New Merchant (Provisioning)

Type:    Form
Description: Arrangement of provisioning wizard forms for creating a new Merchant.
Tabs:

General

view

Business

view

Owners

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References

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Deposit

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Provisioning

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Profiles

view

Items:


Provisioning Wizard

Includes various options to create a new merchant with the help of provisioning wizard.
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?
Provides user with additional information about required fields on the form.
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Remove All Hints
Allows to remove all hints from the form.
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New Litle Merchant (ISP)
Allows to see required fields for creationg a new litle merchant (ISP).
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New Litle Merchant (non-ISP)
Allows to see required fields for creationg a new litle merchant (non-ISP).

General

Provides access to general information about the merchant.

Merchant

Includes various options to create a new merchant.
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Portfolio
Reference to the entity that represents the portfolio attached to the merchant.

References: Merchant.Portfolio FK
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Tax ID
Use "Federal Tax Id" in "Business Info" object instead of this field.

References: Merchant.Tax ID Code
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Verify
Allows to verify specified tax ID code.
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Profile
Shows minor merchant profile settings that can be secified.
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Accounts
Shows type of accounts that can be used for this profile.
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Single
Indicates single merchant account.
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Multiple
Indicates multiple merchants account.
Tax IDs
Shows type of tax IDs that can be used for this profile.
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Single
Indicates single tax IDs account.
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Multiple
Indicates multiple tax IDs account.
Descriptors
Shows type of descriptors that can be used for this profile.
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Single
Indicates single descriptors account.
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Multiple
Indicates multiple descriptors account.
Deposit Accounts
Shows type of deposit accounts that can be used for this profile.
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Single
Indicates single deposit account.
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Multiple
Indicates multiple deposit account.
Recurring Fees
Shows type of recurring fees that can be used for this profile.
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Per Merchant
This type of fee is charged only once regardless of merchant accounts number.
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Per Account
This type of fees is charged for each account setup under a merchant.
ID
Identification number of the merchant in the system.
Create
Allows to create a new merchant ID.
Code
Unique identifier of the merchant generated by the gateway.

References: Merchant.Code
Name
The DBA name of the merchant.

References: Merchant.Name
Active
Indicates whether the record is active and can process through the system.

References: Merchant.Is Active
Time Zone
Time zone of a merchant.

References: Merchant.Time Zone Code
Time Zone
System code indicating the time zone.

References: Merchant.Time Zone System Code
Password
Merchant's password for transaction processing API. This value in combination with Merchant Code serves as a set of credentials to authenticate the submitter of a transaction.

References: Merchant.password
Generate Password
Allows to generate a new password for the merchant.
Confirm Password
Repeated password of the merchant.
Reseller
Reference to the entity that represents the reseller associated with the merchant.

References: Merchant.Reseller FK
Fee Processor
Reference to the entity that reresents processor's fee.

References: Merchant.Fee Processor FK
Channel
Reference to the entity that represents the channel.

References: Merchant.Channel FK
Create Date
Date when the record was created.

References: Merchant.Create Date

Submerchant

Includes various options to create a new submerchant.
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Name
Name associated with this submerchant account.
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Code
Code of the submerchant in the system.

Contact Information

Includes contact information of the merchant.
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Copy From
Allows to copy information from the selected source.
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business-info
Allows to copy information from the business information.
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primary-owner
Allows to copy information from the primary owner.
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contact-info
Allows to copy information from the contact information.
Contact Name
Name of the contact person for this merchant account.

References: Merchant Account.Contact Name
Street (line 1)
Street1 of the merchant's mailing address

References: Merchant Account.Street1
Street (line 1)
Street2 of the merchant's mailing address

References: Merchant Account.Street2
City
City of the merchant's mailing address

References: Merchant Account.City
Country
Country code of the merchant's mailing address

References: Merchant Account.Country Code
State/Province/Region
State code of the merchant's mailing address

References: Merchant Account.State
ZIP Code/Postal Code
ZIP code of the merchant's mailing address.

References: Merchant Account.ZIP Code
Phone
Phone number associated with this merchant account

References: Merchant Account.Phone
Fax
Fax number associated with this merchant account

References: Merchant Account.Fax
Email
Email associated with this merchant account

References: Merchant Account.Email

Notes

Includes any additional information about a new merchant.

Business

Provides access to various required business information about the merchant.

Business Information

Includes business information about the merchant.
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Legal Name
The legal name of the company.

References: BusinessInfo.legalName
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Business Name (DBA)
DBA ("doing business as") name of the merchant. The value of this field is automatically copied to Name field on General form.
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Ownership Structure
Enumeration of possible ownership types of the company.

References: BusinessInfo.ownershipStructureType
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Business Registration Year
The year when the merchant's business was established.

References: BusinessInfo.registrationYear
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Business Registration Country
The country where the merchant's business was established.

References: BusinessInfo.registrationCountryCode
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Business Registration State
Allows to select an appropriate state of the registration of the business.

The state where the merchant's business was established.

References: BusinessInfo.registrationState
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Federal Tax ID
Federal Tax identifier of the company.

References: BusinessInfo.federalTaxId
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State Tax ID
State Tax identifier of the company.

References: BusinessInfo.stateTaxId
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Sales Tax ID
Sale Tax identifier of the company.

References: BusinessInfo.salesTaxId
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Estimation Period
Enumeration of possible time periods for which transaction volume and average transaction amount are defined.

References: BusinessInfo.estimationPeriodType
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Est. Transaction Volume
The estimated volume of transactions expected to be processed during the indicated estimation period.

References: BusinessInfo.estimatedTransactionVolume
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Est. Transaction Amount
The estimated average amount of transactions expected to be processed during the indicated estimation period.

References: BusinessInfo.estimatedAvgTransactionAmount
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Contract Begin Date
References: BusinessInfo.contractBeginDate
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Contract End Date
References: BusinessInfo.contractEndDate
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Relationship Begin Date
Date when the business relationship with this company was officially established.

References: BusinessInfo.relationshipBeginDate
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Currency
The code of currency which the company processes transactions in.

References: BusinessInfo.currencyCode

Legal Address

Includes information about business legal address of the merchant.
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Copy from
Allows to copy the information from a specific location.
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contact-info
Allows to copy information for the Merchant from the "contact info".
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primary-owner
Allows to copy information from the "merchant business owner".
Street1
Street1 of a company's mailing address.

References: BusinessInfo.street1
Street2
Street2 of a company's mailing address.

References: BusinessInfo.street2
City
City name of a company's mailing address.

References: BusinessInfo.city
Country
Allows to select an appropriate country associated with the company mailing address.

Country code of a company's mailing address.

References: BusinessInfo.countryCode
State
Allows to select an appropriate state associated with the company mailing address.

State of a company's mailing address.

References: BusinessInfo.state
ZIP Code
ZIP code of a company's mailing address.

References: BusinessInfo.zipCode
Email
Email address of a company.

References: BusinessInfo.email
Web Site
URL of the corporate website of the company.

References: BusinessInfo.webSite
Work Hours
Working hours of the company.

References: BusinessInfo.workHours
Phone
Phone number of the customer service.

References: BusinessInfo.customerServicePhone

Background Verification Result for Business

Includes information about results based on background verification that was conducted for the business.

Overall Score

Includes the results of background verification of the company. These results can be used for evaluation of the risk of dealing with this merchant.
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Score
Overall background verification score (10X, where X is an integer value from 0 to 5, and 50 is the highest score with the lowest risk involved).

References: BackgroundVerificationResult.score
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Description
Description of the overall background verification score.

References: BackgroundVerificationResult.scoreDescription

Name-Address-SSN Association

Includes information whether name, address and social security number of the business owner were proved to correspond.
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Code
The value indicating whether the social security number matches the address that has been indicated for this person.

References: BackgroundVerificationResult.nameAddressSsnAssociationCode
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Description
The value indicating whether the social security number matches the address that has been indicated for this person.

References: BackgroundVerificationResult.nameAddressSsnAssociationDescription

Name-Address-Tax ID Association

Includes information whether name, address and tax ID of the particular business were proved to correspond.
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Code
A value indicating whether the tax ID matches the address that has been indicated for this company.

References: BackgroundVerificationResult.nameAddressTaxIdAssociationCode
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Description
A value indicating whether the tax ID matches the address that has been indicated for this company.

References: BackgroundVerificationResult.nameAddressTaxIdAssociationDescription

Name-Address-Phone Association

Includes information whether name, address and phone number of the particular business were proved to correspond.
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Code
A value indicating whether the phone number matches the address that has been indicated for this company.

References: BackgroundVerificationResult.nameAddressPhoneAssociationCode
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Description
A value indicating whether the phone number matches the address that has been indicated for this company.

References: BackgroundVerificationResult.nameAddressPhoneAssociationDescription

Data Verification

Includes information whether it was possible to verify the data supplied by the Merchant.
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Name
Indicates whether it has been possible to verify that the specified name really belongs to the person under consideration.

References: BackgroundVerificationResult.isNameVerified
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Phone
Indicates whether it has been possible to verify that the specified phone number is really the phone number of the person or company.

References: BackgroundVerificationResult.isPhoneVerified
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SSN
Indicates whether it has been possible to verify that the specified social security number is the real social security number of the person.

References: BackgroundVerificationResult.isSsnVerified
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Tax ID
Indicates whether it has been possible to verify that the specified tax ID is the real tax ID of the company.

References: BackgroundVerificationResult.isTaxIdVerified
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Dob
Indicates whether it has been possible to verify that the specified date of birth is really the date of birth of the person.

References: BackgroundVerificationResult.isDobVerified
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Street
Indicates whether it has been possible to verify that the specified street name is really where the person resides (or where the company is located).

References: BackgroundVerificationResult.isStreetVerified
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City
Indicates whether it has been possible to verify that the specified city name is really where the person resides (or where the company is located).

References: BackgroundVerificationResult.isCityVerified
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State
Indicates whether it has been possible to verify that the specified state name is really where the person resides (or where the company is located).

References: BackgroundVerificationResult.isStateVerified
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ZIP Code
Indicates whether it has been possible to verify that the specified ZIP/postal code is the real actual ZIP/postal code of the place where the person resides (or the company is located).

References: BackgroundVerificationResult.isZipVerified
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Last Update
The date when profile was updated the last time.

References: BackgroundVerificationResult.lastUpdateDate

Business-Owner Association

Includes information whether the relationship between principal owner and the company was verified.
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Score
The score characterizing the relationship\association between the principal owner and the company.

References: BackgroundVerificationResult.associationScore
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Description
Description of the score characterizing the relationship\association between the principal owner and the company.

References: BackgroundVerificationResult.associationScoreDescription

Background Check Decision Notes

Includes comments related to decision on company's background verification and underwriting.

Risk Indicators

Includes information abour possible risk indicators associated with the person or company verified. Risk indicators may include presence of the person or business on Federal Blacklist, etc.
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Code
The code of the risk indicator.

References: RiskIndicator.code
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Description
Risk indicator description.

References: RiskIndicator.description

Bankruptcy

Includes information about company's bankruptcy history(if any).
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Type
Bankruptcy type.

References: Bankruptcy.type
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Count
Bankruptcy count for a company.

References: Bankruptcy.count
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Company Name
Name of bankrupt company.

References: Bankruptcy.companyName
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Street1
Street1 of the bankrupt company's mailing address.

References: Bankruptcy.street1
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Street2
Street2 of the bankrupt company's mailing address.

References: Bankruptcy.street2
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City
City of the bankrupt company's mailing address.

References: Bankruptcy.city
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State
State code of the bankrupt company's mailing address.

References: Bankruptcy.state
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ZIP Code
ZIP/postal code of the bankrupt company's mailing address.

References: Bankruptcy.zipCode
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Filing date
The date when the bankruptcy was filed.

References: Bankruptcy.filingDate

Lien

Includes information about company's lien history (if any).
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Type
Type of the lien.

References: Lien.type
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Released Count
The count of property items released to the owner for this lien.

References: Lien.releasedCount
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Unreleased Count
The count of unreleased property items for this lien.

References: Lien.unreleasedCount
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Company Name
Name of the company with a lien.

References: Lien.companyName
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Street1
Street (line 1) associated with the mailing address of the company with a lien.

References: Lien.street1
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Street2
Street (line 2) associated with the mailing address of the company with a lien.

References: Lien.street2
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City
City associated with the mailing address of the company with a lien.

References: Lien.city
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State
State associated with the mailing address of the company with a lien.

References: Lien.state
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ZIP Code
Zip code associated with the mailing address of the company with a lien.

References: Lien.zipCode
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Filing date
The date when the lien was filed.

References: Lien.filingDate

Owners

Provides access to various business information about the owner.

Primary Owner

Includes general information about primary owner.
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First Name
Business owner's first name.

References: BusinessOwner.firstName
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Last Name
Business owner's last name.

References: BusinessOwner.lastName
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Email
Business owner's e-mail.

References: BusinessOwner.email
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Social Security
Business owner's social security number.

References: BusinessOwner.socialSecurity
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Phone
Business owner's phone number.

References: BusinessOwner.phone
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Birth Date
Business owner's birth date.

References: BusinessOwner.birthDate
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Driver License
Business owner's driver's license number.

References: BusinessOwner.driverLicense
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Driver License Country
Code of the country where the driver license was provided to the business owner.

References: BusinessOwner.driverLicenseCountryCode
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Driver License State
State where business owner's driver license was issued.

References: BusinessOwner.driverLicenseState
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Street1
Street (line 1) associated with business owner's address.

Street (line 1) associated with business owner's address.

References: BusinessOwner.street1
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Street2
Street (line 2) associated with business owner's address.

References: BusinessOwner.street2
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City
City associated with business owner's address.

References: BusinessOwner.city
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Country
Country code associated with business owner's address.

References: BusinessOwner.countryCode
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State
State associated with business owner's address.

References: BusinessOwner.state
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ZIP Code
ZIP/postal code associated with business owner's address.

References: BusinessOwner.zipCode

Secondary Owner

Includes general information about secondary owner.
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First Name
Business owner's first name.

References: BusinessOwner.firstName
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Last Name
Business owner's last name.

References: BusinessOwner.lastName
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Email
Business owner's e-mail.

References: BusinessOwner.email
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Social Security
Business owner's social security number.

References: BusinessOwner.socialSecurity
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Phone
Business owner's phone number.

References: BusinessOwner.phone
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Birth Date
Business owner's birth date.

References: BusinessOwner.birthDate
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Driver License
Business owner's driver's license number.

References: BusinessOwner.driverLicense
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Driver License Country
Code of the country where the driver license was provided to the business owner.

References: BusinessOwner.driverLicenseCountryCode
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Driver License State
State where business owner's driver license was issued.

References: BusinessOwner.driverLicenseState
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Street1
Street (line 1) associated with business owner's address.

Street (line 1) associated with business owner's address.

References: BusinessOwner.street1
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Street2
Street (line 2) associated with business owner's address.

References: BusinessOwner.street2
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City
City associated with business owner's address.

References: BusinessOwner.city
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Country
Country code associated with business owner's address.

References: BusinessOwner.countryCode
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State
State associated with business owner's address.

References: BusinessOwner.state

Background Verification Result for Owner

Includes information about results based on background verification that was conducted for primary owner.

Overall Score

Includes information about estimation score based on background verification results on the whole that can be used to evaluate risk of dealing with this Merchant.
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Score
Overall background verification score (10X, where X is an integer value from 0 to 5, and 50 is the highest score with the lowest risk involved).

References: BackgroundVerificationResult.score
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Description
Description of the overall background verification score.

References: BackgroundVerificationResult.scoreDescription

Name-Address-SSN Association

Includes information whether name, address and social security number of the business owner were verified as corresponding to each other.
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Code
The value indicating whether the social security number matches the address that has been indicated for this person.

References: BackgroundVerificationResult.nameAddressSsnAssociationCode
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Description
The value indicating whether the social security number matches the address that has been indicated for this person.

References: BackgroundVerificationResult.nameAddressSsnAssociationDescription

Name-Address-Tax ID Association

Includes information whether name, address and tax ID of the particular business were verified as corresponding to each other.
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Code
A value indicating whether the tax ID matches the address that has been indicated for this company.

References: BackgroundVerificationResult.nameAddressTaxIdAssociationCode
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Description
A value indicating whether the tax ID matches the address that has been indicated for this company.

References: BackgroundVerificationResult.nameAddressTaxIdAssociationDescription

Name-Address-Phone Association

Includes information whether name, address and phone number of the particular business were verified as corresponding to each other.
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Code
A value indicating whether the phone number matches the address that has been indicated for this company.

References: BackgroundVerificationResult.nameAddressPhoneAssociationCode
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Description
A value indicating whether the phone number matches the address that has been indicated for this company.

References: BackgroundVerificationResult.nameAddressPhoneAssociationDescription

Data Verification

Includes information whether it was possible to verify the data supplied by the Merchant.
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Name
Indicates whether it has been possible to verify that the specified name really belongs to the person under consideration.

References: BackgroundVerificationResult.isNameVerified
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Phone
Indicates whether it has been possible to verify that the specified phone number is really the phone number of the person or company.

References: BackgroundVerificationResult.isPhoneVerified
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SSN
Indicates whether it has been possible to verify that the specified social security number is the real social security number of the person.

References: BackgroundVerificationResult.isSsnVerified
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Tax ID
Indicates whether it has been possible to verify that the specified tax ID is the real tax ID of the company.

References: BackgroundVerificationResult.isTaxIdVerified
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Dob
Indicates whether it has been possible to verify that the specified date of birth is really the date of birth of the person.

References: BackgroundVerificationResult.isDobVerified
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Street
Indicates whether it has been possible to verify that the specified street name is really where the person resides (or where the company is located).

References: BackgroundVerificationResult.isStreetVerified
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City
Indicates whether it has been possible to verify that the specified city name is really where the person resides (or where the company is located).

References: BackgroundVerificationResult.isCityVerified
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State
Indicates whether it has been possible to verify that the specified state name is really where the person resides (or where the company is located).

References: BackgroundVerificationResult.isStateVerified
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ZIP Code
Indicates whether it has been possible to verify that the specified ZIP/postal code is the real actual ZIP/postal code of the place where the person resides (or the company is located).

References: BackgroundVerificationResult.isZipVerified
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Last Update
The date when profile was updated the last time.

References: BackgroundVerificationResult.lastUpdateDate

Business-Owner Association

Includes information whether the relationship between principal owner and the company was verified.
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Score
The score characterizing the relationship\association between the principal owner and the company.

References: BackgroundVerificationResult.associationScore
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Description
Description of the score characterizing the relationship\association between the principal owner and the company.

References: BackgroundVerificationResult.associationScoreDescription

Background Check Decision Notes

Includes comments related to decision on company's background verification and underwriting.

Risk Indicators

Includes information about possible risk indicators associated with the person or company verified. Risk indicators may include presence of the person or business on Federal Blacklist, etc.
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Code
The code of the risk indicator.

References: RiskIndicator.code
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Description
Risk indicator description.

References: RiskIndicator.description

References

Provides access to general information about primary business reference.

Primary Business Reference

Includes general information about primary business reference.
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First Name
Business owner's first name.

References: BusinessOwner.firstName
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Last Name
Business owner's last name.

References: BusinessOwner.lastName
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Email
Business owner's e-mail.

References: BusinessOwner.email
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Social Security
Business owner's social security number.

References: BusinessOwner.socialSecurity
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Phone
Business owner's phone number.

References: BusinessOwner.phone
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Birth Date
Business owner's birth date.

References: BusinessOwner.birthDate
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Driver License
Business owner's driver's license number.

References: BusinessOwner.driverLicense
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Driver License Country
Code of the country where the driver license was provided to the business owner.

References: BusinessOwner.driverLicenseCountryCode
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Driver License State
State where business owner's driver license was issued.

References: BusinessOwner.driverLicenseState
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Street1
Street (line 1) associated with business owner's address.

Street (line 1) associated with business owner's address.

References: BusinessOwner.street1
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Street2
Street (line 2) associated with business owner's address.

References: BusinessOwner.street2
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City
City associated with business owner's address.

References: BusinessOwner.city
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Country
Country code associated with business owner's address.

References: BusinessOwner.countryCode
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State
State associated with business owner's address.

References: BusinessOwner.state
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ZIP Code
ZIP/postal code associated with business owner's address.

References: BusinessOwner.zipCode

Deposit

Provides access to various deposit information.

Deposit Information

Includes deposit information to be used as the source of the remittance of the funds.
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Bank Name
Name of the bank which holds the account where remittance deposits are directed.

References: MerchantDepositInfo.bankName
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Bank Phone
Phone of the bank which holds the account where remittance deposits are directed.

References: MerchantDepositInfo.bankPhone
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Holder Name
Name of a payment card or bank account holder. The value is a concatenation of the firstName and lastName field values separated by a space.

Full name of the account holder, where remittance deposits are directed.

References: MerchantDepositInfo.holderName
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Account #/IBAN
Bank account where remittance deposits are directed.

When update (modify) action is performed, the real bank account information has to be supplied for this field. When the information is requested for reading (load), the masked value will be returned instead for security purposes.

Masked account number (last four digits) of the bank account associated with the merchant account group.

References: MerchantDepositInfo.accountNumber
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Routing #/SWIFT/BIC/BSB
Routing number of the bank where deposits are directed.

When update (modify) action is performed, the real routing number information has to be supplied for this field. When the information is requested for reading (load), the masked value will be returned instead for security purposes.

Masked routing number (last four digits) of the bank account associated with the merchant account group.

References: MerchantDepositInfo.routingNumber
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Token
Value, issued by the internal tokenization system that replaces actual bank account and routing number. Using that value system can obtain the real bank account number and routing number to process.

References: MerchantDepositInfo.tokenCode

Charge Information

Includes charge information to be used as the source of the remittance of the funds.
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Account Usage
Allows to select an appropriate type of charges distribution for a particular account.
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Fee Only
Indicates that only fees are withdrawn from a particular account.
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Negative Balance
Indicates that fees, chargebacks, returns and adjustments are withdrawn from a particular account.
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Not Used
Default value.
Indicates that no money is withdrawn from a particular account.
Bank Name
Name of the bank which holds the account from which merchant fees are deducted.

References: MerchantChargeInfo.bankName
Bank Phone
Phone of the bank which holds the account from which merchant fees are deducted.

References: MerchantChargeInfo.bankPhone
Holder Name
Name of a payment card or bank account holder. The value is a concatenation of the firstName and lastName field values separated by a space.

Full name of the holder of the account from which merchant fees are deducted.

References: MerchantChargeInfo.holderName
Account #
The bank account where remittance deposits are directed.

When update (modify) action is performed, the real bank account information has to be supplied for this field. When the information is requested for reading (load), the masked value will be returned instead for security purposes.

Masked account number (last four digits) of the bank account associated with the merchant account group.

References: MerchantChargeInfo.accountNumber
Routing #
Routing number of the bank where deposits are directed.

When update (modify) action is performed, the real routing number information has to be supplied for this field. When the information is requested for reading (load), the masked value will be returned instead for security purposes.

Masked routing number (last four digits) of the bank account associated with the merchant account group.

References: MerchantChargeInfo.routingNumber
Token
Value, issued by the internal tokenization system that replaces actual bank account and routing number. Using that value system can obtain the real bank account number and routing number to process.

References: MerchantChargeInfo.tokenCode

Bank Card Reserve

Includes information about the reserve used to cover chargebacks.
Enabled
Indicates whether chargeback reserve is enabled. If not enabled, money will not be withheld in the reserve.

References: MerchantChargebacksReserve.isEnabled
Required Amount
Amount of money that must be maintained as chargebacks reserve. Requested amount gets dynamically adjusted as time progresses and processing volume changes. The requested amount should never drop below the minimum amount. See Reserves definition for additional information.

References: MerchantChargebacksReserve.requiredAmount
Collected Amount
Note: This field is read-only and cannot be modified.

Amount of money available in the reserve after the last remittance happened. See Reserves definition for additional information.

References: MerchantChargebacksReserve.collectedAmount
Minimum Amount
Minimum amount of money that must be held in reserve at all times. See Reserves definition for additional information.

References: MerchantChargebacksReserve.minimumAmount
Rate
Percentage of total transaction volume that should be retained as reserve. Using this rate and the Chargeback Reserve Period the requested amount of chargeback reserve is dynamically calculated and adjusted on each remittance. See Reserves definition for additional information.

References: MerchantChargebacksReserve.rate
Period
Time period in days, used to determine the requested amount of the reserve. See Reserves definition for additional information.

References: MerchantChargebacksReserve.period

ACH Reserve

Includes information about the reserve used to cover ACH returns.
Enabled
Indicates whether return reserve is enabled. If not enabled, money will not be withheld in the reserve.

References: MerchantReturnsReserve.isEnabled
Required Amount
Amount of money for ACH returns that must be maintained as chargebacks reserve. Requested amount gets dynamically adjusted as time progresses and processing volume changes. The requested amount should never drop below the minimum amount. See Reserves definition for additional information.

References: MerchantReturnsReserve.requiredAmount
Collected Amount
Note: This field is read-only and cannot be modified.

Amount of money for ACH returns available in the reserve after the last remittance happened. See Reserves definition for additional information.

References: MerchantReturnsReserve.collectedAmount
Minimum Amount
Minimum amount of money for ACH returns that must be held in reserve at all times. See Reserves definition for additional information.

References: MerchantReturnsReserve.minimumAmount
Rate
Percentage of total transaction volume that should be retained as reserve for ACH returns. Using this rate and the Return Reserve Period the requested amount of return reserve is dynamically calculated and adjusted on each remittance. See Reserves definition for additional information.

References: MerchantReturnsReserve.rate
Period
Time period in days, used to determine the requested amount of the reserve. See Reserves definition for additional information.

References: MerchantReturnsReserve.period

Refund Reserve

Includes information about the reserve used to limit refund.
Enabled
Indicates whether refund reserve is enabled. If not enabled, limited refunds are allowed.

References: MerchantRefundsReserve.isEnabled
Maximum Amount
Amount of the reserve that the system needs to maintain. See Reserves definition for additional information.

References: MerchantRefundsReserve.requiredAmount
Collected Amount
Note: This field is read-only and cannot be modified.

Amount of the reserve that the system managed to collect at the time of the last remittance. See Reserves definition for additional information.

References: MerchantRefundsReserve.collectedAmount
Remaining Amount
Note: This field is read-only and cannot be modified.

Amount of money, against which refunds can be made. See Reserves definition for additional information.

References: MerchantRefundsReserve.remainingAmount

Provisioning

Provides access to merchant's verification.

Merchant Verify

Includes merchant verification information.
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Provisioning Profiles
Allows to select configuration settings that should be used for provisioning.
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Mode
Type of verification request that is going to be performed.
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Create
Creates a brand new legal entity and populates with values. After that a background check is going to be executed.
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Modify
Updates an existing legal entity and after that executes a background check again.
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Verify
Runs the verification process on the information supplied using the selected profile and mode.
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Retrieve
Retrieves the results of the background check.

Note: Should be used when the final decision was not available at the time when the verification was run. (Account went into manual review).

Background Verification Result for Business

Includes information about results based on background verification that was conducted for the business.

Overall Score

Includes the results of background verification of the company. These results can be used for evaluation of the risk of dealing with this merchant.
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Score
Overall background verification score (10X, where X is an integer value from 0 to 5, and 50 is the highest score with the lowest risk involved).

References: BackgroundVerificationResult.score
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Description
Description of the overall background verification score.

References: BackgroundVerificationResult.scoreDescription

Name-Address-SSN Association

Includes information whether name, address and social security number of the business owner were proved to correspond.
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Code
The value indicating whether the social security number matches the address that has been indicated for this person.

References: BackgroundVerificationResult.nameAddressSsnAssociationCode
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Description
The value indicating whether the social security number matches the address that has been indicated for this person.

References: BackgroundVerificationResult.nameAddressSsnAssociationDescription

Name-Address-Tax ID Association

Includes information whether name, address and tax ID of the particular business were proved to correspond.
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Code
A value indicating whether the tax ID matches the address that has been indicated for this company.

References: BackgroundVerificationResult.nameAddressTaxIdAssociationCode
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Description
A value indicating whether the tax ID matches the address that has been indicated for this company.

References: BackgroundVerificationResult.nameAddressTaxIdAssociationDescription

Name-Address-Phone Association

Includes information whether name, address and phone number of the particular business were proved to correspond.
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Code
A value indicating whether the phone number matches the address that has been indicated for this company.

References: BackgroundVerificationResult.nameAddressPhoneAssociationCode
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Description
A value indicating whether the phone number matches the address that has been indicated for this company.

References: BackgroundVerificationResult.nameAddressPhoneAssociationDescription

Data Verification

Includes information whether it was possible to verify the data supplied by the Merchant.
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Name
Indicates whether it has been possible to verify that the specified name really belongs to the person under consideration.

References: BackgroundVerificationResult.isNameVerified
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Phone
Indicates whether it has been possible to verify that the specified phone number is really the phone number of the person or company.

References: BackgroundVerificationResult.isPhoneVerified
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SSN
Indicates whether it has been possible to verify that the specified social security number is the real social security number of the person.

References: BackgroundVerificationResult.isSsnVerified
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Tax ID
Indicates whether it has been possible to verify that the specified tax ID is the real tax ID of the company.

References: BackgroundVerificationResult.isTaxIdVerified
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Dob
Indicates whether it has been possible to verify that the specified date of birth is really the date of birth of the person.

References: BackgroundVerificationResult.isDobVerified
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Street
Indicates whether it has been possible to verify that the specified street name is really where the person resides (or where the company is located).

References: BackgroundVerificationResult.isStreetVerified
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City
Indicates whether it has been possible to verify that the specified city name is really where the person resides (or where the company is located).

References: BackgroundVerificationResult.isCityVerified
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State
Indicates whether it has been possible to verify that the specified state name is really where the person resides (or where the company is located).

References: BackgroundVerificationResult.isStateVerified
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ZIP Code
Indicates whether it has been possible to verify that the specified ZIP/postal code is the real actual ZIP/postal code of the place where the person resides (or the company is located).

References: BackgroundVerificationResult.isZipVerified
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Last Update
The date when profile was updated the last time.

References: BackgroundVerificationResult.lastUpdateDate

Business-Owner Association

Includes information whether the relationship between principal owner and the company was verified.
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Score
The score characterizing the relationship\association between the principal owner and the company.

References: BackgroundVerificationResult.associationScore
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Description
Description of the score characterizing the relationship\association between the principal owner and the company.

References: BackgroundVerificationResult.associationScoreDescription

Background Check Decision Notes

Includes comments related to decision on company's background verification and underwriting.

Risk Indicators

Includes information abour possible risk indicators associated with the person or company verified. Risk indicators may include presence of the person or business on Federal Blacklist, etc.
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Code
The code of the risk indicator.

References: RiskIndicator.code
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Description
Risk indicator description.

References: RiskIndicator.description

Bankruptcy

Includes information about company's bankruptcy history(if any).
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Type
Bankruptcy type.

References: Bankruptcy.type
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Count
Bankruptcy count for a company.

References: Bankruptcy.count
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Company Name
Name of bankrupt company.

References: Bankruptcy.companyName
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Street1
Street1 of the bankrupt company's mailing address.

References: Bankruptcy.street1
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Street2
Street2 of the bankrupt company's mailing address.

References: Bankruptcy.street2
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City
City of the bankrupt company's mailing address.

References: Bankruptcy.city
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State
State code of the bankrupt company's mailing address.

References: Bankruptcy.state
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ZIP Code
ZIP/postal code of the bankrupt company's mailing address.

References: Bankruptcy.zipCode
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Filing date
The date when the bankruptcy was filed.

References: Bankruptcy.filingDate

Lien

Includes information about company's lien history (if any).
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Type
Type of the lien.

References: Lien.type
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Released Count
The count of property items released to the owner for this lien.

References: Lien.releasedCount
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Unreleased Count
The count of unreleased property items for this lien.

References: Lien.unreleasedCount
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Company Name
Name of the company with a lien.

References: Lien.companyName
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Street1
Street (line 1) associated with the mailing address of the company with a lien.

References: Lien.street1
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Street2
Street (line 2) associated with the mailing address of the company with a lien.

References: Lien.street2
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City
City associated with the mailing address of the company with a lien.

References: Lien.city
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State
State associated with the mailing address of the company with a lien.

References: Lien.state
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ZIP Code
Zip code associated with the mailing address of the company with a lien.

References: Lien.zipCode
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Filing date
The date when the lien was filed.

References: Lien.filingDate

Background Verification Result for Owner

Includes information about results based on background verification that was conducted for primary owner.

Overall Score

Includes information about estimation score based on background verification results on the whole that can be used to evaluate risk of dealing with this Merchant.
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Score
Overall background verification score (10X, where X is an integer value from 0 to 5, and 50 is the highest score with the lowest risk involved).

References: BackgroundVerificationResult.score
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Description
Description of the overall background verification score.

References: BackgroundVerificationResult.scoreDescription

Name-Address-SSN Association

Includes information whether name, address and social security number of the business owner were verified as corresponding to each other.
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Code
The value indicating whether the social security number matches the address that has been indicated for this person.

References: BackgroundVerificationResult.nameAddressSsnAssociationCode
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Description
The value indicating whether the social security number matches the address that has been indicated for this person.

References: BackgroundVerificationResult.nameAddressSsnAssociationDescription

Name-Address-Tax ID Association

Includes information whether name, address and tax ID of the particular business were verified as corresponding to each other.
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Code
A value indicating whether the tax ID matches the address that has been indicated for this company.

References: BackgroundVerificationResult.nameAddressTaxIdAssociationCode
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Description
A value indicating whether the tax ID matches the address that has been indicated for this company.

References: BackgroundVerificationResult.nameAddressTaxIdAssociationDescription

Name-Address-Phone Association

Includes information whether name, address and phone number of the particular business were verified as corresponding to each other.
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Code
A value indicating whether the phone number matches the address that has been indicated for this company.

References: BackgroundVerificationResult.nameAddressPhoneAssociationCode
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Description
A value indicating whether the phone number matches the address that has been indicated for this company.

References: BackgroundVerificationResult.nameAddressPhoneAssociationDescription

Data Verification

Includes information whether it was possible to verify the data supplied by the Merchant.
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Name
Indicates whether it has been possible to verify that the specified name really belongs to the person under consideration.

References: BackgroundVerificationResult.isNameVerified
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Phone
Indicates whether it has been possible to verify that the specified phone number is really the phone number of the person or company.

References: BackgroundVerificationResult.isPhoneVerified
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SSN
Indicates whether it has been possible to verify that the specified social security number is the real social security number of the person.

References: BackgroundVerificationResult.isSsnVerified
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Tax ID
Indicates whether it has been possible to verify that the specified tax ID is the real tax ID of the company.

References: BackgroundVerificationResult.isTaxIdVerified
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Dob
Indicates whether it has been possible to verify that the specified date of birth is really the date of birth of the person.

References: BackgroundVerificationResult.isDobVerified
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Street
Indicates whether it has been possible to verify that the specified street name is really where the person resides (or where the company is located).

References: BackgroundVerificationResult.isStreetVerified
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City
Indicates whether it has been possible to verify that the specified city name is really where the person resides (or where the company is located).

References: BackgroundVerificationResult.isCityVerified
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State
Indicates whether it has been possible to verify that the specified state name is really where the person resides (or where the company is located).

References: BackgroundVerificationResult.isStateVerified
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ZIP Code
Indicates whether it has been possible to verify that the specified ZIP/postal code is the real actual ZIP/postal code of the place where the person resides (or the company is located).

References: BackgroundVerificationResult.isZipVerified
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Last Update
The date when profile was updated the last time.

References: BackgroundVerificationResult.lastUpdateDate

Business-Owner Association

Includes information whether the relationship between principal owner and the company was verified.
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Score
The score characterizing the relationship\association between the principal owner and the company.

References: BackgroundVerificationResult.associationScore
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Description
Description of the score characterizing the relationship\association between the principal owner and the company.

References: BackgroundVerificationResult.associationScoreDescription

Background Check Decision Notes

Includes comments related to decision on company's background verification and underwriting.

Risk Indicators

Includes information about possible risk indicators associated with the person or company verified. Risk indicators may include presence of the person or business on Federal Blacklist, etc.
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Code
The code of the risk indicator.

References: RiskIndicator.code
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Description
Risk indicator description.

References: RiskIndicator.description

Profiles

Provides access to processing setup.

Merchant Configure

Includes various configuration scripts that can be selected for merchant or merchant account.
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Configuration Script
Allows to choose an appropriate script for configuration for a particular merchant or merchant account.
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Configure
Alows to configure a merchant with the selected configuration script.

Processing Information

Includes information about merchant's processing profiles.
Synchronize with external sources
Indicates whether processing information is synchronized with external sources associated with the merchant.
Merchant Category Code (MCC)
Code of the merchant's category.
Amex MID
Merchant ID assigned by Amex.
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OptBlue
Indicates whether American Express OptBlue program is used.
Discover MID
Merchant ID assigned by Discover.
Max. Transaction Amount
Maximum amount that can be processed within one transaction.
Card Descriptor
Descriptor of the card used by merchant.
Direct Debit Processing
Indicates whether direct debit processing is enabled.
Direct Debit Descriptor Item
Descriptor of the e-check or bank account used by the merchant.
Direct Debit Descriptor Merchant
Name of the merchant that owns the e-check or bank account.
Customer Service Phone
Phone number of the customer service.
Group
The group of the transaction processing.
Type
The type of the transaction processing.
Service Provider
The name of the service provider for transaction processing.
Identity
The identity of the transaction processing.
Edit Provider Profile
Allows to edit processor's profile.
Modify Provider Profile
Provides access to various provider modifying options.
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modify...
Allows to edit provider's profile.
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copy to...
Allows to copy settings to other merchant or merchant account's processor profile.
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copy from...
Allows to copy settings from other merchant or merchant account's processor profile.
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enable
Enables processing within the profile.
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disable
Disables processing within the profile.
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delete
Deletes the provider profile.
Save
Saves all information on the form.
Close
Closes the form without saving any changes.
Previous
Allows to move to previous page.
Next
Allows to move to the next page.
Skip
Allows to skip the next page.