As part of testing, the
amount ranges specified below can be used to trigger specific response codes from the server. Any valid account number and properly formatted billing address can be used for the test.
When working with test
amount ranges, pay attention to the asterisks in the table below:
*D08/D21 response codes apply only in the cases when CSC/PIN code has been submitted. Otherwise, A01
Approved is returned.
**This range is designated to test partial authorizations. Note that A05
Partially Approved response can be received under the condition if
isPartialAuthorization field value is submitted as
1 and
transactionIndustryType is submitted as either
Retail or
Restaurant, otherwise A01
Approved response is received.
***This range is designated to test chargebacks and reversals. In this scenario, the original transition is approved (A01
Approved is received in the response), but after a realtime transaction cycle is closed (batches settled for direct debit), a
chargeback (for Z01 code) or
chargeback and reversal is generated.
****This range is designated to test rejects. In this scenario, the original transition is approved (A01
Approved is received in the response), but after processing, the
reject with D27 response code is generated.
Note:
The amounts ending with 7 (for example, x.x7 dollars) are designated to test chargebacks. In this scenario, A01 approval code is received in the response, but after a realtime transaction cycle is closed, a chargeback is generated with Z02 code.
The amounts ending with 8 (for example, x.x8 dollars) are designated to test chargeback reversals. In this scenario, A01 approval code is received in the response, but after a realtime transaction cycle is closed, a chargeback reversal is generated with Z01 code.
Sale/Sale-auth
| Amount Range
|
Payment Card
|
Direct Debit
|
| In dollars
|
In cents
|
Response code
|
Response message
|
Response code
|
Response message
|
| 70.00 – 74.99
|
7000 – 7499
|
D01
|
Denied by customer's bank
|
R01
|
Insufficient Funds
|
| 75.00 – 79.99
|
7500 – 7999
|
D02
|
Invalid Expiration Date
|
R02
|
Account Closed
|
| 75.00 – 79.99
|
7500 – 7999
|
D02
|
Invalid Expiration Date
|
R02
|
Account Closed
|
| 80.00 – 84.99
|
8000 – 8499
|
D03
|
Insufficient Funds
|
R03
|
No Account
|
| 85.00 – 89.99
|
8500 – 8999
|
D04
|
Hold - Pick up card
|
R04
|
Invalid Account Number
|
| 90.00 – 94.99
|
9000 – 9499
|
D05
|
Invalid card number
|
R05
|
Unauthorized Debit to Consumer Account Using Corporate SEC Code
|
| 95.00 – 99.99
|
9500 – 9999
|
D06
|
No account
|
R07
|
Revoked Authorization
|
| 100.00 - 104.99
|
10000 – 10499
|
D08*
|
CSC is invalid
|
R10
|
Advised as Unauthorized, Item is Ineligible, Notice not provided, Signatures not Genuine, or Item Altered, Improper Source Document, Amount of Entry not Accurately Obtained
|
| 105.00 - 109.99
|
10500 – 10999
|
D09
|
Duplicate Transaction
|
R16
|
Account Frozen
|
| 110.00 - 114.99
|
11000 - 11499
|
D10
|
Card reported lost/stolen
|
R51
|
Item is Ineligible; Notice not Provided; Signature Not Genuine; Item Altered; Amount of Entry not Accurately Obtained
|
| 115.00 - 119.99
|
11500 - 11999
|
D16
|
Card is Expired
|
R99
|
Transaction rejected by processor
|
| 120.00 - 124.99
|
12000 - 12499
|
D17
|
Re-enter Transaction
|
|
|
| 125.00 - 129.99
|
12000 - 12499
|
D18
|
Bad Amount
|
|
|
| 130.00 - 134.99
|
13000 - 13499
|
D21*
|
Pin Try Exceeded
|
|
|
| 135.00 – 139.99
|
13500 – 13999
|
D27
|
Transaction Error
|
|
|
| 140.00 – 144.99
|
14500 - 14999
|
D29
|
Card is restricted
|
|
|
| 150.00 – 159.99
|
15000 – 15999
|
A05**
|
Partially Approved
|
|
|
| 160.00 – 169.99
|
16000 – 16999
|
Z02***
|
Chargeback received
|
|
|
| 170.00 – 174.99
|
17000 - 17499
|
D30
|
Call for Authorization
|
|
|
| 175.00 – 179.99
|
17500 - 17999
|
D33
|
Incorrect merchant setup
|
|
|
| 180.00 – 184.99
|
18000 – 18499
|
D41
|
Processing Error
|
|
|
| 190.00 – 194.99
|
19000 – 19499
|
Z01***
|
Reversal received
|
|
|
| 195.00 – 199.99
|
19500 – 19999
|
D27****
|
Transaction Error
|
|
|
Credit (Credit Cards)
When working with test
amount ranges, pay attention to the asterisks in the table below:
*This range is designated to test rejects. In this scenario, A02 approval code is received in the response but after a realtime transaction cycle is closed (batches settled for direct debit),
a reject is generated for transactions with the indicated
amount range.
| Amount Range (in dollars)
|
Amount Range (in cents)
|
Response Code
|
Response Message
|
| 90.00 – 94.99
|
9000 – 9499
|
D05
|
Invalid card number
|
| 95.00 – 99.99
|
9500 – 9999
|
D06
|
No account
|
| 135.00 – 139.99
|
13500 – 13999
|
D27*
|
Transaction Error
|
| 180.00 – 184.99
|
18000 – 18499
|
D41
|
Processing Error
|
Credit (Direct Debit)
Note that in scenarios below, the original transaction is approved (A02
Credit Posted code is returned), but after the realtime transaction cycle is closed, the
return is generated.
| Amount Range (in dollars)
|
Amount Range (in cents)
|
Response Code
|
Response Message
|
| 75.00 – 79.99
|
7500 – 7999
|
R02
|
Invalid card number
|
| 80.00 – 84.99
|
8000 – 8499
|
R03
|
No Account
|
| 85.00 – 89.99
|
8500 – 8999
|
R04
|
Invalid Account Number
|
| 115.00 – 119.99
|
11500 – 11999
|
R99
|
Transaction rejected by processor
|
