UniPay Gateway Documentation

System Codes

Processing Codes

Deprecated Codes

Error Codes

Countries:

No Providers

Available Providers for Response Code "D03":

Provider Codes: Hide

Amex (batch)
Clearhaus (real-time)
Credorax (ePower) (real-time)
Elavon Mass Transact (batch)
Elavon viaConex4 (real-time)
Electronic Payments (real-time)
EVO Snap* (real-time)
EziDebit (real-time)
FirstData BuyPass (real-time)
FirstData Compass (batch)
FirstData Compass (real-time)
FirstData Global Gateway (Linkpoint) (real-time)
FirstData Nashville (real-time)
FirstData OmniPay (real-time)
FirstData Rapid Connect (real-time)
Fiserv (ACH-batch)
GETI (batch)
Heartland Exchange (real-time)
Heartland Portico (real-time)
JPMorgan (batch)
Latvijas Pasta Banka (LPB) (real-time)
MasterCard Payment Gateway (MPGS) (real-time)
Merchant Warrior (batch)
Merchant Warrior (real-time)
MIGS (real-time)
Moneris (batch)
Moneris (real-time)
Moneris eSelect (real-time)
Napse VTOL (real-time)
Napse VTOL Cards-batch
NMI (real-time)
PagoPay (real-time)
Paymentech Orbital (Stratus/Salem, PNS/Tandem/Tampa) (batch)
Paymentech Orbital (Stratus/Salem, PNS/Tandem/Tampa) (real-time)
Paymentech UTF (real-time)
Paysafe (real-time)
PayVision (real-time)
ProPay (real-time)
TabaPay (real-time)
TransArmor Compass StrongAuth Tokenization
TrustCommerce (batch)
TrustCommerce (real-time)
TSYS Sierra (real-time)
Vantiv Lowell (batch)
Vantiv Lowell (real-time)
Vantiv Tandem (batch)
Vantiv Tandem (real-time)
WorldPay (real-time)

Provider: Amex (batch)

Transaction Responses

Code	Type	Message	UniPay Code
51	Soft	FONDOS INSUFICIENTES	D03

Provider: Clearhaus (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
40413	Soft	Insufficient funds	D03

Provider: Credorax (ePower) (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
51	Soft	Not sufficient funds	D03

Provider: Elavon Mass Transact (batch)

Transaction Responses

Code	Type	Message	UniPay Code
51	Soft	Not sufficient funds	D03

Provider: Elavon viaConex4 (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
ND	Soft	Req exceeds bal	D03

Provider: Electronic Payments (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
100	Soft	Insufficient funds.	D03

Provider: EVO Snap* (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
116	Soft	INSUF FUNDS	D03
106	Soft	NEGATIVE BAL	D03

Provider: EziDebit (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
051	Soft	Not Sufficient funds	D03
51	Soft	Insufficient Funds	D03
06	Soft	Insufficient Funds	D03
61	Soft	Exceeds Withdrawal Amount Limits	D03

Provider: FirstData BuyPass (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
65	Soft	Exceeds withdrawal frequency limit.	D03
61	Soft	Exceeds withdrawal amount limit.	D03
51	Soft	Insufficient funds.	D03
05	Soft	Do not honor.	D03

Provider: FirstData Compass (batch)

Transaction Responses

Code	Type	Message	UniPay Code
521	Soft	Insufficient funds	D03
302	Soft	Credit Floor	D03
111	Soft	Approved for Partial	D03

Provider: FirstData Compass (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
521	Soft	Insufficient funds	D03
509	Soft	Over the limit	D03
111	Soft	Approved for Partial	D03

Provider: FirstData Global Gateway (Linkpoint) (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
002000	Soft	SGS_RC_GW_GENERALERROR	D03

Provider: FirstData Nashville (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
NQ	Soft	Tran Ct Excd Lmt	D03
NU	Soft	Declined	D03
61	Soft	Amt Exceeds Lmt	D03

Provider: FirstData OmniPay (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
51	Soft	Not sufficient funds	D03

Provider: FirstData Rapid Connect (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
521	Soft	Enter lesser amount.	D03
116	Soft	Not sufficient funds	D03

Provider: Fiserv (ACH-batch)

Transaction Responses

Code	Type	Message	UniPay Code
R01	Soft	Non sufficient Funds (NSF)	D03

Provider: GETI (batch)

Transaction Responses

Code	Type	Message	UniPay Code
520	Soft	Unpaid Check Limit Exceeded	D03
132	Soft	Transaction Limit Exceeded	D03
1032	Soft	Velocity Limit Exceeded	D03

Provider: Heartland Exchange (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
51	Soft	Decline	D03

Provider: Heartland Portico (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
5	Soft	Insufficient funds.	D03

Provider: JPMorgan (batch)

Transaction Responses

Code	Type	Message	UniPay Code
116	Soft	NON-SUF FUNDS	D03

Provider: Latvijas Pasta Banka (LPB) (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
116	Soft	Decline, not sufficient funds	D03

Provider: MasterCard Payment Gateway (MPGS) (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
INSUFFICIENT_FUNDS	Soft	Transaction declined due to insufficient funds	D03

Provider: Merchant Warrior (batch)

Transaction Responses

Code	Type	Message	UniPay Code
5	Soft	Insufaicient Funds	D03

Provider: Merchant Warrior (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
5	Soft	Insufaicient Funds	D03

Provider: MIGS (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
5	Soft	Transaction Declined - Insufficient funds	D03

Provider: Moneris (batch)

Transaction Responses

Code	Type	Message	UniPay Code
010	Soft	Approved for partial amount	D03
481	Soft	CREDIT CARD - Decline	D03
076	Soft	Low funds	D03

Provider: Moneris (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
481	Soft	CREDIT CARD - Decline	D03
076	Soft	Low funds	D03

Provider: Moneris eSelect (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
481	Soft	CREDIT CARD – Decline	D03
076	Soft	Low Funds	D03

Provider: Napse VTOL (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
51	Soft	Insufficient funds	D03

Provider: Napse VTOL Cards-batch

Transaction Responses

Code	Type	Message	UniPay Code
51	Soft	FONDOS INSUFICIENTES	D03

Provider: NMI (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
202	Soft	Insufficient Funds	D03

Provider: PagoPay (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
201	Soft	Insufficient Funds	D03

Provider: Paymentech Orbital (Stratus/Salem, PNS/Tandem/Tampa) (batch)

Transaction Responses

Code	Type	Message	UniPay Code
D7	Soft	Insufficient Funds	D03

Provider: Paymentech Orbital (Stratus/Salem, PNS/Tandem/Tampa) (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
D7	Soft	Insufficient Funds	D03

Provider: Paymentech UTF (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
217	Soft	Over Credit Flr Amount requested exceeds credit limit.	D03

Provider: Paysafe (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
3022	Soft	Insufficient funds	D03

Provider: PayVision (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
121	Soft	Exceeds limits to withdrawal	D03
116	Soft	Not sufficient funds	D03
4002	Soft	Insufficient funds	D03
NU	Soft	Declined	D03
NQ	Soft	Tran Ct Excd Lmt	D03
N3	Soft	Invld Acct2	D03
61	Soft	Amt Excceds Lmt	D03
51	Soft	Declined	D03
05	Soft	Declined	D03
800.100.162	Soft	Limit exceeded	D03
800.100.155	Soft	Amount exceeds credit	D03
N4	Soft	Cash Back Request Exceeds Issuer Limit	D03
97	Soft	No Funds Transfer	D03
66	Soft	Exceeds Acquirer Limit	D03
65	Soft	Exceeds frequency limit	D03
077	Soft	No action taken	D03
065	Soft	Decline	D03
051	Soft	Decline	D03

Provider: ProPay (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
63	Soft	Insufficient funds in account	D03
51	Soft	Insufficient funds	D03

Provider: TabaPay (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
216	Soft	Insufficient funds	D03
116	Soft	Insufficient funds	D03
T9	Soft	Insufficient funds for fees	D03
51	Soft	Insufficient funds	D03

Provider: TransArmor Compass StrongAuth Tokenization

Transaction Responses

Code	Type	Message	UniPay Code
521	Soft	Insufficient funds	D03
510	Soft	Over Limit Frequency	D03
509	Soft	Over the limit	D03
302	Soft	Credit Floor	D03

Provider: TrustCommerce (batch)

Transaction Responses

Code	Type	Message	UniPay Code
d-decline	Soft	The transaction was declined, it almost always is a result of insufficient funds on the card.	D03

Provider: TrustCommerce (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
d-decline	Soft	The transaction was declined, it almost always is a result of insufficient funds on the card.	D03

Provider: TSYS Sierra (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
51	Soft	Decline	D03
61	Soft	Declined	D03

Provider: Vantiv Lowell (batch)

Transaction Responses

Code	Type	Message	UniPay Code
707	Soft	Insufficient buying power	D03
110	Soft	Insufficient Funds	D03

Provider: Vantiv Lowell (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
707	Soft	Insufficient buying power	D03
110	Soft	Insufficient Funds	D03

Provider: Vantiv Tandem (batch)

Transaction Responses

Code	Type	Message	UniPay Code
73	Soft	Over Max Balance (Gift Card)	D03
51	Soft	Insufficient funds	D03

Provider: Vantiv Tandem (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
651	Soft	Insufficient funds	D03
751	Soft	Insufficient funds	D03

Provider: WorldPay (real-time)

Transaction Responses

Code	Type	Message	UniPay Code
051	Soft	Over credit limit.	D03
044	Soft	Try lesser amount	D03

Groups

Provider Codes: Hide

Groups

Provider Codes: Hide

Provider Codes: Hide