| BALANCE_UNKNOWN | 
                                                                                                                                                Good | 
                                                                                                                                                A balance amount might be available for the card. Points redemption should be offered to the payer. | 
                                                                        
                                                                                                                                                
                                                                            A01                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | APPROVED_AUTO | 
                                                                                                                                                Good | 
                                                                                                                                                The transaction was automatically approved by the gateway. it was not submitted to the acquirer. | 
                                                                        
                                                                                                                                                
                                                                            A01                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | APPROVED_PENDING_SETTLEME | 
                                                                                                                                                Good | 
                                                                                                                                                Transaction Approved - pending batch settlement | 
                                                                        
                                                                                                                                                
                                                                            A01                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | BALANCE_AVAILABLE | 
                                                                                                                                                Good | 
                                                                                                                                                A balance amount is available for the card, and the payer can redeem points. | 
                                                                        
                                                                                                                                                
                                                                            A01                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | SUBMITTED | 
                                                                                                                                                Good | 
                                                                                                                                                The transaction has successfully been created in the gateway. It is either awaiting submission to the acquirer or has been submitted to the acquirer but the gateway has not yet received a response about the success or otherwise of the payment. | 
                                                                        
                                                                                                                                                
                                                                            A01                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | APPROVED | 
                                                                                                                                                Good | 
                                                                                                                                                Transaction Approved | 
                                                                        
                                                                                                                                                
                                                                            A01                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | PENDING | 
                                                                                                                                                Good | 
                                                                                                                                                Transaction is pending | 
                                                                        
                                                                                                                                                
                                                                            A01                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | PARTIALLY_APPROVED | 
                                                                                                                                                Good | 
                                                                                                                                                The transaction was approved for a lesser amount than requested. The approved amount is returned in order.totalAuthorizedAmount. | 
                                                                        
                                                                                                                                                
                                                                            A05                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | ABORTED | 
                                                                                                                                                Soft | 
                                                                                                                                                Transaction aborted by payer | 
                                                                        
                                                                                                                                                
                                                                            D01                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | NO_BALANCE | 
                                                                                                                                                Soft | 
                                                                                                                                                A balance amount is not available for the card. The payer cannot redeem points. | 
                                                                        
                                                                                                                                                
                                                                            D01                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | SYSTEM_ERROR | 
                                                                                                                                                Soft | 
                                                                                                                                                Internal system error occurred processing the transaction | 
                                                                        
                                                                                                                                                
                                                                            D01                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | DECLINED | 
                                                                                                                                                Soft | 
                                                                                                                                                The requested operation was not successful. For example, a payment was declined by issuer or payer authentication was not able to be successfully completed. | 
                                                                        
                                                                                                                                                
                                                                            D01                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | REFERRED | 
                                                                                                                                                Soft | 
                                                                                                                                                Transaction declined - refer to issuer | 
                                                                        
                                                                                                                                                
                                                                            D01                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | DECLINED_DO_NOT_CONTACT | 
                                                                                                                                                Soft | 
                                                                                                                                                Transaction declined - do not contact issuer | 
                                                                        
                                                                                                                                                
                                                                            D01                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | UNSPECIFIED_FAILURE | 
                                                                                                                                                Soft | 
                                                                                                                                                Transaction could not be processed | 
                                                                        
                                                                                                                                                
                                                                            D01                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | NOT_ENROLLED_3D_SECURE | 
                                                                                                                                                Soft | 
                                                                                                                                                Card holder is not enrolled in 3D Secure | 
                                                                        
                                                                                                                                                
                                                                            D01                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | ACQUIRER_SYSTEM_ERROR | 
                                                                                                                                                Soft | 
                                                                                                                                                Acquirer system error occurred processing the transaction | 
                                                                        
                                                                                                                                                
                                                                            D01                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | EXCEEDED_RETRY_LIMIT | 
                                                                                                                                                Soft | 
                                                                                                                                                Transaction retry limit exceeded | 
                                                                        
                                                                                                                                                
                                                                            D01                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | INVALID_REQUEST | 
                                                                                                                                                Soft | 
                                                                                                                                                The request was rejected because it did not conform to the API protocol. | 
                                                                        
                                                                                                                                                
                                                                            D01                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | TIMED_OUT | 
                                                                                                                                                Soft | 
                                                                                                                                                The gateway has timed out the request to the acquirer because it did not receive a response. Points redemption should not be offered to the payer. | 
                                                                        
                                                                                                                                                
                                                                            D01                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | SERVER_FAILED | 
                                                                                                                                                Soft | 
                                                                                                                                                There was an internal system failure. | 
                                                                        
                                                                                                                                                
                                                                            D01                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | NOT_SUPPORTED | 
                                                                                                                                                Soft | 
                                                                                                                                                Transaction type not supported | 
                                                                        
                                                                                                                                                
                                                                            D01                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | CANCELLED | 
                                                                                                                                                Soft | 
                                                                                                                                                Transaction cancelled by payer | 
                                                                        
                                                                                                                                                
                                                                            D01                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | AUTHENTICATION_FAILED | 
                                                                                                                                                Soft | 
                                                                                                                                                Payer authentication failed | 
                                                                        
                                                                                                                                                
                                                                            D01                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | REQUEST_REJECTED | 
                                                                                                                                                Soft | 
                                                                                                                                                The request was rejected due to security reasons such as firewall rules, expired certificate, etc. | 
                                                                        
                                                                                                                                                
                                                                            D01                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | EXPIRED_CARD | 
                                                                                                                                                Hard | 
                                                                                                                                                Transaction declined due to expired card | 
                                                                        
                                                                                                                                                
                                                                            D02                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | INSUFFICIENT_FUNDS | 
                                                                                                                                                Soft | 
                                                                                                                                                Transaction declined due to insufficient funds | 
                                                                        
                                                                                                                                                
                                                                            D03                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | DECLINED_INVALID_PIN | 
                                                                                                                                                Soft | 
                                                                                                                                                Transaction declined due to invalid PIN | 
                                                                        
                                                                                                                                                
                                                                            D07                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | INVALID_CSC | 
                                                                                                                                                Soft | 
                                                                                                                                                Invalid card security code | 
                                                                        
                                                                                                                                                
                                                                            D08                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | DECLINED_CSC | 
                                                                                                                                                Soft | 
                                                                                                                                                Transaction declined due to card security code | 
                                                                        
                                                                                                                                                
                                                                            D08                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | DECLINED_AVS_CSC | 
                                                                                                                                                Soft | 
                                                                                                                                                Transaction declined due to address verification and card security code | 
                                                                        
                                                                                                                                                
                                                                            D08                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | DUPLICATE_BATCH | 
                                                                                                                                                Soft | 
                                                                                                                                                Transaction declined due to duplicate batch | 
                                                                        
                                                                                                                                                
                                                                            D09                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | DECLINED_PAYMENT_PLAN | 
                                                                                                                                                Hard | 
                                                                                                                                                Transaction declined due to payment plan | 
                                                                        
                                                                                                                                                
                                                                            D13                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | LOCK_FAILURE | 
                                                                                                                                                Soft | 
                                                                                                                                                Order locked - another transaction is in progress for this order | 
                                                                        
                                                                                                                                                
                                                                            D17                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | UNKNOWN | 
                                                                                                                                                Hard | 
                                                                                                                                                The transaction has been submitted to the acquirer but the gateway was not able to find out about the success or otherwise of the payment. If the gateway subsequently finds out about the success of the payment it will update the response code. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | AUTHENTICATION_IN_PROGRES | 
                                                                                                                                                Soft | 
                                                                                                                                                The operation determined that payer authentication is possible for the given card, but this has not been completed, and requires further action by the merchant to proceed. | 
                                                                        
                                                                                                                                                
                                                                            D30                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | BLOCKED | 
                                                                                                                                                Soft | 
                                                                                                                                                Transaction blocked due to Risk or 3D Secure blocking rules | 
                                                                        
                                                                                                                                                
                                                                            D33                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | DECLINED_AVS | 
                                                                                                                                                soft | 
                                                                                                                                                Transaction declined due to address verification | 
                                                                        
                                                                                                                                                
                                                                            D40                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | DECLINED_PIN_REQUIRED | 
                                                                                                                                                Good | 
                                                                                                                                                Transaction declined due to PIN required | 
                                                                        
                                                                                                                                                
                                                                            D48                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | SERVER_BUSY | 
                                                                                                                                                Soft | 
                                                                                                                                                The server did not have enough resources to process the request at the moment. | 
                                                                        
                                                                                                                                                
                                                                            E02                                                                         |