| 00 | 
                                                                        AVS Error - Retry, System unavailable or Timed out | 
                                                                        A system error prevented any verification of street address or postal code. | 
                                                                    
                                                                                                                                        
                                                                        | 40 | 
                                                                        Address not available (Address not verified) | 
                                                                        The card-issuing bank received the address but did not verify whether it was correct. This typically happens if the processor declines an authorization before the bank evaluates the address. | 
                                                                    
                                                                                                                                        
                                                                        | 43 | 
                                                                        Street address not available (not verified), ZIP matches | 
                                                                        The card-issuing bank received the street address but did not verify whether it was correct. ZIP code matches. | 
                                                                    
                                                                                                                                        
                                                                        | 44 | 
                                                                        Address failed | 
                                                                        Address verification has failed. | 
                                                                    
                                                                                                                                        
                                                                        | 45 | 
                                                                        Street address and ZIP don't match | 
                                                                        Both street address and ZIP code provided do not match the information on file with the cardholder's bank. | 
                                                                    
                                                                                                                                        
                                                                        | 46 | 
                                                                        Street address doesn't match, 5-digit ZIP matches | 
                                                                        Provided street address does not match the information on file with the cardholder's bank, but 5-digit ZIP code matches. | 
                                                                    
                                                                                                                                        
                                                                        | 47 | 
                                                                        Street address doesn't match, 9-digit ZIP matches | 
                                                                        Provided street address does not match the information on file with the cardholder's bank, but 9-digit ZIP code matches. | 
                                                                    
                                                                                                                                        
                                                                        | 4A | 
                                                                        Street address or ZIP doesn't match | 
                                                                        Street address or ZIP code provided does not match the information on file with the cardholder's bank. | 
                                                                    
                                                                                                                                        
                                                                        | 4D | 
                                                                        Street address matches, ZIP does not | 
                                                                        Provided ZIP code does not match the information on file with the cardholder's bank, but street address matches. | 
                                                                    
                                                                                                                                        
                                                                        | 4E | 
                                                                        Street address and 5-digit ZIP match | 
                                                                        Both street address and 5-digit ZIP code provided match the information on file with the cardholder's bank. | 
                                                                    
                                                                                                                                        
                                                                        | 4F | 
                                                                        Street address and ZIP match | 
                                                                        Both street address and ZIP code provided match the information on file with the cardholder's bank. | 
                                                                    
                                                                                                                                        
                                                                        | 53 | 
                                                                        Account holder name incorrect, billing postal code matches | 
                                                                        Provided account holder name does not match the information on file with the cardholder's bank, but billing postal code matches. | 
                                                                    
                                                                                                                                        
                                                                        | 55 | 
                                                                        Unrecognized response | 
                                                                        Account holder name, billing address and postal code are all incorrect. | 
                                                                    
                                                                                                                                        
                                                                        | 5C | 
                                                                        Account holder name incorrect, billing address matches | 
                                                                        Provided account holder name does not match the information on file with the cardholder's bank, but billing address matches. | 
                                                                    
                                                                                                                                        
                                                                        | 5F | 
                                                                        Account holder name incorrect, billing address and postal code match | 
                                                                        Provided account holder name does not match the information on file with the cardholder's bank, but both billing address and postal code matches. | 
                                                                    
                                                                                                                                        
                                                                        | 70 | 
                                                                        Account holder name matches | 
                                                                        Provided account holder name matches the information on file with the cardholder's bank. | 
                                                                    
                                                                                                                                        
                                                                        | 73 | 
                                                                        Account holder name and billing postal code match | 
                                                                        Both account holder name and billing postal code provided match the information on file with the cardholder's bank. | 
                                                                    
                                                                                                                                        
                                                                        | 7C | 
                                                                        Account holder name and billing address match | 
                                                                        Both account holder name and billing address provided match the information on file with the cardholder's bank. | 
                                                                    
                                                                                                                                        
                                                                        | 7F | 
                                                                        Account holder name, billing address and postal code match | 
                                                                        All of the information provided match the information on file with the cardholder's bank. | 
                                                                    
                                                                                                                                        
                                                                        | 80 | 
                                                                        AVS service not supported by issuer - Issuer doesn't participate in AVS | 
                                                                        AVS information was provided but the card-issuing bank does not participate in address verification.  | 
                                                                    
                                                                                                                                        
                                                                        | C0 | 
                                                                        AVS not performed | 
                                                                        AVS verification has not been performed. |