Zip and Country Codes|
Development
Reference Materials
| R |
Branded credit card |
| E |
Branded debit checking card. This type is used for Canadian debit cards (Interac) only. |
| V |
Branded debit savings card. This type is used for Canadian debit cards (Interac) only. |
| D |
Unbranded debit checking card |
| I |
Unbranded debit savings card |
| S |
Bank saving account |
| C |
Bank checking account |
| F |
EBT food stamp |
| H |
EBT cash benefit |
| G |
Gift card |
| L |
Fleet |
| A |
Cash (used for sale-info, credit-info API calls) |
| K |
Check (used for sale-info, credit-info API calls) |
Authentication Status Type
| Y |
Indicates that 3D Secure verification has been completed successfully |
| A |
Indicates that 3D Secure verification has been attempted |
| U |
Indicates that a submitted card cannot be verified |
| Processing |
Password is used to process transactions in real-time. |
| Onboarding |
Password is used for processing onboarding requests. |
| HPP |
Password is used to process transactions via HPP. |
| B |
Business |
| C |
Consumer |
| P |
Purchase |
| T |
Corporate |
| C |
Credit hybrid (PIN and signature) |
| E |
Debit (PIN only with EBT) |
| H |
Debit hybrid (PIN and signature) |
| J |
USA commercial debit (signature only, no PIN access) |
| K |
USA commercial debit (PIN Capable) |
| L |
NON USA Consumer Debit - No Pin Access |
| M |
NON USA Commercial Debit - No Pin Access |
| N |
NON USA Consumer Debit - Pin Capable |
| O |
NON USA Commercial Debit - Pin Capable |
| P |
Debit - PIN Only without EBT |
| R |
Private Label (MasterCard) |
| S |
Signature only (not PIN capable) |
| U |
Reloadable Prepaid - Amex only |
| V |
Stored Value Prepaid - Amex only |
| X |
True credit (No PIN/Signature capability) |
| P |
Indicates that CSC is provided in the API request |
| N |
Indicates that CSC is not provided in the API request |
| I |
Indicates that CSC is illegible |
| X |
Indicates that CSC is not present on the payment card |
| PTS |
Points |
| DEF |
Default currency of an account |
| S |
Indicates that a secondary transaction cycle is closed. Secondary RTC includes only direct debit transactions |
| P |
Indicates that a primary transaction cycle is closed. Primary RTC includes only payment card transactions or both card and direct debit transactions |
| CA |
California |
| AL |
Alabama |
| AK |
Alaska |
| AZ |
Arizona |
| CT |
Connecticut |
| CO |
Colorado |
| GA |
Georgia |
| FL |
Florida |
| DE |
Delaware |
| AR |
Arkansas |
| IL |
Illinois |
| HI |
Hawaii |
| ID |
Idaho |
| IN |
Indiana |
| KS |
Kansas |
| KY |
Commonwealth of Kentucky |
| IA |
Iowa |
| ME |
Maine |
| LA |
Louisiana |
| MN |
Minnesota |
| MI |
Michigan |
| MO |
Missouri |
| MD |
Maryland |
| MA |
Massachusetts |
| MS |
Mississippi |
| MT |
Montana |
| NV |
Nevada |
| NH |
New Hampshire |
| NJ |
New Jersey |
| NE |
Nebraska |
| NY |
New York |
| NC |
North Carolina |
| OK |
Oklahoma |
| OH |
Ohio |
| ND |
North Dakota |
| PA |
Commonwealth of Pennsylvania |
| OR |
Oregon |
| NM |
New Mexico |
| SD |
South Dakota |
| TN |
Tennessee |
| RI |
Rhode Island |
| SC |
South Carolina |
| VA |
Commonwealth of Virginia |
| VT |
Vermont |
| UT |
Utah |
| TX |
Texas |
| WV |
West Virginia |
| WA |
Washington |
| WI |
Wisconsin |
| DC |
Washington DC |
| WY |
Wyoming |
| NP |
Not present |
| MC |
Magnetic card |
| CC |
Chip card |
| CH |
Check |
| S |
Swipe/Scan; data is received when a card/check is swiped/scanned |
| H |
Chip; data is received when an EMV card is inserted into a terminal |
| C |
Contactless; data is received when a contactless card is tapped to a terminal |
| M |
Manual; data is received when a user enters it manually. Used when card/check data cannot be read by any of the entry methods indicated above |
| X |
Unknown |
| S |
Supported |
| U |
Unsupported |
| N |
Inoperative |
| O |
Offline |
| VC |
Visa credit card |
| VD |
Visa debit card |
| MC |
MasterCard credit card |
| MD |
MasterCard debit card |
| DC |
Discover credit card |
| DD |
Discover debit card |
| AC |
AmEx credit card |
| NC |
Diners credit card |
| BD |
Bank debit Card |
| BC |
Checking account |
| BS |
Savings account |
| VP |
Visa prepaid card |
| VS |
Visa fleet card |
| MP |
MasterCard prepaid card |
| MF |
MasterCard fleet card |
| EF |
EBT food stamp |
| EC |
EBT cash benefit |
| GG |
General gift card |
| FL |
Fleet One card |
| GF |
Fuelman or FleetWide card |
| VF |
Voyager fleet card |
| WX |
WEX fleet card |
| CA |
Cash (used for sale-info, credit-info API calls) |
| CK |
Check (used for sale-info, credit-info API calls) |
| VE |
Visa debit checking account |
| VV |
Visa debit saving account |
| UC |
UnionPay credit card |
| UD |
UnionPay debit card |
| G |
Gift shop |
| L |
Laundry |
| B |
Mini bar |
| R |
Restaurant |
| T |
Telephone |
| S |
Gass |
| M |
Extra mileage |
| N |
Late return |
| W |
One way service |
| P |
Parking violation |
Fallback Reason Code Type
| NA |
Indicates that none of the applications, available on the chip, are supported by the terminal |
| TE |
Indicates that processing is not physically possible |
| P |
Person |
| O |
Organization (used for level II and level III transactions) |
Holder Verification Mode Type
| NN |
No verification |
| II |
Ink signature verification |
| DD |
Digital signature verification |
| PP |
PIN verification |
| PI |
PIN and ink signature verification |
| PD |
PIN and digital signature verification |
Identity Verification Type
| ssn_4 |
The last four digits of a bank account holder’s social security number |
| dob_y |
Birth year of a bank account holder |
| H |
Hotel |
| R |
Restaurant |
| G |
Gift shop |
| S |
Health spa |
| B |
Beauty shop |
| F |
Convention fee |
| T |
Tennis |
| O |
Golf |
| M |
Completed |
| P |
Pending |
| F |
Failed |
| C |
Cancelled |
| migrate-terminal |
Type of the request/response |
Pre-tokenization Verification Mode Type
| NN |
Indicates that pre-tokenization verification of the payment card or bank account is not performed |
| PF |
Indicates that pre-tokenization verification of the payment card or bank account is performed by a processor. If verification fails, tokenization request is declined |
| online |
Indicates that the transaction is processed online |
| offline |
Indicates that the transaction is processed offline, i.e. it is pre-processed (in case of swiped transactions) or it has been approved by the chip (in case of EMV transactions) |
| request |
Indicates that the transaction is executed by the terminal |
| queue |
Indicates that the transaction is queued by the terminal for further processing |
| N |
Indicates that the receipt is not needed. |
| G |
Indicates that the receipt is sent to a customer via email. |
| T |
Indicates that the receipt is printed out by the terminal. |
| P |
Indicates that the receipt is printed out by the POS. |
| page |
Indicates that when a transaction is completed, a result (confirmation) page with the response is rendered, regardless of the transaction response (approval or decline). On the result (confirmation) page there is a Continue button to automatically redirect the user to the link indicated in returnURL (if it is included in the request). |
| page-approval |
Indicates that when a transaction is completed, a result (confirmation) page with the response is rendered only if the transaction has been approved. The Continue button (to automatically redirect the user to the link indicated in returnURL) is present only if the transaction has been approved. If the transaction has been declined, response message is rendered on the main page (HPP session invalidated, no further action is allowed). |
| redirect |
Indicates that when a transaction is completed, a user is automatically redirected to the link indicated in returnURL (bypassing a confirmation page) regardless of the transaction response (approval or decline). |
| redirect-approval |
Indicates that when a transaction is completed and approved by the processor, a user is automatically redirected to the link indicated in returnURL (bypassing a confirmation page). If the transaction has been declined, the user is forwarded to the result page (HPP session closed, no further action allowed). |
| settled |
Only settled transactions are included in report |
| unsettled |
Only unsettled transaction are included in report |
| all |
All transactions are included in report |
| AD |
Advance deposit |
| AR |
Assured reservation |
| DC |
Delayed charge |
| ES |
Express service |
| NC |
Normal charge |
| NS |
No show charge |
| FR |
Frequent renter |
| all |
Indicates that transactions of all submission types are exported |
| realtime |
Indicates that real-time transactions are exported |
| batch |
Indicates that batch transactions are exported |
| rebill |
Indicates that transactions that are in rebill are exported |
| retry |
Indicates that transactions that are in retry are exported |
| P |
Indicates that tax information is provided |
| N |
Indicates that tax information is not provided |
| E |
Indicates that payment card or bank account holder Is exempted from paying taxes |
Terminal Capability Mode Type
| unknown |
Terminal capability is unknown |
| unused |
No terminal is used |
| manual |
Transaction data can be entered manually |
| stripe |
Transaction data can be entered via magnetic stripe reader (swipe technology is used) |
| barcode |
Transaction data can be entered via barcode reader |
| qrcode |
Transaction data can be entered via QR code reader |
| ocr |
Transaction data can be entered via optical reader |
| icc |
Transaction data can be entered via EMV reader |
| contactless |
Transaction data can be entered via contactless payment technology |
| signature |
Transaction must be approved with the customer's signature |
| rfid |
Transaction data can be entered via RFID (radio frequency identification) reader |
| micr |
Transaction data can be entered via MICR (magnetic ink character recognition) reader |
| mpos |
Device can be used as mobile POS |
| POS |
Indicates that a POS terminal is used |
| AFP |
Indicates that an automated fuel pump terminal is used |
Tokenization Account Type
| VC |
Visa credit card |
| VD |
Visa debit card |
| MC |
MasterCard credit card |
| MD |
MasterCard debit card |
| DC |
Discover credit card |
| DD |
Discover debit card |
| AC |
AmEx credit card |
| NC |
Diners credit card |
| BD |
Bank debit card |
| BC |
Checking account |
| BS |
Savings account |
| VP |
Visa prepaid card |
| VS |
Visa fleet card |
| MP |
MasterCard prepaid card |
| MF |
MasterCard fleet card |
| EF |
EBT food stamp |
| EC |
EBT cash benefit |
| GG |
General gift card |
| FL |
Fleet One card |
| GF |
Fuelman or FleetWide card |
| VF |
Voyager fleet card |
| WX |
WEX fleet card |
| VE |
Visa debit checking account |
| VV |
Visa debit saving account |
| UC |
UnionPay credit card |
| UD |
UnionPay debit card |
Transaction Category Type
| B |
Bill payment |
| R |
Recurring |
| I |
Installment |
| H |
Healthcare |
Transaction Industry Type
| DM |
Direct marketing |
| EC |
Ecommerce |
| PT |
Petroleum |
| RE |
Retail |
| RS |
Restaurant |
| LD |
Lodging |
| CCD |
Corporate credit or debit (direct debit only) |
| PPD |
Prearranged payment and deposit entry (direct debit only) |
| POP |
Point purchase entry (direct debit only) |
| TEL |
Telephone initiated entry (direct debit only) |
| WEB |
Internet initiated entry (direct debit only) |
| C21 |
Check 21 (direct debit only) |
| P |
Indicates that a transaction is card-present and is initiated by a cardholder |
| N |
Indicates that a transaction is card-not-present and is initiated by a cardholder |
| S |
Indicates that a transaction is going to be stored as card-on-file and is initiated by a cardholder |
| O |
Indicates that a transaction is stored as card-on-file and is initiated by a merchant |
| N |
Indicates that the transaction is in pending status, i.e. is waiting for approval within a batch file |
| P |
Indicates that the transaction has been processed |
| C |
Indicates that the transaction has been cancelled |
| R |
Indicates that the transaction has been submitted for retry and is in rebill at the moment |
| all |
Indicates that transactions of all types are exported |
| sale |
Sale |
| refund |
Refund |
| void |
Void |
| decline |
Decline |
| auth |
Authorization |
| blacklist |
Blacklist |
| return |
Return |
| chargeback |
Chargeback |
| reversal |
Reversal |
| AC |
Brazil Agriculture Maintenance Account (Custeio) |
| AE |
Brazil Agriculture Debit Account (Electron) |
| AG |
Brazil Agriculture |
| AI |
Brazil Agriculture Investment Loan (Investimento) |
| CG |
Brazil Cargo |
| CS |
Construction |
| DS |
Distribution |
| HC |
Healthcare |
| LP |
Visa Large-Purchase Advantage (VLPA) |
| MA |
Visa Mobile Agent |
| MB |
Interoperable Mobile Branchless Banking |
| MG |
Visa Mobile General |
| VA |
Brazil Food or Supermarket (Alimentacao Visa Vale) |
| VF |
Brazil Fuel (Flex Visa Vale) |
| VR |
Brazil Food or Restaurant (Refeicao Visa Vale) |
| CI |
Indicates that a void has been initiated by a customer |
| TR |
Indicates that a void has been done due to a timeout |
| SM |
Indicates that a void has been done due to an error within the system |
| SF |
Indicates that a void has been done due to a suspected fraud attempt |
| PR |
Indicates that a void has been done due to a premature card removal |
| CD |
Indicates that a void has been done due to a payment card chip decline |
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