MasterCard
                                                                                 | 
                                                                                                                                                    
                                                                                                                                            
                                                                            | R | 
                                                                                                                                                        Retry: System Unavailable; retry | 
                                                                                                                                                        00 | 
                                                                        
                                                                                                                                                                                                                                                                                        
                                                                            | U | 
                                                                                                                                                        Address Info is Unavailable | 
                                                                                                                                                        40 | 
                                                                        
                                                                                                                                                                                                                                                                                        
                                                                            | N | 
                                                                                                                                                        No: Neither address nor postal code matches | 
                                                                                                                                                        45 | 
                                                                        
                                                                                                                                                                                                                                                                                        
                                                                            | Z | 
                                                                                                                                                        Zip: 5-digit ZIP Matches, Address Does Not Match for US address | 
                                                                                                                                                        46 | 
                                                                        
                                                                                                                                                                                                                                                                                        
                                                                            | W | 
                                                                                                                                                        Whole Zip: 9-digit ZIP Matches, Address Does Not Match; For address outside the U.S, postal code matches, address does not | 
                                                                                                                                                        47 | 
                                                                        
                                                                                                                                                                                                                                                                                        
                                                                            | A | 
                                                                                                                                                        Address: Address Matches ZIP Does Not Match | 
                                                                                                                                                        4D | 
                                                                        
                                                                                                                                                                                                                                                                                        
                                                                            | Y | 
                                                                                                                                                        Yes: Address and 5-digit ZIP Match for US address | 
                                                                                                                                                        4E | 
                                                                        
                                                                                                                                                                                                                                                                                        
                                                                            | X | 
                                                                                                                                                        Exact: Address and 9-digit ZIP Match; For address outside the U.S., postal code matches, address does not | 
                                                                                                                                                        4F | 
                                                                        
                                                                                                                                                                                                                                                                                        
                                                                            | S | 
                                                                                                                                                        Service Not Supported: Issuer does not support address verification | 
                                                                                                                                                        80 | 
                                                                        
                                                                                                                                                                                                                                                                                        
                                                                                                                                                            
                                                                                    Amex
                                                                                 | 
                                                                                                                                                    
                                                                                                                                            
                                                                            | R | 
                                                                                                                                                        System Unavailable or Timeout | 
                                                                                                                                                        00 | 
                                                                        
                                                                                                                                                                                                                                                                                        
                                                                            | U | 
                                                                                                                                                        Address Information Is Unavailable | 
                                                                                                                                                        40 | 
                                                                        
                                                                                                                                                                                                                                                                                        
                                                                            | N | 
                                                                                                                                                        Address and ZIP Do Not Match | 
                                                                                                                                                        45 | 
                                                                        
                                                                                                                                                                                                                                                                                        
                                                                            | Z | 
                                                                                                                                                        9 or 5 digit ZIP Matches, Address Does Not Match | 
                                                                                                                                                        47 | 
                                                                        
                                                                                                                                                                                                                                                                                        
                                                                            | A | 
                                                                                                                                                        Address Matches ZIP Does Not Match | 
                                                                                                                                                        4D | 
                                                                        
                                                                                                                                                                                                                                                                                        
                                                                            | Y | 
                                                                                                                                                        Address and ZIP Match | 
                                                                                                                                                        4F | 
                                                                        
                                                                                                                                                                                                                                                                                        
                                                                            | S | 
                                                                                                                                                        Issuer Does Not Support Address Verification | 
                                                                                                                                                        80 | 
                                                                        
                                                                                                                                                                                                                                                                                        
                                                                                                                                                            
                                                                                    Discover
                                                                                 | 
                                                                                                                                                    
                                                                                                                                            
                                                                            | U | 
                                                                                                                                                        Retry, system unable to process | 
                                                                                                                                                        00 | 
                                                                        
                                                                                                                                                                                                                                                                                        
                                                                            | W | 
                                                                                                                                                        No data from Issuer/Authorization system | 
                                                                                                                                                        40 | 
                                                                        
                                                                                                                                                                                                                                                                                        
                                                                            | G | 
                                                                                                                                                        Address information not verified for international transaction | 
                                                                                                                                                        40 | 
                                                                        
                                                                                                                                                                                                                                                                                        
                                                                            | N | 
                                                                                                                                                        Nothing matches | 
                                                                                                                                                        45 | 
                                                                        
                                                                                                                                                                                                                                                                                        
                                                                            | Z | 
                                                                                                                                                        5-digit Zip matches, address does not | 
                                                                                                                                                        46 | 
                                                                        
                                                                                                                                                                                                                                                                                        
                                                                            | T | 
                                                                                                                                                        Nine - digit ZIP Code matches, address does not | 
                                                                                                                                                        47 | 
                                                                        
                                                                                                                                                                                                                                                                                        
                                                                            | Y | 
                                                                                                                                                        Address matches, ZIP Code does not | 
                                                                                                                                                        4D | 
                                                                        
                                                                                                                                                                                                                                                                                        
                                                                            | A | 
                                                                                                                                                        Address matches, five-digit ZIP Code matches | 
                                                                                                                                                        4E | 
                                                                        
                                                                                                                                                                                                                                                                                        
                                                                            | X | 
                                                                                                                                                        All digits match (9-digit Zip Code) | 
                                                                                                                                                        4F |