EVO Snap*  (real-time) Response Codes:

Code	Message	Description

AVS Response Codes   

Code	Message	Description
00	AVS Error - Retry, System unavailable or Timed out	A system error prevented any verification of street address or postal code.
40	Address not available (Address not verified)	The card-issuing bank received the address but did not verify whether it was correct. This typically happens if the processor declines an authorization before the bank evaluates the address.
43	Street address not available (not verified), ZIP matches	The card-issuing bank received the street address but did not verify whether it was correct. ZIP code matches.
44	Address failed	Address verification has failed.
45	Street address and ZIP don't match	Both street address and ZIP code provided do not match the information on file with the cardholder's bank.
46	Street address doesn't match, 5-digit ZIP matches	Provided street address does not match the information on file with the cardholder's bank, but 5-digit ZIP code matches.
47	Street address doesn't match, 9-digit ZIP matches	Provided street address does not match the information on file with the cardholder's bank, but 9-digit ZIP code matches.
4A	Street address or ZIP doesn't match	Street address or ZIP code provided does not match the information on file with the cardholder's bank.
4D	Street address matches, ZIP does not	Provided ZIP code does not match the information on file with the cardholder's bank, but street address matches.
4E	Street address and 5-digit ZIP match	Both street address and 5-digit ZIP code provided match the information on file with the cardholder's bank.
4F	Street address and ZIP match	Both street address and ZIP code provided match the information on file with the cardholder's bank.
53	Account holder name incorrect, billing postal code matches	Provided account holder name does not match the information on file with the cardholder's bank, but billing postal code matches.
55	Unrecognized response	Account holder name, billing address and postal code are all incorrect.
5C	Account holder name incorrect, billing address matches	Provided account holder name does not match the information on file with the cardholder's bank, but billing address matches.
5F	Account holder name incorrect, billing address and postal code match	Provided account holder name does not match the information on file with the cardholder's bank, but both billing address and postal code matches.
70	Account holder name matches	Provided account holder name matches the information on file with the cardholder's bank.
73	Account holder name and billing postal code match	Both account holder name and billing postal code provided match the information on file with the cardholder's bank.
7C	Account holder name and billing address match	Both account holder name and billing address provided match the information on file with the cardholder's bank.
7F	Account holder name, billing address and postal code match	All of the information provided match the information on file with the cardholder's bank.
80	AVS service not supported by issuer - Issuer doesn't participate in AVS	AVS information was provided but the card-issuing bank does not participate in address verification.
C0	AVS not performed	AVS verification has not been performed.

CSC Response Codes   

Code	Message	Description
M	Matches	The CSC provided matches the information on file with the cardholder's bank.
N	Not matches	The CSC provided does not match the information on file with the cardholder's bank.
P	Not processed	CSC has not been processed.
S	Should be present	Issuer indicates that CSC data should be present on the card, but the merchant has indicated data is not present on the card.
U	Issuer is not certified	(1) Unknown issuer; (2) issuer is not certified for CSC; (3) issuer has not provided Visa/MasterCard with the CSC encryption keys.
X	Unrecognized reason	Error: response is unknown or unrecognized.

Transaction Responses   

Code	Type	Message	UniPay Code
29	Good	AP NOT CAPTURED	A01
9	Good	APP WITH ID	A01
1	Good	Approved	A01
30	Good	AP AUTH-ONLY	A01
51	Good	OK	A01
56	Good	OK DB XXXX/XXXX	A01
33	Good	APPROVED	A01
7	Good	REVERSED	A03
117	Soft	FRAUD RTRN CARD	D01
0	Soft	UNKNOWN	D01
6	Soft	DECLINE	D01
14	Hard	INVLD EXP DATE	D02
116	Soft	INSUF FUNDS	D03
106	Soft	NEGATIVE BAL	D03
5	Hard	PICK UP	D04
38	Hard	INVALID CARD	D05
41	Hard	ACCT TYPE INVLD	D06
31	Hard	INV BANK	D06
12	Hard	INVLD ACCT	D06
15	Soft	PIN INVALID	D07
8	Soft	DECLINE-CV2 FAI	D08
133	Soft	RESPONSE RESENT	D09
18	Soft	AP DUPE	D09
115	Hard	LOST CARD	D10
16	Soft	SERV NOT ALLOWED	D12
37	Soft	UNAUTH USER	D12
40	Soft	INVALID POS CARD	D12
104	Soft	CAN NOT ACCEPT	D12
50	Soft	EXCEEDS MAX USES	D15
103	Hard	CARD EXPIRED	D16
13	Soft	PLEASE RETRY	D17
49	Soft	EXCEEDS MAX AMT	D18
11	Soft	INVLD AMOUNT	D18
17	Soft	MAX PIN RETRIES	D21
26	Soft	NO DUP FOUND	D26
46	Hard	EDC UNAVAILABLE	D27
28	Hard	NO TRANS FOUND	D27
20	Hard	INV ACCT MATCH	D27
107	Hard	CANNOT VOID	D27
59	Hard	REC NOT FOUND	D27
112	Hard	SYSTEM ERROR	D27
10	Hard	INVLD REQUEST	D27
110	Hard	NO AUTH NUMBER	D27
102	Hard	CARD NOT ACTIVE	D27
54	Hard	INV BATCH NBR	D27
23	Hard	ITEM VOIDED	D27
52	Hard	INV ACQ REF DATA	D27
44	Hard	VERIFY XXXXXXXXX	D27
36	Hard	DB UNAVAIL 04	D27
34	Hard	DB UNAVAIL 02	D27
105	Hard	ALREADY ACTIVE	D27
57	Hard	INV REF NO	D27
118	Hard	VOUCHER EXPIRED	D27
47	Hard	DB UNAVAIL 01	D27
39	Hard	ISSUER UNAVAIL	D27
60	Hard	INV APP CODE	D27
21	Hard	INV AMT MATCH	D27
108	Hard	ALREADY VOIDED	D27
113	Hard	INVLD VOUCHER ID	D27
42	Hard	INVALID PREFIX	D27
111	Hard	INCORRECT DATA	D27
55	Hard	INV BAL/SETL	D27
134	Hard	BATCH IS CLOSED	D27
32	Hard	TRAN TYPE INVLD	D27
24	Hard	MUST BALANCE NOW	D27
45	Hard	INVALID LIC	D27
35	Hard	DB UNAVAIL 03	D27
27	Hard	INVALID DATA	D27
19	Hard	NETWORK UNAVAIL	D27
58	Hard	VOID ERROR	D27
119	Hard	CARD DEACTIVATED	D27
48	Hard	SCAN UNAVAILABLE	D27
101	Hard	CARD NOT FOUND	D27
22	Hard	INV ITEM NUM	D27
109	Hard	INVALID AUTH NO	D27
43	Hard	INVALID FIID	D27
114	Hard	INVALID EST ID	D27
25	Hard	USE DUP THEN BAL	D27
2	Soft	CALL	D30
126	Soft	REFERRED	D30
3	Soft	CALL	D30
132	Soft	PIN PAD CONFIG	D33
4	Soft	INVLD MERCH ID	D33
125	Soft	INVLD MCC	D34
130	Soft	INACTIV DIV ID	D34
128	Soft	INACTIV TERM ID	D34
120	Soft	INVLD MER NAME	D34
123	Soft	INVLD MER STATE	D34
131	Soft	INACTIV CLI ID	D34
129	Soft	INACTIV MER ID	D34
121	Soft	INVLD MER STREET	D34
53	Soft	INVALID BATCH	D34
124	Soft	INVLD MER ZIP	D34
127	Soft	INVALID TERM ID	D34
122	Soft	INVLD MER CITY	D34
135	Soft	INVLD MER CFG	D34