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Vantiv Lowell  (real-time) Response Codes:



Transaction Responses   
Code Type Message UniPay Code
502 Good The expiration date was changed A01
010 Good Partially Approved A01
802 Good Account number was previously registered A01
000 Good Approved A01
801 Good Account number was successfully registered A01
122 Soft Call Diners Club D01
312 Soft Restricted Card - International Card Filtering Service D01
124 Soft Call JBS D01
126 Soft Call Issuer - Update Cardholder Data D01
349 Soft Do Not Honor D01
309 Soft Restricted Card - Prepaid Card Filtering Service D01
130 Soft Call Indicated Number D01
351 Soft Decline - Request Positive ID D01
121 Soft Call AMEX D01
101 Soft Issuer Unavailable D01
315 Soft Restricted Card - Auth Fraud Velocity Filtering Service D01
123 Soft Call Discover D01
125 Soft Call Visa/MasterCard D01
350 Soft Generic Decline D01
120 Soft Call Issuer D01
310 Soft Invalid track data D01
140 Soft Update Cardholder Data D01
335 Soft This method of payment does not support authorization reversals D01
320 Hard Invalid Expiration Date D02
707 Soft Insufficient buying power D03
110 Soft Insufficient Funds D03
303 Hard Pick Up Card D04
820 Hard Credit card number was invalid D05
301 Hard Invalid Account Number D05
364 Hard Invalid Account Number - original or NOC updated eCheck account required D05
501 Hard The account was closed D06
323 Hard No such issuer D06
324 Soft Invalid Pin D07
352 Soft Decline CVV2/CID Fail D08
712 Soft Duplicate transaction D09
304 Hard Lost/Stolen Card D10
191 Soft The merchant is not registered in the update program. D12
354 Soft 3-D Secure transaction not supported by merchant D12
328 Hard Cardholder requested that recurring or installment payment be stopped D13
127 Soft Exceeds Approval Amount Limit D15
305 Hard Expired Card D16
102 Soft Re-submit Transaction D17
340 Soft Invalid Amount D18
326 Soft Exceeds number of PIN entries D21
613 Hard Hard Decline - PayPal authorization ID missing D27
601 Hard Soft Decline - Primary Funding Source Failed D27
705 Hard On negative file D27
500 Hard The account number was changed D27
622 Hard Hard Decline - PayPal transaction ID or auth ID is invalid D27
714 Hard Inactive Account D27
4 Hard Indicates that the merchant has reached the maximum number of concurrent connections. D27
316 Hard Automatic Refund Already Issued D27
363 Hard Auto-void on refund D27
899 Hard Generic token use error D27
356 Hard Invalid purchase level III, the transaction contained bad or missing data D27
615 Hard Hard Decline - PayPal buyer account denied D27
629 Hard Hard Decline - Contact PayPal consumer for another payment method D27
624 Hard Hard Decline - Transaction amount exceeds merchant’s PayPal account limit. D27
822 Hard Token was not found D27
302 Hard Account Number Does Not Match Payment Type D27
709 Hard Invalid Data - data elements missing D27
322 Hard Invalid Transaction D27
365 Hard Total credit amount exceeds capture amount D27
1 Hard XML validation failed. See the message attribute for more details. D27
360 Hard No transaction found with specified litleTxnId D27
617 Hard Hard Decline - PayPal order has been voided, expired, or completed D27
851 Hard Incomplete Tax Billing D27
610 Hard Hard Decline - Invalid Billing Agreement Id D27
111 Hard Authorization amount has already been depleted D27
504 Hard Contact the cardholder for updated information D27
702 Hard Bill to outside USA D27
626 Hard Hard Decline - issue with PayPal primary funding source. D27
619 Hard Hard Decline - PayPal credentials issue D27
717 Hard Authorization already exists for the order D27
330 Hard Invalid Payment Type D27
711 Hard Invalid Data - Invalid T&C version D27
370 Hard Internal System Error - Call Litle D27
878 Hard Expired Pay Page Registration Id D27
612 Hard Hard Decline - Issue with Paypal Account D27
506 Hard No changes found D27
704 Hard Declined, foreign currency, must be USD D27
311 Hard Deposit is already referenced by a chargeback D27
621 Hard Hard Decline - required PayPal parameter missing D27
336 Hard Reversal amount does not match Authorization amount. D27
713 Hard Verify billing address D27
373 Hard Hard Decline - Auto Recycling Complete D27
706 Hard Blocked agreement D27
362 Hard Transaction Not Voided - Already Settled D27
898 Hard Generic token registration error D27
614 Hard Hard Decline - confirmed email address is not available D27
602 Hard Soft Decline - Buyer has alternate funding source D27
628 Hard Internal System Error with PayPal - Contact Litle D27
306 Hard Authorization has expired; no need to reverse D27
623 Hard Hard Decline - Exceeded maximum number of PayPal authorization attempts D27
821 Hard Merchant is not authorized for tokens D27
341 Hard Invalid Healthcare Amounts D27
708 Hard Invalid Data D27
5 Hard Indicates that systems may have detected message content that violates certain restrictions. D27
0 Hard XML validation succeeded D27
357 Hard Missing healthcareIIAS tag for an FSA transaction D27
616 Hard Hard Decline - PayPal buyer account restricted D27
503 Hard The issuing bank does not participate in the update program D27
701 Hard Under 18 years old D27
625 Hard Hard Decline - PayPal funding sources unavailable. D27
850 Hard Tax Billing only allowed for MCC 9311 D27
361 Hard Authorization no longer available D27
618 Hard Hard Decline - issue with PayPal refund D27
716 Hard Invalid Auth D27
710 Hard Invalid Data - data format error D27
369 Hard Redeposit against invalid transaction type D27
2 Hard Indicates that the submitted content was either improperly formatted XML or non-XML content. D27
877 Hard Invalid Pay Page Registration Id D27
611 Hard Hard Decline - Primary Funding Source Failed D27
505 Hard No match found D27
703 Hard Bill to address is not equal to ship to address D27
620 Hard Hard Decline - PayPal authorization voided or expired D27
325 Hard Transaction not allowed at terminal D27
372 Hard Soft Decline - Auto Recycling In Progress D27
307 Soft Restricted Card D29
308 Soft Restricted Card - Chargeback D29
879 Soft Merchant is not authorized for Pay Page D34
327 Soft Cardholder transaction not permitted D34
627 Soft Hard Decline - PayPal profile does not allow this transaction type. D34
192 Soft Merchant not certified/enabled for IIAS D34
346 Soft Invalid billing descriptor prefix D34
3 Soft Indicates that the submission contains empty or invalid credentials (user and password). D34
347 Soft Invalid billing descriptor D34
46 Closed Account D36
100 Soft Processing Network Unavailable E02
952 Hard The Merchant Profile does not allow the requested operation R95
954 Hard The account cannot accept ACH transactions or site drafts R95
956 Hard Merchant is not authorized to perform eCheck Verification transactions R95
953 Hard The account cannot accept ACH transactions R95
955 Hard Amount greater than limit specified in the Merchant Profile R95
957 Hard First Name and Last Name required for eCheck Verifications R99
950 Hard Decline - Negative Information on File R99
367 Hard Deposit has not been returned for insufficient/non-sufficient funds R99
900 Hard Invalid Bank Routing Number R99
958 Hard Company Name required for corporate account for eCheck Verifications R99
951 Hard Absolute Decline R99
366 Hard Exceed the threshold for sending redeposits R99
368 Hard Invalid check number R99

AVS Responses   
Code Message UniPay Code
33 General error 00
31 AVS system not available 00
32 Address unavailable 40
40 Address failed Litle & Co. edit checks 44
14 Postal code matches, address not verified 44
20 Neither ZIP nor address match 45
10 5-Digit ZIP matches, address does not match 46
11 9-Digit ZIP matches, address does not match 47
12 ZIP does not match, address matches 4D
13 Postal code does not match, address matches 4D
00 5-Digit ZIP and address match 4E
02 Postal code and address match 4F
01 9-Digit ZIP and address match 4F
30 AVS service not supported by issuer 80
34 AVS not performed С0

CSC Responses   
Code Message UniPay Code
M Match M
N Not Match N
P Not Processed P
S Card security code should be on the card. S
U Issuer is not certified for CVV2/CVC2/CID processing U
"" (empty response) Check was not done for an unspecified reason X

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