ProPay (real-time) Response Codes:

Transaction Responses
CSC Responses

AVS Responses

AVS Responses

Code	Message	UniPay Code
I	Address not verified	40
E	AVS Data is invalid, AVS is not allowed for this card type	40
0	No data provided to perform AVS check	40
C	Street address and postal code do not match	45
W	Street Address does not match, 9 digit postal code does	47
A	Street address matches 5-digit and 9-digit postal code do not match	4D
B	Address Match, postal code not verified	4D
Y	Street Address and 5 digit postal code match	4E
X	Street Address and 9 digit postal code match	4F
F	Name does not match, postal code matches	53
J	Name does not match, full AVS does not match	55
T	Name does not match, Street Address Match	5C
H	Name does not match, full AVS matches	5F
K	Name matches, full AVS does not match	70
L	Name matches, postal code matches	73
O	Name match, Address Match, Postal Code no match	7C
Q	Exact match	7F
V	Exact Match	7F
G	Non-U.S. issuing bank does not support AVS	80

CSC Responses

Code	Message	UniPay Code
M	CVV2 Match	M
N	CVV2 No Match	N
P	Not processed	P
S	Merchant has indicated that CVV2 is not present on card	S
U	Issuer is not certified and/or has provided Visa encryption keys	U

Transaction Responses

Code	Message	UniPay Code
63	Insufficient funds in account	R10
131	Capture amount exceeds allowed amount	R19
44	Invalid amount	R19
132	Account setup does not allow capture for amount greater than authorization	R19
93	Batch Transaction amount error	R19
101	Refund Exceeds Original Transaction	R19
70	Duplicate external ID	R24
92	Duplicate Batch Transaction	R24
100	Transaction Already Refunded	R24
90	Transaction already refunded	R24
69	"Duplicate invoice number (The same card was charged for the same amount with the same invoice number (including blank invoices) in a 1 minute period. Details about the original transaction are included whenever a 69 response is returned. These details	R24
91	Duplicate Batch ID	R24
64	Over credit card use limit	R34
62	Amount exceeds monthly volume limit	R34
107	Invalid Account Name (ACH account)	R45
78	Invalid Authentication	R95
67	Unauthorized service requested	R95
59	Invalid Credential or IP address not allowed	R95
81	AccountExpired	R95
108	Invalid x509 certificate	R95
20	Invalid username	R95
79	Generic account status error	R95
66	Denied a ProPay account (Developer should display a descriptive message that guides a new user to fill out ProPay exceptions form and submit it.)	R95
80	Invalid Password	R95
170	Invalid Document	R96
151	Amex Enhanced Account Not Configured	R99
73	Invalid Destination Account	R99
128	Requires Additional Validation	R99
120	Incomplete business address	R99
33	Invalid mailAddr	R99
161	Invalid card for fast fund	R99
25	Invalid firstName	R99
141	Inactive or blocked MCC Code	R99
133	Threat Metrix risk denied (no responseCode is returned)	R99
54	A ProPay account with this social security number already exists	R99
46	Invalid rtNum	R99
174	Invalid IP Address	R99
166	Service unavailable	R99
94	Unavailable Tier	R99
110	Required field is missing (This is returned only for edit ProPay account. See response tag for field name.)	R99
86	InvalidExternalID	R99
102	Invalid Payer Name	R99
149	Invalid DoingBusinessAs	R99
123	Invalid key serial number	R99
115	Business (legal) state is invalid	R99
36	Invalid mailState	R99
22	Invalid Currency Code	R99
28	Invalid billAddr	R99
156	Invalid Significant Owner SSN	R99
154	Invalid Significant Owner Percentage	R99
76	Not Premium (used only for push/pull transactions)	R99
105	Direct deposit account not specified	R99
97	Account created in documentary status, but still must be validated	R99
144	Gross settle: invalid billing information	R99
136	External Payment Method Not Provided	R99
57	Cannot settle transaction because it already expired	R99
49	Invalid expDate	R99
41	Invalid dob	R99
169	Invalid Document Type	R99
113	One of the business legal address fields is invalid	R99
89	Invalid track 2	R99
126	Currency code not allowed for this transaction	R99
118	Mailing address invalid	R99
39	Invalid evenPhone	R99
31	Invalid state	R99
159	Invalid Beneficial Owner Count	R99
23	Invalid accountType	R99
71	Account previously set up, but problem affiliating it with partner	R99
172	Invalid card holder name	R99
164	Flash fund not enabled	R99
84	InvalidBeginDate	R99
147	Gross settle: Tier does not support gross settlement	R99
139	External Payment Provider not valid	R99
52	Invalid splitNum	R99
26	Invalid mInitial	R99
152	BadRequest	R99
74	Account or Trans Error	R99
65	Miscellaneous error	R99
129	Multicurrency processing is not allowed for the account	R99
121	Amount Encumbered by enhanced Spendback	R99
34	Invalid mailApt	R99
142	R99", "Invalid MCC Code (non-numeric or not in our database)	R99
134	Threat Metrix Invalid SessionId	R99
55	The email address provided does not correspond to a ProPay account	R99
47	Invalid accntNum	R99
175	Invalid subnet mask	R99
167	Account not registered	R99
95	Invalid Country Code	R99
111	Invalid EIN	R99
87	DuplicateUserID	R99
103	Transaction does not meet date criteria	R99
124	Invalid encrypted track data	R99
116	Business (legal) zip is invalid	R99
37	Invalid mailZip	R99
29	Invalid aptNum	R99
157	Invalid Notification Email	R99
155	Invalid Significant Owner Date Of Birth	R99
77	Empty results	R99
68	Account not affiliated	R99
60	Credit card authorization timed out	R99
162	Transaction declined	R99
106	Invalid SEC code	R99
82	InvalidUserID	R99
98	Account created in documentary status, but still must be validated and paid for	R99
145	Gross settle: no billing information was included with the payment info	R99
137	External Payment Provider not provided	R99
58	Credit card declined (the responseCode element will provide info on the decline reason	R99
50	Invalid cvv2	R99
42	Invalid recEmail	R99
150	Invalid Service Setting	R99
72	The ProPay Account has already been upgraded to a Premium Account	R99
127	Currency code not permitted for this account	R99
119	Business (legal) address is invalid	R99
40	Invalid ssn	R99
32	Invalid billZip	R99
160	Invalid card holder billing name	R99
24	Invalid sourceEmail	R99
53	A ProPay account with this e-mail address already exists or User has no AccountNumber	R99
45	Invalid invNum	R99
173	Invalid Referrer URL	R99
165	Missing required flash fund data	R99
109	Invalid value for require CC refund	R99
85	InvalidEndDate	R99
148	ExternalPaymentMethodIdentifier Invalid	R99
140	External Payment Method Provided	R99
114	Business (legal) city is invalid	R99
35	Invalid mailCity	R99
21	Invalid transType	R99
27	Invalid lastName	R99
153	InvalidPaymentType	R99
75	Money already pulled	R99
130	Multicurrency processing is not supported for this bank processor	R99
122	Invalid encrypting device type	R99
96	Invalid PIN	R99
143	Gross settle: invalid credit card information	R99
135	Threat Metrix Invalid Account configuration	R99
56	RecipientвЂ™s e-mail address shouldnвЂ™t have a ProPay account and does	R99
48	Invalid ccNum "	R99
185	Missing Required Signup Data	R99
168	Invalid Document Name	R99
112	Invalid business legal name (DBA)	R99
88	Invalid track 1	R99
104	Transaction could not be refunded due to current transaction state	R99
125	You may not transfer money between these two accounts. Sponsor bank transfer disallowed	R99
117	Business (legal) country is invalid	R99
38	Invalid dayPhone	R99
30	Invalid city	R99
158	Invalid Beneficial Owner Data	R99
61	Credit card authorization timed out	R99
171	Invalid Transaction Reference Number	R99
163	Invalid card type	R99
83	BatchTransCountError	R99
99	Account created successfully, but still must be paid for	R99
146	Gross settle: error setting up billing information	R99
138	External Payment Identifier not provided	R99
51	Invalid transNum or unavailable to act on transNum due to funding	R99
43	Invalid knownAccount	R99
0	Success	A01
99	Generic decline or unable to parse issuer response code.	D01
8	Honor with ID only	D01
62	Issuer does not allow this card to be charged for your business.	D01
1	Transaction blocked by issuer	D01
5	Problem with the account	D01
95	Misc. Error Transaction failure	D01
61	Exceeds issuer withdrawal limit	D01
49	Invalid expDate	D02
80	Invalid Date	D02
51	Insufficient funds	D03
63	Insufficient funds in account	D03
4	Pick up Card and deny transaction	D04
48	Invalid ccNum	D05
88	Invalid track 1	D05
124	Invalid encrypted track data	D05
89	Invalid track 2	D05
14	Invalid card number	D05
15	No such issuer. Could not route transaction	D05
78	Account not recognized	D06
76	Unable to locate account	D06
52	No such account	D06
83	Cannot verify the PIN	D07
96	Invalid PIN	D07
55	Incorrect PIN	D07
50	Invalid cvv2	D08
82	Invalid CVV2	D08
100	Transaction Already Refunded	D09
91	Duplicate Batch ID	D09
92	Duplicate Batch Transaction	D09
90	Transaction already refunded	D09
69	Duplicate invoice number. The same card was charged for the same amount with the same invoice number (including blank invoices) in a 1 minute period.	D09
41	Lost card	D10
43	Stolen card	D11
57	Bank does not allow this type of purchase	D12
166	Service unavailable	D12
58	Credit card network does not allow this type of purchase for your merchant account.	D12
85	Service not supported for this card	D12
6	Customer requested stop to recurring payment	D13
7	Customer requested stop to all recurring payments	D13
64	Over credit card use limit	D15
62	Amount exceeds monthly volume limit	D15
17	Over limit	D15
65	Activity limit exceeded	D15
61	Amount exceeds single transaction limit	D15
54	Expired card	D16
19	Re-enter transaction or the merchant account may be boarded incorrectly	D17
13	Amount Error	D18
132	Account setup does not allow capture for amount greater than authorization	D18
101	Refund Exceeds Original Transaction	D18
44	Invalid amount	D18
93	Batch Transaction amount error	D18
131	Capture amount exceeds allowed amount	D18
75	PIN tries exceeded	D21
16	Refund error	D22
40	Invalid ssn	D27
56	Recipient’s e-mail address shouldn’t have a ProPay account and does	D27
29	Invalid aptNum	D27
160	Invalid card holder billing name	D27
152	BadRequest	D27
72	The ProPay Account has already been upgraded to a Premium Account	D27
121	Amount Encumbered by enhanced Spendback	D27
113	One of the business legal address fields is invalid	D27
140	External Payment Method Provided	D27
134	Threat Metrix Invalid SessionId	D27
171	Invalid Transaction Reference Number	D27
163	Invalid card type	D27
155	Invalid Significant Owner Date Of Birth	D27
147	Gross settle: Tier does not support gross settlement	D27
51	Invalid transNum or unavailable to act on transNum due to funding	D27
103	Transaction does not meet date criteria	D27
43	Invalid knownAccount	D27
35	Invalid mailCity	D27
32	Invalid billZip	D27
23	Invalid accountType	D27
116	Business (legal) zip is invalid	D27
145	Gross settle: no billing information was included with the payment info	D27
138	External Payment Identifier not provided	D27
129	Multicurrency processing is not allowed for the account	D27
174	Invalid IP Address	D27
83	BatchTransCountError	D27
75	Money already pulled	D27
38	Invalid dayPhone	D27
54	A ProPay account with this social security number already exists	D27
27	Invalid lastName	D27
98	Failure HV	D27
158	Invalid Beneficial Owner Data	D27
150	Invalid Service Setting	D27
106	Invalid SEC code	D27
46	Invalid rtNum	D27
94	Unavailable Tier	D27
127	Currency code not permitted for this account	D27
119	Business (legal) address is invalid	D27
111	Invalid EIN	D27
142	Invalid MCC Code (non-numeric or not in our database)	D27
86	InvalidExternalID	D27
169	Invalid Document Type	D27
109	Invalid value for require CC refund	D27
41	Invalid dob	D27
65	Miscellaneous error	D27
57	Cannot settle transaction because it already expired	D27
30	Invalid city	D27
21	Invalid transType	D27
161	Invalid card for fast fund	D27
153	InvalidPaymentType	D27
172	Invalid card holder name	D27
9	Unpaid items on customer account	D27
73	Invalid Destination Account	D27
122	Invalid encrypting device type	D27
114	Business (legal) city is invalid	D27
143	Gross settle: invalid credit card information	D27
135	Threat Metrix Invalid Account configuration	D27
25	Invalid terminal	D27
24	Invalid sourceEmail	D27
164	Flash fund not enabled	D27
156	Invalid Significant Owner SSN	D27
148	ExternalPaymentMethodIdentifier Invalid	D27
52	Invalid splitNum	D27
104	Transaction could not be refunded due to current transaction state.	D27
68	Account not affiliated	D27
63	Security Violation	D27
36	Invalid mailState	D27
60	Credit card authorization timed out	D27
33	Invalid mailAddr	D27
117	Business (legal) country is invalid	D27
146	Gross settle: error setting up billing information	D27
139	External Payment Provider not valid	D27
130	Multicurrency processing is not supported for this bank processor	D27
175	Invalid subnet mask	D27
84	InvalidBeginDate	D27
167	Account not registered	D27
76	Not Premium (used only for push/pull transactions)	D27
125	You may not transfer money between these two accounts. Sponsor bank transfer disallowed.	D27
47	Invalid accntNum	D27
95	Invalid Country Code	D27
39	Invalid evenPhone	D27
55	The email address provided does not correspond to a ProPay account.	D27
28	Invalid billAddr	D27
99	Unable to parse issuer response code. Generic decline	D27
159	Invalid Beneficial Owner Count	D27
151	Amex Enhanced Account Not Configured	D27
107	Invalid Account Name (ACH account)	D27
128	Requires Additional Validation	D27
120	Incomplete business address	D27
112	Invalid business legal name (DBA)	D27
136	External Payment Method Not Provided	D27
133	Threat Metrix risk denied (no responseCode is returned)	D27
87	DuplicateUserID	D27
170	Invalid Document	D27
79	Generic account status error	D27
71	Account previously set up, but problem affiliating it with partner	D27
154	Invalid Significant Owner Percentage	D27
110	Required field is missing (This is returned only for edit ProPay account. See response tag for field name.)	D27
102	Invalid Payer Name	D27
42	Invalid recEmail	D27
58	Credit card declined (the responseCode element will provide info on the decline reason)	D27
31	Invalid state	D27
22	Invalid Currency Code	D27
162	Transaction declined	D27
137	External Payment Provider not provided	D27
173	Invalid Referrer URL	D27
12	Invalid transaction	D27
82	Invalid User ID	D27
165	Missing required flash fund data	D27
74	Account or Trans Error	D27
123	Invalid key serial number	D27
115	Business (legal) state is invalid	D27
144	Gross settle: invalid billing information	D27
53	A ProPay account with this e-mail address already exists or User has no AccountNumber	D27
34	Invalid mailApt	D27
26	Invalid mInitial	D27
97	Approved for a lesser amount. ProPay will not settle and consider this a decline.	D27
157	Invalid Notification Email	D27
149	Invalid DoingBusinessAs	D27
105	Direct deposit account not specified	D27
45	Invalid invNum	D27
37	Invalid mailZip	D27
126	Currency code not allowed for this transaction	D27
118	Mailing address invalid	D27
141	Inactive or blocked MCC Code	D27
185	Missing Required Signup Data	D27
85	InvalidEndDate	D27
168	Invalid Document Name	D27
77	Empty results	D27
93	Cannot complete transaction. Customer should call 800 number.	D30
108	Invalid x509 certificate	D34
20	Invalid username	D34
80	Invalid Password	D34
67	Unauthorized service requested	D34
59	Invalid Credential or IP address not allowed	D34
78	Invalid Authentication	D34
81	Account Expired	D34
66	Denied a ProPay account (Developer should display a descriptive message that guides a new user to fill out ProPay exceptions form and submit it.)	D34
5	Problem with the account	D34

Groups

Provider Codes: Hide

ProPay (real-time) Response Codes:

Transaction Responses
CSC Responses

AVS Responses

AVS Responses

Code	Message	UniPay Code
I	Address not verified	40
E	AVS Data is invalid, AVS is not allowed for this card type	40
0	No data provided to perform AVS check	40
C	Street address and postal code do not match	45
W	Street Address does not match, 9 digit postal code does	47
A	Street address matches 5-digit and 9-digit postal code do not match	4D
B	Address Match, postal code not verified	4D
Y	Street Address and 5 digit postal code match	4E
X	Street Address and 9 digit postal code match	4F
F	Name does not match, postal code matches	53
J	Name does not match, full AVS does not match	55
T	Name does not match, Street Address Match	5C
H	Name does not match, full AVS matches	5F
K	Name matches, full AVS does not match	70
L	Name matches, postal code matches	73
O	Name match, Address Match, Postal Code no match	7C
Q	Exact match	7F
V	Exact Match	7F
G	Non-U.S. issuing bank does not support AVS	80

CSC Responses

Code	Message	UniPay Code
M	CVV2 Match	M
N	CVV2 No Match	N
P	Not processed	P
S	Merchant has indicated that CVV2 is not present on card	S
U	Issuer is not certified and/or has provided Visa encryption keys	U

Transaction Responses

Code	Message	UniPay Code
63	Insufficient funds in account	R10
131	Capture amount exceeds allowed amount	R19
44	Invalid amount	R19
132	Account setup does not allow capture for amount greater than authorization	R19
93	Batch Transaction amount error	R19
101	Refund Exceeds Original Transaction	R19
70	Duplicate external ID	R24
92	Duplicate Batch Transaction	R24
100	Transaction Already Refunded	R24
90	Transaction already refunded	R24
69	"Duplicate invoice number (The same card was charged for the same amount with the same invoice number (including blank invoices) in a 1 minute period. Details about the original transaction are included whenever a 69 response is returned. These details	R24
91	Duplicate Batch ID	R24
64	Over credit card use limit	R34
62	Amount exceeds monthly volume limit	R34
107	Invalid Account Name (ACH account)	R45
78	Invalid Authentication	R95
67	Unauthorized service requested	R95
59	Invalid Credential or IP address not allowed	R95
81	AccountExpired	R95
108	Invalid x509 certificate	R95
20	Invalid username	R95
79	Generic account status error	R95
66	Denied a ProPay account (Developer should display a descriptive message that guides a new user to fill out ProPay exceptions form and submit it.)	R95
80	Invalid Password	R95
170	Invalid Document	R96
151	Amex Enhanced Account Not Configured	R99
73	Invalid Destination Account	R99
128	Requires Additional Validation	R99
120	Incomplete business address	R99
33	Invalid mailAddr	R99
161	Invalid card for fast fund	R99
25	Invalid firstName	R99
141	Inactive or blocked MCC Code	R99
133	Threat Metrix risk denied (no responseCode is returned)	R99
54	A ProPay account with this social security number already exists	R99
46	Invalid rtNum	R99
174	Invalid IP Address	R99
166	Service unavailable	R99
94	Unavailable Tier	R99
110	Required field is missing (This is returned only for edit ProPay account. See response tag for field name.)	R99
86	InvalidExternalID	R99
102	Invalid Payer Name	R99
149	Invalid DoingBusinessAs	R99
123	Invalid key serial number	R99
115	Business (legal) state is invalid	R99
36	Invalid mailState	R99
22	Invalid Currency Code	R99
28	Invalid billAddr	R99
156	Invalid Significant Owner SSN	R99
154	Invalid Significant Owner Percentage	R99
76	Not Premium (used only for push/pull transactions)	R99
105	Direct deposit account not specified	R99
97	Account created in documentary status, but still must be validated	R99
144	Gross settle: invalid billing information	R99
136	External Payment Method Not Provided	R99
57	Cannot settle transaction because it already expired	R99
49	Invalid expDate	R99
41	Invalid dob	R99
169	Invalid Document Type	R99
113	One of the business legal address fields is invalid	R99
89	Invalid track 2	R99
126	Currency code not allowed for this transaction	R99
118	Mailing address invalid	R99
39	Invalid evenPhone	R99
31	Invalid state	R99
159	Invalid Beneficial Owner Count	R99
23	Invalid accountType	R99
71	Account previously set up, but problem affiliating it with partner	R99
172	Invalid card holder name	R99
164	Flash fund not enabled	R99
84	InvalidBeginDate	R99
147	Gross settle: Tier does not support gross settlement	R99
139	External Payment Provider not valid	R99
52	Invalid splitNum	R99
26	Invalid mInitial	R99
152	BadRequest	R99
74	Account or Trans Error	R99
65	Miscellaneous error	R99
129	Multicurrency processing is not allowed for the account	R99
121	Amount Encumbered by enhanced Spendback	R99
34	Invalid mailApt	R99
142	R99", "Invalid MCC Code (non-numeric or not in our database)	R99
134	Threat Metrix Invalid SessionId	R99
55	The email address provided does not correspond to a ProPay account	R99
47	Invalid accntNum	R99
175	Invalid subnet mask	R99
167	Account not registered	R99
95	Invalid Country Code	R99
111	Invalid EIN	R99
87	DuplicateUserID	R99
103	Transaction does not meet date criteria	R99
124	Invalid encrypted track data	R99
116	Business (legal) zip is invalid	R99
37	Invalid mailZip	R99
29	Invalid aptNum	R99
157	Invalid Notification Email	R99
155	Invalid Significant Owner Date Of Birth	R99
77	Empty results	R99
68	Account not affiliated	R99
60	Credit card authorization timed out	R99
162	Transaction declined	R99
106	Invalid SEC code	R99
82	InvalidUserID	R99
98	Account created in documentary status, but still must be validated and paid for	R99
145	Gross settle: no billing information was included with the payment info	R99
137	External Payment Provider not provided	R99
58	Credit card declined (the responseCode element will provide info on the decline reason	R99
50	Invalid cvv2	R99
42	Invalid recEmail	R99
150	Invalid Service Setting	R99
72	The ProPay Account has already been upgraded to a Premium Account	R99
127	Currency code not permitted for this account	R99
119	Business (legal) address is invalid	R99
40	Invalid ssn	R99
32	Invalid billZip	R99
160	Invalid card holder billing name	R99
24	Invalid sourceEmail	R99
53	A ProPay account with this e-mail address already exists or User has no AccountNumber	R99
45	Invalid invNum	R99
173	Invalid Referrer URL	R99
165	Missing required flash fund data	R99
109	Invalid value for require CC refund	R99
85	InvalidEndDate	R99
148	ExternalPaymentMethodIdentifier Invalid	R99
140	External Payment Method Provided	R99
114	Business (legal) city is invalid	R99
35	Invalid mailCity	R99
21	Invalid transType	R99
27	Invalid lastName	R99
153	InvalidPaymentType	R99
75	Money already pulled	R99
130	Multicurrency processing is not supported for this bank processor	R99
122	Invalid encrypting device type	R99
96	Invalid PIN	R99
143	Gross settle: invalid credit card information	R99
135	Threat Metrix Invalid Account configuration	R99
56	RecipientвЂ™s e-mail address shouldnвЂ™t have a ProPay account and does	R99
48	Invalid ccNum "	R99
185	Missing Required Signup Data	R99
168	Invalid Document Name	R99
112	Invalid business legal name (DBA)	R99
88	Invalid track 1	R99
104	Transaction could not be refunded due to current transaction state	R99
125	You may not transfer money between these two accounts. Sponsor bank transfer disallowed	R99
117	Business (legal) country is invalid	R99
38	Invalid dayPhone	R99
30	Invalid city	R99
158	Invalid Beneficial Owner Data	R99
61	Credit card authorization timed out	R99
171	Invalid Transaction Reference Number	R99
163	Invalid card type	R99
83	BatchTransCountError	R99
99	Account created successfully, but still must be paid for	R99
146	Gross settle: error setting up billing information	R99
138	External Payment Identifier not provided	R99
51	Invalid transNum or unavailable to act on transNum due to funding	R99
43	Invalid knownAccount	R99
0	Success	A01
99	Generic decline or unable to parse issuer response code.	D01
8	Honor with ID only	D01
62	Issuer does not allow this card to be charged for your business.	D01
1	Transaction blocked by issuer	D01
5	Problem with the account	D01
95	Misc. Error Transaction failure	D01
61	Exceeds issuer withdrawal limit	D01
49	Invalid expDate	D02
80	Invalid Date	D02
51	Insufficient funds	D03
63	Insufficient funds in account	D03
4	Pick up Card and deny transaction	D04
48	Invalid ccNum	D05
88	Invalid track 1	D05
124	Invalid encrypted track data	D05
89	Invalid track 2	D05
14	Invalid card number	D05
15	No such issuer. Could not route transaction	D05
78	Account not recognized	D06
76	Unable to locate account	D06
52	No such account	D06
83	Cannot verify the PIN	D07
96	Invalid PIN	D07
55	Incorrect PIN	D07
50	Invalid cvv2	D08
82	Invalid CVV2	D08
100	Transaction Already Refunded	D09
91	Duplicate Batch ID	D09
92	Duplicate Batch Transaction	D09
90	Transaction already refunded	D09
69	Duplicate invoice number. The same card was charged for the same amount with the same invoice number (including blank invoices) in a 1 minute period.	D09
41	Lost card	D10
43	Stolen card	D11
57	Bank does not allow this type of purchase	D12
166	Service unavailable	D12
58	Credit card network does not allow this type of purchase for your merchant account.	D12
85	Service not supported for this card	D12
6	Customer requested stop to recurring payment	D13
7	Customer requested stop to all recurring payments	D13
64	Over credit card use limit	D15
62	Amount exceeds monthly volume limit	D15
17	Over limit	D15
65	Activity limit exceeded	D15
61	Amount exceeds single transaction limit	D15
54	Expired card	D16
19	Re-enter transaction or the merchant account may be boarded incorrectly	D17
13	Amount Error	D18
132	Account setup does not allow capture for amount greater than authorization	D18
101	Refund Exceeds Original Transaction	D18
44	Invalid amount	D18
93	Batch Transaction amount error	D18
131	Capture amount exceeds allowed amount	D18
75	PIN tries exceeded	D21
16	Refund error	D22
40	Invalid ssn	D27
56	Recipient’s e-mail address shouldn’t have a ProPay account and does	D27
29	Invalid aptNum	D27
160	Invalid card holder billing name	D27
152	BadRequest	D27
72	The ProPay Account has already been upgraded to a Premium Account	D27
121	Amount Encumbered by enhanced Spendback	D27
113	One of the business legal address fields is invalid	D27
140	External Payment Method Provided	D27
134	Threat Metrix Invalid SessionId	D27
171	Invalid Transaction Reference Number	D27
163	Invalid card type	D27
155	Invalid Significant Owner Date Of Birth	D27
147	Gross settle: Tier does not support gross settlement	D27
51	Invalid transNum or unavailable to act on transNum due to funding	D27
103	Transaction does not meet date criteria	D27
43	Invalid knownAccount	D27
35	Invalid mailCity	D27
32	Invalid billZip	D27
23	Invalid accountType	D27
116	Business (legal) zip is invalid	D27
145	Gross settle: no billing information was included with the payment info	D27
138	External Payment Identifier not provided	D27
129	Multicurrency processing is not allowed for the account	D27
174	Invalid IP Address	D27
83	BatchTransCountError	D27
75	Money already pulled	D27
38	Invalid dayPhone	D27
54	A ProPay account with this social security number already exists	D27
27	Invalid lastName	D27
98	Failure HV	D27
158	Invalid Beneficial Owner Data	D27
150	Invalid Service Setting	D27
106	Invalid SEC code	D27
46	Invalid rtNum	D27
94	Unavailable Tier	D27
127	Currency code not permitted for this account	D27
119	Business (legal) address is invalid	D27
111	Invalid EIN	D27
142	Invalid MCC Code (non-numeric or not in our database)	D27
86	InvalidExternalID	D27
169	Invalid Document Type	D27
109	Invalid value for require CC refund	D27
41	Invalid dob	D27
65	Miscellaneous error	D27
57	Cannot settle transaction because it already expired	D27
30	Invalid city	D27
21	Invalid transType	D27
161	Invalid card for fast fund	D27
153	InvalidPaymentType	D27
172	Invalid card holder name	D27
9	Unpaid items on customer account	D27
73	Invalid Destination Account	D27
122	Invalid encrypting device type	D27
114	Business (legal) city is invalid	D27
143	Gross settle: invalid credit card information	D27
135	Threat Metrix Invalid Account configuration	D27
25	Invalid terminal	D27
24	Invalid sourceEmail	D27
164	Flash fund not enabled	D27
156	Invalid Significant Owner SSN	D27
148	ExternalPaymentMethodIdentifier Invalid	D27
52	Invalid splitNum	D27
104	Transaction could not be refunded due to current transaction state.	D27
68	Account not affiliated	D27
63	Security Violation	D27
36	Invalid mailState	D27
60	Credit card authorization timed out	D27
33	Invalid mailAddr	D27
117	Business (legal) country is invalid	D27
146	Gross settle: error setting up billing information	D27
139	External Payment Provider not valid	D27
130	Multicurrency processing is not supported for this bank processor	D27
175	Invalid subnet mask	D27
84	InvalidBeginDate	D27
167	Account not registered	D27
76	Not Premium (used only for push/pull transactions)	D27
125	You may not transfer money between these two accounts. Sponsor bank transfer disallowed.	D27
47	Invalid accntNum	D27
95	Invalid Country Code	D27
39	Invalid evenPhone	D27
55	The email address provided does not correspond to a ProPay account.	D27
28	Invalid billAddr	D27
99	Unable to parse issuer response code. Generic decline	D27
159	Invalid Beneficial Owner Count	D27
151	Amex Enhanced Account Not Configured	D27
107	Invalid Account Name (ACH account)	D27
128	Requires Additional Validation	D27
120	Incomplete business address	D27
112	Invalid business legal name (DBA)	D27
136	External Payment Method Not Provided	D27
133	Threat Metrix risk denied (no responseCode is returned)	D27
87	DuplicateUserID	D27
170	Invalid Document	D27
79	Generic account status error	D27
71	Account previously set up, but problem affiliating it with partner	D27
154	Invalid Significant Owner Percentage	D27
110	Required field is missing (This is returned only for edit ProPay account. See response tag for field name.)	D27
102	Invalid Payer Name	D27
42	Invalid recEmail	D27
58	Credit card declined (the responseCode element will provide info on the decline reason)	D27
31	Invalid state	D27
22	Invalid Currency Code	D27
162	Transaction declined	D27
137	External Payment Provider not provided	D27
173	Invalid Referrer URL	D27
12	Invalid transaction	D27
82	Invalid User ID	D27
165	Missing required flash fund data	D27
74	Account or Trans Error	D27
123	Invalid key serial number	D27
115	Business (legal) state is invalid	D27
144	Gross settle: invalid billing information	D27
53	A ProPay account with this e-mail address already exists or User has no AccountNumber	D27
34	Invalid mailApt	D27
26	Invalid mInitial	D27
97	Approved for a lesser amount. ProPay will not settle and consider this a decline.	D27
157	Invalid Notification Email	D27
149	Invalid DoingBusinessAs	D27
105	Direct deposit account not specified	D27
45	Invalid invNum	D27
37	Invalid mailZip	D27
126	Currency code not allowed for this transaction	D27
118	Mailing address invalid	D27
141	Inactive or blocked MCC Code	D27
185	Missing Required Signup Data	D27
85	InvalidEndDate	D27
168	Invalid Document Name	D27
77	Empty results	D27
93	Cannot complete transaction. Customer should call 800 number.	D30
108	Invalid x509 certificate	D34
20	Invalid username	D34
80	Invalid Password	D34
67	Unauthorized service requested	D34
59	Invalid Credential or IP address not allowed	D34
78	Invalid Authentication	D34
81	Account Expired	D34
66	Denied a ProPay account (Developer should display a descriptive message that guides a new user to fill out ProPay exceptions form and submit it.)	D34
5	Problem with the account	D34