| 01 |
Good |
Approved or completed successfully |
A01 |
| 83 |
Good |
Not declined (Valid for all zero amount transactions) |
A01 |
| 00 |
Good |
Approved or completed successfully |
A01 |
| 80 |
Good |
Approval for Purchase Amount only |
A01 |
| 11 |
Good |
Partial Approval |
A05 |
| 59 |
Soft |
Suspected Fraud |
D01 |
| 04 |
Soft |
Do not Honour |
D01 |
| 07 |
Soft |
Honour with ID |
D01 |
| 67 |
Soft |
Retain Card; no reason specified |
D01 |
| 05 |
Soft |
Do not honour |
D01 |
| 51 |
Soft |
Not sufficient funds |
D03 |
| 43 |
Hard |
Hot Card, Pickup (if possible) |
D04 |
| 42 |
Hard |
Special Pickup |
D04 |
| 44 |
Hard |
Pickup Card |
D04 |
| 14 |
Hard |
Invalid card number |
D05 |
| 23 |
Hard |
No Saving Account |
D06 |
| 76 |
Hard |
Invalid Account |
D06 |
| 20 |
Hard |
No From Account |
D06 |
| 22 |
Hard |
No Checking Account |
D06 |
| 24 |
Hard |
No Credit Account |
D06 |
| 21 |
Hard |
No To Account |
D06 |
| 55 |
Soft |
Incorrect PIN; Re-enter |
D07 |
| 82 |
Soft |
Invalid Card Verification Value (CVV) |
D08 |
| N7 |
Soft |
N7 (visa), Decline CVV2 failure |
D08 |
| 94 |
Soft |
Duplicate Transaction |
D09 |
| 41 |
Hard |
Lost Card, Pickup |
D10 |
| 39 |
Soft |
Transaction Not Allowed |
D12 |
| 58 |
Soft |
Txn Not Permitted On Term |
D12 |
| N3 |
Soft |
Cash Service Not Available |
D12 |
| 77 |
Soft |
Issuer Does Not Participate In The Service |
D12 |
| 57 |
Soft |
Transaction not permitted on card |
D12 |
| N4 |
Soft |
Cash Back Request Exceeds Issuer Limit |
D15 |
| 65 |
Soft |
Exceeds frequency limit |
D15 |
| 61 |
Soft |
Exceeds amount limit |
D15 |
| 66 |
Soft |
Exceeds Acquirer Limit |
D15 |
| 54 |
Hard |
Expired card |
D16 |
| 19 |
Soft |
System Error; Re-enter transaction |
D17 |
| 13 |
Soft |
Invalid amount |
D18 |
| 75 |
Soft |
Exceeds PIN Retry |
D21 |
| 86 |
Hard |
K M E Sync Error |
D27 |
| 81 |
Hard |
Unable to Verify PIN |
D27 |
| 68 |
Hard |
Response received too late |
D27 |
| 10 |
Hard |
Unable to Reverse |
D27 |
| 88 |
Hard |
MAC sync Error |
D27 |
| 12 |
Hard |
Invalid transaction card / issuer / acquirer |
D27 |
| R0 |
Hard |
Stop Payment Order |
D27 |
| 30 |
Hard |
Format error |
D27 |
| 91 |
Hard |
Issuer not available |
D27 |
| 78 |
Hard |
Function Not Available |
D27 |
| R3 |
Hard |
Revocation of all Authorisations Order |
D27 |
| 93 |
Hard |
Transaction cannot be completed |
D27 |
| 85 |
Hard |
No Keys To use |
D27 |
| 09 |
Hard |
No Original |
D27 |
| 87 |
Hard |
PIN Key Error |
D27 |
| 89 |
Hard |
Security Violation |
D27 |
| R1 |
Hard |
Revocation of Authorisation Order |
D27 |
| 34 |
Hard |
Implausible card data |
D27 |
| 92 |
Hard |
Invalid Issuer |
D27 |
| 63 |
Hard |
MAC Key Error |
D27 |
| 17 |
Hard |
Invalid Capture date (terminal business date) |
D27 |
| 84 |
Hard |
Invalid Life Cycle of transaction |
D27 |
| 79 |
Hard |
Key Validation Error |
D27 |
| 08 |
Hard |
Time-Out |
D27 |
| 62 |
Soft |
Restricted card |
D29 |
| 02 |
Soft |
Refer to card issuer |
D30 |
| 03 |
Soft |
Invalid merchant |
D33 |
| 06 |
Soft |
Invalid Transaction for Terminal |
D34 |
