| 500 | 
                                                                                                                                                Good | 
                                                                                                                                                Reconciliation in Balance | 
                                                                        
                                                                                                                                                
                                                                            A01                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 000 | 
                                                                                                                                                Good | 
                                                                                                                                                Approved | 
                                                                        
                                                                                                                                                
                                                                            A01                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 400 | 
                                                                                                                                                Good | 
                                                                                                                                                Successful Reversal | 
                                                                        
                                                                                                                                                
                                                                            A03                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 001 | 
                                                                                                                                                Good | 
                                                                                                                                                Partial Approval | 
                                                                        
                                                                                                                                                
                                                                            A05                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 100 | 
                                                                                                                                                Soft | 
                                                                                                                                                Do not honour | 
                                                                        
                                                                                                                                                
                                                                            D01                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 134 | 
                                                                                                                                                Hard | 
                                                                                                                                                Invalid expiry date | 
                                                                        
                                                                                                                                                
                                                                            D02                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 135 | 
                                                                                                                                                Hard | 
                                                                                                                                                Invalid BIN | 
                                                                        
                                                                                                                                                
                                                                            D05                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 909 | 
                                                                                                                                                Soft | 
                                                                                                                                                Malfunction | 
                                                                        
                                                                                                                                                
                                                                            D12                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 101 | 
                                                                                                                                                Hard | 
                                                                                                                                                Expired card | 
                                                                        
                                                                                                                                                
                                                                            D16                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 106 | 
                                                                                                                                                Soft | 
                                                                                                                                                PIN retries exceeded | 
                                                                        
                                                                                                                                                
                                                                            D21                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 902 | 
                                                                                                                                                Hard | 
                                                                                                                                                Invalid Transaction | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 916 | 
                                                                                                                                                Hard | 
                                                                                                                                                MAC incorrect | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 125 | 
                                                                                                                                                Hard | 
                                                                                                                                                Card not active | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 137 | 
                                                                                                                                                Hard | 
                                                                                                                                                Invalid batch number | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 132 | 
                                                                                                                                                Hard | 
                                                                                                                                                Must settle batch | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 904 | 
                                                                                                                                                Hard | 
                                                                                                                                                Format error | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 992 | 
                                                                                                                                                Hard | 
                                                                                                                                                Inconsistent with message specification | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 306 | 
                                                                                                                                                Hard | 
                                                                                                                                                Not successful | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 190 | 
                                                                                                                                                Hard | 
                                                                                                                                                Non-DCC transaction not allowed | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 501 | 
                                                                                                                                                Hard | 
                                                                                                                                                Reconciliation out of balance | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 133 | 
                                                                                                                                                Hard | 
                                                                                                                                                No transactions | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 136 | 
                                                                                                                                                Hard | 
                                                                                                                                                Invalid currency | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 301 | 
                                                                                                                                                Hard | 
                                                                                                                                                Not supported | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 131 | 
                                                                                                                                                Hard | 
                                                                                                                                                Sequence number error | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 107 | 
                                                                                                                                                Soft | 
                                                                                                                                                Refer to card issuer | 
                                                                        
                                                                                                                                                
                                                                            D30                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 108 | 
                                                                                                                                                Soft | 
                                                                                                                                                Refer – card issuer special conditions | 
                                                                        
                                                                                                                                                
                                                                            D30                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 130 | 
                                                                                                                                                Soft | 
                                                                                                                                                Invalid terminal | 
                                                                        
                                                                                                                                                
                                                                            D33                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 144 | 
                                                                                                                                                Good | 
                                                                                                                                                Soft Decline requesting 3D Secure Version 2 authentication on an unsecured ecommerce transaction | 
                                                                        
                                                                                                                                                
                                                                            D47                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 145 | 
                                                                                                                                                Good | 
                                                                                                                                                Soft Decline with request to process transaction as Single-Tap with Online PIN for cardholder authentication. | 
                                                                        
                                                                                                                                                
                                                                            D48                                                                         |