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Credorax (ePower)  (real-time) Response Codes:



Transaction Responses   
Code Type Message UniPay Code
83 Good Not declined (Valid for all zero amount transactions) A01
00 Good Approved or completed successfully A01
01 Good Approved or completed successfully A01
80 Good Approval for Purchase Amount only A01
11 Good Partial Approval A05
04 Soft Do not Honour D01
67 Soft Retain Card; no reason specified D01
05 Soft Do not honour D01
59 Soft Suspected Fraud D01
07 Soft Honour with ID D01
51 Soft Not sufficient funds D03
43 Hard Hot Card, Pickup (if possible) D04
44 Hard Pickup Card D04
42 Hard Special Pickup D04
14 Hard Invalid card number D05
22 Hard No Checking Account D06
23 Hard No Saving Account D06
76 Hard Invalid Account D06
20 Hard No From Account D06
21 Hard No To Account D06
24 Hard No Credit Account D06
55 Soft Incorrect PIN; Re-enter D07
N7 Soft N7 (visa), Decline CVV2 failure D08
82 Soft Invalid Card Verification Value (CVV) D08
94 Soft Duplicate Transaction D09
41 Hard Lost Card, Pickup D10
58 Soft Txn Not Permitted On Term D12
N3 Soft Cash Service Not Available D12
77 Soft Issuer Does Not Participate In The Service D12
57 Soft Transaction not permitted on card D12
39 Soft Transaction Not Allowed D12
61 Soft Exceeds amount limit D15
65 Soft Exceeds frequency limit D15
N4 Soft Cash Back Request Exceeds Issuer Limit D15
66 Soft Exceeds Acquirer Limit D15
54 Hard Expired card D16
19 Soft System Error; Re-enter transaction D17
13 Soft Invalid amount D18
75 Soft Exceeds PIN Retry D21
88 Hard MAC sync Error D27
30 Hard Format error D27
08 Hard Time-Out D27
86 Hard K M E Sync Error D27
78 Hard Function Not Available D27
63 Hard MAC Key Error D27
R3 Hard Revocation of all Authorisations Order D27
92 Hard Invalid Issuer D27
81 Hard Unable to Verify PIN D27
84 Hard Invalid Life Cycle of transaction D27
R0 Hard Stop Payment Order D27
89 Hard Security Violation D27
34 Hard Implausible card data D27
09 Hard No Original D27
79 Hard Key Validation Error D27
12 Hard Invalid transaction card / issuer / acquirer D27
93 Hard Transaction cannot be completed D27
68 Hard Response received too late D27
87 Hard PIN Key Error D27
17 Hard Invalid Capture date (terminal business date) D27
85 Hard No Keys To use D27
10 Hard Unable to Reverse D27
R1 Hard Revocation of Authorisation Order D27
91 Hard Issuer not available D27
62 Soft Restricted card D29
02 Soft Refer to card issuer D30
03 Soft Invalid merchant D33
06 Soft Invalid Transaction for Terminal D34

Credorax (ePower)  (real-time) Response Codes:



Transaction Responses   
Code Type Message UniPay Code
83 Good Not declined (Valid for all zero amount transactions) A01
00 Good Approved or completed successfully A01
01 Good Approved or completed successfully A01
80 Good Approval for Purchase Amount only A01
11 Good Partial Approval A05
04 Soft Do not Honour D01
67 Soft Retain Card; no reason specified D01
05 Soft Do not honour D01
59 Soft Suspected Fraud D01
07 Soft Honour with ID D01
51 Soft Not sufficient funds D03
43 Hard Hot Card, Pickup (if possible) D04
44 Hard Pickup Card D04
42 Hard Special Pickup D04
14 Hard Invalid card number D05
22 Hard No Checking Account D06
23 Hard No Saving Account D06
76 Hard Invalid Account D06
20 Hard No From Account D06
21 Hard No To Account D06
24 Hard No Credit Account D06
55 Soft Incorrect PIN; Re-enter D07
N7 Soft N7 (visa), Decline CVV2 failure D08
82 Soft Invalid Card Verification Value (CVV) D08
94 Soft Duplicate Transaction D09
41 Hard Lost Card, Pickup D10
58 Soft Txn Not Permitted On Term D12
N3 Soft Cash Service Not Available D12
77 Soft Issuer Does Not Participate In The Service D12
57 Soft Transaction not permitted on card D12
39 Soft Transaction Not Allowed D12
61 Soft Exceeds amount limit D15
65 Soft Exceeds frequency limit D15
N4 Soft Cash Back Request Exceeds Issuer Limit D15
66 Soft Exceeds Acquirer Limit D15
54 Hard Expired card D16
19 Soft System Error; Re-enter transaction D17
13 Soft Invalid amount D18
75 Soft Exceeds PIN Retry D21
88 Hard MAC sync Error D27
30 Hard Format error D27
08 Hard Time-Out D27
86 Hard K M E Sync Error D27
78 Hard Function Not Available D27
63 Hard MAC Key Error D27
R3 Hard Revocation of all Authorisations Order D27
92 Hard Invalid Issuer D27
81 Hard Unable to Verify PIN D27
84 Hard Invalid Life Cycle of transaction D27
R0 Hard Stop Payment Order D27
89 Hard Security Violation D27
34 Hard Implausible card data D27
09 Hard No Original D27
79 Hard Key Validation Error D27
12 Hard Invalid transaction card / issuer / acquirer D27
93 Hard Transaction cannot be completed D27
68 Hard Response received too late D27
87 Hard PIN Key Error D27
17 Hard Invalid Capture date (terminal business date) D27
85 Hard No Keys To use D27
10 Hard Unable to Reverse D27
R1 Hard Revocation of Authorisation Order D27
91 Hard Issuer not available D27
62 Soft Restricted card D29
02 Soft Refer to card issuer D30
03 Soft Invalid merchant D33
06 Soft Invalid Transaction for Terminal D34