| 00 |
Good |
Approved or completed successfully. |
A01 |
| 11 |
Good |
Approved (VIP). |
A01 |
| 10 |
Good |
Approved, partial amount approved. |
A05 |
| 92 |
Soft |
Financial institution or intermediate network unknown for routing. |
D01 |
| 15 |
Soft |
No such issuer. |
D01 |
| 61 |
Soft |
Exceeds withdrawal amount limit. |
D03 |
| 05 |
Soft |
Do not honor. |
D03 |
| 51 |
Soft |
Insufficient funds. |
D03 |
| 65 |
Soft |
Exceeds withdrawal frequency limit. |
D03 |
| 67 |
Hard |
Hard capture; pick up. |
D04 |
| 04 |
Hard |
Pick up. |
D04 |
| 14 |
Hard |
Invalid card number (no such number). |
D05 |
| 53 |
Hard |
No savings account. |
D06 |
| 52 |
Hard |
No checking account. |
D06 |
| 55 |
Soft |
Incorrect PIN. |
D07 |
| 86 |
Soft |
Invalid card security code. |
D08 |
| 94 |
Soft |
Duplication transaction. |
D09 |
| 7X |
Soft |
Duplicate reversal. |
D09 |
| 7Z |
Soft |
Duplicate completion. |
D09 |
| 41 |
Hard |
Lost card; pick up. |
D10 |
| 43 |
Hard |
Stolen card; pick up. |
D11 |
| 96 |
Soft |
System malfunction. |
D12 |
| 7Y |
Soft |
Subsystem unavailable. |
D12 |
| 90 |
Soft |
System error. |
D12 |
| 33 |
Hard |
Expired card; pick up. |
D16 |
| 54 |
Hard |
Expired card. |
D16 |
| 19 |
Soft |
Try again. |
D17 |
| 7U |
Soft |
Amount too large. |
D18 |
| 13 |
Soft |
Invalid amount. |
D18 |
| 75 |
Soft |
Allowable number of PIN tries exceeded. |
D21 |
| 21 |
Hard |
Reversal error. |
D22 |
| 22 |
Hard |
Reversal error. |
D22 |
| 12 |
Hard |
Invalid transaction. |
D27 |
| 85 |
Hard |
No reason to decline. |
D27 |
| 26 |
Hard |
Referred ID not in DL database. |
D27 |
| 93 |
Hard |
Transaction cannot be completed ; violation of law. |
D27 |
| 7W |
Hard |
Unsuccessful. |
D27 |
| 30 |
Hard |
Format error (may also be a reversal). |
D27 |
| R1 |
Hard |
Not approved. |
D27 |
| 08 |
Hard |
Honor with identification. |
D27 |
| 82 |
Hard |
Count exceeds limit. |
D27 |
| 25 |
Hard |
Unable to locate record on file. |
D27 |
| 02 |
Hard |
Refer to card issuer's special conditions. |
D27 |
| 76 |
Hard |
Key synchronization error. |
D27 |
| 40 |
Hard |
Totals unavailable. |
D27 |
| 57 |
Hard |
Transaction not permitted by cardholder. |
D27 |
| 7V |
Hard |
Duplicate return. |
D27 |
| R0 |
Hard |
Not approved. |
D27 |
| 29 |
Hard |
Hard negative info on file. |
D27 |
| 06 |
Hard |
Error. |
D27 |
| 66 |
Hard |
Card acceptor; call acquirer security. |
D27 |
| R3 |
Hard |
Not approved. |
D27 |
| 01 |
Hard |
Refer to card issuer. |
D27 |
| 62 |
Soft |
Restricted card. |
D29 |
| 36 |
Soft |
Restricted card; pick up. |
D29 |
| 27 |
Soft |
Referred - Call Center. |
D30 |
| 34 |
Soft |
Suspected fraud; pick up. |
D31 |
| 03 |
Soft |
Invalid merchant. |
D34 |
| 28 |
Soft |
Referred skip trace info needed. |
E02 |
| 91 |
Soft |
Issuer or switch is inoperative (time-out). |
E02 |
