transaction Error D27
3045 Hard You submitted an invalid date format for this request. D27
3042 Hard Your request has been declined due to a cryptographic error. D27
3028 Hard Transaction Error D27
3026 Hard Transaction Error D27
3041 Hard Your request has been declined due to a timeout. D27
3025 Hard Transaction Error D27
3038 Hard Your request has been declined due to customer cancellation. D27
3021 Hard Transaction Error D27
3037 Hard Your request has been declined because it is invalid. D27

Provider:  PayVision (real-time)   
Transaction Responses
Code Type Message UniPay Code
800.100.196 Hard Registration error D27
NI Hard PIN Xlate Error D27
105 Hard AVS address length error D27
800.100.163 Hard Maximum transaction frequency exceeded D27
NG Hard Rev Rejected D27
104 Hard Reference number length error D27
800.100.156 Hard Format error D27
69 Hard Host Key Error D27
103 Hard Invoice number length Error D27
60 Hard Hold-Call Ctr D27
102 Hard Incomplete request D27
57 Hard Tran Not Allowed D27
TA Hard CT not allowed D27
012 Hard Invalid trans D27
951 Hard Batch already closed D27
800.100.100 Hard For unknown reason D27
12 Hard Inv tran D27
950 Hard No financial record found for detail data D27
800.100.191 Hard Transaction in wrong state on aquirer side D27
01 Hard Referral D27
006 Hard Error NN D27
914 Hard Original transaction can not be traced D27
800.100.170 Hard Transaction not permitted D27
956 Hard Transaction number not unique D27
800.100.167 Hard Referencing transaction does not match D27
954 Hard Batch not closed D27
904 Hard Form error D27
100.900.500 Hard Invalid reccurence mode D27
953 Hard Host timeout D27
902 Hard False transaction D27
100.800.501 Hard Invalid country D27
952 Hard Invalid batch number D27
30 Hard Invalid format D27
100.700.801 Hard Identity contains no or invalid identification value D27
VC Hard ** ETC DATA ** D27
100.550.401 Hard Currency field is invalid D27
VB Hard VEL ERR CALL HD D27
VA Hard DUP AUTH CALL HD D27
04 Hard Retain card D27
1000001 Hard Transaction Error D27
98 Hard Duplicate Reversal D27
6004 Hard Transaction declined by merchant’s rules D27
67 Hard Retain Card; no reason specified D27
6003 Hard Cardholder already disputed a transaction D27
58 Hard Txn Not Permitted On Term D27
45 Hard Transaction Back Off D27
6002 Hard Transaction declined D27
39 Hard Transaction Not Allowed D27
6001 Hard Transaction declined by merchant D27
34 Hard Implausible card data D27
4013 Hard Transaction not allowed by bank network to this card holder D27
17 Hard Invalid Capture date (terminal business date) D27
4010 Hard Invalid transaction D27
10 Hard Unable to Reverse D27
3001 Hard Account deactivated D27
3003 Hard Unauthorized transaction D27
3002 Hard Unauthorized server IP address D27
2009 Hard Authorization has expired D27
09 Hard No Original D27
2006 Hard Unfinished reference transaction D27
2002 Hard Unsuccessful reference transaction D27
800.800.820 Hard Invalid HTTP authentication parameters (username or password wrong). Please contact to your processor. D27
2001 Hard Alias not found D27
999 Hard Internal error D27
1005 Hard Unsupported protocol D27
205 Hard Transaction already voided D27
200.100.101 Hard Invalid Request Message. No valid XML. XML must be url-encoded! maybe it contains a not encoded ampersand or something similar. D27
1003 Hard HASH error D27
204 Hard Transaction already settled D27
900.200.100 Hard Message Sequence Number of Connector out of sync D27
203 Hard Void failed D27
900.300.600 Hard User session timeout D27
1002 Hard Invalid parameter X D27
900.100.202 Hard Invalid transaction flow, the requested function is not applicable for the referenced D27
1001 Hard Parameter X missing D27
201 Hard Invalid transaction ID D27
800.400.110 Hard AVS Check Failed. Amount is reserved on card for a few days. D27
NR Hard Resub Excds Lmt D27
113 Hard Reference number must be numeric D27
800.400.100 Hard AVS Check Failed D27
NN Hard Undefined Card D27
106 Hard AVS ZIP length error D27

Provider:  ProPay (real-time)   
Transaction Responses
Code Type Message UniPay Code
118 Hard Mailing address invalid D27
99 Hard Unable to parse issuer response code. Generic decline D27
74 Hard Account or Trans Error D27
172 Hard Invalid card holder name D27
117 Hard Business (legal) country is invalid D27
98 Hard Failure HV D27
73 Hard Invalid Destination Account D27
171 Hard Invalid Transaction Reference Number D27
116 Hard Business (legal) zip is invalid D27
185 Hard Missing Required Signup Data D27
97 Hard Approved for a lesser amount. ProPay will not settle and consider this a decline. D27
72 Hard The ProPay Account has already been upgraded to a Premium Account D27
170 Hard Invalid Document D27
175 Hard Invalid subnet mask D27
63 Hard Security Violation D27
71 Hard Account previously set up, but problem affiliating it with partner D27
169 Hard Invalid Document Type D27
25 Hard Invalid terminal D27
68 Hard Account not affiliated D27
168 Hard Invalid Document Name D27
174 Hard Invalid IP Address D27
65 Hard Miscellaneous error D27
154 Hard Invalid Significant Owner Percentage D27
167 Hard Account not registered D27
54 Hard A ProPay account with this social security number already exists D27
115 Hard Business (legal) state is invalid D27
12 Hard Invalid transaction D27
153 Hard InvalidPaymentType D27
165 Hard Missing required flash fund data D27
53 Hard A ProPay account with this e-mail address already exists or User has no AccountNumber D27
114 Hard Business (legal) city is invalid D27
9 Hard Unpaid items on customer account D27
60 Hard Credit card authorization timed out D27
52 Hard Invalid splitNum D27
113 Hard One of the business legal address fields is invalid D27
58 Hard Credit card declined (the responseCode element will provide info on the decline reason) D27
152 Hard BadRequest D27
164 Hard Flash fund not enabled D27
112 Hard Invalid business legal name (DBA) D27
57 Hard Cannot settle transaction because it already expired D27
151 Hard Amex Enhanced Account Not Configured D27
163 Hard Invalid card type D27
51 Hard Invalid transNum or unavailable to act on transNum due to funding D27
111 Hard Invalid EIN D27
56 Hard Recipient’s e-mail address shouldn’t have a ProPay account and does D27
150 Hard Invalid Service Setting D27
162 Hard Transaction declined D27
47 Hard Invalid accntNum D27
110 Hard Required field is missing (This is returned only for edit ProPay account. See response tag for field name.) D27
55 Hard The email address provided does not correspond to a ProPay account. D27
149 Hard Invalid DoingBusinessAs D27
161 Hard Invalid card for fast fund D27
46 Hard Invalid rtNum D27
109 Hard Invalid value for require CC refund D27
148 Hard ExternalPaymentMethodIdentifier Invalid D27
160 Hard Invalid card holder billing name D27
45 Hard Invalid invNum D27
107 Hard Invalid Account Name (ACH account) D27
147 Hard Gross settle: Tier does not support gross settlement D27
159 Hard Invalid Beneficial Owner Count D27
43 Hard Invalid knownAccount D27
146 Hard Gross settle: error setting up billing information D27
158 Hard Invalid Beneficial Owner Data D27
42 Hard Invalid recEmail D27
106 Hard Invalid SEC code D27
145 Hard Gross settle: no billing information was included with the payment info D27
157 Hard Invalid Notification Email D27
41 Hard Invalid dob D27
105 Hard Direct deposit account not specified D27
144 Hard Gross settle: invalid billing information D27
156 Hard Invalid Significant Owner SSN D27
40 Hard Invalid ssn D27
104 Hard Transaction could not be refunded due to current transaction state. D27
39 Hard Invalid evenPhone D27
103 Hard Transaction does not meet date criteria D27
143 Hard Gross settle: invalid credit card information D27
155 Hard Invalid Significant Owner Date Of Birth D27
102 Hard Invalid Payer Name D27
140 Hard External Payment Method Provided D27
38 Hard Invalid dayPhone D27
137 Hard External Payment Provider not provided D27
95 Hard Invalid Country Code D27
136 Hard External Payment Method Not Provided D27
37 Hard Invalid mailZip D27
135 Hard Threat Metrix Invalid Account configuration D27
94 Hard Unavailable Tier D27
142 Hard Invalid MCC Code (non-numeric or not in our database) D27
36 Hard Invalid mailState D27
134 Hard Threat Metrix Invalid SessionId D27
87 Hard DuplicateUserID D27
141 Hard Inactive or blocked MCC Code D27
35 Hard Invalid mailCity D27
133 Hard Threat Metrix risk denied (no responseCode is returned) D27
86 Hard InvalidExternalID D27
139 Hard External Payment Provider not valid D27
34 Hard Invalid mailApt D27
130 Hard Multicurrency processing is not supported for this bank processor D27
32 Hard Invalid billZip D27
138 Hard External Payment Identifier not provided D27
33 Hard Invalid mailAddr D27
129 Hard Multicurrency processing is not allowed for the account D27
31 Hard Invalid state D27
85 Hard InvalidEndDate D27
128 Hard Requires Additional Validation D27
30 Hard Invalid city D27
127 Hard Currency code not permitted for this account D27
29 Hard Invalid aptNum D27
126 Hard Currency code not allowed for this transaction D27
28 Hard Invalid billAddr D27
84 Hard InvalidBeginDate D27
27 Hard Invalid lastName D27
83 Hard BatchTransCountError D27
125 Hard You may not transfer money between these two accounts. Sponsor bank transfer disallowed. D27
26 Hard Invalid mInitial D27
82 Hard Invalid User ID D27
123 Hard Invalid key serial number D27
79 Hard Generic account status error D27
122 Hard Invalid encrypting device type D27
24 Hard Invalid sourceEmail D27
121 Hard Amount Encumbered by enhanced Spendback D27
23 Hard Invalid accountType D27
77 Hard Empty results D27
120 Hard Incomplete business address D27
22 Hard Invalid Currency Code D27
76 Hard Not Premium (used only for push/pull transactions) D27
119 Hard Business (legal) address is invalid D27
21 Hard Invalid transType D27
75 Hard Money already pulled D27
173 Hard Invalid Referrer URL D27

Provider:  SNGB (ЗАО "Сургутнефтегазбанк") (real-time)   
Transaction Responses
Code Type Message UniPay Code
Hard NOT AUTHENTICATED D27

Provider:  Spindle (real-time)   
Transaction Responses
Code Type Message UniPay Code
2 Hard Error D27
0 Hard Decline D27

Provider:  TabaPay (real-time)   
Transaction Responses
Code Type Message UniPay Code
24 Hard File update not supported by receiver D27
N1 Hard Authorization life cycle expired D27
999 Hard Used by TabaPay for Testing D27
23 Hard Unacceptable transaction fee D27
N0 Hard Authorization life cycle unacceptable D27
909 Hard System malfunction D27
22 Hard Suspected malfunction, reversal (unsupported) D27
EQ Hard There were no available gateway nodes to route transaction D27
21 Hard No action taken, reversal (unsupported) D27
EN Hard DB proxy response was not processed within the time out period D27
18 Hard Customer dispute, chargeback (future) D27
EL Hard Signature store did not complete D27
EJ Hard Required PIN block not present D27
EC Hard CID format error D27
128 Hard PIN key synchronization error (sanity error) D27
17 Hard Customer cancellation, reversal (unsupported) D27
EB Hard Check digit error D27
112 Hard PIN data required D27
12 Hard Invalid transaction D27
EI Hard CARD_ID is not valid D27
EA Hard Account length error D27
202 Hard Suspected fraud D27
EH Hard CARD_ENT_METH supplied is not valid or required additional data not provided as defined D27
102 Hard Suspected fraud D27
EG Hard CyberSource Time Out Connection to CyberSource timed out D27
E9 Hard System time out D27
TA Hard ARQC validation failed for chip card D27
EF Hard Attempt to process a BRIC transaction on a prior PIN based transaction D27
E8 Hard Standard Entry Class requirements were not met D27
SJ Hard Item settled via ACH D27
ED Hard Authorization is too old to capture D27
E7 Hard Incorrect MAC was sent D27
SF Hard Item submitted more than two times D27
E6 Hard Issuer country is blocked D27
S7 Hard Unmatched voucher information D27
E3 Hard CVV2 data required D27
E2 Hard AVS data required D27
S1 Hard Check not acceptable D27
E1 Hard Invalid or unsupported SEC D27
S0 Hard Check not acceptable for cash D27
98 Hard Reserved for national use D27
R0 Hard Fraudulent transaction prior to embossed valid date (future) D27
97 Hard Reserved for national use D27
P9 Hard Defective merchandise (future) D27
P8 Hard Non-receipt of goods (future) D27
96 Hard System malfunction D27
P7 Hard Claim or defense (future) D27
95 Hard Reconcile error D27
P6 Hard Credit posted as a debit (sale) (future) D27
91 Hard Issuer or switch is inoperative D27
P5 Hard Currency conversion error (future) D27
90 Hard Cutoff is in progress D27
P4 Hard Delinquent settlement (future) D27
88 Hard Information not on file D27
84 Hard Time limit for pre-authorization reached (VISANet) D27
87 Hard Check already posted D27
83 Hard Reserved for private use D27
P3 Hard Canceled pre-authorization transaction (future) D27
77 Hard Reserved for private use D27
76 Hard Key synchronization error (FIS) D27
31 Hard Bank not supported by switch D27
P2 Hard Imprinting of multiple slips (future) D27
30 Hard Format error (may also be a reversal) D27
P1 Hard Slip without card imprint (future) D27
29 Hard File update not successful, contact acquirer D27
P0 Hard Missing signature (future) D27
N8 Hard Altered amount (future) D27
28 Hard File update record locked out D27
27 Hard File update field edit error D27
N7 Hard Error in addition (future) D27
26 Hard Duplicate file update record, no action D27
N3 Hard Non-receipt of requested item, illegible copy (future) D27
25 Hard Unable to locate record on file D27
N2 Hard Non-receipt of requested item (future) D27

Provider:  TransArmor Compass StrongAuth Tokenization   
Transaction Responses
Code Type Message UniPay Code
354 Hard TransArmor Invalid Result D27
235 Hard FPO Locked D27
567 Hard Pending Review D27
905 Hard Stand in Rules D27
234 Hard Duplicate Order Number D27
564 Hard Counter Offer D27
904 Hard Invalid Effective D27
233 Hard Does not match MOP D27
563 Hard Re authorization timeframes exceeded D27
231 Hard Invalid Division Number D27
561 Hard Re authorization no match D27
225 Hard Invalid Field Data D27
560 Hard Re authorization D27
550 Hard Closed Account, New Account Issued D27
544 Hard Invalid Email Address D27
806 Hard Restraint D27
220 Hard Invalid Store Number D27
543 Hard Invalid Pre-approval Number D27
781 Hard Invalid MICR Data D27
204 Hard Other Error D27
549 Hard Previously Declined D27
542 Hard Bill To Not Equal to Ship To D27
777 Hard Original transaction not approved D27
548 Hard Not on Credit Bureau D27
772 Hard Incorrect Length D27
547 Hard Address Verification Failed D27
541 Hard Possible Compromise D27
771 Hard Decline Lost or Stolen Checks D27
546 Hard Blocked Account D27
540 Hard Under 18 Years Old D27
767 Hard Invalid Account Number Format D27
545 Hard PA ITA Number Inactive D27
534 Hard Do Not Honor – High Fraud D27
760 Hard ACH Non-Participant D27
524 Hard Altered data D27
759 Hard Customer Opt-out D27
519 Hard On negative file D27
505 Hard Negative file D27
757 Hard Beneficiary Deceased D27
353 Hard TransArmor Invalid Token or PAN D27
756 Hard Account-Holder Deceased D27
352 Hard Expired Lock D27
753 Hard Invalid Account Type D27
305 Hard Already Reversed D27
752 Hard Missing Name D27
741 Hard Validation Failed D27
304 Hard Not On File D27
740 Hard Match Failed D27
266 Hard Invalid QHP Amount D27
610 Hard BIN Block D27
265 Hard Missing QHP Amount D27
594 Hard Other Error D27
263 Hard Partial Authorization Not Allowed or Partial Authorization Request Note Valid D27
590 Hard Maximum Redemption Limit Met D27
262 Hard Authorization Code Response Date Invalid D27
257 Hard Missing Cust Service Phone D27
261 Hard Account Not Eligible For Division’s Setup D27
253 Hard Invalid Tran. Type D27
589 Hard CVD Value Failure D27
248 Hard Blanks not passed in reserved field D27
247 Hard Check Conversion Data Error D27
246 Hard Merchant not MasterCard Secure code Enabled D27
588 Hard Block Activation Failed D27
245 Hard Missing or Invalid Secure Payment Data D27
587 Hard Activation Amount Incorrect D27
243 Hard Invalid Purchase Level 3 D27
582 Hard No Original Authorization Found D27
584 Hard Issuance Does Not Meet Minimum Amount D27
241 Hard Illegal Action D27
239 Hard Invalid MOP for Division D27
583 Hard Block Activation Failed D27
252 Hard Invalid Issue Number D27
238 Hard Invalid Currency D27
581 Hard Unable to void D27
251 Hard Invalid Start Date D27
237 Hard FPO Not Approved D27
580 Hard Account previously activated D27

Provider:  TransFirst (real-time)   
Transaction Responses
Code Type Message UniPay Code
76 Hard Reversal: Unable to locate previous message (no match on Retrieval Reference Number). D27
70 Hard Reserved for future use D27
30 Hard Format error D27
28 Hard File update file locked D27
25 Hard Unable to locate record D27
12 Hard Invalid transaction D27
06 Hard Error D27
N8 Hard Transaction amount exceeds preauthorized approval amount D27
N5 Hard Ineligible for re-submission D27
N4 Hard Cash request exceeds Issuer limit D27
N0 Hard Force STIP D27
B2 Hard Surcharge amount not supported by debit network issuer D27
B1 Hard Surcharge amount not permitted on Visa cards or EBT Food Stamps D27
96 Hard System malfunction D27
81 Hard PIN cryptographic error found by the Visa security module during PIN decryption. D27
80 Hard No financial Impact (Reserved for declined debit) D27
77 Hard Previous message located for a repeat or reversal, but repeat or reversal data is inconsistent with original message. D27

Provider:  TrustCommerce (batch)   
Transaction Responses
Code Type Message UniPay Code
e-notallowed Hard System Error when processing the transaction, certain actions are only permitted if a CustID is configured to perform that action. D27
d-blacklist Hard The transaction was declined, TC CrediGuard blacklist value was triggered. BlacklistField - '#blacklistfield#'. BlacklistValue - '#blacklistvalue#'. D27
b-badlength Hard Invalid fields were passed, a field was longer or shorter than the server allows. Offenders - '#offenders#'. D27
b-badformat Hard Invalid fields were passed, a field was improperly formatted, such as non-digit characters in a number field. Offenders - '#offenders#'. D27
e-dnsvalue Hard System Error when processing the transaction, TC Link software was unable to resolve DNS hostnames. D27
d-velocity Hard The transaction was declined, TC CrediGuard velocity control was triggered. VelocityType - '#velocitytype#'. VelocityValue - '#velocityvalue#'. D27
b-mismatch Hard Invalid fields were passed, data in one of the offending fields did not crosscheck with the other offending field. Offenders - '#offenders#'. D27
b-merchantcantaccept Hard Invalid fields were passed, the merchant cannot accept data passed in this field. Offenders - '#offenders#'. D27
e-nosuchbillingid Hard System Error when processing the transaction, no such billingId. D27
e-failtoprocess Hard System Error when processing the transaction, transmission errors were encountered in TrustCommerce’s connection to the payment processor. D27
b-missingfields Hard Invalid fields were passed, one or more fields required for this transaction type were not sent. Offenders - '#offenders#'. D27
e-unsupported Hard System Error when processing the transaction, field or value does not support. Offenders - '#offenders#'. D27
e-linkfailure Hard System Error when processing the transaction, the connection was established, but was severed before the transaction could complete, to avoid duplication, check the transaction independently to determine if the transaction was successfully. D27
e-cantconnect Hard System Error when processing the transaction, could not connect to TrustCommerce, check your Internet connection to make sure it is up. D27
b-extrafields Hard Invalid fields were passed, fields not allowed for this transaction type were sent. Offenders - '#offenders#'. D27

Provider:  TrustCommerce (real-time)   
Transaction Responses
Code Type Message UniPay Code
b-merchantcantaccept Hard Invalid fields were passed, the merchant cannot accept data passed in this field. Offenders - '#offenders#'. D27
b-badlength Hard Invalid fields were passed, a field was longer or shorter than the server allows. Offenders - '#offenders#'. D27
b-badformat Hard Invalid fields were passed, a field was improperly formatted, such as non-digit characters in a number field. Offenders - '#offenders#'. D27
b-extrafields Hard Invalid fields were passed, fields not allowed for this transaction type were sent. Offenders - '#offenders#'. D27
b-missingfields Hard Invalid fields were passed, one or more fields required for this transaction type were not sent. Offenders - '#offenders#'. D27
d-velocity Hard The transaction was declined, TC CrediGuard velocity control was triggered. VelocityType - '#velocitytype#'. VelocityValue - '#velocityvalue#'. D27
d-blacklist Hard The transaction was declined, TC CrediGuard blacklist value was triggered. BlacklistField - '#blacklistfield#'. BlacklistValue - '#blacklistvalue#'. D27
e-nosuchbillingid Hard System Error when processing the transaction, no such billingId. D27
e-unsupported Hard System Error when processing the transaction, field or value does not support. Offenders - '#offenders#'. D27
e-notallowed Hard System Error when processing the transaction, certain actions are only permitted if a CustID is configured to perform that action. D27
e-failtoprocess Hard System Error when processing the transaction, transmission errors were encountered in TrustCommerce’s connection to the payment processor. D27
e-linkfailure Hard System Error when processing the transaction, the connection was established, but was severed before the transaction could complete, to avoid duplication, check the transaction independently to determine if the transaction was successfully D27
e-dnsvalue Hard System Error when processing the transaction, TC Link software was unable to resolve DNS hostnames. D27
e-cantconnect Hard System Error when processing the transaction, could not connect to TrustCommerce, check your Internet connection to make sure it is up. D27
b-mismatch Hard Invalid fields were passed, data in one of the offending fields did not crosscheck with the other offending field. Offenders - '#offenders#'. D27

Provider:  TrustCommerce Tokenization   
Transaction Responses
Code Type Message UniPay Code
b-missingfields Hard Invalid fields were passed, one or more fields required for this transaction type were not sent. D27
b-mismatch Hard Invalid fields were passed, data in one of the offending fields did not crosscheck with the other offending field. D27
b-merchantcantaccept Hard Invalid fields were passed, the merchant cannot accept data passed in this field. D27
b-badlength Hard Invalid fields were passed, a field was longer or shorter than the server allows. D27
b-extrafields Hard Invalid fields were passed, fields not allowed for this transaction type were sent. D27
b-badformat Hard Invalid fields were passed, a field was improperly formatted, such as non-digit characters in a number field. D27
baddata Hard Invalid fields were passed. D27
e-notallowed Hard Certain actions are only permitted if a CustID is configured to perform that action. If a transaction is attempted that the CustID is not authorized to perform, this "errortype" will be returned. D27
e-linkfailure Hard The connection was established, but was severed before the transaction could complete. To avoid duplication, check the transaction independently to determine if the transaction was successfully processed. D27
e-dnsfailure Hard Error used to identify DNS connectivity issues prior to the merchant going live. The "dnsfailure" response can only be received with a test transaction. D27
e-dnsvalue Hard TC Link software was unable to resolve DNS hostnames. Make sure you have name resolving ability on the machine. D27
e-cantconnect Hard Could not connect to TrustCommerce. Check your Internet connection to make sure it is up. D27
e-corrupted_trackdata Hard The error occurs when the encrypted data sent with the transaction is corrupt and TC is unable to process the transaction. D27
e-failtoprocess Hard Transmission errors were encountered in TrustCommerce’s connection to the payment processor. D27
d-blacklist Hard TC CrediGuard blacklist value was triggered. See Blacklists. D27

Provider:  TSYS Sierra (real-time)   
Transaction Responses
Code Type Message UniPay Code
79 Hard Already Reversed D27
CV Hard Failure CV D27
HV Hard Failure HV D27
EC Hard CID Format Error D27
EB Hard Check Digit Err D27
N3 Hard Cashback Not Avl D27
EA Hard Acct Length Err D27
T2 Hard Invalid ABA D27
T1 Hard Cannot Convert D27
10 Hard Partial Approval D27
T7 Hard Too Many Checks D27
T6 Hard MICR Error D27
T5 Hard Duplicate Number D27
T4 Hard Unpaid Items D27
T3 Hard Amount Error D27
B2 Hard SRCHG Not Allowed D27
B1 Hard SRCHG Not Allowed D27
03 Hard Term ID Error D27
13 Hard Amount Error D27
96 Hard System Error D27
63 Hard Sec Violation D27
75 Hard PIN Exceeded D27
77 Hard No Action Taken D27
76 Hard Unsolicated Reversal D27
21 Hard No Action Taken D27
12 Hard Invalid Trans D27
92 Hard Invalid Routing D27
06 Hard Error XXXX D27
81 Hard Encryption Error D27

Provider:  Vantiv Lowell (batch)   
Transaction Responses
Code Type Message UniPay Code
325 Hard Transaction not allowed at terminal D27
626 Hard Hard Decline - issue with PayPal primary funding source. D27
322 Hard Invalid Transaction D27
625 Hard Hard Decline - PayPal funding sources unavailable. D27
899 Hard Generic token use error D27
316 Hard Automatic Refund Already Issued D27
624 Hard Hard Decline - Transaction amount exceeds merchant’s PayPal account limit. D27
311 Hard Deposit is already referenced by a chargeback D27
623 Hard Hard Decline - Exceeded maximum number of PayPal authorization attempts D27
306 Hard Authorization has expired; no need to reverse D27
622 Hard Hard Decline - PayPal transaction ID or auth ID is invalid D27
621 Hard Hard Decline - required PayPal parameter missing D27
615 Hard Hard Decline - PayPal buyer account denied D27
898 Hard Generic token registration error D27
302 Hard Account Number Does Not Match Payment Type D27
614 Hard Hard Decline - confirmed email address is not available D27
879 Hard Merchant is not authorized for Pay Page D27
111 Hard Authorization amount has already been depleted D27
620 Hard Hard Decline - PayPal authorization voided or expired D27
613 Hard Hard Decline - PayPal authorization ID missing D27
878 Hard Expired Pay Page Registration Id D27
619 Hard Hard Decline - PayPal credentials issue D27
877 Hard Invalid Pay Page Registration Id D27
618 Hard Hard Decline - issue with PayPal refund D27
612 Hard Hard Decline - Issue with Paypal Account D27
851 Hard Incomplete Tax Billing D27
617 Hard Hard Decline - PayPal order has been voided, expired, or completed D27
611 Hard Hard Decline - Primary Funding Source Failed D27
850 Hard Tax Billing only allowed for MCC 9311 D27
616 Hard Hard Decline - PayPal buyer account restricted D27
610 Hard Hard Decline - Invalid Billing Agreement Id D27
822 Hard Token was not found D27
602 Hard Soft Decline - Buyer has alternate funding source D27
821 Hard Merchant is not authorized for tokens D27
601 Hard Soft Decline - Primary Funding Source Failed D27
506 Hard No changes found D27
717 Hard Authorization already exists for the order D27
505 Hard No match found D27
716 Hard Invalid Auth D27
504 Hard Contact the cardholder for updated information D27
714 Hard Inactive Account D27
503 Hard The issuing bank does not participate in the update program D27
713 Hard Verify billing address D27
711 Hard Invalid Data - Invalid T&C version D27
500 Hard The account number was changed D27
710 Hard Invalid Data - data format error D27
373 Hard Hard Decline - Auto Recycling Complete D27
709 Hard Invalid Data - data elements missing D27
372 Hard Soft Decline - Auto Recycling In Progress D27
708 Hard Invalid Data D27
370 Hard Internal System Error - Call Litle D27
706 Hard Blocked agreement D27
369 Hard Redeposit against invalid transaction type D27
363 Hard Auto-void on refund D27
365 Hard Total credit amount exceeds capture amount D27
362 Hard Transaction Not Voided - Already Settled D27
705 Hard On negative file D27
361 Hard Authorization no longer available D27
360 Hard No transaction found with specified litleTxnId D27
357 Hard Missing healthcareIIAS tag for an FSA transaction D27
704 Hard Declined, foreign currency, must be USD D27
356 Hard Invalid purchase level III, the transaction contained bad or missing data D27
703 Hard Bill to address is not equal to ship to address D27
347 Hard Invalid billing descriptor D27
702 Hard Bill to outside USA D27
701 Hard Under 18 years old D27
346 Hard Invalid billing descriptor prefix D27
341 Hard Invalid Healthcare Amounts D27
629 Hard Hard Decline - Contact PayPal consumer for another payment method D27
336 Hard Reversal amount does not match Authorization amount. D27
628 Hard Internal System Error with PayPal - Contact Litle D27
330 Hard Invalid Payment Type D27
627 Hard Hard Decline - PayPal profile does not allow this transaction type. D27

Provider:  Vantiv Lowell (real-time)   
Transaction Responses
Code Type Message UniPay Code
325 Hard Transaction not allowed at terminal D27
629 Hard Hard Decline - Contact PayPal consumer for another payment method D27
5 Hard Indicates that systems may have detected message content that violates certain restrictions. D27
322 Hard Invalid Transaction D27
628 Hard Internal System Error with PayPal - Contact Litle D27
4 Hard Indicates that the merchant has reached the maximum number of concurrent connections. D27
316 Hard Automatic Refund Already Issued D27
626 Hard Hard Decline - issue with PayPal primary funding source. D27
311 Hard Deposit is already referenced by a chargeback D27
625 Hard Hard Decline - PayPal funding sources unavailable. D27
306 Hard Authorization has expired; no need to reverse D27
624 Hard Hard Decline - Transaction amount exceeds merchant’s PayPal account limit. D27
623 Hard Hard Decline - Exceeded maximum number of PayPal authorization attempts D27
617 Hard Hard Decline - PayPal order has been voided, expired, or completed D27
2 Hard Indicates that the submitted content was either improperly formatted XML or non-XML content. D27
302 Hard Account Number Does Not Match Payment Type D27
616 Hard Hard Decline - PayPal buyer account restricted D27
1 Hard XML validation failed. See the message attribute for more details. D27
111 Hard Authorization amount has already been depleted D27
622 Hard Hard Decline - PayPal transaction ID or auth ID is invalid D27
615 Hard Hard Decline - PayPal buyer account denied D27
0 Hard XML validation succeeded D27
621 Hard Hard Decline - required PayPal parameter missing D27
899 Hard Generic token use error D27
620 Hard Hard Decline - PayPal authorization voided or expired D27
614 Hard Hard Decline - confirmed email address is not available D27
898 Hard Generic token registration error D27
619 Hard Hard Decline - PayPal credentials issue D27
613 Hard Hard Decline - PayPal authorization ID missing D27
878 Hard Expired Pay Page Registration Id D27
618 Hard Hard Decline - issue with PayPal refund D27
612 Hard Hard Decline - Issue with Paypal Account D27
877 Hard Invalid Pay Page Registration Id D27
611 Hard Hard Decline - Primary Funding Source Failed D27
851 Hard Incomplete Tax Billing D27
610 Hard Hard Decline - Invalid Billing Agreement Id D27
602 Hard Soft Decline - Buyer has alternate funding source D27
850 Hard Tax Billing only allowed for MCC 9311 D27
601 Hard Soft Decline - Primary Funding Source Failed D27
822 Hard Token was not found D27
506 Hard No changes found D27
821 Hard Merchant is not authorized for tokens D27
505 Hard No match found D27
717 Hard Authorization already exists for the order D27
716 Hard Invalid Auth D27
504 Hard Contact the cardholder for updated information D27
714 Hard Inactive Account D27
503 Hard The issuing bank does not participate in the update program D27
713 Hard Verify billing address D27
500 Hard The account number was changed D27
711 Hard Invalid Data - Invalid T&C version D27
373 Hard Hard Decline - Auto Recycling Complete D27
710 Hard Invalid Data - data format error D27
372 Hard Soft Decline - Auto Recycling In Progress D27
369 Hard Redeposit against invalid transaction type D27
370 Hard Internal System Error - Call Litle D27
365 Hard Total credit amount exceeds capture amount D27
709 Hard Invalid Data - data elements missing D27
363 Hard Auto-void on refund D27
362 Hard Transaction Not Voided - Already Settled D27
361 Hard Authorization no longer available D27
708 Hard Invalid Data D27
360 Hard No transaction found with specified litleTxnId D27
706 Hard Blocked agreement D27
357 Hard Missing healthcareIIAS tag for an FSA transaction D27
705 Hard On negative file D27
704 Hard Declined, foreign currency, must be USD D27
356 Hard Invalid purchase level III, the transaction contained bad or missing data D27
341 Hard Invalid Healthcare Amounts D27
703 Hard Bill to address is not equal to ship to address D27
336 Hard Reversal amount does not match Authorization amount. D27
702 Hard Bill to outside USA D27
330 Hard Invalid Payment Type D27
701 Hard Under 18 years old D27

Provider:  Vantiv Tandem (batch)   
Transaction Responses
Code Type Message UniPay Code
31 Hard Merchant not in file (Discover) D27
30 Hard Format error D27
21 Hard Unable to back out transaction D27
17 Hard Customer cancelled D27
12 Hard Invalid transaction D27
06 Hard Error D27
RJ Hard Edit reject, not processed D27
96 Hard System malfunction D27
74 Hard Invalid Activate (Gift Card) D27
72 Hard Cad Already Closed (Gift Card) D27
71 Hard Card Not Active (Gift Card) D27
70 Hard Card Already Active (Gift Card) D27
69 Hard Bad Close (Gift Card) D27
68 Hard Response received late D27
56 Hard Cardholder not on file (Discover) D27
32 Hard Partial reversal (Mastercard) D27

Provider:  Vantiv Tandem (real-time)   
Transaction Responses
Code Type Message UniPay Code
716 Hard Format error D27
628 Hard File is unavailable D27
715 Hard Invalid transaction for network D27
625 Hard Unable to locate record in file D27
713 Hard Invalid currency cod D27
612 Hard Invalid transaction D27
712 Hard Network unavailable - please wait D27
606 Hard One or more errors in message D27
711 Hard Format error D27
796 Hard System malfunction D27
793 Hard Illegal transaction - violation of law D27
778 Hard No "to" account specified D27
705 Hard Format error - invalid merchant ID D27
777 Hard Previous message located for repeat/reversal, but data inconsistent D27
717 Hard Host/Card issuer not available D27
789 Hard Ineligible to receive financial position information (GIV) D27
776 Hard Unable to locate previous message D27
788 Hard Switch cannot provide totals now, try again in 30 minutes D27
784 Hard Time limit for a pre-auth is to long D27
774 Hard Invalid activate (Gift Card) D27
780 Hard Invalid date D27
772 Hard Card already closed (Gift Card) D27
779 Hard Already reversed by switch D27
771 Hard Card not active (Gift Card) D27
770 Hard Card already active (Gift Card) D27
769 Hard Bad close (Gift Card) D27
763 Hard Security violation D27
747 Hard Undeliverable transaction D27
734 Hard Enter DL/Date of Birth D27
732 Hard Invalid Station ID D27
730 Hard Format error D27
729 Hard Hard Negative Information on File D27
728 Hard File is unavailable D27
627 Hard File update field edit error D27
725 Hard Unable to locate record in file D27
693 Hard Illegal transaction - violation of law D27
724 Hard ID or Date of Birth Mismatch D27
722 Hard Unmatched voucher information D27
723 Hard Transaction not defined D27
721 Hard No action taken - unable to back out prior transaction D27
689 Hard Ineligible to receive financial position information (GIV) D27
708 Hard Invalid format in identification data D27
706 Hard One or more errors in message D27
792 Hard Unable to route transaction D27
688 Hard Switch cannot provide totals now, try again in 30 minutes D27
791 Hard Call for authorization - network problems D27
687 Hard Reconciliation totaling has stopped for current settlement day D27
787 Hard Network Unavailable D27
684 Hard Time limit for a pre-auth is to long D27
680 Hard Invalid date D27
756 Hard No card record D27
740 Hard Call for authorization function not available D27
679 Hard Already reversed by switch D27
731 Hard Bank not supported by switch. MID not valid for processing D27
640 Hard Requested function not supported D27
703 Hard Invalid Merchant D27
630 Hard Format error D27

Provider:  WorldPay (real-time)   
Transaction Responses
Code Type Message UniPay Code
042 Hard No further withdrawals D27
032 Hard Transaction cannot process D27
031 Hard Ineligible account D27
030 Hard Ineligible transaction D27
021 Hard Unauthorized usage D27
015 Hard NVALID ISSUER D27
012 Hard NVALID TRANS D27
906 Hard System error - retry transaction D27
905 Hard Key synchronization error D27
901 Hard Data error - contact Worldpay D27
900 Hard Format error - contact Worldpay D27
902 Hard INVALID DATA D27
932 Hard Ntw unavail, re-try D27
930 Hard Invalid request D27
018 Hard Cardcode invalid D27
054 Hard Date mismatch D27
017 Hard Act below limit D27
016 Hard Invalid activate D27
009 Hard Over limit D27
008 Hard Over limit D27
006 Hard Invalid activate D27
099 Hard Void denied D27
096 Hard System error D27
091 Hard Processor error D27
071 Hard Ineligible account D27
070 Hard Card not supported by terminal D27

Provider:  WorldPay SecureNet (real-time)   
Transaction Responses
Code Type Message UniPay Code
Hard AUTHENTICATION_ERROR D27

Groups

Groups

Available Providers for Response Code "D27":

Provider Codes:   Hide

Provider:  Amex (batch)   
Transaction Responses
Code Type Message UniPay Code
I2006 Hard BATCH TRAILER NOT FOUND D27
I2005 Hard RECORDS NOT IN ORDER D27
I2004 Hard INVALID FILE SEQUENCE NUMBER D27
I2003 Hard BATCH HEADER NOT FOUND D27
C0183 Hard INVALID CURRENCY CODE D27
I4085 Hard TAB RECORD NOT EXPECTED IN ENR FILE D27
N2 Hard RESERVED FOR PRIVATE USE D27
C0181 Hard FORMAT ERROR D27
I4083 Hard ERROR IN TBT DEBIT COUNT CALCULATION D27
99 Hard INGRESO MANUAL INVALIDO D27
C0125 Hard INVALID EFFECTIVE DATE D27
I4082 Hard ERROR IN TBT DEBIT AMOUNT CALCULATION D27
96 Hard ERROR EN SISTEMA D27
95 Hard RE-TRANSMITIENDO D27
I4081 Hard ERROR IN TBT CREDIT COUNT CALCULATION D27
94 Hard NRO. SEC. DUPLICADO D27
I4080 Hard ERROR IN TBT CREDIT AMOUNT CALCULATION D27
89 Hard TERMINAL INVALIDA D27
I4086 Hard INVALID ENROLLMENT INDICATIOR IN TAB D27
I4077 Hard INVALID BATCH NET AMOUNT D27
86 Hard Original date not sent D27
I4076 Hard INVALID BATCH NET COUNT D27
82 Hard POR FAVOR ESPERE D27
I4074 Hard MISMATCH IN TFT TOT RECRD CNT AND ACTUAL D27
I4073 Hard MISMATCH IN TFT NET BATCH AMT AND ACTUAL D27
77 Hard ERROR PLAN/CUOTAS D27
I4072 Hard MISMATCH IN TFT NET TRANS CNT AND ACTUAL D27
73 Hard Error in CRC D27
I4050 Hard TRANSACTION DESCRIPTION IS EMPTY D27
72 Hard Error initializing keys D27
I4049 Hard TRANSACTION AMOUNT EXCEEDS LIMIT D27
71 Hard Initialize keys D27
70 Hard Error deciphering T2 D27
I4044 Hard INVALID TRANSACTION TYPE ID D27
62 Hard Bin Card not allowed D27
I4043 Hard FILE RECORD SEQ# NOT IN SEQUENCE D27
56 Hard TARJ. NO HABILITADA D27
I4041 Hard TRANSACTION DATE > BATCH INVOICE DATE D27
50 Hard ENTREGA SUPERA LIMIT D27
I4040 Hard INVALID TRANSACTION DATE D27
48 Hard EXCEDE MAX. CUOTAS D27
I4034 Hard INVALID PARTNER ID D27
I4027 Hard BATCH INVOICE DATE > FILE CREATION DATE D27
I4028 Hard INVALID BATCH INVOICE SEQ# D27
I4025 Hard INVALID BATCH INVOICE DATE D27
46 Hard TARJETA NO VIGENTE D27
I4018 Hard INVALID DATE IN CREATE DATE TIME D27
I4017 Hard INVALID FILE TYPE D27
I4007 Hard RECORD# SHOULD BE 1 IN FILE HEADER D27
45 Hard NO OPERA EN CUOTAS D27
I4006 Hard TOTAL NUMBER OF BATCHES EXCEEDS LIMIT D27
30 Hard ERROR EN FORMATO D27
I4003 Hard INVALID JULIAN DATE D27
25 Hard NO EXISTE ORIGINAL D27
12 Hard TRANSAC. INVALIDA D27
I2100 Hard FIELD NOT NUMERIC IN TEN RECORD D27
I2099 Hard FIELD NOT NUMERIC IN TAB RECORD D27
06 Hard ERROR D27
I2098 Hard FIELD NOT NUMERIC IN FILE TRAILER D27
I2097 Hard FIELD NOT NUMERIC IN BATCH TRAILER D27
V4003 Hard BATCH AMOUNT EXCEEDS LIMIT D27
V4000 Hard TRANSACTION DATE > 090 DAYS D27
L4007 Hard EMPTY FILE FROM MERCHANT D27
I4222 Hard FILE TRAILER NOT PRESENT IN INPUT FILE D27
I4122 Hard FILE HEADER NOT PRESENT IN INPUT FILE D27
I4111 Hard TXN FAILED PRE-EDITS IN TEN/TDS RECORD D27
I4106 Hard INVALID VALUE IN TRANSCODE FIELD D27
I4090 Hard CUSTOMER # IN TEN NOT MATCHING WITH TAB D27
I4089 Hard ONE-TIME TRANSACTION NOT PERMITTED D27
I4087 Hard INVALID ONE-TIME INDICATOR IN TAB D27
V4007 Hard BATCH COUNT INVALID IN TFT D27
V4004 Hard FILE NET AMOUNT EXCEEDS LIMIT D27

Provider:  Amex (real-time)   
Transaction Responses
Code Type Message UniPay Code
91 Hard Issuer or switch is inoperative D27
68 Hard Response received too late D27
65 Hard Exceeds withdrawal frequency limit D27
63 Hard Security violation D27
30 Hard Format error D27
25 Hard Unable to locate record on file D27
???? Hard ???? D27
0Q3 Hard Payment Gateway Connection Error D27
92 Hard Financial institution not found D27

Provider:  Authorize.net AIM (real-time)   
Transaction Responses
Code Type Message UniPay Code
104 Hard This transaction is currently under review. D27
247 Hard This eCheck.Net type is not allowed D27
19 Hard An error occurred during processing. Please try again in 5 minutes. D27
72 Hard The authorization code is invalid D27
223 Hard This transaction has been declined D27
103 Hard This transaction cannot be accepted. D27
246 Hard This eCheck.Net type is not allowed D27
16 Hard The transaction was not found. D27
71 Hard The bank account type is invalid D27
222 Hard This transaction has been declined D27
102 Hard This request cannot be accepted D27
245 Hard This eCheck.Net type is not allowed when using the payment gateway hosted payment form. D27
15 Hard The transaction ID is invalid. D27
70 Hard The transaction method is invalid D27
221 Hard This transaction has been declined D27
244 Hard This eCheck.Net type is not allowed for this Bank Account Type. D27
14 Hard The Referrer or Relay Response URL is invalid. D27
69 Hard The transaction type is invalid D27
220 Hard This transaction has been declined D27
12 Hard An authorization code is required but not present. D27
68 Hard The version parameter is invalid. D27
219 Hard This transaction has been declined D27
243 Hard Recurring billing is not allowed for this eCheck.Net type. D27
66 Hard This transaction cannot be accepted for processing. D27
193 Hard The transaction is currently under review. D27
218 Hard This transaction has been declined D27
59 Hard An error occurred in processing. Please try again in 5 minutes D27
101 Hard The given name on the account and/or the account type does not match the actual account. D27
3 Hard This transaction has been declined. D27
185 Hard This reason code is reserved or not applicable to this API. D27
217 Hard This transaction has been declined D27
58 Hard An error occurred in processing. Please try again in 5 minutes D27
100 Hard The eCheck.Net type is invalid D27
2 Hard This transaction has been declined. D27
65 Hard This transaction has been declined D27
57 Hard An error occurred in processing. Please try again in 5 minutes D27
99 Hard This transaction cannot be accepted D27
63 Hard An error occurred in processing. Please try again in 5 minutes D27
181 Hard An error occurred during processing. Please try again. D27
216 Hard This transaction has been declined D27
319 Hard The transaction cannot be found D27
98 Hard This transaction cannot be accepted D27
62 Hard An error occurred in processing. Please try again in 5 minutes D27
180 Hard An error occurred during processing. Please try again D27
215 Hard This transaction has been declined D27
56 Hard This merchant accepts ACH transactions only; no credit card transactions are accepted. D27
97 Hard This transaction cannot be accepted. D27
61 Hard An error occurred in processing. Please try again in 5 minutes D27
175 Hard The processor does not allow voiding of credits. D27
214 Hard This transaction has been declined D27
55 Hard The sum of credits against the referenced transaction would exceed the original debit amount. D27
318 Hard A duplicate transaction has been submitted. D27
92 Hard The gateway no longer supports the requested method of integration D27
60 Hard An error occurred in processing. Please try again in 5 minutes D27
174 Hard The transaction type is invalid. Please contact the merchant D27
211 Hard This transaction has been declined D27
54 Hard The referenced transaction does not meet the criteria for issuing a credit. D27
317 Hard The credit card has expired. D27
91 Hard Version 2.5 is no longer supported D27
173 Hard An error occurred during processing. Please contact the merchant. D27
209 Hard This transaction has been declined D27
53 Hard The transaction type was invalid for ACH transactions. D27
316 Hard The credit card expiration date is invalid D27
90 Hard This reason code is reserved or not applicable to this API. D27
172 Hard An error occurred during processing. Please contact the merchant D27
204 Hard This transaction has been declined D27
52 Hard The transaction was authorized, but the client could not be notified; the transaction will not be settled. D27
315 Hard The credit card number is invalid. D27
171 Hard An error occurred during processing. Please contact the merchant. D27
203 Hard This transaction has been declined. D27
51 Hard The sum of all credits against this transaction is greater than the original transaction amount. D27
311 Hard This transaction has already been captured D27
89 Hard This reason code is reserved or not applicable to this API. D27
170 Hard An error occurred during processing. Please contact the merchant D27
202 Hard This transaction has been declined D27
50 Hard This transaction is awaiting settlement and cannot be refunded. D27
310 Hard This transaction has already been voided. D27
88 Hard This reason code is reserved or not applicable to this API. D27
165 Hard This transaction has been declined D27
201 Hard This transaction has been declined D27
49 Hard A transaction amount greater than $[amount] will not be accepted D27
309 Hard The device has been disabled. D27
87 Hard This reason code is reserved or not applicable to this API. D27
48 Hard This processor does not accept partial reversals. D27
308 Hard Original transaction for reversal not found. D27
86 Hard This reason code is reserved or not applicable to this API. D27
152 Hard The transaction was authorized, but the client could not be notified; the transaction will not be settled D27
200 Hard This transaction has been declined D27
307 Hard The reversal was processed successfully. D27
85 Hard This reason code is reserved or not applicable to this API. D27
145 Hard This transaction has been declined D27
47 Hard The amount requested for settlement may not be greater than the original amount authorized. D27
127 Hard The transaction resulted in an AVS mismatch. The address provided does not match billing address of cardholder D27
84 Hard This reason code is reserved or not applicable to this API. D27
141 Hard This transaction has been declined. D27
46 Hard Your session has expired or does not exist. You must log in to continue working. D27
123 Hard This account has not been given the permission(s) required for this request D27
306 Hard The batch is already closed D27
83 Hard The requested script is either invalid or no longer supported. D27
132 Hard This transaction cannot be accepted at this time. D27
45 Hard This transaction has been declined. D27
122 Hard An error occurred during processing. Please try again D27
305 Hard The merchant is configured for autoclose. D27
296 Hard The specified SplitTenderId is not valid. D27
82 Hard Scripts are only supported in version 2.5. D27
131 Hard This transaction cannot be accepted at this time. D27
44 Hard This transaction has been declined D27
121 Hard An error occurred during processing. Please try again D27
304 Hard The original transaction is in a closed batch. D27
295 Hard The amount of this request was only partially approved on the given prepaid card. Additional payments are required to complete the balance of this transaction. D27
81 Hard The requested form type is invalid D27
130 Hard This payment gateway account has been closed. D27
41 Hard This transaction has been declined D27
120 Hard An error occurred during processing. Please try again. D27
303 Hard The device batch is full. Please close the batch. D27
290 Hard One or more required AVS values for zero dollar authorization were not submitted. D27
37 Hard The credit card number is invalid. D27
128 Hard This transaction cannot be processed D27
40 Hard This transaction must be encrypted D27
119 Hard Transactions having cardholder authentication values cannot be marked as recurring. D27
301 Hard The device batch ID is invalid. D27
289 Hard This processor does not accept zero dollar authorization for this card type D27
36 Hard The authorization was approved, but settlement failed. D27
80 Hard The driver’s license state is invalid D27
118 Hard The combination of authentication indicator and cardholder authentication value is invalid. D27
300 Hard The device ID is invalid D27
271 Hard The number of line items submitted is not allowed. A maximum of 30 line items can be submitted. D27
33 Hard FIELD cannot be left blank. D27
117 Hard The cardholder authentication value is invalid D27
297 Hard A Transaction ID and a Split Tender ID cannot both be used in a single transaction request. D27
270 Hard The line item [item number] is invalid D27
32 Hard This reason code is reserved or not applicable to this API. D27
116 Hard The authentication indicator is invalid. D27
261 Hard An error occurred during processing. Please try again. D27
27 Hard The transaction resulted in an AVS mismatch. The address provided does not match billing address of cardholder. D27
79 Hard The driver’s license number is invalid D27
254 Hard Your transaction has been declined. D27
26 Hard An error occurred during processing. Please try again in 5 minutes. D27
78 Hard The Card Code (CVV2/CVC2/CID) is invalid. D27
110 Hard This transaction is currently under review. D27
25 Hard An error occurred during processing. Please try again in 5 minutes. D27
77 Hard The SSN or tax ID is invalid D27
109 Hard This transaction is currently under review. D27
253 Hard Your order has been received. Thank you for your business! D27
76 Hard The tax amount is invalid D27
108 Hard This transaction is currently under review. D27
252 Hard Your order has been received. Thank you for your business! D27
23 Hard An error occurred during processing. Please try again in 5 minutes. D27
107 Hard This transaction is currently under review. D27
251 Hard This transaction has been declined D27
22 Hard An error occurred during processing. Please try again in 5 minutes. D27
75 Hard The freight amount is invalid D27
106 Hard This transaction is currently under review. D27
250 Hard This transaction has been declined D27
21 Hard An error occurred during processing. Please try again in 5 minutes. D27
74 Hard The duty amount is invalid. D27
105 Hard This transaction is currently under review. D27
248 Hard The check number is invalid D27
20 Hard An error occurred during processing. Please try again in 5 minutes. D27
73 Hard The driver’s license date of birth is invalid. D27
224 Hard This transaction has been declined D27

Provider:  Clearhaus (real-time)   
Transaction Responses
Code Type Message UniPay Code
50000 Hard Clearhaus error D27
40400 Hard Backend problem D27
40310 Hard 3-D Secure authentication failure D27
40300 Hard 3-D Secure problem D27
40200 Hard Clearhaus rule violation D27
40140 Hard Invalid currency D27
40000 Hard General input error D27

Provider:  Credorax (ePower) (real-time)   
Transaction Responses
Code Type Message UniPay Code
34 Hard Implausible card data D27
30 Hard Format error D27
17 Hard Invalid Capture date (terminal business date) D27
12 Hard Invalid transaction card / issuer / acquirer D27
10 Hard Unable to Reverse D27
09 Hard No Original D27
08 Hard Time-Out D27
R3 Hard Revocation of all Authorisations Order D27
R1 Hard Revocation of Authorisation Order D27
R0 Hard Stop Payment Order D27
93 Hard Transaction cannot be completed D27
92 Hard Invalid Issuer D27
89 Hard Security Violation D27
91 Hard Issuer not available D27
88 Hard MAC sync Error D27
87 Hard PIN Key Error D27
86 Hard K M E Sync Error D27
85 Hard No Keys To use D27
84 Hard Invalid Life Cycle of transaction D27
81 Hard Unable to Verify PIN D27
79 Hard Key Validation Error D27
78 Hard Function Not Available D27
68 Hard Response received too late D27
63 Hard MAC Key Error D27

Provider:  Elavon Europe (EISOP) (real-time)   
Transaction Responses
Code Type Message UniPay Code
190 Hard Non-DCC transaction not allowed D27
137 Hard Invalid batch number D27
136 Hard Invalid currency D27
133 Hard No transactions D27
132 Hard Must settle batch D27
131 Hard Sequence number error D27
125 Hard Card not active D27
992 Hard Inconsistent with message specification D27
916 Hard MAC incorrect D27
904 Hard Format error D27
902 Hard Invalid Transaction D27
501 Hard Reconciliation out of balance D27
306 Hard Not successful D27
301 Hard Not supported D27

Provider:  Elavon Mass Transact (batch)   
Transaction Responses
Code Type Message UniPay Code
73 Hard Invalid transit routing D27
64 Hard Original Amount Incorrect (Discover) D27
30 Hard Format error D27
28 Hard File is temporarily unavailable D27
21 Hard No action taken (unable to back out prior transaction) D27
12 Hard Invalid transaction D27
06 Hard Error D27
P2 Hard Invalid biller information D27
Spaces Hard Spaces D27
97 Hard Format error D27
90 Hard Invalid currency code D27
84 Hard Invalid authorization life cycle D27
81 Hard Cryptographic error found in PIN or CVV. Used by VIC for cryptographic error condition found by security module during PIN decryption or CVV processing D27
80 Hard Invalid date (for use in private label card transactions and check acceptance transactions) D27
77 Hard Previous message located for a repeat or reversal, but repeat or reversal data are inconsistent with original message D27
76 Hard Unable to locate previous message (no match on retrieval reference number) D27
74 Hard Invalid FIID D27

Provider:  Elavon viaConex4 (real-time)   
Transaction Responses
Code Type Message UniPay Code
NF Hard Rec not found D27
ND Hard Declined D27

Provider:  Electronic Payments (real-time)   
Transaction Responses
Code Type Message UniPay Code
101 Hard Request exceeds balance; card exhausted; additional cash required. D27
014 Hard Card has bad check digit. D27
011 Hard Referenced transaction not found, or transaction code unsupported. D27
010 Hard Referenced transaction already cancelled. D27
009 Hard Card already activated. D27

Provider:  EVO Snap* (real-time)   
Transaction Responses
Code Type Message UniPay Code
24 Hard MUST BALANCE NOW D27
23 Hard ITEM VOIDED D27
22 Hard INV ITEM NUM D27
21 Hard INV AMT MATCH D27
20 Hard INV ACCT MATCH D27
134 Hard BATCH IS CLOSED D27
119 Hard CARD DEACTIVATED D27
110 Hard NO AUTH NUMBER D27
19 Hard NETWORK UNAVAIL D27
109 Hard INVALID AUTH NO D27
10 Hard INVLD REQUEST D27
118 Hard VOUCHER EXPIRED D27
108 Hard ALREADY VOIDED D27
114 Hard INVALID EST ID D27
113 Hard INVLD VOUCHER ID D27
107 Hard CANNOT VOID D27
112 Hard SYSTEM ERROR D27
105 Hard ALREADY ACTIVE D27
111 Hard INCORRECT DATA D27
102 Hard CARD NOT ACTIVE D27
101 Hard CARD NOT FOUND D27
60 Hard INV APP CODE D27
59 Hard REC NOT FOUND D27
58 Hard VOID ERROR D27
57 Hard INV REF NO D27
55 Hard INV BAL/SETL D27
54 Hard INV BATCH NBR D27
52 Hard INV ACQ REF DATA D27
48 Hard SCAN UNAVAILABLE D27
47 Hard DB UNAVAIL 01 D27
46 Hard EDC UNAVAILABLE D27
44 Hard VERIFY XXXXXXXXX D27
45 Hard INVALID LIC D27
43 Hard INVALID FIID D27
42 Hard INVALID PREFIX D27
39 Hard ISSUER UNAVAIL D27
36 Hard DB UNAVAIL 04 D27
35 Hard DB UNAVAIL 03 D27
34 Hard DB UNAVAIL 02 D27
32 Hard TRAN TYPE INVLD D27
28 Hard NO TRANS FOUND D27
27 Hard INVALID DATA D27
25 Hard USE DUP THEN BAL D27

Provider:  EziDebit (real-time)   
Transaction Responses
Code Type Message UniPay Code
129 Hard Invalid value provided for the ‘KeepManualPayments’ parameter. Valid values are: ‘YES’ or ‘NO’ D27
092 Hard Financial institution not found D27
128 Hard Invalid value provided for the ‘NewPaymentAmountInCents’ parameter. Valid values must be greater than or equal to 200 ($2 dollars). D27
068 Hard Response received too late D27
127 Hard Invalid value provided for the ‘PaymentAmountInCents’ parameter. Valid values must be greater than or equal to 200 ($2 dollars). D27
065 Hard Exceeds withdrawal frequency limit D27
2 Hard Refer to card issuer's special conditions D27
063 Hard Security violation D27
030 Hard Format error D27
091 Hard Issuer or switch is inoperative D27
907 Hard Parameter conflict. ‘ScheduleStartDate’ and ‘FirstWeekOfMonth’ are not in alignment. D27
025 Hard Unable to locate record on file D27
126 Hard Invalid value provided for the ‘SchedulePeriodType’ paramater. Valid values are: ‘4’, ‘F’, ‘H’, ‘M’, ‘N’, ‘Q’, ‘W’ or ‘Y’ D27
906 Hard Status update denied - Only customers with a status of ‘A’,’N’ or ‘H’ may be changed using this service. D27
125 Hard Invalid value provided for the ‘FourthWeekOfMonth’ parameter. Valid values are: ‘YES’ or ‘NO’. D27
124 Hard Invalid value provided for the ‘ThirdWeekOfMonth’ parameter. Valid values are: ‘YES’ or ‘NO’. D27
302 Hard Report data is currently unavailable as payment processing is currently being performed (SPS). Please try again later… D27
121 Hard Invalid value provided for the ‘DayOfMonth’ parameter. Valid values must be between 1 and 31. D27
999 Hard Unable to process update - A System Error has occurred. Please contact the Ezidebit System Adminstrator to resolve the problem. The error has been logged to the System Messages table.ORA-06508: PL/SQL: could not find program unit being called (WSvc) D27
301 Hard Report data is currently unavailable as payment processing is currently being performed (PT). Please try again later… D27
12362 Hard Unable to process update - Invalid token. D27
120 Hard Invalid value provided for the ‘DayOfWeek’ parameter. Valid values are: ‘MON’, ‘TUE’, ‘WED’, ‘THU’ or ‘FRI’. D27
304 Hard Add payment denied - Only active customers can have payments added to their schedule. D27
202 Hard Payment with reference ‘xxxxxxx’ could not be found. D27
1234 Hard Invalid Token. The token is not numeric D27
119 Hard Invalid format provided for the ‘BankAccountBSB’ parameter. Valid values must be six digits only D27
188 Hard Invalid value provided for the PageNumber parameter. Valid values must be numeric and greater than zero. D27
935 Hard Payment has been processed and cannot be deleted D27
118 Hard Invalid value provided for the ‘PaymentType’ parameter. Valid values are: ‘ALL’, ‘PENDING’, ‘SUCCESSFUL’ or ‘FAILED’. D27
187 Hard You must provide a value for the ‘OrderBy’ parameter when the ‘Order’ value is provided. D27
930 Hard Payment selected for deletion could not be found. D27
117 Hard Invalid value provided for the ‘PaymentSource’ parameter. Valid values are: ‘ALL’, ‘SCHEDULED’, ‘WEB’, ‘PHONE’ or ‘BPAY’. D27
921 Hard No data matched the selection parameters. D27
185 Hard Invalid value provided for the Order parameter. Valid values are: ‘ASC’, ‘DESC’. D27
917 Hard Parameter conflict. You cannot enter a value for both the ‘ChangeFromDate’ and ‘ChangeFromPaymentNumber’ parameters D27
116 Hard Invalid value provided for the ‘LimitToTotalAmountInCents’ parameter. Valid values must be numeric and greater than or equal to zero. D27
184 Hard Invalid value provided for the OrderBy parameter. Valid values are: ‘EzidebitCustomerId’, ‘YourSystemReference’, ‘YourGeneralReference’, ‘CustomerCreationDate’. D27
910 Hard Parameter conflict. ‘ScheduleStartDate’ and ‘FourthWeekOfMonth’ are not in alignment. D27
115 Hard Invalid value provided for the ‘LimitToTotalAmountInCents’ parameter. Valid values must be numeric and greater than or equal to zero. D27
183 Hard Invalid value provided for the ‘CustomerStatus’ parameter. Valid values are: ‘ALL’, ‘HOLD’, ‘PENDING’, ‘CANCELLED’, ‘ACTIVE’. D27
909 Hard Parameter conflict. ‘ScheduleStartDate’ and ‘ThirdWeekOfMonth’ are not in alignment. D27
114 Hard Invalid value provided for the ‘LimitToNumberOfPayments’ parameter. Valid values must be numeric and greater than or equal to zero. D27
113 Hard Invalid value provided for the ‘DateField’ parameter. Valid values are: ‘PAYMENT’ or ‘SETTLEMENT’ D27
182 Hard You must provide a value for the ‘CustomerStatus’ parameter D27
908 Hard Parameter conflict. ‘ScheduleStartDate’ and ‘SecondWeekOfMonth’ are not in alignment. D27
112 Hard Invalid value provided for the ‘ChangeFromPaymentNumber’ parameter. Valid values must be numeric and greater than or equal to one. D27
181 Hard Parameter conflict. You can’t provide a number greater than zero for both ‘LimitToNumberOfPayments’ and ‘LimitToTotalAmountInCents’ D27
138 Hard Invalid value provided for the ‘DateFrom’ parameter. Valid values are any date in the format of ‘YYYY-MM-DD’ D27
180 Hard Parameter conflict. You can’t enter a value for both the ‘EziDebitCustomerID’ and ‘YourSystemReference’ parameters D27
137 Hard Invalid value provided for the ‘ChangeToDate’ parameter. Valid values are any date in the format of ‘YYYY-MM-DD’ D27
150 Hard Invalid value provided for the ‘RefundAmountInCents’ parameter. Valid values are a refund amount between 100 and the amount of the original transaction D27
122 Hard Invalid value provided for the ‘FirstWeekOfMonth’ parameter. Valid values are: ‘YES’ or ‘NO’. D27
145 Hard You have not supplied any credit card or bank account details. Mandatory data has not been provided for the update of billing details D27
411 Hard You must provide a value for the ‘customerName’ parameter D27
144 Hard You have passed in both credit card and bank account information.Only credit card or bank account data may be passed in, not both. D27
303 Hard Report data is currently unavailable as payment processing is currently being performed. Please try again later D27
139 Hard Invalid value provided for the ‘DateTo’ parameter. Valid values are any date in the format of ‘YYYY-MM-DD’ D27
136 Hard Invalid value provided for the ‘ChangeFromDate’ parameter. Valid values are any future date in the format of ‘YYYY-MM-DD’ D27
135 Hard Invalid value provided for the ‘SmsExpiredCard’ parameter. Valid values are: ‘YES’ or ‘NO’. D27
134 Hard Invalid value provided for the ‘SmsFailedNotification’ parameter. Valid values are: ‘YES’ or ‘NO’. D27
133 Hard Invalid value provided for the ‘SmsPaymentReminder’ parameter. Valid values are: ‘YES’ or ‘NO’. D27
143 Hard You must provide a value for either the ‘PaymentID’ or ‘BankReceiptID’ parameter. Provide a value for either PaymentID or BankReceiptID. D27
142 Hard The Last Name contains non standard characters which is not permitted D27
141 Hard The First Name contains non standard characters which is not permitted D27
403 Hard Invalid bank account name entered D27
401 Hard Invalid bank account number entered D27
130 Hard Invalid value provided for the ‘DebitDate’ parameter. Valid values are any future date in the format of ‘YYYY-MM-DD’ D27
0Q3 Hard Payment Gateway Connection Error D27
24 Hard File Update not Supported by Receiver D27
64 Hard You must provide a ‘YES’ value for at least one of the week of the month parameters when creating a Weekday In Month schedule. D27
23 Hard Unacceptable Transaction Fee D27
62 Hard You must provide a value for the ‘DateField’ parameter when ‘DateFrom’ or ‘DateTo’ values are provided. D27
12 Hard Invalid Transaction D27
61 Hard You must provide a valid value for the ‘MobileNumber’ parameter if you wish for the customer to receive SMS notifications D27
60 Hard Null value detected, please pass through the empty string instead of null for parameters that you don’t wish to supply a value for D27
06 Hard Error D27
7 Hard You must provide a value for the ‘DebitDate’ parameter D27
5 Hard You must provide a value for the ‘LastName’ parameter D27
03 Hard Invalid Merchant D27
092 Hard Financial institution or intermediate network facility canno D27
02 Hard Refer to Issuer’s Special Conditions D27
4 Hard You must provide a value for the ‘YourGeneralReference’ parameter D27
3 Hard You must provide a value for the ‘YourSystemReference’ parameter D27
030 Hard Format error D27
2 Hard Refer to Issuer’s Special Conditions D27
9 Hard Request in Progress D27
6 Hard Error D27
99 Hard Reserved for National Use D27
98 Hard MAC Error D27
97 Hard Reconciliation Totals Reset D27
95 Hard Reconcile Error D27
111 Hard Invalid value provided for the ‘ApplyToAllFuturePayments’ parameter. Valid values are: ‘YES’ or ‘NO’ D27
93 Hard Trans Cannot be Completed D27
110 Hard Invalid value provided for the ‘NewStatus’ parameter. Valid values are: ‘A’, ‘H’ or ‘C’ D27
90 Hard Cut-off in Progress D27
109 Hard Invalid payment reference entered D27
89 Hard Administration Error D27
108 Hard Invalid mobile phone number entered D27
88 Hard Unable to Dispense D27
68 Hard Response Received Too Late D27
87 Hard No Envelope Inserted D27
65 Hard Exceeds Withdrawal Frequency Limit D27
107 Hard Invalid email address entered D27
63 Hard Security Violation D27
58 Hard Transaction not Permitted to Terminal D27
057 Hard Transaction not Permitted to Cardholder D27
106 Hard Invalid postcode entered D27
30 Hard Format Error D27
105 Hard Invalid value provided for the ‘NewYourSystemReference’ parameter. Valid values must be 50 characters or less D27
29 Hard File Update not Successful D27
104 Hard Invalid value provided for the ‘YourGeneralReference’ parameter. Valid values must be 50 characters or less D27
103 Hard Invalid value provided for the ‘YourSystemReference’ parameter. Valid values must be 50 characters or less D27
28 Hard File Update File Locked Out D27
27 Hard File Update Field Edit Error D27
101 Hard Not all required parameters were supplied D27
26 Hard Duplicate File Update Record D27
67 Hard You must provide a value for either the ‘ChangeFromDate’ or ‘ChangeFromPaymentNumber’ parameter D27
25 Hard Unable to Locate Record on File D27
66 Hard You must provide a value for the ‘ChangeFromDate’ or the ‘PaymentReference’ parameter D27
09 Hard Request in Progress D27
92 Hard Direct Debit Claim D27
90 Hard Transaction Dishonoured after settlement (Late Return) D27
51 Hard Manually Dishonoured Transaction D27
50 Hard Transaction Refunded D27
27 Hard Invalid Transaction D27
93 Hard Transaction Recalled D27
9 Hard Technically Invalid D27
186 Hard You must provide a value for the ‘Order’ parameter when the ‘OrderBy’ value is provided. D27

Provider:  FirstData BuyPass (real-time)   
Transaction Responses
Code Type Message UniPay Code
26 Hard Referred ID not in DL database. D27
25 Hard Unable to locate record on file. D27
12 Hard Invalid transaction. D27
08 Hard Honor with identification. D27
06 Hard Error. D27
02 Hard Refer to card issuer's special conditions. D27
01 Hard Refer to card issuer. D27
R3 Hard Not approved. D27
R1 Hard Not approved. D27
93 Hard Transaction cannot be completed ; violation of law. D27
R0 Hard Not approved. D27
85 Hard No reason to decline. D27
82 Hard Count exceeds limit. D27
7W Hard Unsuccessful. D27
7V Hard Duplicate return. D27
76 Hard Key synchronization error. D27
66 Hard Card acceptor; call acquirer security. D27
57 Hard Transaction not permitted by cardholder. D27
40 Hard Totals unavailable. D27
30 Hard Format error (may also be a reversal). D27
29 Hard Hard negative info on file. D27

Provider:  FirstData Compass (batch)   
Transaction Responses
Code Type Message UniPay Code
214 Hard Reserved D27
234 Hard Duplicate Order Number D27
602 Hard Invalid Institution Code D27
212 Hard Reserved D27
233 Hard Does not match MOP D27
594 Hard Edit Error D27
211 Hard Reserved D27
231 Hard Invalid Division Number D27
588 Hard Block Activation Failed D27
227 Hard Missing Companion Data D27
583 Hard Block Activation Failed D27
225 Hard Invalid Field Data D27
582 Hard Block activation failed D27
581 Hard Unable to void D27
561 Hard Re authorization no match D27
210 Hard Reserved D27
220 Hard Invalid Store Number D27
560 Hard Re authorization D27
769 Hard (Old code) D27
204 Hard Other Error D27
580 Hard Account previously activated D27
549 Hard Previously Declined D27
252 Hard Invalid Issue Number D27
567 Hard Pending Review D27
251 Hard Invalid Start Date D27
564 Hard Counter Offer D27
842 Hard Bad EAN/SCV/CSV D27
548 Hard Not on Credit Bureau D27
905 Hard Stand in Rules D27
563 Hard Re authorization timeframes exceeded D27
766 Hard Reserved D27
545 Hard PA ITA Number Inactive D27
904 Hard Invalid Effective D27
562 Hard Re authorization amount exceeded D27
524 Hard (Old code) Altered data D27
543 Hard Invalid Pre-approval Number D27
902 Hard Process Unavailable D27
506 Hard Invalid Institution D27
542 Hard Bill To Not Equal to Ship To D27
802 Hard Positive ID D27
420 Hard Unsupported Currency D27
541 Hard Possible Compromise D27
298 Hard Daily/7 Day/30 Day Disbursement Manual Block D27
540 Hard Under 18 Years Old D27
781 Hard Invalid MICR Data D27
297 Hard Per Txn Amt Disbursement Limit Reject D27
524 Hard Altered data D27
777 Hard Original transaction not approved D27
296 Hard 30 Day Disbursement Reject Card (Payment) D27
519 Hard On negative file D27
772 Hard Incorrect Length D27
505 Hard Negative file D27
771 Hard Decline Lost or Stolen Checks D27
295 Hard 7 Day Disbursement Reject Card (Payment) D27
767 Hard Reserved D27
294 Hard Daily Disbursement Reject Card (Payment) D27
352 Hard Expired Lock D27
288 Hard Daily Velocity Block Reject (Merchant) D27
760 Hard ACH Non-Participant D27
293 Hard 30 Day Disbursement Reject Card (Funding) D27
305 Hard Already Reversed D27
276 Hard Invalid Date D27
759 Hard Customer Opt-out D27
292 Hard 7 Day Disbursement Reject Card (Funding) D27
304 Hard Not On File D27
275 Hard Invalid Time D27
757 Hard Beneficiary Deceased D27
291 Hard Daily Disbursement Reject Card (Funding) D27
301 Hard Issuer unavailable D27
274 Hard Transaction Not Supported D27
756 Hard Account-Holder Deceased D27
290 Hard 30 Day Velocity Block Reject (Merchant) D27
265 Hard Missing QHP Amount D27
273 Hard Reserved D27
261 Hard Account Not Eligible For Division’s Setup D27
289 Hard 7 day Velocity Block Reject (Merchant) D27
263 Hard Partial Authorization Not Allowed or Partial Authorization Request Note Valid D27
272 Hard Invalid Purchase Level 2 D27
257 Hard Missing Cust Service Phone D27
753 Hard Invalid Account Type D27
271 Hard Reserved D27
253 Hard Invalid Tran. Type D27
270 Hard Reserved D27
248 Hard Blanks not passed in reserved field D27
269 Hard Reserved D27
247 Hard Check Conversion Data Error D27
752 Hard Missing Name D27
245 Hard Missing or Invalid Secure Payment Data D27
750 Hard Reserved D27
268 Hard Reserved D27
243 Hard Invalid Purchase Level 3 D27
741 Hard Validation Failed D27
260 Hard Reserved D27
740 Hard Match Failed D27
258 Hard Not Authorized to Send Record D27
241 Hard Illegal Action D27
255 Hard Reserved D27
238 Hard Invalid Currency D27
610 Hard BIN Block D27
254 Hard Reserved D27
237 Hard FPO Not Approved D27
606 Hard Invalid Transaction Type D27
242 Hard Invalid Temporary Services Data D27
235 Hard FPO Locked D27
603 Hard Invalid Institution D27

Provider:  FirstData Compass (real-time)   
Transaction Responses
Code Type Message UniPay Code
211 Hard Reserved D27
234 Hard Duplicate Order Number D27
583 Hard Block Activation Failed D27
210 Hard Reserved D27
233 Hard Does not match MOP D27
582 Hard Block activation failed D27
252 Hard Invalid Issue Number D27
231 Hard Invalid Division Number D27
581 Hard Unable to void D27
227 Hard Missing Companion Data D27
580 Hard Account previously activated D27
225 Hard Invalid Field Data D27
567 Hard Pending Review D27
564 Hard Counter Offer D27
548 Hard Not on Credit Bureau D27
251 Hard Invalid Start Date D27
220 Hard Invalid Store Number D27
545 Hard PA ITA Number Inactive D27
905 Hard Stand in Rules D27
204 Hard Other Error D27
563 Hard Re authorization timeframes exceeded D27
543 Hard Invalid Pre-approval Number D27
904 Hard Invalid Effective D27
562 Hard Re authorization amount exceeded D27
902 Hard Process Unavailable D27
561 Hard Re authorization no match D27
542 Hard Bill To Not Equal to Ship To D27
802 Hard Positive ID D27
560 Hard Re authorization D27
541 Hard Possible Compromise D27
781 Hard Invalid MICR Data D27
549 Hard Previously Declined D27
540 Hard Under 18 Years Old D27
777 Hard Original transaction not approved D27
298 Hard Daily/7 Day/30 Day Disbursement Manual Block D27
524 Hard Altered data D27
772 Hard Incorrect Length D27
297 Hard Per Txn Amt Disbursement Limit Reject D27
519 Hard On negative file D27
296 Hard 30 Day Disbursement Reject Card (Payment) D27
505 Hard Negative file D27
771 Hard Decline Lost or Stolen Checks D27
295 Hard 7 Day Disbursement Reject Card (Payment) D27
352 Hard Expired Lock D27
767 Hard Invalid Account Number Format D27
294 Hard Daily Disbursement Reject Card (Payment) D27
305 Hard Already Reversed D27
760 Hard ACH Non-Participant D27
304 Hard Not On File D27
759 Hard Customer Opt-out D27
293 Hard 30 Day Disbursement Reject Card (Funding) D27
757 Hard Beneficiary Deceased D27
292 Hard 7 Day Disbursement Reject Card (Funding) D27
302 Hard Credit Floor D27
275 Hard Invalid Time D27
756 Hard Account-Holder Deceased D27
291 Hard Daily Disbursement Reject Card (Funding) D27
301 Hard Issuer unavailable D27
274 Hard Transaction Not Supported D27
753 Hard Invalid Account Type D27
290 Hard 30 Day Velocity Block Reject (Merchant) D27
266 Hard Invalid QHP Amount D27
273 Hard Reserved D27
752 Hard Missing Name D27
289 Hard 7 day Velocity Block Reject (Merchant) D27
265 Hard Missing QHP Amount D27
271 Hard Reserved D27
750 Hard Invalid Transit Routing Number D27
288 Hard Daily Velocity Block Reject (Merchant) D27
263 Hard Partial Authorization Not Allowed or Partial Authorization Request Note Valid D27
270 Hard Reserved D27
260 Hard Reserved D27
276 Hard Invalid Date D27
261 Hard Account Not Eligible For Divisionт€™s Setup D27
269 Hard Reserved D27
257 Hard Missing Cust Service Phone D27
741 Hard Validation Failed D27
268 Hard Reserved D27
253 Hard Invalid Tran. Type D27
842 Hard Bad EAN/SCV/CSV D27
248 Hard Blanks not passed in reserved field D27
766 Hard Reserved D27
247 Hard Check Conversion Data Error D27
740 Hard Match Failed D27
245 Hard Missing or Invalid Secure Payment Data D27
610 Hard BIN Block D27
506 Hard Invalid Institution D27
243 Hard Invalid Purchase Level 3 D27
606 Hard Invalid Transaction Type D27
420 Hard Unsupported Currency D27
603 Hard Invalid Institution D27
258 Hard Not Authorized to Send Record D27
241 Hard Illegal Action D27
242 Hard Invalid Temporary Services Data D27
238 Hard Invalid Currency D27
602 Hard Invalid Institution Code D27
214 Hard Reserved D27
237 Hard FPO Not Approved D27
594 Hard Edit Error D27
212 Hard Reserved D27
235 Hard FPO Locked D27
588 Hard Block Activation Failed D27

Provider:  FirstData Global Gateway (Linkpoint) (real-time)   
Transaction Responses
Code Type Message UniPay Code
005004 Hard eSGS_RC_DB_DUPLICATE_TRANSACTION D27
005003 Hard eSGS_RC_DB_DUPLICATE_ORDER D27
005002 Hard eSGS_RC_DB_DATANOTFOUND D27
005001 Hard eSGS_RC_DB_MISSINGDATA D27
005000 Hard eSGS_RC_DB_GENERALERROR D27
002301 Hard eSGS_RC_GW_VALIDATIONERROR_FORMAT D27
001003 Hard D27
032000 Hard eSGS_RC_UNKNOWNERROR D27
020018 Hard eLSGS_RC_UNKNOWNERROR D27
020017 Hard eLSGS_RC_SIMULATION_DUPLICATE, D27
020016 Hard eLSGS_RC_SIMULATION_DECLINED, D27
020015 Hard eLSGS_RC_INVALID_OPTION_RESULT, D27
020014 Hard eLSGS_RC_RESPONSE_PARSE_ERROR_SGS, D27
020013 Hard eLSGS_RC_UNEXPECTED_SGS_RESPONSE, D27
020010 Hard eLSGS_RC_NO_CREDITCARD_CHECK, D27
020009 Hard eLSGS_RC_CREDITCARD_AND_CHECK, D27
020008 Hard eLSGS_RC_ORDER_ID_REQUIRED, D27
020006 Hard D27
011201 Hard eSGS_RC_PARTIALRETURN_BADTRANSACTIONSTATE D27
020003 Hard eLSGS_RC_INVALID_CHAR_IN_XML, D27
011101 Hard eSGS_RC_REPEATCAPTURE_BADTRANSACTIONSTATE D27
011001 Hard eSGS_RC_REPEATREVERSAL_BADTRANSACTIONSTATE D27
010801 Hard eSGS_RC_VOID_BADTRANSACTIONSTATE D27
010503 Hard eSGS_RC_POSTAUTH_INVALIDTOTAL D27
010502 Hard eSGS_RC_POSTAUTH_BADTRANSACTIONSTATE D27
010501 Hard eSGS_RC_POSTAUTH_BADTRANSACTIONTYPE D27
010101 Hard eSGS_RC_REPEATVOID_BADTRANSACTIONSTATE D27
005150 Hard eSGS_RC_DB_RECURRINGPAYMENT D27
005008 Hard eSGS_RC_DB_CANTVOID D27
005005 Hard eSGS_RC_DB_FRAUD D27

Provider:  FirstData Nashville (real-time)   
Transaction Responses
Code Type Message UniPay Code
NR Hard Resub Excds Lmt D27
NI Hard Pin Xlate Error D27
12 Hard Inv State Code D27
NJ Hard Inv Cash Back Amt D27
69 Hard Host Key Error D27
57 Hard Declined D27
NS Hard Dbtsw Pin Xl Err D27
NN Hard Undefined Card D27
RW Hard Rev Outside Win D27
NG Hard Rev Rejected D27

Provider:  FirstData North (real-time)   
Transaction Responses
Code Type Message UniPay Code
[EMPTY] Hard D27

Provider:  FirstData Omaha (real-time)   
Transaction Responses
Code Type Message UniPay Code
NO _ OPEN _ BATCH _ Hard D27
INV _ TRAN _ TYPE _ Hard D27
INVLD _ TRAN _ CODE _ Hard D27
INV _ TRAN _ CODE _ Hard D27
INVLD_ BATCH _ SEQ Hard D27
INV_ BATCH _ SEQ Hard D27
CLOSE _UNA Hard D27
UNMATCHED _ VOID _ Hard D27
TRANSMIT _ ERROR _ Hard D27

Provider:  FirstData OmniPay (real-time)   
Transaction Responses
Code Type Message UniPay Code
34 Hard Implausible card data D27
30 Hard Format error D27
17 Hard Invalid Capture date (terminal business date) D27
10 Hard Unable to Reverse D27
8 Hard Time-Out D27
7 Hard Honour with ID D27
6 Hard Invalid Transaction for Terminal D27
98 Hard Duplicate Reversal D27
96 Hard System malfunction D27
93 Hard Transaction cannot be completed D27
88 Hard MAC sync Error D27
86 Hard K M E Sync Error D27
85 Hard No Keys To Use D27
84 Hard Invalid Life Cycle of transaction D27
79 Hard Key Validation Error D27
68 Hard Response received too late. Used to indicate the reason for sending a reversal – an authorisation response was not returned within the time limit D27
63 Hard MAC Key Error D27
45 Hard Fallback transaction not allowed (CUP only) D27

Provider:  FirstData Rapid Connect (real-time)   
Transaction Responses
Code Type Message UniPay Code
529 Hard Resubmission of transaction violates debit/EBT network frequency. D27
804 Hard Fuel only D27
108 Hard Refer to issuer‘s special conditions D27
367 Hard Target embossed card entered and Transaction count entered do not match. D27
723 Hard Driver’s License or ID is Required D27
527 Hard Network Response indicates that Merchant ID/SE is invalid. D27
803 Hard Not on file D27
001 Hard Schema Validation Error D27
360 Hard First Data Voice Services added a layer of validation that checks the data they receive from CLGC to make sure it is HTML friendly (i.e. no binary data). First Data Voice Services will return this response on Internet transactions if the check fails (th D27
722 Hard Invalid value in the field D27
525 Hard Debit/EBT network gateway cannot get through to the ISSUER. D27
802 Hard Imprint card D27
356 Hard Request not International. Merchant configured to require currency information for each financial transaction, however none was sent. D27
359 Hard The terminal transaction number did not match (on a void or reversal). D27
721 Hard Invalid ZIP Code D27
801 Hard Over merchandise limit D27
354 Hard Merchant not configured as International although the account requires it. (e.g. The account allows currency conversion but the merchant is not configured for International.) D27
357 Hard Currency conversion error. Internal CLGC system error. D27
604 Hard Close Not Valid D27
346 Hard Invalid merchant key. The merchant key block provided is invalid. (e.g. The working key provided in an Assign Merchant Working Key transaction). D27
355 Hard Invalid currency. The provided currency is invalid. D27
603 Hard Close Unavailable D27
792 Hard See attendant. D27
353 Hard First Data Voice Services returns this response on Internet transactions where the client certificate is invalid. D27
558 Hard Invalid Track 2 data D27
602 Hard No Open Batch D27
347 Hard Promotions for Internet virtual and physical cards do not match. When enabling a physical card to a virtual card, both must be from the same promotion. Cards for bulk activation request must be from the same promotion D27
524 Hard Debit Switch unavailable Timeout Retry –Communications link to debit/EBT network gateway is down or responded with a "System Malfunction (96)" message D27
316 Hard Incorrect location. There was a problem with the merchant location. D27
557 Hard Invalid prompt entry D27
601 Hard Invalid Batch Number D27
345 Hard Invalid EAN. The EAN is not correc t for the provided account number. D27
523 Hard Crypto box is offline. D27
109 Hard Invalid merchant. The merchant is not in the merchant database or the merchant is not permitted to use this particular card. D27
352 Hard First Data Voice Services returns this response on Internet transactions where they did not receive a response from CLGC. D27
344 Hard Internet access disabled. D27
520 Hard Reversal Rejected. Do not try again. D27
351 Hard First Data Voice Services returns this response on Internet transactions where the interface input parameter is not valid. D27
556 Hard Exceeds quantity D27
568 Hard Over additive limit D27
519 Hard Invalid Effective Date. D27
350 Hard Account not in inactive state. (e.g. Response when enabling a physical card, when the physical card in not in an inactive state.) D27
555 Hard Invalid Date/Time D27
567 Hard Over repair limit D27
343 Hard No phone service. Attempted a calling card transaction on an account which is not configured for calling card activity. D27
518 Hard Invalid account/date or sales date in future. D27
349 Hard Account already linked. (e.g. Response when enabling a physical card, when the two provided accounts have already been linked together.) D27
553 Hard Exceeds transaction total limit per product class. D27
566 Hard Y or N required D27
342 Hard Void of activation after account activity. D27
507 Hard New Account Information available. D27
348 Hard Invalid transaction source. The provided source (field EA) is not valid for this transaction. D27
552 Hard Invalid Product D27
565 Hard Fuel price error D27
341 Hard Invalid status change. The status change requested (e.g. lost/stolen, freeze active card) cannot be performed. D27
950 Hard Violation of business arrangement D27
504 Hard Do not try again. D27
551 Hard Invalid Driver D27
564 Hard Over cash limit D27
340 Hard New password required. D27
944 Hard Invalid response D27
503 Hard New Account Information. D27
550 Hard Invalid Vehicle D27
563 Hard Over fuel limit D27
339 Hard Transaction history not available. D27
942 Hard Customer cancellation D27
401 Hard Offer Processing Error D27
562 Hard Pay at pump not allowed D27
338 Hard No transactions available/no more transactions available. There are no transactions for this account or there are no transactions as determined by the specified first transaction number. D27
924 Hard Limit check failed D27
502 Hard Invalid State Code. D27
157 Hard Invalid entry D27
561 Hard Invalid Restriction Code D27
337 Hard Too many transactions requested. D27
923 Hard Request in progress D27
501 Hard Date of Birth Error for Check Processing. D27
156 Hard Max number of recharges exceeded D27
560 Hard Invalid Odometer D27
336 Hard Bad authorization code. The authorization code test failed. D27
915 Hard Timeout Reversal not supported. Resend the original transaction. Do not retry the timeout reversal D27
404 Hard TransArmor Key Error. D27
333 Hard No previous transaction. The void or reversal transaction could not be matched to a previous (original) transaction. In the case of a pre-auth redemption, the corresponding locking transaction could not be identified. D27
826 Hard Signature required D27
403 Hard TransArmor Invalid Token or Account Number. D27
155 Hard Recharge amount exceeded D27
559 Hard Voyager ID problem D27
825 Hard No chain ID for chain merchant D27
385 Hard Accepted but not yet processed. D27
154 Hard Over monthly limit D27
332 Hard Account locked. D27
941 Hard Invalid issuer. D27
384 Hard Account row locked. D27
153 Hard Already redeemed D27
331 Hard Balance not available (denial). Due to an internal First Data Closed Loop Gift Card (CLGC) issue, information from this account could not be retrieved. D27
940 Hard Error. D27
824 Hard Over chain product velocity amount D27
383 Hard Store location zero not allowed. D27
152 Hard Exceeds limit D27
330 Hard Bad checksum. The checksum provided is incorrect. D27
914 Hard Void/Full Reversal requests in which the Original Authorization was not found. D27
823 Hard Over chain product velocity both D27
817 Hard Over merchant product velocity count D27
382 Hard Bulk activation package amount error. D27
151 Hard Activation failed D27
329 Hard Bad_repay_date. D27
908 Hard Transaction destination not found for routing. D27
822 Hard Over chain product velocity count D27
816 Hard Over merchant product velocity amount D27
381 Hard Bulk activation unattempted error D27
122 Hard Security violation D27
328 Hard Request not permitted by this merchant location. D27
906 Hard System Error. There is a problem with the host processing system. Call your helpdesk or operations support. D27
821 Hard Over chain daily velocity both D27
815 Hard Over merchant daily velocity both D27
326 Hard Incorrect transaction version or format number for POS transactions. D27
114 Hard Invalid account type D27
327 Hard Request not permitted by this account. D27
904 Hard Format error. D27
820 Hard Over chain daily velocity amount D27
814 Hard Over merchant daily velocity amount D27
323 Hard Password retry exceeded. The user account has been frozen because the user attempted access and was denied. Seek management assistance. D27
380 Hard Bulk activation error. D27
902 Hard Invalid transaction. This card or terminal is not permitted to perform this transaction, or the transaction type is invalid, or First Data is unable to route a refund request to the network. D27
819 Hard Over chain daily velocity count D27
813 Hard Over merchant daily velocity count D27
322 Hard Exceeded account reloads. The clerk/user/location was only permitted to reload some number of accounts. That number was exceeded. (See your Business Manager in order to extend this limit.) D27
775 Hard Subsystem Unavailable. D27
818 Hard Over merchant product velocity both D27
812 Hard Over issuer velocity amount D27
321 Hard Invalid new password. The new password does not meet the minimum security criteria D27
740 Hard Totals Unavailable. D27
811 Hard Over issuer velocity count D27
320 Hard Invalid password. D27
377 Hard Already active and reloadable. D27
810 Hard Over card velocity amount D27
319 Hard Invalid clerk. The clerk field was either missing, when required, or the content did not match the requirements D27
376 Hard Account status is void lock. D27
729 Hard Hard Negative Info On File. D27
317 Hard Max balance exceeded. The transaction, if completed, would cause the account balance to be exceeded by the max_balance as specified in the promotion. Some merchants set the max_balance to a value twice the max transaction amount. D27
375 Hard Bad Post Date. The Post Date is not a valid date. D27
726 Hard Unable to Locate Record On File. D27
809 Hard Over card velocity count D27
374 Hard Product code(s) restricted. D27
702 Hard EMV Key Download Error. D27
808 Hard Invalid location D27
315 Hard Bad mag stripe. The mag stripe could not be parsed for account information D27
542 Hard DUKPT: An error while processing the PIN block that is not related to the point-ofsale equipment. Contact the Help Desk for assistance. D27
807 Hard Over non-fuel limit D27
311 Hard Not lost or stolen. D27
372 Hard Promo location restricted. D27
532 Hard The DUKPT Base Derivation key is missing or incorrect in the PIN pad, or PIN key synchronization error. D27
806 Hard Authorization ID needed D27
308 Hard Already active. The card is already active and does not need to be reactivated D27
369 Hard Invalid time zone. D27
530 Hard The authorizing network has a problem decrypting the cryptogram in the request. D27
805 Hard Velocity exceeded D27
130 Hard Invalid terminal. D27
368 Hard No account link. D27
724 Hard Referred - Not Active D27

Provider:  Fiserv (ACH-batch)   
Transaction Responses
Code Type Message UniPay Code
R39 Hard Non-Receipt of Credit (CHARGE BACK) D27
R37 Hard Non-Receipt of Requested Draft (CHARGE BACK) D27
R36 Hard Customer Declines Authorization (CHARGE BACK) D27
R34 Hard Cancelled Recurring Payment (CHARGE BACK) D27
R33 Hard Customer Disputes Charge (CHARGE BACK) D27
R44 Hard International Purchase Disputed or Processing Exception D27
R35 Hard Illegible Transaction D27
E08 Hard Blank Collection Method. D27
E07 Hard Miscellaneous. D27
E06 Hard Non Receiving Bank Credit. D27
E05 Hard Transcode Mismatch. D27
E04 Hard Invoice Bank Account Number. D27
E03 Hard Customer is deleted from our system. D27
E02 Hard Custom is inactive on our system. D27
E01 Hard Customer is frozen in our system. D27
R20 Hard Non-Transaction Account D27
R41 Hard Miscellaneous Decline (CHARGE BACK) D27
R40 Hard Duplicate Transaction (CHARGE BACK) D27

Provider:  Fiserv (CC-batch)   
Transaction Responses
Code Type Message UniPay Code
M4802 Hard REQ ITEM ILLEGIBLE D27
V60 Hard COPY ILLEGIBLE D27
V1207 Hard INVALID DATA D27
V76 Hard INCORRECT TRANS CODE D27
V1202 Hard INCORRECT TRANS CODE D27
V1203 Hard INCORRECT CURRENCY D27
V62 Hard COUNTERFEIT MAG D27
R44 Hard INTL DISPUTE D27
R35 Hard ILLEGIBLE TRANSACTION D27
R97 Hard CC RESUB D27
R00 Hard CC RESUB D27
12 Hard DECLINED D27
R70 Hard AMEX DECLINED D27

Provider:  GETI (batch)   
Transaction Responses
Code Type Message UniPay Code
8 Hard Decline Message D27

Provider:  Global East (real-time)   
Transaction Responses
Code Type Message UniPay Code
032 Hard NA SETL TXN D27
031 Hard FAX REQUIRED D27
030 Hard NA CAPT TXN D27
025 Hard INVLD ICC DATA D27
021 Hard INVLD CURRENCY D27
020 Hard INVLD INSTALLMNT D27
012 Hard INVLD TRAN CODE D27
1NE Hard PART AP AUTH-ONLY D27
0NA Hard NO TRANS FOUND D27
0N8 Hard INVALID DATA D27
0N3 Hard INV ITEM NUM D27
0C1 Hard SYSTEM UNAVAILABLE D27
091 Hard ISSUER UNAVAIL D27

Provider:  Heartland Exchange (real-time)   
Transaction Responses
Code Type Message UniPay Code
56 Hard Invalid Trans D27
19 Hard Re Enter D27
13 Hard Amount Error D27
12 Hard Invalid Trans D27
10 Hard Partial Approval D27
06 Hard Error XXXX D27
03 Hard Term Id Error D27
xx Hard xxxxxxxxxxxxxxxx D27
EC Hard CID Format Error D27
EB Hard Check Digit Err D27
97 Hard Translate Error D27
96 Hard System Error D27
77 Hard No Action Taken D27
76 Hard No Action Taken D27
75 Hard PIN Exceeded D27
63 Hard Sec Violation D27

Provider:  Heartland Portico (real-time)   
Transaction Responses
Code Type Message UniPay Code
80 Hard Date error. D27
77 Hard No action taken D27
76 Hard No action taken. D27
21 Hard No action taken D27
12 Hard Invalid trans. D27
+32 Hard Missing KTB error D27
06 Hard Error, merchant closed, no match. D27
+30 Hard Transaction Error D27
03 Hard Term ID error D27
+37 Hard Missing element D27
+27 Hard Transaction Error D27
+36 Hard Invalid Original Txn for Repeat D27
+35 Hard Device setting error D27
+26 Hard Transaction Error D27
+34 Hard Invalid data received D27
+25 Hard Transaction Error D27
+33 Hard Missing KSN error D27
+24 Hard Transaction Error D27
+23 Hard Transaction Error D27
+18 Hard E3 MSR failure D27
+17 Hard Invalid encryption version D27
+16 Hard Invalid Ship Date D27
+15 Hard Batch close in progress D27
+13 Hard Invalid edit data D27
+12 Hard Invalid CPC data D27
+11 Hard Original transaction not CPC D27
+10 Hard Empty report D27
+9 Hard No transaction associated with batch D27
+7 Hard Invalid report parameters D27
+4 Hard Transaction already associated with batch D27
+5 Hard No current batch D27
+3 Hard Invalid original transaction D27
+1 Hard Gateway system error D27
-1 Hard Portico Gateway error D27
11 Hard Unknown error D27
10 Hard Cannot void D27
2 Hard System unavailable. Retry transaction. D27
1 Hard System error. Retry transaction. D27
EC Hard CID format error. D27
EB Hard Check digit err. D27
96 Hard System error. D27

Provider:  JPMorgan (batch)   
Transaction Responses
Code Type Message UniPay Code
182 Hard INVALID DATA D27
181 Hard INVALID VEHICLE D27
180 Hard INVALID DRIVER D27
120 Hard SEE ATTENDANT D27
119 Hard INVALID INDUSTRY D27
114 Hard INVALID ISO D27
104 Hard RESTRICTED CARD D27
195 Hard RESTRICTED PROD D27
190 Hard DENIED D27
187 Hard RESTRICTED SITE D27
186 Hard RESTRICTED SITE D27
185 Hard INVALID PROCESS D27
184 Hard INVALID DATA D27

Provider:  Latvijas Pasta Banka (LPB) (real-time)   
Transaction Responses
Code Type Message UniPay Code
710208 Hard SIGNATURE is required D27
900 Hard Advice acknowledged, no financial liability accepted D27
705109 Hard Card name is required D27
710207 Hard DATA is required D27
125 Hard Decline, card not effective D27
505107 Hard Could not cancel payment, state flow violated D27
710206 Hard KEY is required D27
124 Hard Decline, violation of law D27
505106 Hard Could not deposit payment, state flow violated D27
122 Hard Decline, security violation D27
605105 Hard Could not authenticate non—3d payment D27
118 Hard Decline, no card record D27
505104 Hard Could not authenticate payment, state flow violated D27
605103 Hard Could not initialize authentication of non—3d payment D27
400011 Hard Order ID must be unique D27
710205 Hard KEYINDEX is required D27
113 Hard Decline, unacceptable fee D27
400000 Hard Integrity violation D27
710204 Hard INTERFACE is required D27
105 Hard Decline, card acceptor call acquirer's security department D27
505102 Hard Could not initiate payment, state flow violated D27
300000 Hard Bad request D27
710203 Hard Request is required D27
200601 Hard Recurring not found D27
110201 Hard Invalid signature D27
200301 Hard Directory service not found D27
200000 Hard Entity not found D27
710122 Hard RemoteAddress is required D27
200201 Hard Token not found D27
100001 Hard Lock timeout D27
710121 Hard Recurring.ID is required D27
400014 Hard Token is already registered D27
100000 Hard Internal server error D27
510120 Hard Recurring.Frequency must be greater than 0 D27
949 Hard abandoned (Timed out) D27
510119 Hard Recurring.EndDate must be in future D27
948 Hard suspected fraud D27
946 Hard 3d secure field extraction from PaRes failed (Incorrect PaRes; Incorrect certificate) D27
610118 Hard Recurring.EndDate is incorrect D27
945 Hard card enrollment verification in 3d secure failed (Incorrect VeRes; DS not available; merchant is not participating in 3d) D27
710117 Hard Recurring.Frequency required D27
942 Hard original credit transaction is illegible for this PAN (at least one deposited payment required) D27
710116 Hard Recurring.EndDate required D27
941 Hard agreement suspended or closed D27
510115 Hard Too frequent recurring D27
510114 Hard Recurring expired D27
940 Hard could not obtain agreement for this payment D27
611302 Hard Could not create payment, invalid mode D27
710109 Hard D3D.ACS.PaRes is required D27
182 Hard 3d secure authentication failed (Authentication status = N) D27
711301 Hard Payment is required D27
710106 Hard Payment.Order.Description is required D27
120103 Hard Session invalid D27
181 Hard 3d secure authentication is currently unavailable (Enrollment status = E) D27
711202 Hard CALLBACK is required D27
710105 Hard Payment.Order.Currency is required D27
120102 Hard Session not found D27
950 Hard Decline reason message: violation of business arrangement D27
211201 Hard Session not found D27
710104 Hard Payment.Order.Amount is required D27
111501 Hard Tokens are disabled D27
923 Hard Status message: request in progress D27
111101 Hard Tokens are disabled D27
918 Hard Decline reason message: no communication keys available for use D27
511401 Hard Could not update payment, state flow violated D27
922 Hard Decline reason message: message number out of sequence D27
610702 Hard Could not create payment, invalid Payment.Mode D27
914 Hard Decline reason message: not able to trace back to original transaction D27
710103 Hard Payment.Order.ID is required D27
710701 Hard Payment is required D27
912 Hard Decline reason message: card issuer unavailable D27
610602 Hard Could not authenticate payment, invalid Payment.Mode D27
911 Hard Decline reason message: card issuer timed out D27
210501 Hard Payment not found D27
910 Hard Decline reason message: card issuer signed off D27
710102 Hard Payment.Order is required D27
909 Hard Decline reason message: system malfunction D27
710101 Hard Payment.Mode is required D27
110402 Hard Signing failed D27
908 Hard Decline reason message: transaction destination cannot be found for routing D27
705120 Hard CSC is required D27
110401 Hard Signature verification failed D27
605117 Hard Invalid currency D27
110302 Hard Data encryption failed D27
907 Hard Decline reason message: card issuer or switch inoperative D27
110301 Hard Data decryption failed D27
904 Hard Decline reason message: format error D27
505115 Hard Could not reverse payment, state flow violated D27
110210 Hard XML serialization failed D27
902 Hard Decline reason message: invalid transaction D27
705111 Hard Card expiry is required D27
110209 Hard XML deserialization failed D27
901 Hard Advice acknowledged, finansial liability accepted D27
705110 Hard Card number is required D27

Provider:  MasterCard Payment Gateway (MPGS) (real-time)   
Transaction Responses
Code Type Message UniPay Code
UNKNOWN Hard The transaction has been submitted to the acquirer but the gateway was not able to find out about the success or otherwise of the payment. If the gateway subsequently finds out about the success of the payment it will update the response code. D27

Provider:  Merchant Warrior (batch)   
Transaction Responses
Code Type Message UniPay Code
-2 (013) Hard 013 Currency mismatch D27
-2 (012) Hard 012 Invalid transaction D27
-2 (011) Hard 011 Invalid transaction ID D27
-2 (005) Hard 005 Invalid name D27
-2 (004) Hard 004 Invalid email address D27
-2 (003) Hard 003 Invalid currency D27
-1 (008) Hard 008 Invalid auth D27
-4 Hard Internal MWE error (contact MWE support) D27
-3 Hard One of the required fields was not submitted D27
-2 Hard One of the submitted fields was invalid D27
-3 (001) Hard 001 Missing required field D27
-2 (030) Hard 030 Invalid token D27
-2 (028) Hard 028 Invalid integrator D27
-2 (029) Hard 029 No permission D27
-2 (027) Hard 027 Invalid reference ID D27
-2 (026) Hard 026 PAN detected in other fields D27
-2 (025) Hard 025 Invalid batch ID D27
-2 (022) Hard 022 Invalid interval D27
-2 (021) Hard 021 Invalid period D27
-2 (020) Hard 020 Invalid date D27
-2 (019) Hard 019 Invalid rebill D27
-2 (018) Hard 018 Invalid rebill ID D27
-2 (017) Hard 017 Invalid hash D27
-2 (016) Hard 016 Transaction already reversed D27

Provider:  Merchant Warrior (real-time)   
Transaction Responses
Code Type Message UniPay Code
-2 (005) Hard 005 Invalid name D27
-2 (004) Hard 004 Invalid email address D27
-2 (003) Hard 003 Invalid currency D27
-3 (001) Hard 001 Missing required field D27
‐2 Hard One of the submitted fields was invalid D27
‐3 Hard One of the required fields was not submitted D27
‐4 Hard Internal MWE error (contact MWE support) D27
10 Hard Transaction pending D27
-2 (030) Hard 030 Invalid token D27
-2 (029) Hard 029 No permission D27
-2 (028) Hard 028 Invalid integrator D27
-2 (027) Hard 027 Invalid reference id D27
-2 (026) Hard 026 PAN detected in other fields D27
-2 (022) Hard 022 Invalid interval D27
-2 (025) Hard 025 Invalid batch id D27
-2 (021) Hard 021 Invalid period D27
-2 (020) Hard 020 Invalid date D27
-2 (019) Hard 019 Invalid rebill D27
-2 (018) Hard 018 Invalid rebill id D27
-2 (017) Hard 017 Invalid hash D27
-2 (016) Hard 016 Transaction already reversed D27
-2 (013) Hard 013 Currency mismatch D27
-2 (012) Hard 012 Invalid transaction D27
-2 (011) Hard 011 Invalid transaction id D27
-1 (008) Hard 008 Invalid auth D27

Provider:  MercuryPay (real-time)   
Transaction Responses
Code Type Message UniPay Code
002009 Hard Password Failed (Client / Server) D27
100215 Hard Invalid State Code D27
002008 Hard Duplicate Serial Number Detected D27
100214 Hard Invalid Derived Key Data D27
002006 Hard Refused ‘Max Connections’ D27
100212 Hard Invalid Magnetic Stripe Data D27
002004 Hard Disconnecting Socket D27
100207 Hard Invalid Reference Number D27
002002 Hard Password Failed – Disconnecting D27
100203 Hard Invalid Memo D27
100201 Hard Invalid Transaction Type D27
004011 Hard Error Occurred While Decrypting Request D27
002001 Hard Queue Full D27
004005 Hard Clear Text Request Not Supported D27
002000 Hard Password Verified D27
009999 Hard Unknown Error D27
004004 Hard Weak Encryption Request Not Supported D27
004020 Hard Could Not Encrypt Response- Call Provider D27
004019 Hard TStream Type Missing D27
004003 Hard Global String Error D27
004017 Hard Invalid Check Digit D27
004002 Hard Unable to Parse Response from Global (Indistinguishable) D27
004010 Hard Unrecognized Request Format D27
004001 Hard Global Response Length Error (Too Short) D27
003053 Hard Initialize Failed D27
003051 Hard All Connections Failed D27
003050 Hard XML Parse Error D27
003017 Hard Failed to start Event Thread D27
003014 Hard Threaded Auth Started Expect Response Event (Note it is possible the event could fire before the function returns.) D27
003012 Hard 128 bit CryptoAPI failed. D27
003011 Hard Connect Cancelled D27
003010 Hard Time Out waiting for server response D27
100228 Hard Invalid Card Type D27
003009 Hard Control failed to find branded serial (password lookup failed) D27
100226 Hard Invalid Sequence Number D27
003008 Hard TCP/IP Failed to Initialize D27
100225 Hard Invalid Driver’s License D27
003007 Hard Connection Lost D27
003005 Hard Socket Creation Failed D27
003006 Hard Socket Connection Failed D27
003004 Hard Socket already open or in use D27
100224 Hard Invalid MICR Input Type D27
003003 Hard Socket Error sending request D27
003002 Hard In Process with server D27
001011 Hard Empty Command String D27
100223 Hard Invalid Batch Item Count D27
001006 Hard Global API Not Initialized D27
100222 Hard Invalid Batch Number D27
001004 Hard Insufficient Fields D27
100221 Hard Invalid TStream Type D27
100219 Hard Invalid TranCode D27
001003 Hard Invalid Command Format D27
001001 Hard General Failure D27
100218 Hard Invalid Routing Number D27
002011 Hard Internal Server Error – Call Provider D27
100217 Hard Invalid Check Type D27
002010 Hard Password failed (Challenge / Response) D27
100216 Hard Invalid Date of Birth D27

Provider:  MIGS (real-time)   
Transaction Responses
Code Type Message UniPay Code
F Hard 3D Secure Authentication Failed D27
E Hard Issuer Returned a Referral Response D27
D Hard Deferred Transaction D27
C Hard Transaction Cancelled D27
A Hard Transaction Aborted D27
8 Hard Transaction Declined - Transaction Type Not Supported D27
? Hard Response Unknown D27
S Hard Duplicate OrderInfo used D27
P Hard Transaction is Pending D27
N Hard Cardholder is not enrolled in 3D Secure (Authentication Only) D27

Provider:  Moneris (batch)   
Transaction Responses
Code Type Message UniPay Code
212 Hard Destination not available D27
210 Hard PIN key sync error D27
209 Hard Invalid transaction code D27
207 Hard Invalid transaction date D27
203 Hard Administrative card needed D27
065 Hard Adjustment not allowed D27
061 Hard No PBF D27
988 Hard Cannot find expiring cards D27
987 Hard Invalid transaction D27
null Hard Error: Malformed XML D27
986 Hard Incomplete: timed out D27
985 Hard Invalid number of recurs D27
984 Hard Data error: (optional: field name) D27
970 Hard Terminal/Clerk table full D27
966 Hard Duplicate terminal name D27
965 Hard Invalid software version number D27
964 Hard No match on Concentrator ID D27
963 Hard No match on Poll code D27
960 Hard Initialization failure - merchant number mismatch D27
961 Hard Initialization failure -pinpad mismatch D27
881 Hard Intermediate packet of a multipacket transaction D27
880 Hard Final packet of a multi-packet transaction D27
821 Hard Bad response length D27
811 Hard System error D27
810 Hard System timeout D27
809 Hard Bad close D27
801 Hard Bad data D27
800 Hard Bad format D27
435 Hard AMEX - System down D27
251 Hard Error on cash amount D27

Provider:  Moneris (real-time)   
Transaction Responses
Code Type Message UniPay Code
212 Hard Destination not available D27
210 Hard Invalid transaction code D27
209 Hard Invalid transaction code D27
207 Hard Invalid transaction date D27
203 Hard Administrative card needed D27
065 Hard Adjustment not allowed D27
061 Hard No PBF D27
988 Hard Cannot find expiring cards D27
987 Hard Invalid transaction D27
null Hard Error: Malformed XML D27
986 Hard Incomplete: timed out D27
985 Hard Invalid number of recurs D27
984 Hard Data error: (optional: field name) D27
970 Hard Terminal/Clerk table full D27
966 Hard Duplicate terminal name D27
965 Hard Invalid software version number D27
964 Hard No match on Concentrator ID D27
963 Hard No match on Poll code D27
960 Hard Initialization failure - merchant number mismatch D27
961 Hard Initialization failure -pinpad mismatch D27
881 Hard Intermediate packet of a multi-packet transaction D27
880 Hard Final packet of a multi-packet transaction D27
821 Hard Bad response length D27
811 Hard System error D27
810 Hard System timeout D27
809 Hard Bad close D27
801 Hard Bad data D27
800 Hard Bad format D27
435 Hard AMEX - System down D27
251 Hard Error on cash amount D27

Provider:  Moneris eSelect (real-time)   
Transaction Responses
Code Type Message UniPay Code
209 Hard Invalid Transaction Code D27
207 Hard Invalid Transaction Date D27
203 Hard Administrative Card Needed D27
121 Hard Administration File Problem D27
074 Hard Unable To Authorize D27
991 Hard Chip card removed before ICC communications are completed D27
065 Hard Adjustment Not Allowed D27
989 Hard MAC Error on Transaction 95 (Initialization and Handshake), most often, this indicates that the wrong keys have been injected into a device/KMAC Sync Error D27
061 Hard No PBF D27
983 Hard Clerk Totals Unavailable: selected Clerk IDs do not exist or have zero totals D27
970 Hard Terminal/Clerk Table Full D27
966 Hard Duplicate Terminal Name D27
965 Hard Invalid Software Version Number D27
964 Hard Initialization Failure - No Match On Concentrator ID D27
962 Hard Initialization Failure - No match on Printer ID D27
961 Hard Initialization Failure - No Match on PED ID D27
960 Hard Initialization Failure - No Match on Merchant ID D27
906 Hard Capture - Delinquent D27
899 Hard Bad Sequence Number - Terminal must handle this internally -Resend Transaction. D27
898 Hard Bad MAC value D27
889 Hard MAC Key Sync Error D27
882 Hard Download Aborted D27
881 Hard Continuation Response Packet of a Multi-Packet Transaction D27
880 Hard Final Response Packet of a Multi-Packet Transaction D27
811 Hard System Error D27
821 Hard Bad Response Length D27
810 Hard System Timeout No response from Moneris Host / Contact Moneris D27
809 Hard Bad Close D27
801 Hard Bad Data D27
800 Hard Bad Format D27
492 Hard System problem - ask cardholder to insert card in chip card reader D27
476 Hard CREDIT CARD-Invalid Transaction, Rejected D27
435 Hard AMEX - System Down D27
251 Hard Error On Cash Amount D27
212 Hard Destination Not Available D27
210 Hard PIN Key Sync Error D27

Provider:  NAB Account Updater   
Transaction Responses
Code Type Message UniPay Code
**19NS Hard Merchant not registered D27
**12NS Hard Invalid Expiration Date D27
**11NS Hard Non-numeric account number D27
**06NS Hard Bad check digit value D27
**05NS Hard Bad card type code D27
**04NS Hard Invalid account number length D27

Provider:  Napse VTOL (real-time)   
Transaction Responses
Code Type Message UniPay Code
48 Hard Exceeded maximum installments D27
99(27) Hard Invalid original ticket D27
46(1) Hard Invalid date card D27
99(26) Hard Original ticket not sent D27
45 Hard Not installments allowed/Invalid promotion D27
99(25) Hard Invalid original date D27
30 Hard Layout error D27
99(24) Hard Timeout D27
25 Hard Original does not exist D27
99(23) Hard CVC not sent D27
99(22) Hard Currency not sent D27
99(14) Hard Original transaction rollbacked D27
12 Hard Invalid transaction D27
99(13) Hard Original transaction refunded D27
6 Hard ERROR D27
99(21) Hard Invalid Track2 D27
99(12) Hard Original transaction canceled D27
99(18) Hard Field 71 null D27
99(17) Hard Field 71 invalid D27
99(11) Hard Exceed amount for refund D27
99(16) Hard Date not sent D27
99(10) Hard Does not work off-line D27
99(15) Hard Invalid currency D27
99(9) Hard Not effective card D27
99(8) Hard Expired date error D27
99(7) Hard Effective date error D27
99(6) Hard Authorization code not sent D27
99(5) Hard Invalid type message D27
99(4) Hard Error creating message D27
99(2) Hard Invalid provider D27
99(1) Hard Invalid enter mode D27
99 Hard Not classified error D27
96 Hard System error D27
95 Hard Retransmitting D27
93 Hard TRANSACTION CANNOT BE COMPLETED D27
94 Hard Duplicated sequence number D27
89 Hard Invalid terminal D27
89(3) Hard Closed or invalid store D27
86 Hard Original date not sent D27
N2 Hard Reserved for private use D27
82(1) Hard POR FAVOR ESPERE D27
77 Hard Error plan/installments D27
73 Hard Error in CRC D27
99(35) Hard Check-in not confirmed D27
72 Hard Error initializing keys D27
99(34) Hard Error cardSequenceNumber D27
71 Hard Initialize keys D27
99(33) Hard Error cryptogram D27
99(32) Hard Error script D27
70 Hard Error deciphering T2 D27
62 Hard Bin Card not allowed D27
99(31) Hard Field emvFullGradeIcc invalid D27
56 Hard Card not enabled D27
99(30) Hard Invalid Chiptokens D27
50 Hard Deliver exceeded limit D27
99(29) Hard Retry D27

Provider:  Napse VTOL Cards-batch   
Transaction Responses
Code Type Message UniPay Code
48 Hard EXCEDE MAX. CUOTAS D27
46 Hard TARJETA NO VIGENTE D27
45 Hard NO OPERA EN CUOTAS D27
30 Hard ERROR EN FORMATO D27
25 Hard NO EXISTE ORIGINAL D27
12 Hard TRANSAC. INVALIDA D27
06 Hard ERROR D27
93 Hard TRANSACTION CANNOT BE COMPLETED D27
N2 Hard RESERVED FOR PRIVATE USE D27
99 Hard INGRESO MANUAL INVALIDO D27
96 Hard ERROR EN SISTEMA D27
95 Hard RE-TRANSMITIENDO D27
89 Hard TERMINAL INVALIDA D27
94 Hard NRO. SEC. DUPLICADO D27
86 Hard Original date not sent D27
82 Hard POR FAVOR ESPERE D27
77 Hard ERROR PLAN/CUOTAS D27
73 Hard Error in CRC D27
72 Hard Error initializing keys D27
71 Hard Initialize keys D27
70 Hard Error deciphering T2 D27
62 Hard Bin Card not allowed D27
56 Hard TARJ. NO HABILITADA D27
50 Hard ENTREGA SUPERA LIMIT D27

Provider:  NMI (real-time)   
Transaction Responses
Code Type Message UniPay Code
440 Hard Processor Format Error D27
430 Hard Duplicate Transaction at Processor D27
421 Hard Communication Error with Issuer D27
420 Hard Communication Error D27
400 Hard Transaction Error Returned by Processor D27
300 Hard Transaction was Rejected by Gateway D27
220 Hard Incorrect Payment Data D27
461 Hard Unsupported Card Type D27
460 Hard Processor Feature not Available D27
441 Hard Invalid Transaction Information D27

Provider:  PagoPay (real-time)   
Transaction Responses
Code Type Message UniPay Code
101 Hard Invalid HTTP method D27
100 Hard Not a secure connection D27
80 Hard Pending D27
8 Hard Pending Processor Response D27
5 Hard Canceled D27
4 Hard Redirect D27
3 Hard Error D27
1044 Hard Invalid Reporting token D27
508 Hard Antifraud reject - Card Brand disabled D27
507 Hard Antifraud reject - Card velocity D27
506 Hard Antifraud reject - IP velocity D27
505 Hard Antifraud reject - Email velocity D27
504 Hard Antifraud reject - Amount limit settings D27
305 Hard Issuer not participating D27
304 Hard 3DS Failed D27
303 Hard 3DS Attempt D27
302 Hard 3DS timeout D27
301 Hard 3DS is required D27
205 Hard High Risk D27
300 Hard Card not enrolled to 3DS D27
185 Hard MCP Rates Datafeed has expired D27
111 Hard Bank Timeout D27
110 Hard Transaction is invalid D27
109 Hard Transaction not found D27
108 Hard Bank redirect D27
107 Hard Antifraud reject D27
105 Hard General error D27
104 Hard Authentication failed D27
103 Hard Field invalid D27
102 Hard Field missing D27

Provider:  Paymentech Orbital (Stratus/Salem, PNS/Tandem/Tampa) (batch)   
Transaction Responses
Code Type Message UniPay Code
F1 Hard Missing Name D27
R4 Hard Ceiling Limit D27
23 Hard Floor Unavailable Fraud D27
B9 Hard On Negative File D27
M1 Hard Merchant Override Decline D27
E9 Hard Unknown Transit Routing Number D27
R3 Hard Blocked Issuing Country D27
22 Hard Floor High fraud D27
B8 Hard Bad Debt D27
L9 Hard Database Error D27
E8 Hard Invalid Transit Routing Number D27
PR Hard Refund Not Allowed – Refund Requested on a Star only BIN or BIN not Found D27
21 Hard Floor Medium Fraud D27
B7 Hard Fraud D27
L8 Hard System Error D27
PQ Hard Unable to Validate Debit Auth Record Based on Amount, Action Code, and MOP D27
20 Hard Floor Low Fraud D27
B5 Hard Not on File D27
L7 Hard Unable to Determine Network Routing D27
12 Hard Invalid Transaction Type D27
B3 Hard Unable to Void Transaction D27
L5 Hard Invalid Issuer D27
PP Hard No Match for Debit Authorization based on Trace, Account, and Division Number D27
B2 Hard Account Previously Activated D27
J9 Hard Excess SAV FREQ D27
L4 Hard Invalid Effective D27
A3 Hard FPO Locked D27
E7 Hard Stored D27
07 Hard Stop Deposit Order D27
J8 Hard Excess SAV D27
L2 Hard Process Unavailable D27
A2 Hard Bad Order Number D27
E5 Hard Invalid Cardholder D27
06 Hard Other Error D27
B1 Hard Invalid Transaction Type D27
A1 Hard Payments Not Total Order D27
E4 Hard Invalid Institution D27
A9 Hard Invalid Issue Number D27
J7 Hard Excess DDA FREQ D27
L1 Hard In Progress D27
E3 Hard Invalid Prefix D27
A8 Hard Invalid Start Date D27
J6 Hard Excess DDA D27
K9 Hard Transaction Code Conflict D27
99 Hard No Answer/Unable to send D27
D9 Hard Altered Data D27
A6 Hard Illegal Action D27
J5 Hard No SAV D27
K8 Hard Future RD Seven D27
98 Hard Issuer Unavailable D27
D8 Hard Encrypted Data Bad D27
A4 Hard FPO Not Allowed D27
J4 Hard No DDA D27
K7 Hard Future RD Six D27
97 Hard Percents Not Total 100 D27
D6 Hard Changed Field D27
J2 Hard Not Signed In D27
K6 Hard NSF D27
96 Hard Invalid Record Sequence D27
D5 Hard On Negative File D27
J1 Hard No Manual Key D27
K5 Hard Dormant D27
95 Hard Invalid Data Type D27
I8 Hard Mag Stripe CVD Value Failed D27
K4 Hard Reserved Closing D27
88 Hard Invalid Purch. Level 3 D27
D3 Hard Rev Exceed Withdrawal D27
I7 Hard Block Activation Failed – Account Not Correct Or Block Size Not Correct D27
K3 Hard Reserved Future D27
87 Hard Invalid Currency D27
D2 Hard Invalid For Debit D27
I5 Hard Declined – Outstanding Auth, Funds On Hold D27
K2 Hard Excess Card Freq D27
86 Hard Auth Recycle Host down D27
D1 Hard Invalid For Credit D27
78 Hard Missing Companion Data D27
C2 Hard Invalid Response Code D27
I4 Hard Declined – No Original Auth Found D27
K1 Hard Excess Card D27
C1 Hard Invalid Issuer D27
I3 Hard Declined – Issuance Does Not Meet Minimum Amount D27
72 Hard Invalid Institution Code D27
H3 Hard Rev Exceed Withdrawal D27
BQ Hard Issuer has Flagged Account as Suspected Fraud. (Discover Only) D27
I2 Hard Block Activation Failed – E-mail or Fulfillment Flags were set to Y D27
69 Hard Does not Match MOP D27
H2 Hard No Debit Function D27
BP Hard Customer Service Phone Number required on Transaction Types 1 (MO/TO) and 2 (Recurring). MC Only D27
I1 Hard Block Activation Failed – Card Range Not Set Up for MOD 10 D27
66 Hard Other Error D27
H1 Hard No Credit Function D27
BO Hard Stand In Rules D27
H7 Hard Invalid Date D27
59 Hard Soft AVS D27
GA Hard Account Non-Convertible D27
BJ Hard Previously Declined D27
H6 Hard Invalid Time D27
58 Hard Transaction not Permitted to Terminal D27
G9 Hard No Capture D27
50 Hard Positive ID D27
H4 Hard Changed Field D27
56 Hard Restraint D27
G6 Hard Invalid CECP Action Code D27
46 Hard Blanks not Passed in Reserved Field D27
BI Hard Not on Credit Bureau D27
G5 Hard Customer Advises Not Authorized D27
40 Hard Requested Function not Supported D27
G4 Hard Authorization Revoked by Consumer D27
37 Hard Invalid Secure Payment Data D27
G2 Hard No Address D27
32 Hard BIN Alert D27
BH Hard Address Verification Failed D27
31 Hard Request Received D27
BF Hard PA ITA Number Inactive D27
G1 Hard No Pre-note D27
30 Hard Invalid Value in Message D27
BE Hard Invalid Email Address D27
F9 Hard ACH Non-Participant D27
BD Hard Invalid Pre-approval Number D27
F8 Hard Customer Opt Out D27
R9 Hard Authorization Code or Response Date Invalid D27
28 Hard Received and Stored D27
F6 Hard Beneficiary Deceased D27
R8 Hard Already Reversed or Nothing to Reverse D27
27 Hard No Reason to Decline D27
BC Hard Bill To Not Equal To Ship To D27
F5 Hard Account Holder Deceased D27
R6 Hard Authorization Not Found D27
26 Hard Pre-noted D27
BB Hard Possible Compromise D27
F2 Hard Invalid Account Type D27
R5 Hard Not Authorized to Send Record D27
24 Hard Validated D27
BA Hard Under 18 Years Old D27
ND Hard Account number appears on European Direct Debit negative file D27

Provider:  Paymentech Orbital (Stratus/Salem, PNS/Tandem/Tampa) (real-time)   
Transaction Responses
Code Type Message UniPay Code
E9 Hard Unknown Transit Routing Number D27
P4 Hard ECP Account Verification Decline D27
23 Hard Floor Unavailable Fraud D27
B9 Hard On Negative File D27
L9 Hard Database Error D27
E8 Hard Invalid Transit Routing Number D27
P3 Hard No Information Found D27
22 Hard Floor High fraud D27
B8 Hard Bad Debt D27
L8 Hard System Error D27
E7 Hard Stored D27
P2 Hard ECP Account Verification/AOA Decline D27
21 Hard Floor Medium Fraud D27
B7 Hard Fraud D27
L7 Hard Unable to Determine Network Routing D27
P1 Hard ECP - Advanced Verification service - Account Status Verification and/or AOA data is in a positive status. D27
20 Hard Floor Low Fraud D27
B5 Hard Not on File D27
L5 Hard Invalid Issuer D27
12 Hard Invalid Transaction Type D27
B3 Hard Unable to Void Transaction D27
L4 Hard Invalid Effective D27
ND Hard Account number appears on European Direct Debit negative file D27
B2 Hard Account Previously Activated D27
J8 Hard Excess SAV D27
L2 Hard Process Unavailable D27
A3 Hard FPO Locked D27
E5 Hard Invalid Cardholder D27
07 Hard Stop Deposit Order D27
J7 Hard Excess DDA FREQ D27
L1 Hard In Progress D27
A2 Hard Bad Order Number D27
E4 Hard Invalid Institution D27
06 Hard Other Error D27
B1 Hard Invalid Transaction Type D27
A1 Hard Payments Not Total Order D27
E3 Hard Invalid Prefix D27
A9 Hard Invalid Issue Number D27
J6 Hard Excess DDA D27
K9 Hard Transaction Code Conflict D27
D9 Hard Altered Data D27
A8 Hard Invalid Start Date D27
J5 Hard No SAV D27
K8 Hard Future RD Seven D27
99 Hard No Answer/Unable to send D27
D8 Hard Encrypted Data Bad D27
A6 Hard Illegal Action D27
J4 Hard No DDA D27
K7 Hard Future RD Six D27
98 Hard Issuer Unavailable D27
D6 Hard Changed Field D27
A4 Hard FPO Not Allowed D27
J2 Hard Not Signed In D27
K6 Hard NSF D27
97 Hard Percents Not Total 100 D27
D5 Hard On Negative File D27
J1 Hard No Manual Key D27
K5 Hard Dormant D27
96 Hard Invalid Record Sequence D27
D3 Hard Rev Exceed Withdrawal D27
I8 Hard Mag Stripe CVD Value Failed D27
K4 Hard Reserved Closing D27
95 Hard Invalid Data Type D27
I7 Hard Block Activation Failed – Account Not Correct Or Block Size Not Correct D27
K3 Hard Reserved Future D27
88 Hard Invalid Purch. Level 3 D27
D2 Hard Invalid For Debit D27
I5 Hard Declined – Outstanding Auth, Funds On Hold D27
K2 Hard Excess Card Freq D27
87 Hard Invalid Currency D27
D1 Hard Invalid For Credit D27
I4 Hard Declined – No Original Auth Found D27
K1 Hard Excess Card D27
86 Hard Auth Recycle Host down D27
C2 Hard Invalid Response Code D27
78 Hard Missing Companion Data D27
C1 Hard Invalid Issuer D27
I3 Hard Declined – Issuance Does Not Meet Minimum Amount D27
J9 Hard Excess SAV FREQ D27
BT Hard Not Authorized to send record D27
I2 Hard Block Activation Failed – E-mail or Fulfillment Flags were set to Y D27
72 Hard Invalid Institution Code D27
H2 Hard No Debit Function D27
BQ Hard Issuer has Flagged Account as Suspected Fraud. (Discover Only) D27
I1 Hard Block Activation Failed – Card Range Not Set Up for MOD 10 D27
69 Hard Does not Match MOP D27
H1 Hard No Credit Function D27
BP Hard Customer Service Phone Number required on Transaction Types 1 (MO/TO) and 2 (Recurring). MC Only D27
H7 Hard Invalid Date D27
66 Hard Other Error D27
GA Hard Account Non-Convertible D27
BO Hard Stand In Rules D27
H6 Hard Invalid Time D27
59 Hard Soft AVS D27
G9 Hard No Capture D27
BJ Hard Previously Declined D27
H4 Hard Changed Field D27
58 Hard Transaction not Permitted to Terminal D27
G6 Hard Invalid CECP Action Code D27
50 Hard Positive ID D27
H3 Hard Rev Exceed Withdrawal D27
56 Hard Restraint D27
G5 Hard Customer Advises Not Authorized D27
46 Hard Blanks not Passed in Reserved Field D27
BI Hard Not on Credit Bureau D27
G4 Hard Authorization Revoked by Consumer D27
R9 Hard Authorization Code or Response Date Invalid D27
40 Hard Requested Function not Supported D27
G2 Hard No Address D27
R8 Hard Already Reversed or Nothing to Reverse D27
37 Hard Invalid Secure Payment Data D27
G1 Hard No Pre-note D27
R6 Hard Authorization Not Found D27
32 Hard BIN Alert D27
BH Hard Address Verification Failed D27
R5 Hard Not Authorized to Send Record D27
31 Hard Request Received D27
BF Hard PA ITA Number Inactive D27
F9 Hard ACH Non-Participant D27
30 Hard Invalid Value in Message D27
BE Hard Invalid Email Address D27
F8 Hard Customer Opt Out D27
PR Hard Refund Not Allowed – Refund Requested on a Star only BIN or BIN not Found D27
BD Hard Invalid Pre-approval Number D27
F6 Hard Beneficiary Deceased D27
PQ Hard Unable to Validate Debit Auth Record Based on Amount, Action Code, and MOP D27
28 Hard Received and Stored D27
F5 Hard Account Holder Deceased D27
PP Hard No Match for Debit Authorization based on Trace, Account, and Division Number D27
27 Hard No Reason to Decline D27
BC Hard Bill To Not Equal To Ship To D27
F2 Hard Invalid Account Type D27
PC Hard Country On Fraud Filter List D27
26 Hard Pre-noted D27
BB Hard Possible Compromise D27
F1 Hard Missing Name D27
P5 Hard Not ACH Eligible D27
24 Hard Validated D27
BA Hard Under 18 Years Old D27
M1 Hard Merchant Override Decline D27

Provider:  Paymentech UTF (real-time)   
Transaction Responses
Code Type Message UniPay Code
S03 Hard D27
M24 Hard D27
423 Hard Proc Error 24 Host couldn't read reference number file within specified time. D27
L83 Hard D27
277 Hard D27
723 Hard D27
370 Hard D27
L80 Hard D27
229 Hard Inv Merc Rstrct Code Restriction code field contains invalid data. D27
L29 Hard D27
J35 Hard D27
536 Hard D27
338 Hard Inv/Mssng MO/TO No Order number is missing or contains invalid data. D27
T54 Hard D27
B04 Hard D27
717 Hard D27
D28 Hard D27
K79 Hard D27
M23 Hard D27
422 Hard Invalid Term ID Host couldn't read terminal file within specified time. D27
517 Hard D27
276 Hard D27
256 Hard D27
722 Hard D27
369 Hard D27
224 Hard Auth Declined Card is on private label negative file. D27
L28 Hard D27
D98 Hard D27
K74 Hard D27
535 Hard D27
337 Hard Invalid Driver No Driver number is not 6 digit numeric or 4 digit with 2 leading spaces. D27
T48 Hard D27
B02 Hard D27
716 Hard D27
D24 Hard D27
K78 Hard D27
M22 Hard D27
417 Hard Invalid Function Private label flag is "N"‚ but a private label account number was sent. D27
516 Hard D27
263 Hard D27
250 Hard D27
721 Hard D27
368 Hard D27
223 Hard Invalid Pin No Driver # not found in positive file. D27
L23 Hard D27
D43 Hard D27
K73 Hard D27
534 Hard D27
336 Hard Invalid Odometer No Odometer field is not 6 digit numeric. D27
514 Hard D27
B01 Hard D27
714 Hard D27
D22 Hard D27
K77 Hard D27
244 Hard D27
720 Hard D27
367 Hard D27
222 Hard Auth Declined Vehicle not found in positive file. D27
L22 Hard D27
D37 Hard D27
K72 Hard D27
T27 Hard D27
335 Hard Invalid Vehicle No Vehicle number is not 5 digit numeric field. D27
T47 Hard D27
B00 Hard D27
713 Hard D27
M21 Hard D27
D21 Hard D27
K76 Hard D27
262 Hard D27
221 Hard Auth Down-Retry Debit authorizer temporarily unavailable. D27
L21 Hard D27
D33 Hard D27
K71 Hard D27
T26 Hard D27
334 Hard Inv Card Type/Market Market specific data is present for non-supported card. D27
513 Hard D27
A99 Hard D27
712 Hard D27
M19 Hard D27
D16 Hard D27
75 Hard D27
261 Hard D27
243 Hard D27
719 Hard D27
366 Hard D27
508 Hard < EXCESS NAKS > D27
S02 Hard D27
333 Hard TKN Data Error Indicates system problem, notify Chase Paymentech. D27
T46 Hard D27
A98 Hard D27
496 Hard D27
709 Hard D27
M18 Hard D27
C99 Hard D27
327 Hard Inv Purch Card Data Purchasing card field contains invalid data. D27
363 Hard D27
241 Hard D27
365 Hard D27
416 Hard Invalid Function Merchant is Authorization Only and a debit record was sent. D27
220 Hard Not Online to XX Fatal communications error. D27
K70 Hard D27
A97 Hard D27
495 Hard D27
705 Hard D27
M17 Hard D27
C97 Hard D27
326 Hard Inv Mult Clr Seq No Multiple Clearing sequence number is invalid. D27
356 Hard D27
240 Hard D27
364 Hard D27
415 Hard Invalid Function Merchant is Authorization Only and a draft capture record was sent. D27
213 Hard Invalid Tran Fmt The transaction format isn't valid, typically invalid SIC code D27
K68 Hard D27
T25 Hard D27
M80 Hard D27
332 Hard CVD Data Error Error with the cardholder verification data received; invalid value or not allowable for this card for this transaction. D27
T45 Hard D27
L79 Hard D27
C96 Hard D27
325 Hard Inv Sale/Chg Des/Folio Hotel Sale Code, Charge Descriptor or Folio contains invalid data. D27
355 Hard D27
A72 Hard D27
L20 Hard D27
239 Hard D27
414 Hard Proc Error 15 Unable to update reference number file. D27
K67 Hard D27
T24 Hard D27
M79 Hard D27
331 Hard INV TKN Value Invalid token value was received. D27
512 Hard D27
A96 Hard D27
491 Hard D27
704 Hard D27
M16 Hard D27
354 Hard D27
A71 Hard D27
L19 Hard D27
237 Hard D27
413 Hard Proc Error 14 Unable to read reference number file. D27
K66 Hard D27
T22 Hard D27
M75 Hard D27
330 Hard INV Function or Multiple FS or Unknown TKN Indicates system problem, notify Chase Paymentech or Multiple field separators received without required data or A token of unknown definition was received D27
511 Hard D27
A95 Hard D27
488 Hard D27
703 Hard D27
M15 Hard D27
L78 Hard D27
C95 Hard D27
324 Hard Inv MO/TO Number Mail/Telephone Order number is invalid. D27
L18 Hard D27
212 Hard D27
412 Hard Proc Error 13 Unable to read reference number file. D27
K65 Hard D27
507 Hard < PARITY ERROR > D27
M74 Hard D27
329 Hard Invalid EC Data 329 Invalid Electronic Commerce Data. D27
510 Hard D27
A82 Hard D27
487 Hard D27
702 Hard D27
J99 Hard OP IDS not alwd Operator IDS not allowed for merchant D27
M14 Hard D27
L77 Hard D27
C36 Hard D27
323 Hard Inv Pref Cust Ind Preferred Customer indicator contains invalid data. D27
352 Hard D27
A70 Hard D27
L17 Hard D27
176 Hard D27
411 Hard Invalid Term ID The maximum retries for this merchant have been exceeded. D27
K64 Hard D27
T21 Hard D27
M73 Hard D27
328 Hard Inv Input/Use VRU Insurance transaction not from VRU. D27
T44 Hard D27
A75 Hard D27
486 Hard D27
701 Hard D27
469 Hard D27
M13 Hard D27
L76 Hard D27
C35 Hard D27
322 Hard Invalid Duration Market specific data field Duration is 00, blank or missing. D27
351 Hard D27
A69 Hard D27
L15 Hard D27
165 Hard D27
409 Hard Invalid Function Debit transaction requested but debit flag is set to "N". D27
K63 Hard D27
T18 Hard D27
M71 Hard D27
T30 Hard D27
A74 Hard D27
485 Hard D27
607 Hard D27
467 Hard D27
M12 Hard D27
L75 Hard D27
B91 Hard D27
321 Hard Inv MSDI Market Specific Data field contains invalid data. D27
291 Hard D27
A68 Hard D27
408 Hard Release Batch Current batch has 999 records. Release batch before continuing. D27
K62 Hard D27
506 Hard < MODEM ERROR > D27
M69 Hard D27
T29 Hard D27
A73 Hard D27
484 Hard D27
606 Hard D27
466 Hard D27
M11 Hard D27
L74 Hard D27
B87 Hard D27
320 Hard Inv/Missing Retr Ref Retrieval Reference # is missing or contains alpha data. D27
290 Hard D27
A67 Hard D27
L14 Hard D27
164 Hard D27
K60 Hard D27
T15 Hard D27
M64 Hard D27
T28 Hard D27
141 Hard D27
483 Hard D27
605 Hard D27
D17 Hard MDRT not found Merchant directed routing not setup D27
M10 Hard D27
L73 Hard D27
B80 Hard D27
319 Hard Inv PIN Capability Pin capability code field contains invalid data. D27
K54 Hard D27
284 Hard D27
A61 Hard D27
L13 Hard D27
163 Hard D27
407 Hard Too Many Batches There are 999 open batches for this merchant. D27
T14 Hard D27
M63 Hard D27
509 Hard D27
110 Hard D27
482 Hard D27
604 Hard D27
465 Hard D27
M09 Hard D27
L71 Hard D27
B79 Hard D27
318 Hard Inv Transaction Class Transaction class not "F" for financial transaction. D27
K53 Hard D27
283 Hard D27
A60 Hard D27
L12 Hard D27
145 Hard You have not supplied any credit card or bank account details. Mandatory data has not been provided for the update of billing details D27
406 Hard Proc Error 7 The host can't clear all transaction records for the requested Batch Release. D27
K59 Hard D27
481 Hard D27
498 Hard D27
463 Hard D27
M08 Hard D27
L69 Hard D27
B78 Hard D27
317 Hard Invalid Format Payment Service indicator or Transaction ID is invalid. D27
K52 Hard D27
T11 Hard D27
S77 Hard Failed plz call. Client not setup for single DES (DUKPT) D27
A59 Hard D27
M01 Hard D27
L11 Hard D27
144 Hard D27
405 Hard Ref Num Not Found Transaction requested for reversal not found. D27
K58 Hard D27
505 Hard D27
M62 Hard D27
L59 Hard MRC/TRM setup er The terminal is not configured for DEV/Operator D27
B43 Hard D27
316 Hard Invalid Sys Info The System Information field contains invalid data. D27
K50 Hard D27
T09 Hard D27
603 Hard < SEND FAILURE > D27
A58 Hard D27
M00 Hard D27
L10 Hard D27
143 Hard D27
362 Hard Invalid EC Data Invalid Electronic Commerce Data D27
K57 Hard D27
T13 Hard D27
M61 Hard D27
109 Hard D27
480 Hard D27
497 Hard D27
462 Hard D27
M06 Hard D27
L68 Hard D27
533 Hard D27
A57 Hard D27
L99 Hard D27
551 Hard D27
L08 Hard D27
S98 Hard OP ID not active This operator is currently not active D27
357 Hard Card/Store Invalid Retail Issued account number not valid for that Store number. D27
K56 Hard D27
504 Hard < POWER FAILR > D27
M57 Hard D27
108 Hard D27
479 Hard D27
461 Hard D27
M05 Hard D27
L67 Hard D27
315 Hard Inv Fleet Data The Fleet Card field contains invalid data. D27
K49 Hard D27
501 Hard < TIME OUT > D27
M43 Hard D27
449 Hard Reenter Odometer Odometer was 000000 or contained non-numeric data. D27
601 Hard Invalid trans D27
L98 Hard D27
550 Hard D27
L09 Hard D27
142 Hard D27
353 Hard Prem Not Allowed Must use a special SIC code to accept Premier MC cards D27
K55 Hard D27
503 Hard < PARITY ERROR > D27
M54 Hard D27
L58 Hard MRC/TRM setup er The terminal is configured for device/OPIDS D27
T39 Hard Invalid Account. Account Type must be Checking for Interac Flash (Contactless). D27
459 Hard D27
M04 Hard D27
L66 Hard D27
314 Hard Invalid Industry Data The Industry Specific field contains invalid data. D27
K48 Hard D27
T03 Hard D27
M42 Hard D27
446 Hard Failed Plz Call Future use. D27
556 Hard D27
532 Hard D27
A56 Hard D27
K34 Hard D27
549 Hard D27
T83 Hard Compl not alwd. Completion counter exceeds limit D27
350 Hard Inc/Rev Not Manual Incremental or reversal auths must be manually entered. D27
L03 Hard D27
T12 Hard D27
M51 Hard D27
107 Hard D27
499 Hard Invalid MAC. MAC validation failure. D27
455 Hard D27
M03 Hard D27
L63 Hard D27
313 Hard Entry Mode Invalid POS Entry mode does not contain a valid value. D27
K47 Hard D27
500 Hard D27
M41 Hard D27
441 Hard Failed-Plz Call The host is unable to communicate with decryption device. D27
555 Hard D27
531 Hard D27
A55 Hard D27
A41 Hard D27
L97 Hard D27
L45 Hard D27
349 Hard Ind Cd Not Match CPS Industry code does not match custom payment service type. D27
L02 Hard D27
502 Hard D27
M49 Hard D27
001 Hard D27
473 Hard Missing PIN Number. Cannot Void, original transaction. D27
399 Hard D27
M02 Hard D27
L62 Hard D27
312 Hard Invalid Function Tran code is invalid or contains alpha data. D27
K46 Hard D27
S94 Hard D27
M40 Hard D27
440 Hard Failed-Plz Call The ntwk set up on the sponsoring bank file for this institution is not setup on the host ntwk file. D27
554 Hard D27
530 Hard D27
A51 Hard D27
A35 Hard D27
L96 Hard D27
L42 Hard D27
K32 Hard D27
548 Hard D27
L07 Hard D27
348 Hard MSDI Not Match CPS Market specific data indicator does not match CPS type. D27
L01 Hard D27
M48 Hard D27
J96 Hard D27
453 Hard Invalid Rtng Ind Invalid Routing Indicator field D27
398 Hard D27
L61 Hard D27
311 Hard Invalid Ind Code Industry type must be RE or DM. D27
K45 Hard D27
S93 Hard D27
M39 Hard D27
439 Hard Failed-Plz Call The DB (debit) sponsor institution on the merchant file is not set up on sponsor file. D27
553 Hard D27
529 Hard D27
A46 Hard D27
A34 Hard D27
391 Hard D27
L95 Hard D27
309 Hard Invalid Down Pay Ind Insurance down payment indicator is invalid. D27
L40 Hard D27
K14 Hard D27
547 Hard D27
L06 Hard D27
L00 Hard D27
M45 Hard D27
L49 Hard OP ID not active Operator ID is not active D27
452 Hard Bat Already Rels Batch has already been released D27
397 Hard D27
L60 Hard D27
310 Hard Policy # Wrong Len Insurance policy number is incorrect length. D27
K44 Hard D27
S87 Hard D27
M38 Hard D27
438 Hard Failed-Plz Call Error occurred while generating a debit working key. D27
552 Hard D27
527 Hard D27
A45 Hard D27
A33 Hard D27
390 Hard D27
392 Hard Inv FT token. Fee token value invalid D27
308 Hard Auth # Not Entered Auth code was not entered on a Prior Auth, Incremental or Rev. D27
L39 Hard D27
K12 Hard D27
546 Hard D27
L05 Hard D27
347 Hard Duration > 99 Days Duration field greater than 99. D27
L47 Hard Super OP not set Super operator not configured on terminal record D27
396 Hard D27
L55 Hard D27
K43 Hard D27
S86 Hard D27
M37 Hard D27
437 Hard Failed-Plz Call Failure occurred during encryption/decryption of PIN. D27
526 Hard D27
A44 Hard D27
A32 Hard D27
384 Hard D27
L94 Hard D27
304 Hard Invalid Action Code Action code is longer than 1 digit. D27
L38 Hard D27
J94 Hard D27
545 Hard D27
260 Hard Max RDM lmt met. BIN set for limited redemptions, acct maxed out D27
K94 Hard D27
395 Hard D27
L54 Hard D27
K41 Hard D27
S85 Hard D27
M36 Hard D27
436 Hard Failed-Plz Call Debit security key does not exist on the security management file. D27
525 Hard D27
A43 Hard D27
A31 Hard D27
378 Hard D27
L93 Hard D27
301 Hard Invalid Function Tran code is incorrect or wrong length. D27
L37 Hard D27
J93 Hard D27
544 Hard D27
L04 Hard D27
K91 Hard D27
478 Hard D27
K40 Hard D27
S75 Hard D27
M33 Hard D27
435 Hard Failed-Plz Call Debit transaction being sent to an authorizer not set up on host file. D27
524 Hard D27
A30 Hard D27
377 Hard D27
L92 Hard D27
247 Hard PIN Not Selected EBT recipient has not selected a PIN for this card. D27
L36 Hard D27
J92 Hard D27
543 Hard D27
346 Hard Inv BankNet Ref No BankNet reference number contains invalid data or does not match original authorization. D27
K90 Hard D27
477 Hard D27
394 Hard D27
A29 Hard D27
376 Hard D27
L91 Hard D27
246 Hard Unable to Void SV issuer unable to void transaction D27
L35 Hard D27
J88 Hard D27
542 Hard D27
345 Hard Trans ID Not Match Transaction ID does not match original authorization. D27
K89 Hard D27
L46 Hard OP ID not set up Operator not configured on terminal record D27
393 Hard D27
K39 Hard D27
S73 Hard D27
M32 Hard D27
434 Hard Invalid Key Future use. Merchant MCC is not setup for PINless debit. D27
523 Hard D27
375 Hard D27
L90 Hard D27
245 Hard Cannot Process Req SV error on prior auth transaction D27
L34 Hard D27
J87 Hard D27
541 Hard D27
344 Hard Trans ID Not Numeric Transaction ID field contains non-numeric data. D27
B11 Hard D27
K87 Hard D27
476 Hard D27
K38 Hard D27
S72 Hard D27
M31 Hard D27
433 Hard Invalid Key No AMEX subscriber number, process control ID or product code set up D27
522 Hard D27
A28 Hard D27
J86 Hard D27
540 Hard D27
343 Hard Inv Auth Char Ind Auth Characteristics Indicator field contains invalid data. D27
B08 Hard D27
K85 Hard D27
475 Hard D27
K37 Hard D27
S39 Hard D27
M30 Hard D27
429 Hard Rev Not Allowed The batch containing the transaction to void has been released. D27
521 Hard D27
A27 Hard D27
374 Hard D27
L89 Hard D27
238 Hard Invalid Driver Number The Driver Number entered is invalid. D27
L33 Hard D27
B07 Hard D27
K84 Hard D27
472 Hard D27
K36 Hard D27
S34 Hard D27
M29 Hard D27
427 Hard Rev Not Allowed Host found no transactions meeting the specifications sent. D27
520 Hard D27
A26 Hard D27
373 Hard D27
L88 Hard D27
235 Hard *Request Denied* Prior Auth selected with no Auth code provided. D27
L32 Hard D27
J85 Hard D27
539 Hard D27
342 Hard Inv PIN Capability PIN capability field contains invalid data. D27
T58 Hard D27
K81 Hard D27
470 Hard D27
K35 Hard D27
S20 Hard D27
M27 Hard D27
426 Hard Rev Not Allowed Host found no batch number matching the one sent. D27
519 Hard D27
725 Hard D27
372 Hard D27
L82 Hard D27
231 Hard Prod Not On File Merchant attempted a product code that does not exist on host. D27
L31 Hard D27
J84 Hard D27
538 Hard D27
340 Hard Reversal Auth Exists A second reversal authorization was attempted, only one is permitted. D27
515 Hard D27
B06 Hard D27
K80 Hard D27
S04 Hard D27
M25 Hard D27
424 Hard Invalid Term ID Transaction open flag has been set to “Y” within prior 3 minutes. D27
518 Hard D27
282 Hard D27
724 Hard D27
371 Hard D27
L81 Hard D27
230 Hard Prod Restricted Merchant attempted a product code not permitted by this merchant. D27
L30 Hard D27
J83 Hard D27
537 Hard D27
339 Hard Inv Comb SIC/MO/TO Invalid "Transaction Type" indicator for a mail order only SIC code under industry specific data. D27
T55 Hard D27
B05 Hard D27
718 Hard D27
D31 Hard D27

Provider:  Paysafe (real-time)   
Transaction Responses
Code Type Message UniPay Code
3013 Hard Transaction Error D27
5502 Hard Either the payment token is invalid or the corresponding profile or bank account is not active. D27
3007 Hard Transaction Error D27
5031 Hard The transaction you have submitted has already been processed. D27
3004 Hard Transaction Error D27
1008 Hard An internal error occurred. D27
1007 Hard Transaction Error D27
1001 Hard An error occurred with the external processing gateway. D27
1003 Hard Transaction Error D27
5281 Hard Transaction Error D27
5278 Hard Transaction Error D27
5068 Hard Transaction Error D27
1002 Hard Transaction Error D27
5042 Hard Transaction Error D27
1000 Hard Transaction Error D27
5273 Hard Transaction Error D27
5023 Hard Transaction Error D27
5272 Hard Transaction Error D27
5271 Hard Transaction Error D27
5010 Hard Transaction Error D27
5270 Hard Transaction Error D27
5001 Hard Transaction Error D27
5269 Hard Transaction Error D27
3505 Hard Transaction Error D27
3503 Hard Transaction Error D27
3502 Hard Transaction Error D27
3500 Hard Transaction Error D27
3417 Hard Transaction Error D27
3415 Hard Transaction Error D27
3414 Hard Transaction Error D27
3408 Hard Transaction Error D27
3407 Hard Transaction Error D27
3406 Hard Transaction Error D27
3405 Hard Transaction Error D27
3404 Hard Transaction Error D27
3205 Hard Transaction Error D27
3206 Hard Transaction Error D27
3203 Hard Transaction Error D27
3201 Hard Transaction Error D27
3200 Hard Transaction Error D27
3031 Hard Transaction Error D27
3030 Hard Transaction Error D27
3048 Hard The transaction was declined because the amount is less than the floor limit. D27
3029 Hard Transaction Error D27
3045 Hard You submitted an invalid date format for this request. D27
3042 Hard Your request has been declined due to a cryptographic error. D27
3028 Hard Transaction Error D27
3026 Hard Transaction Error D27
3041 Hard Your request has been declined due to a timeout. D27
3025 Hard Transaction Error D27
3038 Hard Your request has been declined due to customer cancellation. D27
3021 Hard Transaction Error D27
3037 Hard Your request has been declined because it is invalid. D27

Provider:  PayVision (real-time)   
Transaction Responses
Code Type Message UniPay Code
800.100.196 Hard Registration error D27
NI Hard PIN Xlate Error D27
105 Hard AVS address length error D27
800.100.163 Hard Maximum transaction frequency exceeded D27
NG Hard Rev Rejected D27
104 Hard Reference number length error D27
800.100.156 Hard Format error D27
69 Hard Host Key Error D27
103 Hard Invoice number length Error D27
60 Hard Hold-Call Ctr D27
102 Hard Incomplete request D27
57 Hard Tran Not Allowed D27
TA Hard CT not allowed D27
012 Hard Invalid trans D27
951 Hard Batch already closed D27
800.100.100 Hard For unknown reason D27
12 Hard Inv tran D27
950 Hard No financial record found for detail data D27
800.100.191 Hard Transaction in wrong state on aquirer side D27
01 Hard Referral D27
006 Hard Error NN D27
914 Hard Original transaction can not be traced D27
800.100.170 Hard Transaction not permitted D27
956 Hard Transaction number not unique D27
800.100.167 Hard Referencing transaction does not match D27
954 Hard Batch not closed D27
904 Hard Form error D27
100.900.500 Hard Invalid reccurence mode D27
953 Hard Host timeout D27
902 Hard False transaction D27
100.800.501 Hard Invalid country D27
952 Hard Invalid batch number D27
30 Hard Invalid format D27
100.700.801 Hard Identity contains no or invalid identification value D27
VC Hard ** ETC DATA ** D27
100.550.401 Hard Currency field is invalid D27
VB Hard VEL ERR CALL HD D27
VA Hard DUP AUTH CALL HD D27
04 Hard Retain card D27
1000001 Hard Transaction Error D27
98 Hard Duplicate Reversal D27
6004 Hard Transaction declined by merchant’s rules D27
67 Hard Retain Card; no reason specified D27
6003 Hard Cardholder already disputed a transaction D27
58 Hard Txn Not Permitted On Term D27
45 Hard Transaction Back Off D27
6002 Hard Transaction declined D27
39 Hard Transaction Not Allowed D27
6001 Hard Transaction declined by merchant D27
34 Hard Implausible card data D27
4013 Hard Transaction not allowed by bank network to this card holder D27
17 Hard Invalid Capture date (terminal business date) D27
4010 Hard Invalid transaction D27
10 Hard Unable to Reverse D27
3001 Hard Account deactivated D27
3003 Hard Unauthorized transaction D27
3002 Hard Unauthorized server IP address D27
2009 Hard Authorization has expired D27
09 Hard No Original D27
2006 Hard Unfinished reference transaction D27
2002 Hard Unsuccessful reference transaction D27
800.800.820 Hard Invalid HTTP authentication parameters (username or password wrong). Please contact to your processor. D27
2001 Hard Alias not found D27
999 Hard Internal error D27
1005 Hard Unsupported protocol D27
205 Hard Transaction already voided D27
200.100.101 Hard Invalid Request Message. No valid XML. XML must be url-encoded! maybe it contains a not encoded ampersand or something similar. D27
1003 Hard HASH error D27
204 Hard Transaction already settled D27
900.200.100 Hard Message Sequence Number of Connector out of sync D27
203 Hard Void failed D27
900.300.600 Hard User session timeout D27
1002 Hard Invalid parameter X D27
900.100.202 Hard Invalid transaction flow, the requested function is not applicable for the referenced D27
1001 Hard Parameter X missing D27
201 Hard Invalid transaction ID D27
800.400.110 Hard AVS Check Failed. Amount is reserved on card for a few days. D27
NR Hard Resub Excds Lmt D27
113 Hard Reference number must be numeric D27
800.400.100 Hard AVS Check Failed D27
NN Hard Undefined Card D27
106 Hard AVS ZIP length error D27

Provider:  ProPay (real-time)   
Transaction Responses
Code Type Message UniPay Code
118 Hard Mailing address invalid D27
99 Hard Unable to parse issuer response code. Generic decline D27
74 Hard Account or Trans Error D27
172 Hard Invalid card holder name D27
117 Hard Business (legal) country is invalid D27
98 Hard Failure HV D27
73 Hard Invalid Destination Account D27
171 Hard Invalid Transaction Reference Number D27
116 Hard Business (legal) zip is invalid D27
185 Hard Missing Required Signup Data D27
97 Hard Approved for a lesser amount. ProPay will not settle and consider this a decline. D27
72 Hard The ProPay Account has already been upgraded to a Premium Account D27
170 Hard Invalid Document D27
175 Hard Invalid subnet mask D27
63 Hard Security Violation D27
71 Hard Account previously set up, but problem affiliating it with partner D27
169 Hard Invalid Document Type D27
25 Hard Invalid terminal D27
68 Hard Account not affiliated D27
168 Hard Invalid Document Name D27
174 Hard Invalid IP Address D27
65 Hard Miscellaneous error D27
154 Hard Invalid Significant Owner Percentage D27
167 Hard Account not registered D27
54 Hard A ProPay account with this social security number already exists D27
115 Hard Business (legal) state is invalid D27
12 Hard Invalid transaction D27
153 Hard InvalidPaymentType D27
165 Hard Missing required flash fund data D27
53 Hard A ProPay account with this e-mail address already exists or User has no AccountNumber D27
114 Hard Business (legal) city is invalid D27
9 Hard Unpaid items on customer account D27
60 Hard Credit card authorization timed out D27
52 Hard Invalid splitNum D27
113 Hard One of the business legal address fields is invalid D27
58 Hard Credit card declined (the responseCode element will provide info on the decline reason) D27
152 Hard BadRequest D27
164 Hard Flash fund not enabled D27
112 Hard Invalid business legal name (DBA) D27
57 Hard Cannot settle transaction because it already expired D27
151 Hard Amex Enhanced Account Not Configured D27
163 Hard Invalid card type D27
51 Hard Invalid transNum or unavailable to act on transNum due to funding D27
111 Hard Invalid EIN D27
56 Hard Recipient’s e-mail address shouldn’t have a ProPay account and does D27
150 Hard Invalid Service Setting D27
162 Hard Transaction declined D27
47 Hard Invalid accntNum D27
110 Hard Required field is missing (This is returned only for edit ProPay account. See response tag for field name.) D27
55 Hard The email address provided does not correspond to a ProPay account. D27
149 Hard Invalid DoingBusinessAs D27
161 Hard Invalid card for fast fund D27
46 Hard Invalid rtNum D27
109 Hard Invalid value for require CC refund D27
148 Hard ExternalPaymentMethodIdentifier Invalid D27
160 Hard Invalid card holder billing name D27
45 Hard Invalid invNum D27
107 Hard Invalid Account Name (ACH account) D27
147 Hard Gross settle: Tier does not support gross settlement D27
159 Hard Invalid Beneficial Owner Count D27
43 Hard Invalid knownAccount D27
146 Hard Gross settle: error setting up billing information D27
158 Hard Invalid Beneficial Owner Data D27
42 Hard Invalid recEmail D27
106 Hard Invalid SEC code D27
145 Hard Gross settle: no billing information was included with the payment info D27
157 Hard Invalid Notification Email D27
41 Hard Invalid dob D27
105 Hard Direct deposit account not specified D27
144 Hard Gross settle: invalid billing information D27
156 Hard Invalid Significant Owner SSN D27
40 Hard Invalid ssn D27
104 Hard Transaction could not be refunded due to current transaction state. D27
39 Hard Invalid evenPhone D27
103 Hard Transaction does not meet date criteria D27
143 Hard Gross settle: invalid credit card information D27
155 Hard Invalid Significant Owner Date Of Birth D27
102 Hard Invalid Payer Name D27
140 Hard External Payment Method Provided D27
38 Hard Invalid dayPhone D27
137 Hard External Payment Provider not provided D27
95 Hard Invalid Country Code D27
136 Hard External Payment Method Not Provided D27
37 Hard Invalid mailZip D27
135 Hard Threat Metrix Invalid Account configuration D27
94 Hard Unavailable Tier D27
142 Hard Invalid MCC Code (non-numeric or not in our database) D27
36 Hard Invalid mailState D27
134 Hard Threat Metrix Invalid SessionId D27
87 Hard DuplicateUserID D27
141 Hard Inactive or blocked MCC Code D27
35 Hard Invalid mailCity D27
133 Hard Threat Metrix risk denied (no responseCode is returned) D27
86 Hard InvalidExternalID D27
139 Hard External Payment Provider not valid D27
34 Hard Invalid mailApt D27
130 Hard Multicurrency processing is not supported for this bank processor D27
32 Hard Invalid billZip D27
138 Hard External Payment Identifier not provided D27
33 Hard Invalid mailAddr D27
129 Hard Multicurrency processing is not allowed for the account D27
31 Hard Invalid state D27
85 Hard InvalidEndDate D27
128 Hard Requires Additional Validation D27
30 Hard Invalid city D27
127 Hard Currency code not permitted for this account D27
29 Hard Invalid aptNum D27
126 Hard Currency code not allowed for this transaction D27
28 Hard Invalid billAddr D27
84 Hard InvalidBeginDate D27
27 Hard Invalid lastName D27
83 Hard BatchTransCountError D27
125 Hard You may not transfer money between these two accounts. Sponsor bank transfer disallowed. D27
26 Hard Invalid mInitial D27
82 Hard Invalid User ID D27
123 Hard Invalid key serial number D27
79 Hard Generic account status error D27
122 Hard Invalid encrypting device type D27
24 Hard Invalid sourceEmail D27
121 Hard Amount Encumbered by enhanced Spendback D27
23 Hard Invalid accountType D27
77 Hard Empty results D27
120 Hard Incomplete business address D27
22 Hard Invalid Currency Code D27
76 Hard Not Premium (used only for push/pull transactions) D27
119 Hard Business (legal) address is invalid D27
21 Hard Invalid transType D27
75 Hard Money already pulled D27
173 Hard Invalid Referrer URL D27

Provider:  SNGB (ЗАО "Сургутнефтегазбанк") (real-time)   
Transaction Responses
Code Type Message UniPay Code
Hard NOT AUTHENTICATED D27

Provider:  Spindle (real-time)   
Transaction Responses
Code Type Message UniPay Code
2 Hard Error D27
0 Hard Decline D27

Provider:  TabaPay (real-time)   
Transaction Responses
Code Type Message UniPay Code
24 Hard File update not supported by receiver D27
N1 Hard Authorization life cycle expired D27
999 Hard Used by TabaPay for Testing D27
23 Hard Unacceptable transaction fee D27
N0 Hard Authorization life cycle unacceptable D27
909 Hard System malfunction D27
22 Hard Suspected malfunction, reversal (unsupported) D27
EQ Hard There were no available gateway nodes to route transaction D27
21 Hard No action taken, reversal (unsupported) D27
EN Hard DB proxy response was not processed within the time out period D27
18 Hard Customer dispute, chargeback (future) D27
EL Hard Signature store did not complete D27
EJ Hard Required PIN block not present D27
EC Hard CID format error D27
128 Hard PIN key synchronization error (sanity error) D27
17 Hard Customer cancellation, reversal (unsupported) D27
EB Hard Check digit error D27
112 Hard PIN data required D27
12 Hard Invalid transaction D27
EI Hard CARD_ID is not valid D27
EA Hard Account length error D27
202 Hard Suspected fraud D27
EH Hard CARD_ENT_METH supplied is not valid or required additional data not provided as defined D27
102 Hard Suspected fraud D27
EG Hard CyberSource Time Out Connection to CyberSource timed out D27
E9 Hard System time out D27
TA Hard ARQC validation failed for chip card D27
EF Hard Attempt to process a BRIC transaction on a prior PIN based transaction D27
E8 Hard Standard Entry Class requirements were not met D27
SJ Hard Item settled via ACH D27
ED Hard Authorization is too old to capture D27
E7 Hard Incorrect MAC was sent D27
SF Hard Item submitted more than two times D27
E6 Hard Issuer country is blocked D27
S7 Hard Unmatched voucher information D27
E3 Hard CVV2 data required D27
E2 Hard AVS data required D27
S1 Hard Check not acceptable D27
E1 Hard Invalid or unsupported SEC D27
S0 Hard Check not acceptable for cash D27
98 Hard Reserved for national use D27
R0 Hard Fraudulent transaction prior to embossed valid date (future) D27
97 Hard Reserved for national use D27
P9 Hard Defective merchandise (future) D27
P8 Hard Non-receipt of goods (future) D27
96 Hard System malfunction D27
P7 Hard Claim or defense (future) D27
95 Hard Reconcile error D27
P6 Hard Credit posted as a debit (sale) (future) D27
91 Hard Issuer or switch is inoperative D27
P5 Hard Currency conversion error (future) D27
90 Hard Cutoff is in progress D27
P4 Hard Delinquent settlement (future) D27
88 Hard Information not on file D27
84 Hard Time limit for pre-authorization reached (VISANet) D27
87 Hard Check already posted D27
83 Hard Reserved for private use D27
P3 Hard Canceled pre-authorization transaction (future) D27
77 Hard Reserved for private use D27
76 Hard Key synchronization error (FIS) D27
31 Hard Bank not supported by switch D27
P2 Hard Imprinting of multiple slips (future) D27
30 Hard Format error (may also be a reversal) D27
P1 Hard Slip without card imprint (future) D27
29 Hard File update not successful, contact acquirer D27
P0 Hard Missing signature (future) D27
N8 Hard Altered amount (future) D27
28 Hard File update record locked out D27
27 Hard File update field edit error D27
N7 Hard Error in addition (future) D27
26 Hard Duplicate file update record, no action D27
N3 Hard Non-receipt of requested item, illegible copy (future) D27
25 Hard Unable to locate record on file D27
N2 Hard Non-receipt of requested item (future) D27

Provider:  TransArmor Compass StrongAuth Tokenization   
Transaction Responses
Code Type Message UniPay Code
354 Hard TransArmor Invalid Result D27
235 Hard FPO Locked D27
567 Hard Pending Review D27
905 Hard Stand in Rules D27
234 Hard Duplicate Order Number D27
564 Hard Counter Offer D27
904 Hard Invalid Effective D27
233 Hard Does not match MOP D27
563 Hard Re authorization timeframes exceeded D27
231 Hard Invalid Division Number D27
561 Hard Re authorization no match D27
225 Hard Invalid Field Data D27
560 Hard Re authorization D27
550 Hard Closed Account, New Account Issued D27
544 Hard Invalid Email Address D27
806 Hard Restraint D27
220 Hard Invalid Store Number D27
543 Hard Invalid Pre-approval Number D27
781 Hard Invalid MICR Data D27
204 Hard Other Error D27
549 Hard Previously Declined D27
542 Hard Bill To Not Equal to Ship To D27
777 Hard Original transaction not approved D27
548 Hard Not on Credit Bureau D27
772 Hard Incorrect Length D27
547 Hard Address Verification Failed D27
541 Hard Possible Compromise D27
771 Hard Decline Lost or Stolen Checks D27
546 Hard Blocked Account D27
540 Hard Under 18 Years Old D27
767 Hard Invalid Account Number Format D27
545 Hard PA ITA Number Inactive D27
534 Hard Do Not Honor – High Fraud D27
760 Hard ACH Non-Participant D27
524 Hard Altered data D27
759 Hard Customer Opt-out D27
519 Hard On negative file D27
505 Hard Negative file D27
757 Hard Beneficiary Deceased D27
353 Hard TransArmor Invalid Token or PAN D27
756 Hard Account-Holder Deceased D27
352 Hard Expired Lock D27
753 Hard Invalid Account Type D27
305 Hard Already Reversed D27
752 Hard Missing Name D27
741 Hard Validation Failed D27
304 Hard Not On File D27
740 Hard Match Failed D27
266 Hard Invalid QHP Amount D27
610 Hard BIN Block D27
265 Hard Missing QHP Amount D27
594 Hard Other Error D27
263 Hard Partial Authorization Not Allowed or Partial Authorization Request Note Valid D27
590 Hard Maximum Redemption Limit Met D27
262 Hard Authorization Code Response Date Invalid D27
257 Hard Missing Cust Service Phone D27
261 Hard Account Not Eligible For Division’s Setup D27
253 Hard Invalid Tran. Type D27
589 Hard CVD Value Failure D27
248 Hard Blanks not passed in reserved field D27
247 Hard Check Conversion Data Error D27
246 Hard Merchant not MasterCard Secure code Enabled D27
588 Hard Block Activation Failed D27
245 Hard Missing or Invalid Secure Payment Data D27
587 Hard Activation Amount Incorrect D27
243 Hard Invalid Purchase Level 3 D27
582 Hard No Original Authorization Found D27
584 Hard Issuance Does Not Meet Minimum Amount D27
241 Hard Illegal Action D27
239 Hard Invalid MOP for Division D27
583 Hard Block Activation Failed D27
252 Hard Invalid Issue Number D27
238 Hard Invalid Currency D27
581 Hard Unable to void D27
251 Hard Invalid Start Date D27
237 Hard FPO Not Approved D27
580 Hard Account previously activated D27

Provider:  TransFirst (real-time)   
Transaction Responses
Code Type Message UniPay Code
76 Hard Reversal: Unable to locate previous message (no match on Retrieval Reference Number). D27
70 Hard Reserved for future use D27
30 Hard Format error D27
28 Hard File update file locked D27
25 Hard Unable to locate record D27
12 Hard Invalid transaction D27
06 Hard Error D27
N8 Hard Transaction amount exceeds preauthorized approval amount D27
N5 Hard Ineligible for re-submission D27
N4 Hard Cash request exceeds Issuer limit D27
N0 Hard Force STIP D27
B2 Hard Surcharge amount not supported by debit network issuer D27
B1 Hard Surcharge amount not permitted on Visa cards or EBT Food Stamps D27
96 Hard System malfunction D27
81 Hard PIN cryptographic error found by the Visa security module during PIN decryption. D27
80 Hard No financial Impact (Reserved for declined debit) D27
77 Hard Previous message located for a repeat or reversal, but repeat or reversal data is inconsistent with original message. D27

Provider:  TrustCommerce (batch)   
Transaction Responses
Code Type Message UniPay Code
e-notallowed Hard System Error when processing the transaction, certain actions are only permitted if a CustID is configured to perform that action. D27
d-blacklist Hard The transaction was declined, TC CrediGuard blacklist value was triggered. BlacklistField - '#blacklistfield#'. BlacklistValue - '#blacklistvalue#'. D27
b-badlength Hard Invalid fields were passed, a field was longer or shorter than the server allows. Offenders - '#offenders#'. D27
b-badformat Hard Invalid fields were passed, a field was improperly formatted, such as non-digit characters in a number field. Offenders - '#offenders#'. D27
e-dnsvalue Hard System Error when processing the transaction, TC Link software was unable to resolve DNS hostnames. D27
d-velocity Hard The transaction was declined, TC CrediGuard velocity control was triggered. VelocityType - '#velocitytype#'. VelocityValue - '#velocityvalue#'. D27
b-mismatch Hard Invalid fields were passed, data in one of the offending fields did not crosscheck with the other offending field. Offenders - '#offenders#'. D27
b-merchantcantaccept Hard Invalid fields were passed, the merchant cannot accept data passed in this field. Offenders - '#offenders#'. D27
e-nosuchbillingid Hard System Error when processing the transaction, no such billingId. D27
e-failtoprocess Hard System Error when processing the transaction, transmission errors were encountered in TrustCommerce’s connection to the payment processor. D27
b-missingfields Hard Invalid fields were passed, one or more fields required for this transaction type were not sent. Offenders - '#offenders#'. D27
e-unsupported Hard System Error when processing the transaction, field or value does not support. Offenders - '#offenders#'. D27
e-linkfailure Hard System Error when processing the transaction, the connection was established, but was severed before the transaction could complete, to avoid duplication, check the transaction independently to determine if the transaction was successfully. D27
e-cantconnect Hard System Error when processing the transaction, could not connect to TrustCommerce, check your Internet connection to make sure it is up. D27
b-extrafields Hard Invalid fields were passed, fields not allowed for this transaction type were sent. Offenders - '#offenders#'. D27

Provider:  TrustCommerce (real-time)   
Transaction Responses
Code Type Message UniPay Code
b-merchantcantaccept Hard Invalid fields were passed, the merchant cannot accept data passed in this field. Offenders - '#offenders#'. D27
b-badlength Hard Invalid fields were passed, a field was longer or shorter than the server allows. Offenders - '#offenders#'. D27
b-badformat Hard Invalid fields were passed, a field was improperly formatted, such as non-digit characters in a number field. Offenders - '#offenders#'. D27
b-extrafields Hard Invalid fields were passed, fields not allowed for this transaction type were sent. Offenders - '#offenders#'. D27
b-missingfields Hard Invalid fields were passed, one or more fields required for this transaction type were not sent. Offenders - '#offenders#'. D27
d-velocity Hard The transaction was declined, TC CrediGuard velocity control was triggered. VelocityType - '#velocitytype#'. VelocityValue - '#velocityvalue#'. D27
d-blacklist Hard The transaction was declined, TC CrediGuard blacklist value was triggered. BlacklistField - '#blacklistfield#'. BlacklistValue - '#blacklistvalue#'. D27
e-nosuchbillingid Hard System Error when processing the transaction, no such billingId. D27
e-unsupported Hard System Error when processing the transaction, field or value does not support. Offenders - '#offenders#'. D27
e-notallowed Hard System Error when processing the transaction, certain actions are only permitted if a CustID is configured to perform that action. D27
e-failtoprocess Hard System Error when processing the transaction, transmission errors were encountered in TrustCommerce’s connection to the payment processor. D27
e-linkfailure Hard System Error when processing the transaction, the connection was established, but was severed before the transaction could complete, to avoid duplication, check the transaction independently to determine if the transaction was successfully D27
e-dnsvalue Hard System Error when processing the transaction, TC Link software was unable to resolve DNS hostnames. D27
e-cantconnect Hard System Error when processing the transaction, could not connect to TrustCommerce, check your Internet connection to make sure it is up. D27
b-mismatch Hard Invalid fields were passed, data in one of the offending fields did not crosscheck with the other offending field. Offenders - '#offenders#'. D27

Provider:  TrustCommerce Tokenization   
Transaction Responses
Code Type Message UniPay Code
b-missingfields Hard Invalid fields were passed, one or more fields required for this transaction type were not sent. D27
b-mismatch Hard Invalid fields were passed, data in one of the offending fields did not crosscheck with the other offending field. D27
b-merchantcantaccept Hard Invalid fields were passed, the merchant cannot accept data passed in this field. D27
b-badlength Hard Invalid fields were passed, a field was longer or shorter than the server allows. D27
b-extrafields Hard Invalid fields were passed, fields not allowed for this transaction type were sent. D27
b-badformat Hard Invalid fields were passed, a field was improperly formatted, such as non-digit characters in a number field. D27
baddata Hard Invalid fields were passed. D27
e-notallowed Hard Certain actions are only permitted if a CustID is configured to perform that action. If a transaction is attempted that the CustID is not authorized to perform, this "errortype" will be returned. D27
e-linkfailure Hard The connection was established, but was severed before the transaction could complete. To avoid duplication, check the transaction independently to determine if the transaction was successfully processed. D27
e-dnsfailure Hard Error used to identify DNS connectivity issues prior to the merchant going live. The "dnsfailure" response can only be received with a test transaction. D27
e-dnsvalue Hard TC Link software was unable to resolve DNS hostnames. Make sure you have name resolving ability on the machine. D27
e-cantconnect Hard Could not connect to TrustCommerce. Check your Internet connection to make sure it is up. D27
e-corrupted_trackdata Hard The error occurs when the encrypted data sent with the transaction is corrupt and TC is unable to process the transaction. D27
e-failtoprocess Hard Transmission errors were encountered in TrustCommerce’s connection to the payment processor. D27
d-blacklist Hard TC CrediGuard blacklist value was triggered. See Blacklists. D27

Provider:  TSYS Sierra (real-time)   
Transaction Responses
Code Type Message UniPay Code
79 Hard Already Reversed D27
CV Hard Failure CV D27
HV Hard Failure HV D27
EC Hard CID Format Error D27
EB Hard Check Digit Err D27
N3 Hard Cashback Not Avl D27
EA Hard Acct Length Err D27
T2 Hard Invalid ABA D27
T1 Hard Cannot Convert D27
10 Hard Partial Approval D27
T7 Hard Too Many Checks D27
T6 Hard MICR Error D27
T5 Hard Duplicate Number D27
T4 Hard Unpaid Items D27
T3 Hard Amount Error D27
B2 Hard SRCHG Not Allowed D27
B1 Hard SRCHG Not Allowed D27
03 Hard Term ID Error D27
13 Hard Amount Error D27
96 Hard System Error D27
63 Hard Sec Violation D27
75 Hard PIN Exceeded D27
77 Hard No Action Taken D27
76 Hard Unsolicated Reversal D27
21 Hard No Action Taken D27
12 Hard Invalid Trans D27
92 Hard Invalid Routing D27
06 Hard Error XXXX D27
81 Hard Encryption Error D27

Provider:  Vantiv Lowell (batch)   
Transaction Responses
Code Type Message UniPay Code
325 Hard Transaction not allowed at terminal D27
626 Hard Hard Decline - issue with PayPal primary funding source. D27
322 Hard Invalid Transaction D27
625 Hard Hard Decline - PayPal funding sources unavailable. D27
899 Hard Generic token use error D27
316 Hard Automatic Refund Already Issued D27
624 Hard Hard Decline - Transaction amount exceeds merchant’s PayPal account limit. D27
311 Hard Deposit is already referenced by a chargeback D27
623 Hard Hard Decline - Exceeded maximum number of PayPal authorization attempts D27
306 Hard Authorization has expired; no need to reverse D27
622 Hard Hard Decline - PayPal transaction ID or auth ID is invalid D27
621 Hard Hard Decline - required PayPal parameter missing D27
615 Hard Hard Decline - PayPal buyer account denied D27
898 Hard Generic token registration error D27
302 Hard Account Number Does Not Match Payment Type D27
614 Hard Hard Decline - confirmed email address is not available D27
879 Hard Merchant is not authorized for Pay Page D27
111 Hard Authorization amount has already been depleted D27
620 Hard Hard Decline - PayPal authorization voided or expired D27
613 Hard Hard Decline - PayPal authorization ID missing D27
878 Hard Expired Pay Page Registration Id D27
619 Hard Hard Decline - PayPal credentials issue D27
877 Hard Invalid Pay Page Registration Id D27
618 Hard Hard Decline - issue with PayPal refund D27
612 Hard Hard Decline - Issue with Paypal Account D27
851 Hard Incomplete Tax Billing D27
617 Hard Hard Decline - PayPal order has been voided, expired, or completed D27
611 Hard Hard Decline - Primary Funding Source Failed D27
850 Hard Tax Billing only allowed for MCC 9311 D27
616 Hard Hard Decline - PayPal buyer account restricted D27
610 Hard Hard Decline - Invalid Billing Agreement Id D27
822 Hard Token was not found D27
602 Hard Soft Decline - Buyer has alternate funding source D27
821 Hard Merchant is not authorized for tokens D27
601 Hard Soft Decline - Primary Funding Source Failed D27
506 Hard No changes found D27
717 Hard Authorization already exists for the order D27
505 Hard No match found D27
716 Hard Invalid Auth D27
504 Hard Contact the cardholder for updated information D27
714 Hard Inactive Account D27
503 Hard The issuing bank does not participate in the update program D27
713 Hard Verify billing address D27
711 Hard Invalid Data - Invalid T&C version D27
500 Hard The account number was changed D27
710 Hard Invalid Data - data format error D27
373 Hard Hard Decline - Auto Recycling Complete D27
709 Hard Invalid Data - data elements missing D27
372 Hard Soft Decline - Auto Recycling In Progress D27
708 Hard Invalid Data D27
370 Hard Internal System Error - Call Litle D27
706 Hard Blocked agreement D27
369 Hard Redeposit against invalid transaction type D27
363 Hard Auto-void on refund D27
365 Hard Total credit amount exceeds capture amount D27
362 Hard Transaction Not Voided - Already Settled D27
705 Hard On negative file D27
361 Hard Authorization no longer available D27
360 Hard No transaction found with specified litleTxnId D27
357 Hard Missing healthcareIIAS tag for an FSA transaction D27
704 Hard Declined, foreign currency, must be USD D27
356 Hard Invalid purchase level III, the transaction contained bad or missing data D27
703 Hard Bill to address is not equal to ship to address D27
347 Hard Invalid billing descriptor D27
702 Hard Bill to outside USA D27
701 Hard Under 18 years old D27
346 Hard Invalid billing descriptor prefix D27
341 Hard Invalid Healthcare Amounts D27
629 Hard Hard Decline - Contact PayPal consumer for another payment method D27
336 Hard Reversal amount does not match Authorization amount. D27
628 Hard Internal System Error with PayPal - Contact Litle D27
330 Hard Invalid Payment Type D27
627 Hard Hard Decline - PayPal profile does not allow this transaction type. D27

Provider:  Vantiv Lowell (real-time)   
Transaction Responses
Code Type Message UniPay Code
325 Hard Transaction not allowed at terminal D27
629 Hard Hard Decline - Contact PayPal consumer for another payment method D27
5 Hard Indicates that systems may have detected message content that violates certain restrictions. D27
322 Hard Invalid Transaction D27
628 Hard Internal System Error with PayPal - Contact Litle D27
4 Hard Indicates that the merchant has reached the maximum number of concurrent connections. D27
316 Hard Automatic Refund Already Issued D27
626 Hard Hard Decline - issue with PayPal primary funding source. D27
311 Hard Deposit is already referenced by a chargeback D27
625 Hard Hard Decline - PayPal funding sources unavailable. D27
306 Hard Authorization has expired; no need to reverse D27
624 Hard Hard Decline - Transaction amount exceeds merchant’s PayPal account limit. D27
623 Hard Hard Decline - Exceeded maximum number of PayPal authorization attempts D27
617 Hard Hard Decline - PayPal order has been voided, expired, or completed D27
2 Hard Indicates that the submitted content was either improperly formatted XML or non-XML content. D27
302 Hard Account Number Does Not Match Payment Type D27
616 Hard Hard Decline - PayPal buyer account restricted D27
1 Hard XML validation failed. See the message attribute for more details. D27
111 Hard Authorization amount has already been depleted D27
622 Hard Hard Decline - PayPal transaction ID or auth ID is invalid D27
615 Hard Hard Decline - PayPal buyer account denied D27
0 Hard XML validation succeeded D27
621 Hard Hard Decline - required PayPal parameter missing D27
899 Hard Generic token use error D27
620 Hard Hard Decline - PayPal authorization voided or expired D27
614 Hard Hard Decline - confirmed email address is not available D27
898 Hard Generic token registration error D27
619 Hard Hard Decline - PayPal credentials issue D27
613 Hard Hard Decline - PayPal authorization ID missing D27
878 Hard Expired Pay Page Registration Id D27
618 Hard Hard Decline - issue with PayPal refund D27
612 Hard Hard Decline - Issue with Paypal Account D27
877 Hard Invalid Pay Page Registration Id D27
611 Hard Hard Decline - Primary Funding Source Failed D27
851 Hard Incomplete Tax Billing D27
610 Hard Hard Decline - Invalid Billing Agreement Id D27
602 Hard Soft Decline - Buyer has alternate funding source D27
850 Hard Tax Billing only allowed for MCC 9311 D27
601 Hard Soft Decline - Primary Funding Source Failed D27
822 Hard Token was not found D27
506 Hard No changes found D27
821 Hard Merchant is not authorized for tokens D27
505 Hard No match found D27
717 Hard Authorization already exists for the order D27
716 Hard Invalid Auth D27
504 Hard Contact the cardholder for updated information D27
714 Hard Inactive Account D27
503 Hard The issuing bank does not participate in the update program D27
713 Hard Verify billing address D27
500 Hard The account number was changed D27
711 Hard Invalid Data - Invalid T&C version D27
373 Hard Hard Decline - Auto Recycling Complete D27
710 Hard Invalid Data - data format error D27
372 Hard Soft Decline - Auto Recycling In Progress D27
369 Hard Redeposit against invalid transaction type D27
370 Hard Internal System Error - Call Litle D27
365 Hard Total credit amount exceeds capture amount D27
709 Hard Invalid Data - data elements missing D27
363 Hard Auto-void on refund D27
362 Hard Transaction Not Voided - Already Settled D27
361 Hard Authorization no longer available D27
708 Hard Invalid Data D27
360 Hard No transaction found with specified litleTxnId D27
706 Hard Blocked agreement D27
357 Hard Missing healthcareIIAS tag for an FSA transaction D27
705 Hard On negative file D27
704 Hard Declined, foreign currency, must be USD D27
356 Hard Invalid purchase level III, the transaction contained bad or missing data D27
341 Hard Invalid Healthcare Amounts D27
703 Hard Bill to address is not equal to ship to address D27
336 Hard Reversal amount does not match Authorization amount. D27
702 Hard Bill to outside USA D27
330 Hard Invalid Payment Type D27
701 Hard Under 18 years old D27

Provider:  Vantiv Tandem (batch)   
Transaction Responses
Code Type Message UniPay Code
31 Hard Merchant not in file (Discover) D27
30 Hard Format error D27
21 Hard Unable to back out transaction D27
17 Hard Customer cancelled D27
12 Hard Invalid transaction D27
06 Hard Error D27
RJ Hard Edit reject, not processed D27
96 Hard System malfunction D27
74 Hard Invalid Activate (Gift Card) D27
72 Hard Cad Already Closed (Gift Card) D27
71 Hard Card Not Active (Gift Card) D27
70 Hard Card Already Active (Gift Card) D27
69 Hard Bad Close (Gift Card) D27
68 Hard Response received late D27
56 Hard Cardholder not on file (Discover) D27
32 Hard Partial reversal (Mastercard) D27

Provider:  Vantiv Tandem (real-time)   
Transaction Responses
Code Type Message UniPay Code
716 Hard Format error D27
628 Hard File is unavailable D27
715 Hard Invalid transaction for network D27
625 Hard Unable to locate record in file D27
713 Hard Invalid currency cod D27
612 Hard Invalid transaction D27
712 Hard Network unavailable - please wait D27
606 Hard One or more errors in message D27
711 Hard Format error D27
796 Hard System malfunction D27
793 Hard Illegal transaction - violation of law D27
778 Hard No "to" account specified D27
705 Hard Format error - invalid merchant ID D27
777 Hard Previous message located for repeat/reversal, but data inconsistent D27
717 Hard Host/Card issuer not available D27
789 Hard Ineligible to receive financial position information (GIV) D27
776 Hard Unable to locate previous message D27
788 Hard Switch cannot provide totals now, try again in 30 minutes D27
784 Hard Time limit for a pre-auth is to long D27
774 Hard Invalid activate (Gift Card) D27
780 Hard Invalid date D27
772 Hard Card already closed (Gift Card) D27
779 Hard Already reversed by switch D27
771 Hard Card not active (Gift Card) D27
770 Hard Card already active (Gift Card) D27
769 Hard Bad close (Gift Card) D27
763 Hard Security violation D27
747 Hard Undeliverable transaction D27
734 Hard Enter DL/Date of Birth D27
732 Hard Invalid Station ID D27
730 Hard Format error D27
729 Hard Hard Negative Information on File D27
728 Hard File is unavailable D27
627 Hard File update field edit error D27
725 Hard Unable to locate record in file D27
693 Hard Illegal transaction - violation of law D27
724 Hard ID or Date of Birth Mismatch D27
722 Hard Unmatched voucher information D27
723 Hard Transaction not defined D27
721 Hard No action taken - unable to back out prior transaction D27
689 Hard Ineligible to receive financial position information (GIV) D27
708 Hard Invalid format in identification data D27
706 Hard One or more errors in message D27
792 Hard Unable to route transaction D27
688 Hard Switch cannot provide totals now, try again in 30 minutes D27
791 Hard Call for authorization - network problems D27
687 Hard Reconciliation totaling has stopped for current settlement day D27
787 Hard Network Unavailable D27
684 Hard Time limit for a pre-auth is to long D27
680 Hard Invalid date D27
756 Hard No card record D27
740 Hard Call for authorization function not available D27
679 Hard Already reversed by switch D27
731 Hard Bank not supported by switch. MID not valid for processing D27
640 Hard Requested function not supported D27
703 Hard Invalid Merchant D27
630 Hard Format error D27

Provider:  WorldPay (real-time)   
Transaction Responses
Code Type Message UniPay Code
042 Hard No further withdrawals D27
032 Hard Transaction cannot process D27
031 Hard Ineligible account D27
030 Hard Ineligible transaction D27
021 Hard Unauthorized usage D27
015 Hard NVALID ISSUER D27
012 Hard NVALID TRANS D27
906 Hard System error - retry transaction D27
905 Hard Key synchronization error D27
901 Hard Data error - contact Worldpay D27
900 Hard Format error - contact Worldpay D27
902 Hard INVALID DATA D27
932 Hard Ntw unavail, re-try D27
930 Hard Invalid request D27
018 Hard Cardcode invalid D27
054 Hard Date mismatch D27
017 Hard Act below limit D27
016 Hard Invalid activate D27
009 Hard Over limit D27
008 Hard Over limit D27
006 Hard Invalid activate D27
099 Hard Void denied D27
096 Hard System error D27
091 Hard Processor error D27
071 Hard Ineligible account D27
070 Hard Card not supported by terminal D27

Provider:  WorldPay SecureNet (real-time)   
Transaction Responses
Code Type Message UniPay Code
Hard AUTHENTICATION_ERROR D27

Provider Codes:   Hide

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