| 002 | Good | Approved, Country Club | A01 | 
                                                                                                                                                                                                                                                                            
                                                                        | 025 | Good | Amex - Approved | A01 | 
                                                                                                                                                                                                                                                                            
                                                                        | 005 | Good | Approved, Blind | A01 | 
                                                                                                                                                                                                                                                                            
                                                                        | 029 | Good | Credit Response | A01 | 
                                                                                                                                                                                                                                                                            
                                                                        | 008 | Good | Approved, National NEG File Hit OK | A01 | 
                                                                                                                                                                                                                                                                            
                                                                        | 000 | Good | Approved, Account Balances | A01 | 
                                                                                                                                                                                                                                                                            
                                                                        | 023 | Good | Amex - Credit Authorization | A01 | 
                                                                                                                                                                                                                                                                            
                                                                        | 003 | Good | Approved, Maybe More ID / Honor with ID | A01 | 
                                                                                                                                                                                                                                                                            
                                                                        | 026 | Good | Amex - Credit Authorization | A01 | 
                                                                                                                                                                                                                                                                            
                                                                        | 006 | Good | Approved, VIP | A01 | 
                                                                                                                                                                                                                                                                            
                                                                        | 028 | Good | VIP Credit Approved | A01 | 
                                                                                                                                                                                                                                                                            
                                                                        | 009 | Good | Approved, Commercial | A01 | 
                                                                                                                                                                                                                                                                            
                                                                        | 001 | Good | Approved, Account Balances Not Included | A01 | 
                                                                                                                                                                                                                                                                            
                                                                        | 004 | Good | Approved, Pending ID (Sign Paper Draft) | A01 | 
                                                                                                                                                                                                                                                                            
                                                                        | 027 | Good | Approved – Advice Message | A01 | 
                                                                                                                                                                                                                                                                            
                                                                        | 007 | Good | Approved, Administrative Transaction | A01 | 
                                                                                                                                                                                                                                                                            
                                                                        | 027 | Good | Transaction already reversed | A03 | 
                                                                                                                                                                                                                                                                            
                                                                        | 024 | Good | Amex 77 - Reversal Accepted | A03 | 
                                                                                                                                                                                                                                                                            
                                                                        | 010 | Good | Approved for partial amount | A05 | 
                                                                                                                                                                                                                                                                            
                                                                        | 485 | Soft | CREDIT CARD - Not Authorized | D01 | 
                                                                                                                                                                                                                                                                            
                                                                        | 421 | Soft | Card Declined | D01 | 
                                                                                                                                                                                                                                                                            
                                                                        | 481 | Soft | Transaction not allowed to be processed by cardholder | D01 | 
                                                                                                                                                                                                                                                                            
                                                                        | 092 | Soft | Advance Less Than Minimum | D01 | 
                                                                                                                                                                                                                                                                            
                                                                        | 208 | Hard | Invalid Expiration Date | D02 | 
                                                                                                                                                                                                                                                                            
                                                                        | 475 | Hard | CREDIT CARD - Invalid Expiration Date | D02 | 
                                                                                                                                                                                                                                                                            
                                                                        | 076 | Soft | Low Funds | D03 | 
                                                                                                                                                                                                                                                                            
                                                                        | 481 | Soft | CREDIT CARD – Decline | D03 | 
                                                                                                                                                                                                                                                                            
                                                                        | 479 | Hard | CREDIT CARD - Decline, Pick Up Card | D04 | 
                                                                                                                                                                                                                                                                            
                                                                        | 437 | Hard | AMEX - Declined, Call, Pick Up Card | D04 | 
                                                                                                                                                                                                                                                                            
                                                                        | 480 | Hard | CREDIT CARD - Decline, Pick Up Card | D04 | 
                                                                                                                                                                                                                                                                            
                                                                        | 478 | Hard | CREDIT CARD - Decline, Pick Up Card, Call | D04 | 
                                                                                                                                                                                                                                                                            
                                                                        | 070 | Hard | No IDF | D05 | 
                                                                                                                                                                                                                                                                            
                                                                        | 099 | Hard | Bad PBF | D05 | 
                                                                                                                                                                                                                                                                            
                                                                        | 073 | Hard | Invalid Route Service (Destination) | D05 | 
                                                                                                                                                                                                                                                                            
                                                                        | 097 | Hard | Mod 10 Check Failure | D05 | 
                                                                                                                                                                                                                                                                            
                                                                        | 071 | Hard | Invalid Route Authorization | D05 | 
                                                                                                                                                                                                                                                                            
                                                                        | 105 | Hard | Card Not Supported | D05 | 
                                                                                                                                                                                                                                                                            
                                                                        | 075 | Hard | Invalid PAN Length | D05 | 
                                                                                                                                                                                                                                                                            
                                                                        | 429 | Hard | AMEX - Invalid Account | D06 | 
                                                                                                                                                                                                                                                                            
                                                                        | 060 | Hard | No Chequing Account | D06 | 
                                                                                                                                                                                                                                                                            
                                                                        | 200 | Hard | Invalid Account | D06 | 
                                                                                                                                                                                                                                                                            
                                                                        | 477 | Hard | CREDIT CARD - Refer Call/Invalid Card Number | D06 | 
                                                                                                                                                                                                                                                                            
                                                                        | 206 | Hard | CAF Not Found | D06 | 
                                                                                                                                                                                                                                                                            
                                                                        | 096 | Soft | PIN Required | D07 | 
                                                                                                                                                                                                                                                                            
                                                                        | 878 | Soft | PIN Length Error | D07 | 
                                                                                                                                                                                                                                                                            
                                                                        | 098 | Soft | Force Post | D07 | 
                                                                                                                                                                                                                                                                            
                                                                        | 201 | Soft | Incorrect PIN | D07 | 
                                                                                                                                                                                                                                                                            
                                                                        | 877 | Soft | Invalid PIN Block | D07 | 
                                                                                                                                                                                                                                                                            
                                                                        | 423 | Soft | Declined Verification Failed | D07 | 
                                                                                                                                                                                                                                                                            
                                                                        | 489 | Soft | CREDIT CARD - Invalid CVV | D08 | 
                                                                                                                                                                                                                                                                            
                                                                        | 434 | Soft | AMEX - Call 03, Invalid Security Code | D08 | 
                                                                                                                                                                                                                                                                            
                                                                        | 486 | Soft | CREDIT CARD-CVV Cryptographic Error | D08 | 
                                                                                                                                                                                                                                                                            
                                                                        | 490 | Soft | CREDIT CARD - Invalid CVV | D08 | 
                                                                                                                                                                                                                                                                            
                                                                        | 487 | Soft | CREDIT CARD - Invalid CVV | D08 | 
                                                                                                                                                                                                                                                                            
                                                                        | 078 | Soft | Duplicate Transaction | D09 | 
                                                                                                                                                                                                                                                                            
                                                                        | 084 | Soft | Duplicate Transaction -Authorization Number Has Already Been Corrected By Host/Cus Neg Reason | D09 | 
                                                                                                                                                                                                                                                                            
                                                                        | 057 | Hard | Lost Or Stolen Card | D10 | 
                                                                                                                                                                                                                                                                            
                                                                        | 439 | Soft | AMEX - Service Error | D12 | 
                                                                                                                                                                                                                                                                            
                                                                        | 055 | Soft | Invalid Transaction | D12 | 
                                                                                                                                                                                                                                                                            
                                                                        | 100 | Soft | Unable To Process Transaction -Invalid Request. Contact Moneris | D12 | 
                                                                                                                                                                                                                                                                            
                                                                        | 252 | Soft | Debit Not Supported | D12 | 
                                                                                                                                                                                                                                                                            
                                                                        | 056 | Soft | No Support/Transaction Not Permitted to Acquirer | D12 | 
                                                                                                                                                                                                                                                                            
                                                                        | 085 | Soft | Inquiry Not Allowed | D12 | 
                                                                                                                                                                                                                                                                            
                                                                        | 422 | Hard | Stop Payment | D13 | 
                                                                                                                                                                                                                                                                            
                                                                        | 204 | Soft | Amount Over Maximum | D15 | 
                                                                                                                                                                                                                                                                            
                                                                        | 094 | Soft | Over Table Limit | D15 | 
                                                                                                                                                                                                                                                                            
                                                                        | 086 | Soft | Over Floor Limit | D15 | 
                                                                                                                                                                                                                                                                            
                                                                        | 107 | Soft | Over Daily Limit | D15 | 
                                                                                                                                                                                                                                                                            
                                                                        | 110 | Soft | Number Of Times Used Exceeded | D15 | 
                                                                                                                                                                                                                                                                            
                                                                        | 082 | Soft | Number Of Times Used Exceeded | D15 | 
                                                                                                                                                                                                                                                                            
                                                                        | 095 | Soft | Amount Over Maximum | D15 | 
                                                                                                                                                                                                                                                                            
                                                                        | 907 | Soft | Capture - Over Limit Table | D15 | 
                                                                                                                                                                                                                                                                            
                                                                        | 077 | Soft | Pre-Auth Full | D15 | 
                                                                                                                                                                                                                                                                            
                                                                        | 093 | Soft | Delinquent | D15 | 
                                                                                                                                                                                                                                                                            
                                                                        | 106 | Soft | Amount Over Maximum | D15 | 
                                                                                                                                                                                                                                                                            
                                                                        | 905 | Soft | Capture - Num Times Used | D15 | 
                                                                                                                                                                                                                                                                            
                                                                        | 430 | Hard | AMEX - Expired Card | D16 | 
                                                                                                                                                                                                                                                                            
                                                                        | 901 | Hard | Capture - Expired Card | D16 | 
                                                                                                                                                                                                                                                                            
                                                                        | 484 | Hard | CREDIT CARD - Expired Card - Refer | D16 | 
                                                                                                                                                                                                                                                                            
                                                                        | 482 | Hard | CREDIT CARD - Expired Card | D16 | 
                                                                                                                                                                                                                                                                            
                                                                        | 051 | Hard | Expired Card | D16 | 
                                                                                                                                                                                                                                                                            
                                                                        | 062 | Soft | PBF Update Error | D17 | 
                                                                                                                                                                                                                                                                            
                                                                        | 054 | Soft | No Security Module/Security Violation/No Atalla Box | D17 | 
                                                                                                                                                                                                                                                                            
                                                                        | 091 | Soft | NEG File Problem | D17 | 
                                                                                                                                                                                                                                                                            
                                                                        | 112 | Soft | Over Table Limit | D17 | 
                                                                                                                                                                                                                                                                            
                                                                        | 104 | Soft | CAF Problem | D17 | 
                                                                                                                                                                                                                                                                            
                                                                        | 068 | Soft | PTLF Error | D17 | 
                                                                                                                                                                                                                                                                            
                                                                        | 063 | Soft | Invalid Authorization Type | D17 | 
                                                                                                                                                                                                                                                                            
                                                                        | 066 | Soft | Invalid Credit Card Advance Increment | D17 | 
                                                                                                                                                                                                                                                                            
                                                                        | 050 | Soft | Do Not Honor | D17 | 
                                                                                                                                                                                                                                                                            
                                                                        | 113 | Soft | Time-out | D17 | 
                                                                                                                                                                                                                                                                            
                                                                        | 069 | Soft | Bad Message Error/No CVM Results | D17 | 
                                                                                                                                                                                                                                                                            
                                                                        | 122 | Soft | Unable To Validate PIN: Security Module Down | D17 | 
                                                                                                                                                                                                                                                                            
                                                                        | 108 | Soft | CAF Problem | D17 | 
                                                                                                                                                                                                                                                                            
                                                                        | 053 | Soft | Bank Not Supported by Switch No Sharing | D17 | 
                                                                                                                                                                                                                                                                            
                                                                        | 090 | Soft | Referral File Full | D17 | 
                                                                                                                                                                                                                                                                            
                                                                        | 072 | Soft | Card On National NEG File | D17 | 
                                                                                                                                                                                                                                                                            
                                                                        | 111 | Soft | Delinquent | D17 | 
                                                                                                                                                                                                                                                                            
                                                                        | 103 | Soft | NEG File Problem | D17 | 
                                                                                                                                                                                                                                                                            
                                                                        | 064 | Soft | Bad TRACK 2 | D17 | 
                                                                                                                                                                                                                                                                            
                                                                        | 115 | Soft | PTLF Error | D17 | 
                                                                                                                                                                                                                                                                            
                                                                        | 067 | Soft | Invalid Transaction Date | D17 | 
                                                                                                                                                                                                                                                                            
                                                                        | 908 | Soft | Capture - Amount Over Maximum | D18 | 
                                                                                                                                                                                                                                                                            
                                                                        | 109 | Soft | Advance Less Than Minimum | D18 | 
                                                                                                                                                                                                                                                                            
                                                                        | 202 | Soft | Advance Less Than Minimum | D18 | 
                                                                                                                                                                                                                                                                            
                                                                        | 205 | Soft | Invalid Advance Amount | D18 | 
                                                                                                                                                                                                                                                                            
                                                                        | 904 | Soft | Capture - Advance less than Minimum | D18 | 
                                                                                                                                                                                                                                                                            
                                                                        | 441 | Soft | AMEX - Invalid Amount | D18 | 
                                                                                                                                                                                                                                                                            
                                                                        | 900 | Soft | Capture - PIN Tries Exceeded | D21 | 
                                                                                                                                                                                                                                                                            
                                                                        | 052 | Soft | PIN Retries Exceeded | D21 | 
                                                                                                                                                                                                                                                                            
                                                                        | 081 | Soft | Maximum Credit Per Refund Reached | D25 | 
                                                                                                                                                                                                                                                                            
                                                                        | 079 | Soft | Maximum Online Refund Reached | D25 | 
                                                                                                                                                                                                                                                                            
                                                                        | 087 | Soft | Maximum Number Of Refund Credit By Retailer | D25 | 
                                                                                                                                                                                                                                                                            
                                                                        | 080 | Soft | Maximum Offline Refund Reached | D25 | 
                                                                                                                                                                                                                                                                            
                                                                        | 083 | Soft | Maximum Refund Credit Reached | D25 | 
                                                                                                                                                                                                                                                                            
                                                                        | 989 | Hard | MAC Error on Transaction 95 (Initialization and Handshake), most often, this indicates that the wrong keys have been injected into a device/KMAC Sync Error | D27 | 
                                                                                                                                                                                                                                                                            
                                                                        | 209 | Hard | Invalid Transaction Code | D27 | 
                                                                                                                                                                                                                                                                            
                                                                        | 881 | Hard | Continuation Response Packet of a Multi-Packet Transaction | D27 | 
                                                                                                                                                                                                                                                                            
                                                                        | 476 | Hard | CREDIT CARD-Invalid Transaction, Rejected | D27 | 
                                                                                                                                                                                                                                                                            
                                                                        | 811 | Hard | System Error | D27 | 
                                                                                                                                                                                                                                                                            
                                                                        | 251 | Hard | Error On Cash Amount | D27 | 
                                                                                                                                                                                                                                                                            
                                                                        | 961 | Hard | Initialization Failure - No Match on PED ID | D27 | 
                                                                                                                                                                                                                                                                            
                                                                        | 065 | Hard | Adjustment Not Allowed | D27 | 
                                                                                                                                                                                                                                                                            
                                                                        | 970 | Hard | Terminal/Clerk Table Full | D27 | 
                                                                                                                                                                                                                                                                            
                                                                        | 207 | Hard | Invalid Transaction Date | D27 | 
                                                                                                                                                                                                                                                                            
                                                                        | 800 | Hard | Bad Format | D27 | 
                                                                                                                                                                                                                                                                            
                                                                        | 898 | Hard | Bad MAC value | D27 | 
                                                                                                                                                                                                                                                                            
                                                                        | 121 | Hard | Administration File Problem | D27 | 
                                                                                                                                                                                                                                                                            
                                                                        | 906 | Hard | Capture - Delinquent | D27 | 
                                                                                                                                                                                                                                                                            
                                                                        | 210 | Hard | PIN Key Sync Error | D27 | 
                                                                                                                                                                                                                                                                            
                                                                        | 809 | Hard | Bad Close | D27 | 
                                                                                                                                                                                                                                                                            
                                                                        | 821 | Hard | Bad Response Length | D27 | 
                                                                                                                                                                                                                                                                            
                                                                        | 965 | Hard | Invalid Software Version Number | D27 | 
                                                                                                                                                                                                                                                                            
                                                                        | 074 | Hard | Unable To Authorize | D27 | 
                                                                                                                                                                                                                                                                            
                                                                        | 962 | Hard | Initialization Failure - No match on Printer ID | D27 | 
                                                                                                                                                                                                                                                                            
                                                                        | 882 | Hard | Download Aborted | D27 | 
                                                                                                                                                                                                                                                                            
                                                                        | 983 | Hard | Clerk Totals Unavailable: selected Clerk IDs do not exist or have zero totals | D27 | 
                                                                                                                                                                                                                                                                            
                                                                        | 880 | Hard | Final Response Packet of a Multi-Packet Transaction | D27 | 
                                                                                                                                                                                                                                                                            
                                                                        | 801 | Hard | Bad Data | D27 | 
                                                                                                                                                                                                                                                                            
                                                                        | 899 | Hard | Bad Sequence Number - Terminal must handle this internally -Resend Transaction. | D27 | 
                                                                                                                                                                                                                                                                            
                                                                        | 061 | Hard | No PBF | D27 | 
                                                                                                                                                                                                                                                                            
                                                                        | 435 | Hard | AMEX - System Down | D27 | 
                                                                                                                                                                                                                                                                            
                                                                        | 810 | Hard | System Timeout No response from Moneris Host / Contact Moneris | D27 | 
                                                                                                                                                                                                                                                                            
                                                                        | 991 | Hard | Chip card removed before ICC communications are completed | D27 | 
                                                                                                                                                                                                                                                                            
                                                                        | 212 | Hard | Destination Not Available | D27 | 
                                                                                                                                                                                                                                                                            
                                                                        | 203 | Hard | Administrative Card Needed | D27 | 
                                                                                                                                                                                                                                                                            
                                                                        | 960 | Hard | Initialization Failure - No Match on Merchant ID | D27 | 
                                                                                                                                                                                                                                                                            
                                                                        | 492 | Hard | System problem - ask cardholder to insert card in chip card reader | D27 | 
                                                                                                                                                                                                                                                                            
                                                                        | 966 | Hard | Duplicate Terminal Name | D27 | 
                                                                                                                                                                                                                                                                            
                                                                        | 964 | Hard | Initialization Failure - No Match On Concentrator ID | D27 | 
                                                                                                                                                                                                                                                                            
                                                                        | 889 | Hard | MAC Key Sync Error | D27 | 
                                                                                                                                                                                                                                                                            
                                                                        | 903 | Soft | Capture - CAF Status 3 | D29 | 
                                                                                                                                                                                                                                                                            
                                                                        | 408 | Soft | CREDIT CARD - Card use limited -Refer to branch | D29 | 
                                                                                                                                                                                                                                                                            
                                                                        | 089 | Soft | CAF Status Inactive Or Closed | D29 | 
                                                                                                                                                                                                                                                                            
                                                                        | 909 | Soft | Capture – Capture | D29 | 
                                                                                                                                                                                                                                                                            
                                                                        | 058 | Soft | Invalid Status | D29 | 
                                                                                                                                                                                                                                                                            
                                                                        | 902 | Soft | Capture - NEG Capture | D29 | 
                                                                                                                                                                                                                                                                            
                                                                        | 059 | Soft | Deny (Keep Card) – Restricted Card | D29 | 
                                                                                                                                                                                                                                                                            
                                                                        | 088 | Soft | Place Call | D30 | 
                                                                                                                                                                                                                                                                            
                                                                        | 483 | Soft | CREDIT CARD – Refer/Refer to Issuer | D30 | 
                                                                                                                                                                                                                                                                            
                                                                        | 436 | Soft | AMEX - Call 05 | D30 | 
                                                                                                                                                                                                                                                                            
                                                                        | 102 | Soft | Refer – Call | D30 | 
                                                                                                                                                                                                                                                                            
                                                                        | 440 | Soft | AMEX - Please Call Issuer | D30 | 
                                                                                                                                                                                                                                                                            
                                                                        | 431 | Soft | AMEX - Call Amex | D30 | 
                                                                                                                                                                                                                                                                            
                                                                        | 438 | Soft | AMEX - Declined, Call, Invalid Effective Date, Format Error, Invalid Currency Code | D30 | 
                                                                                                                                                                                                                                                                            
                                                                        | 426 | Soft | AMEX - Denial 12 | D30 | 
                                                                                                                                                                                                                                                                            
                                                                        | 101 | Soft | Place Call | D30 | 
                                                                                                                                                                                                                                                                            
                                                                        | 150 | Soft | Invalid Service Code/MerchantMerchant Not On File | D33 | 
                                                                                                                                                                                                                                                                            
                                                                        | 427 | Soft | AMEX - Invalid Merchant | D33 | 
                                                                                                                                                                                                                                                                            
                                                                        | 802 | Soft | Invalid Clerk ID | D34 | 
                                                                                                                                                                                                                                                                            
                                                                        | 427 | Soft | AMEX - Invalid Merchant | D34 | 
                                                                                                                                                                                                                                                                            
                                                                        | 990 | Soft | Chip card declines a host approved transaction | D35 | 
                                                                                                                                                                                                                                                                            
                                                                        | 416 |  | Declined | D38 |