| 95 |
Good |
Approve VIP |
A01 |
| 11 |
Good |
VIP approval |
A01 |
| 85 |
Good |
No reason to decline a request for account number verification or address verification |
A01 |
| 87 |
Good |
Approval with ID |
A01 |
| 00 |
Good |
Successful approval/completion
|
A01 |
| 89 |
Good |
Reversal accepted |
A03 |
| 10 |
Good |
Approved for Partial Amount |
A05 |
| 01 |
Soft |
Refer to card issuer
|
D01 |
| 65 |
Soft |
Activity count limit exceeded |
D01 |
| 58 |
Soft |
Transaction not permitted to terminal |
D01 |
| 83 |
Soft |
Unable to verify PIN |
D01 |
| R1 |
Soft |
Revocation of Authorization Order |
D01 |
| 67 |
Soft |
Hard Capture (Requires ATM Pickup) (Discover) |
D01 |
| Z3 |
Soft |
Unable to go online-declined |
D01 |
| P5 |
Soft |
Pin change/unblock request declined |
D01 |
| 60 |
Soft |
Card Acceptor Contact Acquirer (Discover) |
D01 |
| 05 |
Soft |
Do not honor |
D01 |
| XD |
Soft |
Forward to Issuer |
D01 |
| R0 |
Soft |
Stop Payment order |
D01 |
| 62 |
Soft |
Restricted card |
D01 |
| 92 |
Soft |
Unable to route transaction |
D01 |
| N0 |
Soft |
Force STIP |
D01 |
| 35 |
Soft |
Card Acceptor Contact Acquirer (Discover) |
D01 |
| T4 |
Soft |
Unpaid items, failed negative file check |
D01 |
| N4 |
Soft |
Cashback request exceeds issuer limit |
D01 |
| 57 |
Soft |
Transaction not permitted to cardholder |
D01 |
| 37 |
Soft |
Call Card Acceptor Acquirer Security (Discover) |
D01 |
| 02 |
Soft |
Refer to card issuer, special condition |
D01 |
| 66 |
Soft |
Card Acceptor Call Aquirer's Security Dept (Discover) |
D01 |
| 96 |
Soft |
System malfunction |
D01 |
| 91 |
Soft |
Issuer or switch inoperative (stand-in not applicable or available for this transaction) |
D01 |
| R3 |
Soft |
Revocation of all Authorization Orders |
D01 |
| 59 |
Soft |
Suspected Fraud (Discover) |
D01 |
| 31 |
Soft |
Bank Not Supported By Switch (Discover) |
D01 |
| 68 |
Soft |
Response Received Too Late (Discover) |
D01 |
| 98 |
Soft |
Please wait |
D01 |
| 86 |
Soft |
Please call issuer |
D01 |
| XA |
Soft |
Forward to Issuer |
D01 |
| P6 |
Soft |
Unsafe Pin |
D01 |
| 61 |
Soft |
Exceeds withdrawal amount limit (activity amount limit exceeded) |
D01 |
| 34 |
Soft |
Suspected Fraud (Discover) |
D01 |
| B1 |
Soft |
Surcharge amount not permitted on Visa Cards |
D01 |
| 63 |
Soft |
Security violation |
D01 |
| 93 |
Soft |
Transaction cannot be completed; violation of law |
D01 |
| 88 |
Soft |
Give courtesy card |
D01 |
| Q1 |
Soft |
Card authentication failed |
D01 |
| N3 |
Soft |
Cash service not available |
D01 |
| 36 |
Soft |
Restricted Card (Discover) |
D01 |
| 08 |
Soft |
Honor with ID |
D01 |
| 51 |
Soft |
Not sufficient funds |
D03 |
| 07 |
Hard |
Pick up card, special condition |
D04 |
| 04 |
Hard |
Pick up card |
D04 |
| 25 |
Hard |
Unable to locate record in file, or account number is missing from the inquiry |
D05 |
| 15 |
Hard |
No such issuer |
D05 |
| 14 |
Hard |
Invalid account number (no such number) |
D05 |
| 56 |
Hard |
No Card Record (Discover) |
D05 |
| 53 |
Hard |
No savings account
|
D06 |
| 78 |
Hard |
Invalid/non-existent account specified |
D06 |
| 52 |
Hard |
No checking account |
D06 |
| 39 |
Hard |
No Credit Account (Discover) |
D06 |
| 55 |
Soft |
Incorrect PIN |
D07 |
| N7 |
Soft |
Decline for CVV2 failure |
D08 |
| 82 |
Soft |
Incorrect CVV |
D08 |
| 94 |
Soft |
Duplicate transmission detected |
D09 |
| 41 |
Hard |
Pick up card (lost card) |
D10 |
| 43 |
Hard |
Pick up card (stolen card) |
D11 |
| 03 |
Soft |
Invalid merchant |
D12 |
| 40 |
Soft |
Requested Function Not Supported (Discover) |
D12 |
| 79 |
Soft |
Invalid merchant |
D12 |
| 33 |
Hard |
Expired Card (Discover) |
D16 |
| 54 |
Hard |
Expired card |
D16 |
| 19 |
Soft |
Re-enter transaction |
D17 |
| 13 |
Soft |
Invalid amount |
D18 |
| 38 |
Soft |
Allowable Pin Tries Exceeded (Discover) |
D21 |
| 75 |
Soft |
Allowable number of PIN-entry tries exceeded |
D21 |
| 90 |
Hard |
Invalid currency code |
D27 |
| 76 |
Hard |
Unable to locate previous message (no match on retrieval reference number) |
D27 |
| 30 |
Hard |
Format error |
D27 |
| 97 |
Hard |
Format error |
D27 |
| 73 |
Hard |
Invalid transit routing |
D27 |
| Spaces |
Hard |
Spaces |
D27 |
| 80 |
Hard |
Invalid date (for use in private label card transactions and check acceptance transactions) |
D27 |
| 64 |
Hard |
Original Amount Incorrect (Discover) |
D27 |
| 21 |
Hard |
No action taken (unable to back out prior transaction) |
D27 |
| 28 |
Hard |
File is temporarily unavailable |
D27 |
| 84 |
Hard |
Invalid authorization life cycle |
D27 |
| 12 |
Hard |
Invalid transaction |
D27 |
| P2 |
Hard |
Invalid biller information |
D27 |
| 77 |
Hard |
Previous message located for a repeat or reversal, but repeat or reversal data are inconsistent with original message |
D27 |
| 06 |
Hard |
Error |
D27 |
| 74 |
Hard |
Invalid FIID |
D27 |
| 81 |
Hard |
Cryptographic error found in PIN or CVV. Used by VIC for cryptographic error condition found by security module during PIN decryption or CVV processing |
D27 |
| 46 |
|
Account Closed |
D36 |
