Home > Codes


FirstData BuyPass  (real-time) Response Codes:



Transaction Responses   
Code Type Message UniPay Code
11 Good Approved (VIP). A01
00 Good Approved or completed successfully. A01
10 Good Approved, partial amount approved. A05
92 Soft Financial institution or intermediate network unknown for routing. D01
15 Soft No such issuer. D01
51 Soft Insufficient funds. D03
65 Soft Exceeds withdrawal frequency limit. D03
61 Soft Exceeds withdrawal amount limit. D03
05 Soft Do not honor. D03
67 Hard Hard capture; pick up. D04
04 Hard Pick up. D04
14 Hard Invalid card number (no such number). D05
52 Hard No checking account. D06
53 Hard No savings account. D06
55 Soft Incorrect PIN. D07
86 Soft Invalid card security code. D08
7Z Soft Duplicate completion. D09
94 Soft Duplication transaction. D09
7X Soft Duplicate reversal. D09
41 Hard Lost card; pick up. D10
43 Hard Stolen card; pick up. D11
96 Soft System malfunction. D12
90 Soft System error. D12
7Y Soft Subsystem unavailable. D12
54 Hard Expired card. D16
33 Hard Expired card; pick up. D16
19 Soft Try again. D17
7U Soft Amount too large. D18
13 Soft Invalid amount. D18
75 Soft Allowable number of PIN tries exceeded. D21
21 Hard Reversal error. D22
22 Hard Reversal error. D22
01 Hard Refer to card issuer. D27
25 Hard Unable to locate record on file. D27
57 Hard Transaction not permitted by cardholder. D27
40 Hard Totals unavailable. D27
26 Hard Referred ID not in DL database. D27
R1 Hard Not approved. D27
29 Hard Hard negative info on file. D27
08 Hard Honor with identification. D27
12 Hard Invalid transaction. D27
02 Hard Refer to card issuer's special conditions. D27
82 Hard Count exceeds limit. D27
7V Hard Duplicate return. D27
R3 Hard Not approved. D27
30 Hard Format error (may also be a reversal). D27
66 Hard Card acceptor; call acquirer security. D27
93 Hard Transaction cannot be completed ; violation of law. D27
R0 Hard Not approved. D27
85 Hard No reason to decline. D27
76 Hard Key synchronization error. D27
06 Hard Error. D27
7W Hard Unsuccessful. D27
36 Soft Restricted card; pick up. D29
62 Soft Restricted card. D29
27 Soft Referred - Call Center. D30
34 Soft Suspected fraud; pick up. D31
03 Soft Invalid merchant. D34
28 Soft Referred skip trace info needed. E02
91 Soft Issuer or switch is inoperative (time-out). E02

AVS Responses   
Code Message UniPay Code
R Retry. System unavailable or timed out 00
I Address is not verified 40
U Address is not available 40
C Street address and ZIP don't match 45
Z Street address doesn't match, five-digit ZIP matches 46
P Street address doesn't match, nine-digit ZIP matches 47
W Street address doesn't match, nine-digit ZIP matches 47
N Street address or ZIP doesn't match 4A
B Street address matches, 4D
A Street address matches, ZIP does not 4D
T Street address and five-digit ZIP match 4E
F Street address and five-digit ZIP match 4E
Y Street address and five-digit ZIP match 4E
D Street address and ZIP match 4F
M Street address and ZIP match 4F
G Street address and ZIP match 4F
X Name, billing address and ZIP match 7F
S AVS service is not supported by issuer 80

CSC Responses   
Code Message UniPay Code
M Match M
Y Match M
N No Match N
P Not Processed P
S Should be on the card S
U Issuer unable to process request. Issuer is not certified U

FirstData BuyPass  (real-time) Response Codes:



Transaction Responses   
Code Type Message UniPay Code
11 Good Approved (VIP). A01
00 Good Approved or completed successfully. A01
10 Good Approved, partial amount approved. A05
92 Soft Financial institution or intermediate network unknown for routing. D01
15 Soft No such issuer. D01
51 Soft Insufficient funds. D03
65 Soft Exceeds withdrawal frequency limit. D03
61 Soft Exceeds withdrawal amount limit. D03
05 Soft Do not honor. D03
67 Hard Hard capture; pick up. D04
04 Hard Pick up. D04
14 Hard Invalid card number (no such number). D05
52 Hard No checking account. D06
53 Hard No savings account. D06
55 Soft Incorrect PIN. D07
86 Soft Invalid card security code. D08
7Z Soft Duplicate completion. D09
94 Soft Duplication transaction. D09
7X Soft Duplicate reversal. D09
41 Hard Lost card; pick up. D10
43 Hard Stolen card; pick up. D11
96 Soft System malfunction. D12
90 Soft System error. D12
7Y Soft Subsystem unavailable. D12
54 Hard Expired card. D16
33 Hard Expired card; pick up. D16
19 Soft Try again. D17
7U Soft Amount too large. D18
13 Soft Invalid amount. D18
75 Soft Allowable number of PIN tries exceeded. D21
21 Hard Reversal error. D22
22 Hard Reversal error. D22
01 Hard Refer to card issuer. D27
25 Hard Unable to locate record on file. D27
57 Hard Transaction not permitted by cardholder. D27
40 Hard Totals unavailable. D27
26 Hard Referred ID not in DL database. D27
R1 Hard Not approved. D27
29 Hard Hard negative info on file. D27
08 Hard Honor with identification. D27
12 Hard Invalid transaction. D27
02 Hard Refer to card issuer's special conditions. D27
82 Hard Count exceeds limit. D27
7V Hard Duplicate return. D27
R3 Hard Not approved. D27
30 Hard Format error (may also be a reversal). D27
66 Hard Card acceptor; call acquirer security. D27
93 Hard Transaction cannot be completed ; violation of law. D27
R0 Hard Not approved. D27
85 Hard No reason to decline. D27
76 Hard Key synchronization error. D27
06 Hard Error. D27
7W Hard Unsuccessful. D27
36 Soft Restricted card; pick up. D29
62 Soft Restricted card. D29
27 Soft Referred - Call Center. D30
34 Soft Suspected fraud; pick up. D31
03 Soft Invalid merchant. D34
28 Soft Referred skip trace info needed. E02
91 Soft Issuer or switch is inoperative (time-out). E02

AVS Responses   
Code Message UniPay Code
R Retry. System unavailable or timed out 00
I Address is not verified 40
U Address is not available 40
C Street address and ZIP don't match 45
Z Street address doesn't match, five-digit ZIP matches 46
P Street address doesn't match, nine-digit ZIP matches 47
W Street address doesn't match, nine-digit ZIP matches 47
N Street address or ZIP doesn't match 4A
B Street address matches, 4D
A Street address matches, ZIP does not 4D
T Street address and five-digit ZIP match 4E
F Street address and five-digit ZIP match 4E
Y Street address and five-digit ZIP match 4E
D Street address and ZIP match 4F
M Street address and ZIP match 4F
G Street address and ZIP match 4F
X Name, billing address and ZIP match 7F
S AVS service is not supported by issuer 80

CSC Responses   
Code Message UniPay Code
M Match M
Y Match M
N No Match N
P Not Processed P
S Should be on the card S
U Issuer unable to process request. Issuer is not certified U