| 1 | 
                                                                                                                                                Good | 
                                                                                                                                                This transaction has been approved | 
                                                                        
                                                                                                                                                
                                                                            A01                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 7 | 
                                                                                                                                                Hard | 
                                                                                                                                                The credit card expiration date is invalid. | 
                                                                        
                                                                                                                                                
                                                                            D02                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 4 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction has been declined. | 
                                                                        
                                                                                                                                                
                                                                            D04                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 6 | 
                                                                                                                                                Hard | 
                                                                                                                                                The credit card number is invalid | 
                                                                        
                                                                                                                                                
                                                                            D05                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 11 | 
                                                                                                                                                Soft | 
                                                                                                                                                A duplicate transaction has been  submitted. | 
                                                                        
                                                                                                                                                
                                                                            D09                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 8 | 
                                                                                                                                                Hard | 
                                                                                                                                                The credit card has expired. | 
                                                                        
                                                                                                                                                
                                                                            D16                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 5 | 
                                                                                                                                                Soft | 
                                                                                                                                                A valid amount is required | 
                                                                        
                                                                                                                                                
                                                                            D18                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 214 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction has been declined | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 70 | 
                                                                                                                                                Hard | 
                                                                                                                                                The transaction method is invalid | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 185 | 
                                                                                                                                                Hard | 
                                                                                                                                                This reason code is reserved or not  applicable to this API. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 60 | 
                                                                                                                                                Hard | 
                                                                                                                                                An error occurred in processing. Please  try again in 5 minutes | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 119 | 
                                                                                                                                                Hard | 
                                                                                                                                                Transactions having cardholder  authentication values cannot be marked  as recurring. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 300 | 
                                                                                                                                                Hard | 
                                                                                                                                                The device ID is invalid | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 106 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction is currently under  review. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 49 | 
                                                                                                                                                Hard | 
                                                                                                                                                A transaction amount greater than  $[amount] will not be accepted | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 270 | 
                                                                                                                                                Hard | 
                                                                                                                                                The line item [item number] is invalid | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 23 | 
                                                                                                                                                Hard | 
                                                                                                                                                An error occurred during processing.  Please try again in 5 minutes. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 40 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction must be encrypted | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 245 | 
                                                                                                                                                Hard | 
                                                                                                                                                This eCheck.Net type is not allowed  when using the payment gateway  hosted payment form. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 91 | 
                                                                                                                                                Hard | 
                                                                                                                                                Version 2.5 is no longer supported | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 219 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction has been declined | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 83 | 
                                                                                                                                                Hard | 
                                                                                                                                                The requested script is either invalid or  no longer supported. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 165 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction has been declined | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 317 | 
                                                                                                                                                Hard | 
                                                                                                                                                The credit card has expired. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 127 | 
                                                                                                                                                Hard | 
                                                                                                                                                The transaction resulted in an AVS  mismatch. The address provided does  not match billing address of cardholder | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 44 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction has been declined | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 209 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction has been declined | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 73 | 
                                                                                                                                                Hard | 
                                                                                                                                                The driver’s license date of birth is  invalid. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 201 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction has been declined | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 63 | 
                                                                                                                                                Hard | 
                                                                                                                                                An error occurred in processing. Please  try again in 5 minutes | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 304 | 
                                                                                                                                                Hard | 
                                                                                                                                                The original transaction is in a closed  batch. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 109 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction is currently under  review. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 52 | 
                                                                                                                                                Hard | 
                                                                                                                                                The transaction was authorized, but the  client could not be notified; the  transaction will not be settled. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 289 | 
                                                                                                                                                Hard | 
                                                                                                                                                This processor does not accept zero  dollar authorization for this card type | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 101 | 
                                                                                                                                                Hard | 
                                                                                                                                                The given name on the account and/or  the account type does not match the  actual account. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 26 | 
                                                                                                                                                Hard | 
                                                                                                                                                An error occurred during processing.  Please try again in 5 minutes. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 78 | 
                                                                                                                                                Hard | 
                                                                                                                                                The Card Code (CVV2/CVC2/CID) is  invalid. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 172 | 
                                                                                                                                                Hard | 
                                                                                                                                                An error occurred during processing.  Please contact the merchant | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 131 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction cannot be accepted at  this time. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 309 | 
                                                                                                                                                Hard | 
                                                                                                                                                The device has been disabled. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 248 | 
                                                                                                                                                Hard | 
                                                                                                                                                The check number is invalid | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 98 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction cannot be accepted | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 222 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction has been declined | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 86 | 
                                                                                                                                                Hard | 
                                                                                                                                                This reason code is reserved or not  applicable to this API. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 16 | 
                                                                                                                                                Hard | 
                                                                                                                                                The transaction was not found. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 58 | 
                                                                                                                                                Hard | 
                                                                                                                                                An error occurred in processing. Please  try again in 5 minutes | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 117 | 
                                                                                                                                                Hard | 
                                                                                                                                                The cardholder authentication value is  invalid | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 55 | 
                                                                                                                                                Hard | 
                                                                                                                                                The sum of credits against the  referenced transaction would exceed  the original debit amount. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 296 | 
                                                                                                                                                Hard | 
                                                                                                                                                The specified SplitTenderId is not valid. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 104 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction is currently under  review. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 47 | 
                                                                                                                                                Hard | 
                                                                                                                                                The amount requested for settlement  may not be greater than the original  amount authorized. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 254 | 
                                                                                                                                                Hard | 
                                                                                                                                                Your transaction has been declined. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 21 | 
                                                                                                                                                Hard | 
                                                                                                                                                An error occurred during processing.  Please try again in 5 minutes. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 37 | 
                                                                                                                                                Hard | 
                                                                                                                                                The credit card number is invalid. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 76 | 
                                                                                                                                                Hard | 
                                                                                                                                                The tax amount is invalid | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 204 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction has been declined | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 68 | 
                                                                                                                                                Hard | 
                                                                                                                                                The version parameter is invalid. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 243 | 
                                                                                                                                                Hard | 
                                                                                                                                                Recurring billing is not allowed for this  eCheck.Net type. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 89 | 
                                                                                                                                                Hard | 
                                                                                                                                                This reason code is reserved or not  applicable to this API. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 217 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction has been declined | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 81 | 
                                                                                                                                                Hard | 
                                                                                                                                                The requested form type is invalid | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 3 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction has been declined. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 175 | 
                                                                                                                                                Hard | 
                                                                                                                                                The processor does not allow voiding of  credits. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 145 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction has been declined | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 315 | 
                                                                                                                                                Hard | 
                                                                                                                                                The credit card number is invalid. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 122 | 
                                                                                                                                                Hard | 
                                                                                                                                                An error occurred during processing.  Please try again | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 71 | 
                                                                                                                                                Hard | 
                                                                                                                                                The bank account type is invalid | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 193 | 
                                                                                                                                                Hard | 
                                                                                                                                                The transaction is currently under  review. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 61 | 
                                                                                                                                                Hard | 
                                                                                                                                                An error occurred in processing. Please  try again in 5 minutes | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 120 | 
                                                                                                                                                Hard | 
                                                                                                                                                An error occurred during processing.  Please try again. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 301 | 
                                                                                                                                                Hard | 
                                                                                                                                                The device batch ID is invalid. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 107 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction is currently under  review. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 32 | 
                                                                                                                                                Hard | 
                                                                                                                                                This reason code is reserved or not  applicable to this API. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 50 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction is awaiting settlement  and cannot be refunded. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 271 | 
                                                                                                                                                Hard | 
                                                                                                                                                The number of line items submitted is  not allowed. A maximum of 30 line items  can be submitted. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 99 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction cannot be accepted | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 41 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction has been declined | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 318 | 
                                                                                                                                                Hard | 
                                                                                                                                                A duplicate transaction has been  submitted. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 128 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction cannot be processed | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 307 | 
                                                                                                                                                Hard | 
                                                                                                                                                The reversal was processed  successfully. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 246 | 
                                                                                                                                                Hard | 
                                                                                                                                                This eCheck.Net type is not allowed | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 92 | 
                                                                                                                                                Hard | 
                                                                                                                                                The gateway no longer supports the  requested method of integration | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 220 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction has been declined | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 84 | 
                                                                                                                                                Hard | 
                                                                                                                                                This reason code is reserved or not  applicable to this API. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 14 | 
                                                                                                                                                Hard | 
                                                                                                                                                The Referrer or Relay Response URL is  invalid. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 170 | 
                                                                                                                                                Hard | 
                                                                                                                                                An error occurred during processing.  Please contact the merchant | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 53 | 
                                                                                                                                                Hard | 
                                                                                                                                                The transaction type was invalid for  ACH transactions. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 290 | 
                                                                                                                                                Hard | 
                                                                                                                                                One or more required AVS values for  zero dollar authorization were not  submitted. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 102 | 
                                                                                                                                                Hard | 
                                                                                                                                                This request cannot be accepted | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 27 | 
                                                                                                                                                Hard | 
                                                                                                                                                The transaction resulted in an AVS  mismatch. The address provided does  not match billing address of cardholder. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 45 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction has been declined. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 252 | 
                                                                                                                                                Hard | 
                                                                                                                                                Your order has been received. Thank  you for your business! | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 19 | 
                                                                                                                                                Hard | 
                                                                                                                                                An error occurred during processing.  Please try again in 5 minutes. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 74 | 
                                                                                                                                                Hard | 
                                                                                                                                                The duty amount is invalid. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 202 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction has been declined | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 65 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction has been declined | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 305 | 
                                                                                                                                                Hard | 
                                                                                                                                                The merchant is configured for autoclose. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 110 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction is currently under  review. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 223 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction has been declined | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 87 | 
                                                                                                                                                Hard | 
                                                                                                                                                This reason code is reserved or not  applicable to this API. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 215 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction has been declined | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 79 | 
                                                                                                                                                Hard | 
                                                                                                                                                The driver’s license number is invalid | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 173 | 
                                                                                                                                                Hard | 
                                                                                                                                                An error occurred during processing.  Please contact the merchant. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 132 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction cannot be accepted at  this time. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 310 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction has already been  voided. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 250 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction has been declined | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 69 | 
                                                                                                                                                Hard | 
                                                                                                                                                The transaction type is invalid | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 181 | 
                                                                                                                                                Hard | 
                                                                                                                                                An error occurred during processing.  Please try again. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 59 | 
                                                                                                                                                Hard | 
                                                                                                                                                An error occurred in processing. Please  try again in 5 minutes | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 118 | 
                                                                                                                                                Hard | 
                                                                                                                                                The combination of authentication  indicator and cardholder authentication  value is invalid. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 56 | 
                                                                                                                                                Hard | 
                                                                                                                                                This merchant accepts ACH  transactions only; no credit card  transactions are accepted. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 297 | 
                                                                                                                                                Hard | 
                                                                                                                                                A Transaction ID and a Split Tender ID  cannot both be used in a single  transaction request. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 105 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction is currently under  review. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 48 | 
                                                                                                                                                Hard | 
                                                                                                                                                This processor does not accept partial  reversals. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 261 | 
                                                                                                                                                Hard | 
                                                                                                                                                An error occurred during processing.  Please try again. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 22 | 
                                                                                                                                                Hard | 
                                                                                                                                                An error occurred during processing.  Please try again in 5 minutes. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 244 | 
                                                                                                                                                Hard | 
                                                                                                                                                This eCheck.Net type is not allowed for  this Bank Account Type. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 90 | 
                                                                                                                                                Hard | 
                                                                                                                                                This reason code is reserved or not  applicable to this API. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 218 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction has been declined | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 82 | 
                                                                                                                                                Hard | 
                                                                                                                                                Scripts are only supported in version  2.5. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 12 | 
                                                                                                                                                Hard | 
                                                                                                                                                An authorization code is required but  not present. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 180 | 
                                                                                                                                                Hard | 
                                                                                                                                                An error occurred during processing.  Please try again | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 152 | 
                                                                                                                                                Hard | 
                                                                                                                                                The transaction was authorized, but the  client could not be notified; the  transaction will not be settled | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 316 | 
                                                                                                                                                Hard | 
                                                                                                                                                The credit card expiration date is invalid | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 123 | 
                                                                                                                                                Hard | 
                                                                                                                                                This account has not been given the  permission(s) required for this request | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 72 | 
                                                                                                                                                Hard | 
                                                                                                                                                The authorization code is invalid | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 200 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction has been declined | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 62 | 
                                                                                                                                                Hard | 
                                                                                                                                                An error occurred in processing. Please  try again in 5 minutes | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 121 | 
                                                                                                                                                Hard | 
                                                                                                                                                An error occurred during processing.  Please try again | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 303 | 
                                                                                                                                                Hard | 
                                                                                                                                                The device batch is full. Please close  the batch. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 108 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction is currently under  review. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 33 | 
                                                                                                                                                Hard | 
                                                                                                                                                FIELD cannot be left blank. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 51 | 
                                                                                                                                                Hard | 
                                                                                                                                                The sum of all credits against this  transaction is greater than the original  transaction amount. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 100 | 
                                                                                                                                                Hard | 
                                                                                                                                                The eCheck.Net type is invalid | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 25 | 
                                                                                                                                                Hard | 
                                                                                                                                                An error occurred during processing.  Please try again in 5 minutes. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 171 | 
                                                                                                                                                Hard | 
                                                                                                                                                An error occurred during processing.  Please contact the merchant. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 319 | 
                                                                                                                                                Hard | 
                                                                                                                                                The transaction cannot be found | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 130 | 
                                                                                                                                                Hard | 
                                                                                                                                                This payment gateway account has  been closed. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 308 | 
                                                                                                                                                Hard | 
                                                                                                                                                Original transaction for reversal not  found. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 247 | 
                                                                                                                                                Hard | 
                                                                                                                                                This eCheck.Net type is not allowed | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 97 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction cannot be accepted. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 221 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction has been declined | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 85 | 
                                                                                                                                                Hard | 
                                                                                                                                                This reason code is reserved or not  applicable to this API. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 15 | 
                                                                                                                                                Hard | 
                                                                                                                                                The transaction ID is invalid. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 77 | 
                                                                                                                                                Hard | 
                                                                                                                                                The SSN or tax ID is invalid | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 306 | 
                                                                                                                                                Hard | 
                                                                                                                                                The batch is already closed | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 116 | 
                                                                                                                                                Hard | 
                                                                                                                                                The authentication indicator is invalid. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 36 | 
                                                                                                                                                Hard | 
                                                                                                                                                The authorization was approved, but  settlement failed. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 54 | 
                                                                                                                                                Hard | 
                                                                                                                                                The referenced transaction does not  meet the criteria for issuing a credit. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 295 | 
                                                                                                                                                Hard | 
                                                                                                                                                The amount of this request was only  partially approved on the given prepaid  card. Additional payments are required  to complete the balance of this  transaction. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 103 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction cannot be accepted. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 46 | 
                                                                                                                                                Hard | 
                                                                                                                                                Your session has expired or does not  exist. You must log in to continue  working. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 253 | 
                                                                                                                                                Hard | 
                                                                                                                                                Your order has been received. Thank  you for your business! | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 20 | 
                                                                                                                                                Hard | 
                                                                                                                                                An error occurred during processing.  Please try again in 5 minutes. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 211 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction has been declined | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 75 | 
                                                                                                                                                Hard | 
                                                                                                                                                The freight amount is invalid | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 203 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction has been declined. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 66 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction cannot be accepted for  processing. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 57 | 
                                                                                                                                                Hard | 
                                                                                                                                                An error occurred in processing. Please  try again in 5 minutes | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 251 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction has been declined | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 224 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction has been declined | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 88 | 
                                                                                                                                                Hard | 
                                                                                                                                                This reason code is reserved or not  applicable to this API. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 216 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction has been declined | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 80 | 
                                                                                                                                                Hard | 
                                                                                                                                                The driver’s license state is invalid | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 2 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction has been declined. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 174 | 
                                                                                                                                                Hard | 
                                                                                                                                                The transaction type is invalid. Please  contact the merchant | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 141 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction has been declined. | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 311 | 
                                                                                                                                                Hard | 
                                                                                                                                                This transaction has already been  captured | 
                                                                        
                                                                                                                                                
                                                                            D27                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 13 | 
                                                                                                                                                Soft | 
                                                                                                                                                The merchant API Login ID is invalid or  the account is inactive. | 
                                                                        
                                                                                                                                                
                                                                            D33                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 206 | 
                                                                                                                                                Soft | 
                                                                                                                                                This transaction has been declined | 
                                                                        
                                                                                                                                                
                                                                            D34                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 31 | 
                                                                                                                                                Soft | 
                                                                                                                                                The FDC Merchant ID or Terminal ID is  incorrect. Call Merchant Service  Provider. | 
                                                                        
                                                                                                                                                
                                                                            D34                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 34 | 
                                                                                                                                                Soft | 
                                                                                                                                                The VITAL identification numbers are  incorrect. Call Merchant Service  Provider. | 
                                                                        
                                                                                                                                                
                                                                            D34                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 29 | 
                                                                                                                                                Soft | 
                                                                                                                                                The Paymentech identification numbers  are incorrect. Call Merchant Service  Provider. | 
                                                                        
                                                                                                                                                
                                                                            D34                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 212 | 
                                                                                                                                                Soft | 
                                                                                                                                                This transaction has been declined | 
                                                                        
                                                                                                                                                
                                                                            D34                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 207 | 
                                                                                                                                                Soft | 
                                                                                                                                                This transaction has been declined | 
                                                                        
                                                                                                                                                
                                                                            D34                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 24 | 
                                                                                                                                                Soft | 
                                                                                                                                                The Nova Bank Number or Terminal ID  is incorrect. Call Merchant Service  Provider. | 
                                                                        
                                                                                                                                                
                                                                            D34                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 210 | 
                                                                                                                                                Soft | 
                                                                                                                                                This transaction has been declined | 
                                                                        
                                                                                                                                                
                                                                            D34                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 35 | 
                                                                                                                                                Soft | 
                                                                                                                                                An error occurred during processing.  Call Merchant Service Provider. | 
                                                                        
                                                                                                                                                
                                                                            D34                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 17 | 
                                                                                                                                                Soft | 
                                                                                                                                                The merchant does not accept this type  of credit card. | 
                                                                        
                                                                                                                                                
                                                                            D34                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 205 | 
                                                                                                                                                Soft | 
                                                                                                                                                This transaction has been declined | 
                                                                        
                                                                                                                                                
                                                                            D34                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 38 | 
                                                                                                                                                Soft | 
                                                                                                                                                The Global Payment System  identification numbers are incorrect. Call  Merchant Service Provider. | 
                                                                        
                                                                                                                                                
                                                                            D34                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 213 | 
                                                                                                                                                Soft | 
                                                                                                                                                This transaction has been declined | 
                                                                        
                                                                                                                                                
                                                                            D34                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 208 | 
                                                                                                                                                Soft | 
                                                                                                                                                This transaction has been declined. | 
                                                                        
                                                                                                                                                
                                                                            D34                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 288 | 
                                                                                                                                                Soft | 
                                                                                                                                                Merchant is not registered as a  Cardholder Authentication participant.  This transaction cannot be accepted | 
                                                                        
                                                                                                                                                
                                                                            D34                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 43 | 
                                                                                                                                                Soft | 
                                                                                                                                                The merchant was incorrectly set up at  the processor. Call your Merchant  Service Provider. | 
                                                                        
                                                                                                                                                
                                                                            D34                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 28 | 
                                                                                                                                                Soft | 
                                                                                                                                                The merchant does not accept this type  of credit card | 
                                                                        
                                                                                                                                                
                                                                            D34                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 18 | 
                                                                                                                                                Soft | 
                                                                                                                                                ACH transactions are not accepted by  this merchant. | 
                                                                        
                                                                                                                                                
                                                                            D34                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 10 | 
                                                                                                                                                Hard | 
                                                                                                                                                The account number is invalid. | 
                                                                        
                                                                                                                                                
                                                                            R04                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 9 | 
                                                                                                                                                Hard | 
                                                                                                                                                The ABA code is invalid. | 
                                                                        
                                                                                                                                                
                                                                            R28                                                                         | 
                                                                    
                                                                                                                                                                                                        
                                                                        | 30 | 
                                                                                                                                                Hard | 
                                                                                                                                                The configuration with the processor is  invalid. Call Merchant Service Provider. | 
                                                                        
                                                                                                                                                
                                                                            R95                                                                         |