Home > Codes


EVO Snap*  (real-time) Response Codes:




AVS Response Codes   
Code Message Description
00 AVS Error - Retry, System unavailable or Timed out A system error prevented any verification of street address or postal code.
40 Address not available (Address not verified) The card-issuing bank received the address but did not verify whether it was correct. This typically happens if the processor declines an authorization before the bank evaluates the address.
43 Street address not available (not verified), ZIP matches The card-issuing bank received the street address but did not verify whether it was correct. ZIP code matches.
44 Address failed Address verification has failed.
45 Street address and ZIP don't match Both street address and ZIP code provided do not match the information on file with the cardholder's bank.
46 Street address doesn't match, 5-digit ZIP matches Provided street address does not match the information on file with the cardholder's bank, but 5-digit ZIP code matches.
47 Street address doesn't match, 9-digit ZIP matches Provided street address does not match the information on file with the cardholder's bank, but 9-digit ZIP code matches.
4A Street address or ZIP doesn't match Street address or ZIP code provided does not match the information on file with the cardholder's bank.
4D Street address matches, ZIP does not Provided ZIP code does not match the information on file with the cardholder's bank, but street address matches.
4E Street address and 5-digit ZIP match Both street address and 5-digit ZIP code provided match the information on file with the cardholder's bank.
4F Street address and ZIP match Both street address and ZIP code provided match the information on file with the cardholder's bank.
53 Account holder name incorrect, billing postal code matches Provided account holder name does not match the information on file with the cardholder's bank, but billing postal code matches.
55 Unrecognized response Account holder name, billing address and postal code are all incorrect.
5C Account holder name incorrect, billing address matches Provided account holder name does not match the information on file with the cardholder's bank, but billing address matches.
5F Account holder name incorrect, billing address and postal code match Provided account holder name does not match the information on file with the cardholder's bank, but both billing address and postal code matches.
70 Account holder name matches Provided account holder name matches the information on file with the cardholder's bank.
73 Account holder name and billing postal code match Both account holder name and billing postal code provided match the information on file with the cardholder's bank.
7C Account holder name and billing address match Both account holder name and billing address provided match the information on file with the cardholder's bank.
7F Account holder name, billing address and postal code match All of the information provided match the information on file with the cardholder's bank.
80 AVS service not supported by issuer - Issuer doesn't participate in AVS AVS information was provided but the card-issuing bank does not participate in address verification.
C0 AVS not performed AVS verification has not been performed.

CSC Response Codes   
Code Message Description
M Matches The CSC provided matches the information on file with the cardholder's bank.
N Not matches The CSC provided does not match the information on file with the cardholder's bank.
P Not processed CSC has not been processed.
S Should be present Issuer indicates that CSC data should be present on the card, but the merchant has indicated data is not present on the card.
U Issuer is not certified (1) Unknown issuer; (2) issuer is not certified for CSC; (3) issuer has not provided Visa/MasterCard with the CSC encryption keys.
X Unrecognized reason Error: response is unknown or unrecognized.

Transaction Responses   
Code Type Message UniPay Code
29 Good AP NOT CAPTURED A01
30 Good AP AUTH-ONLY A01
51 Good OK A01
33 Good APPROVED A01
56 Good OK DB XXXX/XXXX A01
9 Good APP WITH ID A01
1 Good Approved A01
7 Good REVERSED A03
0 Soft UNKNOWN D01
6 Soft DECLINE D01
117 Soft FRAUD RTRN CARD D01
14 Hard INVLD EXP DATE D02
116 Soft INSUF FUNDS D03
106 Soft NEGATIVE BAL D03
5 Hard PICK UP D04
38 Hard INVALID CARD D05
31 Hard INV BANK D06
12 Hard INVLD ACCT D06
41 Hard ACCT TYPE INVLD D06
15 Soft PIN INVALID D07
8 Soft DECLINE-CV2 FAI D08
133 Soft RESPONSE RESENT D09
18 Soft AP DUPE D09
115 Hard LOST CARD D10
37 Soft UNAUTH USER D12
16 Soft SERV NOT ALLOWED D12
40 Soft INVALID POS CARD D12
104 Soft CAN NOT ACCEPT D12
50 Soft EXCEEDS MAX USES D15
103 Hard CARD EXPIRED D16
13 Soft PLEASE RETRY D17
11 Soft INVLD AMOUNT D18
49 Soft EXCEEDS MAX AMT D18
17 Soft MAX PIN RETRIES D21
26 Soft NO DUP FOUND D26
23 Hard ITEM VOIDED D27
110 Hard NO AUTH NUMBER D27
102 Hard CARD NOT ACTIVE D27
54 Hard INV BATCH NBR D27
52 Hard INV ACQ REF DATA D27
44 Hard VERIFY XXXXXXXXX D27
36 Hard DB UNAVAIL 04 D27
57 Hard INV REF NO D27
34 Hard DB UNAVAIL 02 D27
105 Hard ALREADY ACTIVE D27
39 Hard ISSUER UNAVAIL D27
118 Hard VOUCHER EXPIRED D27
47 Hard DB UNAVAIL 01 D27
21 Hard INV AMT MATCH D27
108 Hard ALREADY VOIDED D27
60 Hard INV APP CODE D27
10 Hard INVLD REQUEST D27
42 Hard INVALID PREFIX D27
113 Hard INVLD VOUCHER ID D27
134 Hard BATCH IS CLOSED D27
32 Hard TRAN TYPE INVLD D27
24 Hard MUST BALANCE NOW D27
111 Hard INCORRECT DATA D27
55 Hard INV BAL/SETL D27
45 Hard INVALID LIC D27
58 Hard VOID ERROR D27
35 Hard DB UNAVAIL 03 D27
27 Hard INVALID DATA D27
19 Hard NETWORK UNAVAIL D27
48 Hard SCAN UNAVAILABLE D27
119 Hard CARD DEACTIVATED D27
22 Hard INV ITEM NUM D27
109 Hard INVALID AUTH NO D27
101 Hard CARD NOT FOUND D27
43 Hard INVALID FIID D27
114 Hard INVALID EST ID D27
25 Hard USE DUP THEN BAL D27
46 Hard EDC UNAVAILABLE D27
107 Hard CANNOT VOID D27
59 Hard REC NOT FOUND D27
28 Hard NO TRANS FOUND D27
20 Hard INV ACCT MATCH D27
112 Hard SYSTEM ERROR D27
126 Soft REFERRED D30
2 Soft CALL D30
3 Soft CALL D30
4 Soft INVLD MERCH ID D33
132 Soft PIN PAD CONFIG D33
123 Soft INVLD MER STATE D34
131 Soft INACTIV CLI ID D34
129 Soft INACTIV MER ID D34
121 Soft INVLD MER STREET D34
124 Soft INVLD MER ZIP D34
53 Soft INVALID BATCH D34
127 Soft INVALID TERM ID D34
122 Soft INVLD MER CITY D34
135 Soft INVLD MER CFG D34
125 Soft INVLD MCC D34
130 Soft INACTIV DIV ID D34
128 Soft INACTIV TERM ID D34
120 Soft INVLD MER NAME D34

EVO Snap*  (real-time) Response Codes:




AVS Response Codes   
Code Message Description
00 AVS Error - Retry, System unavailable or Timed out A system error prevented any verification of street address or postal code.
40 Address not available (Address not verified) The card-issuing bank received the address but did not verify whether it was correct. This typically happens if the processor declines an authorization before the bank evaluates the address.
43 Street address not available (not verified), ZIP matches The card-issuing bank received the street address but did not verify whether it was correct. ZIP code matches.
44 Address failed Address verification has failed.
45 Street address and ZIP don't match Both street address and ZIP code provided do not match the information on file with the cardholder's bank.
46 Street address doesn't match, 5-digit ZIP matches Provided street address does not match the information on file with the cardholder's bank, but 5-digit ZIP code matches.
47 Street address doesn't match, 9-digit ZIP matches Provided street address does not match the information on file with the cardholder's bank, but 9-digit ZIP code matches.
4A Street address or ZIP doesn't match Street address or ZIP code provided does not match the information on file with the cardholder's bank.
4D Street address matches, ZIP does not Provided ZIP code does not match the information on file with the cardholder's bank, but street address matches.
4E Street address and 5-digit ZIP match Both street address and 5-digit ZIP code provided match the information on file with the cardholder's bank.
4F Street address and ZIP match Both street address and ZIP code provided match the information on file with the cardholder's bank.
53 Account holder name incorrect, billing postal code matches Provided account holder name does not match the information on file with the cardholder's bank, but billing postal code matches.
55 Unrecognized response Account holder name, billing address and postal code are all incorrect.
5C Account holder name incorrect, billing address matches Provided account holder name does not match the information on file with the cardholder's bank, but billing address matches.
5F Account holder name incorrect, billing address and postal code match Provided account holder name does not match the information on file with the cardholder's bank, but both billing address and postal code matches.
70 Account holder name matches Provided account holder name matches the information on file with the cardholder's bank.
73 Account holder name and billing postal code match Both account holder name and billing postal code provided match the information on file with the cardholder's bank.
7C Account holder name and billing address match Both account holder name and billing address provided match the information on file with the cardholder's bank.
7F Account holder name, billing address and postal code match All of the information provided match the information on file with the cardholder's bank.
80 AVS service not supported by issuer - Issuer doesn't participate in AVS AVS information was provided but the card-issuing bank does not participate in address verification.
C0 AVS not performed AVS verification has not been performed.

CSC Response Codes   
Code Message Description
M Matches The CSC provided matches the information on file with the cardholder's bank.
N Not matches The CSC provided does not match the information on file with the cardholder's bank.
P Not processed CSC has not been processed.
S Should be present Issuer indicates that CSC data should be present on the card, but the merchant has indicated data is not present on the card.
U Issuer is not certified (1) Unknown issuer; (2) issuer is not certified for CSC; (3) issuer has not provided Visa/MasterCard with the CSC encryption keys.
X Unrecognized reason Error: response is unknown or unrecognized.

Transaction Responses   
Code Type Message UniPay Code
29 Good AP NOT CAPTURED A01
30 Good AP AUTH-ONLY A01
51 Good OK A01
33 Good APPROVED A01
56 Good OK DB XXXX/XXXX A01
9 Good APP WITH ID A01
1 Good Approved A01
7 Good REVERSED A03
0 Soft UNKNOWN D01
6 Soft DECLINE D01
117 Soft FRAUD RTRN CARD D01
14 Hard INVLD EXP DATE D02
116 Soft INSUF FUNDS D03
106 Soft NEGATIVE BAL D03
5 Hard PICK UP D04
38 Hard INVALID CARD D05
31 Hard INV BANK D06
12 Hard INVLD ACCT D06
41 Hard ACCT TYPE INVLD D06
15 Soft PIN INVALID D07
8 Soft DECLINE-CV2 FAI D08
133 Soft RESPONSE RESENT D09
18 Soft AP DUPE D09
115 Hard LOST CARD D10
37 Soft UNAUTH USER D12
16 Soft SERV NOT ALLOWED D12
40 Soft INVALID POS CARD D12
104 Soft CAN NOT ACCEPT D12
50 Soft EXCEEDS MAX USES D15
103 Hard CARD EXPIRED D16
13 Soft PLEASE RETRY D17
11 Soft INVLD AMOUNT D18
49 Soft EXCEEDS MAX AMT D18
17 Soft MAX PIN RETRIES D21
26 Soft NO DUP FOUND D26
23 Hard ITEM VOIDED D27
110 Hard NO AUTH NUMBER D27
102 Hard CARD NOT ACTIVE D27
54 Hard INV BATCH NBR D27
52 Hard INV ACQ REF DATA D27
44 Hard VERIFY XXXXXXXXX D27
36 Hard DB UNAVAIL 04 D27
57 Hard INV REF NO D27
34 Hard DB UNAVAIL 02 D27
105 Hard ALREADY ACTIVE D27
39 Hard ISSUER UNAVAIL D27
118 Hard VOUCHER EXPIRED D27
47 Hard DB UNAVAIL 01 D27
21 Hard INV AMT MATCH D27
108 Hard ALREADY VOIDED D27
60 Hard INV APP CODE D27
10 Hard INVLD REQUEST D27
42 Hard INVALID PREFIX D27
113 Hard INVLD VOUCHER ID D27
134 Hard BATCH IS CLOSED D27
32 Hard TRAN TYPE INVLD D27
24 Hard MUST BALANCE NOW D27
111 Hard INCORRECT DATA D27
55 Hard INV BAL/SETL D27
45 Hard INVALID LIC D27
58 Hard VOID ERROR D27
35 Hard DB UNAVAIL 03 D27
27 Hard INVALID DATA D27
19 Hard NETWORK UNAVAIL D27
48 Hard SCAN UNAVAILABLE D27
119 Hard CARD DEACTIVATED D27
22 Hard INV ITEM NUM D27
109 Hard INVALID AUTH NO D27
101 Hard CARD NOT FOUND D27
43 Hard INVALID FIID D27
114 Hard INVALID EST ID D27
25 Hard USE DUP THEN BAL D27
46 Hard EDC UNAVAILABLE D27
107 Hard CANNOT VOID D27
59 Hard REC NOT FOUND D27
28 Hard NO TRANS FOUND D27
20 Hard INV ACCT MATCH D27
112 Hard SYSTEM ERROR D27
126 Soft REFERRED D30
2 Soft CALL D30
3 Soft CALL D30
4 Soft INVLD MERCH ID D33
132 Soft PIN PAD CONFIG D33
123 Soft INVLD MER STATE D34
131 Soft INACTIV CLI ID D34
129 Soft INACTIV MER ID D34
121 Soft INVLD MER STREET D34
124 Soft INVLD MER ZIP D34
53 Soft INVALID BATCH D34
127 Soft INVALID TERM ID D34
122 Soft INVLD MER CITY D34
135 Soft INVLD MER CFG D34
125 Soft INVLD MCC D34
130 Soft INACTIV DIV ID D34
128 Soft INACTIV TERM ID D34
120 Soft INVLD MER NAME D34